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New York State Department of Financial Services

Weekly Banking Bulletin

March 9, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 5, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Notice of intention to establish electronic facilities (automated teller machines) at the following two locations, received.

  1. Rutter’s Farm Store #73, 5021 Tabler Station Road, Inwood, Berkeley County, West Virginia 25428;
  2. Rutter’s Farm Store #75, 9210 Woodsboro Pike, Town of Walkersville, Frederick County, Maryland 21793.

March 5, 2018 (LL-LFS)
SCRATCH FINANCIAL INC. D/B/A SCRATCH, SCRATCHPAY
815 Colorado Blvd, Suite 450, Los Angeles, CA 90041

Application received for a license to engage in business as a licensed lender. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

March 5, 2018 (TR-CRB)
MANUFACTURERS & TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Application dated March 2, 2018, for permission to change the location of branch office from 354 Flatbush Avenue, Borough of Brooklyn, City of New York 11238 to 184 Sterling Place, Borough of Brooklyn, City of New York 11217, received. 

March 9, 2018 (TM-LFS)
FINTECH ACQUISITION CORP. II
2929 Arch Street, Suite 1703, Philadelphia, PA 19104

Application for a change of control whereby FINTECH ACQUISITION CORP. II will acquire 100 percent of Intermex Wire Transfer II, LLC was received.

The publication of receipt of this application does not indicate that the application is complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to establish a Mortgage Banker's Branch received for examination:

March 2, 2018 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
33 Witherspoon Street, Suite #2, Princeton, NJ 08542

March 2, 2018 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
6200 Tennyson Parkway, Suite 210, Plano, TX 75024

March 2, 2018 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.
265 Broadhollow Road, Suite 401, Melville, NY 11747

March 6, 2018 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
5 Marine View Plaza, Suite 500, Hoboken, NJ 07030

March 6, 2018 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
15 Enterprise, Suite 110, Aliso Viejo, CA 92656

March 7, 2018 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.  D/B/A Norcom Mortgage
40 - 42 Main Street, 2nd Floor, Suite #5, Flushing, NY 11354

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

September 5, 2017

65968

Christine Greenberg

Bellmore

New York

September 26, 2017

1510730

Maribel Leon Scadden

Phoenix

Arizona

January 3, 2018

1684817

Victoria Lynn DiLuzio

Mount Ephraim

New Jersey

January 3, 2018

1693581

Joseph Tyler Kettle

Fulton

Missouri

January 5, 2018

1591690

Andrew Alexander Aguirre

Hopatcong

New Jersey

January 5, 2018

1591691

Brandon Robert Scalley

Dover

New Jersey

January 5, 2018

1591669

Alan Cantrell Gage

Flanders

New Jersey

January 10, 2018

672387

Dinesh V. Goswami

East Windsor

New Jersey

January 16, 2018

1160166

Anthony Nicolo

Staten Island

New York

January 18, 2018

854011

Wisam Walid Sharaf

Laguna Hills

California

January 22, 2018

69005

Courtney James Trembone

Brooklyn

New York

January 27, 2018

1645289

Jay Gottlieb

Rye

New York

January 29, 2018

1068913

Renart Theodore Mitchell

Scottsdale

Arizona

January 29, 2018

1341388

Kristin Marie Galbraith

Noblesville

Indiana

February 5, 2018

1685961

Emma Waterhouse

Watervliet

New York

February 5, 2018

1689505

Christian Joseph Turri

West Islip

New York

February 5, 2018

1566655

Aaron James Hitchens

Macomb Township

Michigan

February 6, 2018

1365311

Taylor John Logan

Lewisville

Texas

February 6, 2018

242268

David Michael Karmann

Fountain Valley

California

February 6, 2018

1498700

Kellie Patricia Forst

West Islip

New York

February 8, 2018

1599760

Keith Scott Van Ness

Meriden

Connecticut

February 8, 2018

1695897

Belinda Leette Kraus

Fenton

Missouri

February 12, 2018

70004

David Eric Loyst

Dana Point

California

February 12, 2018

1666791

Thomas Jiang Liu

Ridgewood

New York

February 12, 2018

1533634

Megan Michelle Jarrell

Morton

Pennsylvania

February 12, 2018

1703841

Sara Jean Russo

Astoria

New York

February 12, 2018

1654822

Michael Edward Jarrell

Morton

Pennsylvania

February 12, 2018

267138

Patricia Annette Riddley

Plano

Texas

February 13, 2018

55193

Luis A. Lopez

Ridgefield

Connecticut

February 13, 2018

1701549

Ernest Muhaxheri

Scarsdale

New York

February 13, 2018

1675425

Kevin James Baumgartner

Shelby Township

Michigan

February 13, 2018

1674913

Scott Lee Cutcher

Belleville

Michigan

February 13, 2018

1372884

Mary Margaret Harmon

Indianapolis

Indiana

February 13, 2018

1687810

Kasey Maria Favier

Lake Orion

Michigan

February 13, 2018

927798

Mena Esho

Madison Heights

Michigan

February 13, 2018

1662968

Schmia Michelle Davis

Belleville

Michigan

February 13, 2018

1662946

Dorian De'von Corbett

Southfield

Michigan

February 14, 2018

302082

Louewanda Benjamin

Amityville

New York

February 14, 2018

1687780

Gabby Kouder Eskamlaji

Dearborn

Michigan

February 14, 2018

597729

Sam Ryzhikov

Staten Island

New York

February 14, 2018

1675650

Lawrence Andrew Ensminger

Oak Park

Michigan

February 15, 2018

1224371

Anton Alexander Sumskoy

Bayville

New York

February 15, 2018

1500742

Jason Robert Trotte

Scotch Plains

New Jersey

February 15, 2018

418918

Dominic Carlucci

Iselin

New Jersey

February 15, 2018

1688998

Louis Elia

Sterling Heights

Michigan

February 15, 2018

1675753

Ihab Jalal Abuna

Sterling Heights

Michigan

February 15, 2018

1675016

Jacqueline Lorene Collins

Lansing

Michigan

February 16, 2018

1627044

Anthony David An

Detroit

Michigan

February 16, 2018

1611408

Andrew Ross Kilpatrick

Dix Hills

New York

February 19, 2018

389430

James Lee Stopani

Mission Viejo

California

February 19, 2018

1451031

Levi Stanton Brugger

Columbia

Missouri

February 19, 2018

1105796

Christopher Ryan Alder

New Florence

Missouri

February 19, 2018

1055094

Marcel Anthony Dobine

Detroit

Michigan

February 19, 2018

108028

Charles DiPino

Ellicott City

Maryland

February 20, 2018

1705347

Thomas Joseph Legotte

Mineola

New York

February 20, 2018

529357

Elizabeth Morla Blanco

Westbury

New York

February 20, 2018

1688365

Michael Patrick Kelly

Jamison

Pennsylvania

February 20, 2018

1643243

Matthew Scott Focer

Rockville Centre

New York

February 20, 2018

1688755

Ali Akbar Alkhudair

Dearborn

Michigan

February 20, 2018

1375775

John Michael Carter

Detroit

Michigan

February 20, 2018

1662552

Ahmed Elhamy Elmasry

Detroit

Michigan

February 20, 2018

1675326

Melanie Lynn DeVooght

Shelby Township

Michigan

February 22, 2018

1004805

Jason Clark Moses

Centreville

Virginia

February 23, 2018

111921

Juan Carlos Vieyra

Aliso Viejo

California

February 23, 2018

993316

Alison Lynn Levar

Roselle

Illinois

February 23, 2018

1431085

Joseph Vinh Tran

La Mirada

California

February 26, 2018

1675146

Dianne Louise Hiatt

Carmel

Indiana

February 26, 2018

1687727

Brett Richard Davies

Rochester

Michigan

February 26, 2018

1512613

Thomas Andrew Moeller

Oakland

Michigan

February 27, 2018

1683804

Mark Jeffrey Schlottach

Columbia

Missouri

February 27, 2018

1093639

Lauren Jara

Westbury

New York

February 27, 2018

1575476

Alexis Marie Dillard

Ponte Vedra Beach

Florida

March 1, 2018

1442966

Kristian Alan Wilson

Fishers

Indiana

March 1, 2018

381286

Anthony James Trott

Lakeville

Massachusetts

March 5, 2018

1560104

Michael Alex Pisockyj

Carmel

Indiana

SECTION II

January 19, 2018 (SF-LFS)
ALLY FINANCIAL, INC. D/B/A ALLY FINANCIAL 
500 Woodward Avenue, Detroit, Michigan, 48226

License was issued to reflect the change of trade name from Ally Financial Inc. D/B/A GMAC to Ally Financial Inc. D/B/A Ally Financial.

In connection with the above license issuance, the original license was surrendered.

February 27, 2018 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
100 International Drive - 16th Floor, Baltimore, Maryland, 21202

Application for a branch license to engage in business as a licensed lender at 601 NW Second Street, Evansville, IN 47708 was approved.

February 27, 2018 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
100 International Drive - 16th Floor, Baltimore, Maryland, 21202

Application for a branch license to engage in business as a licensed lender at 725 Industrial Blvd, London, KY 40741 was approved.

February 27, 2018 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
100 International Drive - 16th Floor, Baltimore, Maryland, 21202

Application for a branch license to engage in business as a licensed lender at 1270 Northland Drive Suite 125, Mendota Heights, MN 55120 was approved.

February 27, 2018 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
100 International Drive - 16th Floor, Baltimore, Maryland, 21202

Application for a branch license to engage in business as a licensed lender at 4920 Wendler Drive Suite 202, Tempe, AZ 85282 was approved.

February 28, 2018 (TR-CRB)
BNB BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Approval given to change the location of branch office from 40 Peconic Avenue (Suite 30), Riverhead, Suffolk County, New York 11901 to 209 West Main Street, Riverhead, Suffolk County, New York 11901, on or after March 1, 2018. 

February 28, 2018 (BK-CRB)
CATSKILL HUDSON BANK
4438 Route 42 North, Monticello, NY 12701

Authorization issued to open and occupy a branch office at 146-148 George Street, Green Island, Albany County, New York 12183, on or after March 1, 2018.

March 5, 2018 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601

Authorization issued to open and occupy a branch office at 52 Bakertown Road, Suites 205 & 206, Monroe, Rockland County, New York 10950, on or after March 6, 2018.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 7, 2018 (MB-MBD)
Full Service Branch
Residential Home Funding Corp.  D/B/A RHF Wholesale
1678 Hylan Boulevard, Suite 3, Staten Island, NY 10314

License to engage in the business of a Mortgage Banker surrendered:

March 6, 2018 (MB-MBD)
Mortgage Enterprise, Ltd.
393 Old Country Road, Suite 301, Carle Place, NY 11514
Effective Date: February 2, 2018

Certificate to engage in the business of a Mortgage loan servicer surrendered, corrected to read, Certificate to engage in the business of a Mortgage loan servicer Branch surrendered:

February 20, 2018 (MS-MBD)
Servis One, Inc. D/B/A BSI Financial Services
7500 Old Georgetown Road, Suite 1350, Bethesda, MD 20814
Effective Date: February 20, 2018

License to engage in the business of a Mortgage Banker Branch surrendered:

March 6, 2018 (MB-MBD)
Full Service Branch
Mortgage Enterprise, Ltd.
393 Old Country Road, Suite 200-201, Carle Place, NY 11514
Effective Date: February 2, 2018

License to engage in the business of a Mortgage Banker Branch surrendered:

March 7, 2018 (MB-MBD)
United Northern Mortgage Bankers Limited D/B/A Senior Security Advisors
Senior Security Home Advantage
135-30 Rockaway Boulevard, Unit #1A, South Ozone Park, NY 11420
Effective Date: March 5, 2018

March 7, 2018 (MB-MBD)
United Northern Mortgage Bankers Limited D/B/A Senior Security Advisors
Senior Security Home Advantage
107-03 Rockaway Boulevard, 2nd Floor, Ozone Park, NY 11417
Effective Date: March 5, 2018

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

March 7, 2018 (BR-MBD)
Richard T. Wilson D/B/A Adirondack Mortgage Service
149 Woodlawn Avenue, Saratoga, NY 12866
Effective Date: January 18, 2018

Mortgage Broker Certificate Address Changes:

March 7, 2018 (BR-MBD)
Hawkview I, Inc.
From: 116 Radio Circle Drive, Suite 301, Mount Kisco, NY 10549
To: 84 Smith Avenue, Ground Floor Rear, Mt Kisco, NY 10549

March 7, 2018 (BR-MBD)
The Mortgage Advantage Corp.
From: 201 Old Country Road, Suite 201, Melville, NY 11747
To: 201 Old Country Road, Suite 200, Melville, NY 11747

Mortgage Banker Branch License Address Changes:

March 7, 2018 (MB-MBD)
Advisors Mortgage Group, L.L.C.
From: 5926 Amboy Road, Staten Island, NY 10309
To: 1204 Broadway, 4th Floor, Office #3-22, New York, NY 10001

Mortgage Loan Servicer Branch Certificate Address Changes:

March 5, 2018 (MS-MBD)
Provident Funding Associates, L.P.
From: 11845 W. Olympic Blvd., Suite 1270W, Los Angeles, CA 90064
To: 10100 Santa Monica Boulevard, Suite 225, Los Angeles, CA 90067

The following Licensed Mortgage Loan Originator (“MLO”) has entered into a Settlement Agreement with the Department on January 23, 2018 in lieu of a hearing for a fine or revocation of his New York MLO license to settle violation of Part 420.20(a)(4) of the Superintendent’s Regulations for engaging in publishing, advertising or displaying his or her MLO license in any manner which implied that he was a licensed or registered to engage in residential mortgage loan activities as a mortgage banker or broker.  Part 420.20(a)(4) of the Superintendent’s Regulations states in part that an MLO shall not publish, advertise or display his MLO authorization in any manner which implies that the MLO is licensed or registered with the State of New York Department of Financial Services to engage in mortgage loan originating activities as a mortgage banker or mortgage broker.  The Settlement Agreement terms and conditions include a fine of $3,000.

March 2, 2018 (MLO-MBD)
John Anthony Aita, Jr.

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN

NMLS ID

NAME

CITY

STATE

March 7, 2018

63193

Matthew Graham Donovan

Des Plaines

Illinois

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

March 5, 2018

226952

Christopher Walsh

Bridgewater

New Jersey

Millenium Home Mortgage, LLC

March 6, 2018

1588316

Tyler Bryan Schuster

Columbia

Missouri

Mortgage Research Center, LLC

March 6, 2018

62960

Tariq Dwayne Bailey

Wappingers Falls

New York

Jet Direct Funding Corp.

March 6, 2018

1662736

Robert Christopher Daily

Scottsdale

Arizona

loanDepot.com, LLC

March 6, 2018

1680239

Michael Robert Epperson

Columbia

Missouri

Mortgage Research Center, LLC

March 6, 2018

1655358

Zachary Ryan Nelson

Foothill Ranch

California

loanDepot.com, LLC

March 6, 2018

1694797

Lacey Kay Nieder

Columbia

Missouri

Mortgage Research Center, LLC

March 6, 2018

413831

Michael Jason Natter

Plainview

New York

Movement Mortgage, LLC

March 6, 2018

1530282

Austin Matthew Burton

Columbia

Missouri

Mortgage Research Center, LLC

March 6, 2018

1693896

Alea Vorillas

Cortlandt Manor

New York

Movement Mortgage, LLC

March 6, 2018

1597772

Tyrone Dwayne Taylor

Mckinney

Texas

loanDepot.com, LLC

March 6, 2018

212952

William Clayton Cole

Fullerton

California

Nationstar Mortgage LLC

March 6, 2018

1180603

Christopher Chan Nguyen

Garden Grove

California

Nationstar Mortgage LLC

March 6, 2018

1470893

Michael Antoine Harmon

Mansfield

Texas

Nationstar Mortgage LLC

March 6, 2018

1534161

William Walker Bauer

Fort Worth

Texas

Nationstar Mortgage LLC

March 6, 2018

1573619

Joshua Matthew Cressman

Lansdale

Pennsylvania

Freedom Mortgage Corporation

March 6, 2018

1645979

Gregory James Atkins

Atco

New Jersey

Freedom Mortgage Corporation

March 6, 2018

1646280

Dominic Frank Mazza

Barrington

New Jersey

Freedom Mortgage Corporation

March 6, 2018

1684896

Luke Tyler Brunetti

Medford

New Jersey

Freedom Mortgage Corporation

March 6, 2018

353583

Jeffery Michael Frieman

Anaheim Hills

California

Nationstar Mortgage LLC

March 6, 2018

356486

Richard Miles Guthridge

Mission Viejo

California

Nationstar Mortgage LLC

March 6, 2018

933254

Haruka Kitahara

Cerritos

California

Nationstar Mortgage LLC

March 6, 2018

1492872

Calvin Lam

Brooklyn

New York

FM Home Loans, LLC

March 6, 2018

1646249

Garrett Lewis Poehler

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

March 6, 2018

1646274

Lydia Santiago

Pennsauken

New Jersey

Freedom Mortgage Corporation

March 6, 2018

1646285

Ryan Patrick McNamee

Newtown

Pennsylvania

Freedom Mortgage Corporation

March 6, 2018

1647642

Jing Jing Wang

Woodside

New York

Accountable Financial Management Corporation

March 6, 2018

1680384

Lauren Ann Lawson

Bordentown

New Jersey

Freedom Mortgage Corporation

March 6, 2018

1684884

Katerin Alexandera Tretina

Maple Shade

New Jersey

Freedom Mortgage Corporation

March 6, 2018

448655

Mitchell Andrew Steder

Mesa

Arizona

Freedom Mortgage Corporation

March 6, 2018

588912

Bryce Whelan

Morristown

New Jersey

Eagle Home Mortgage, LLC

March 6, 2018

1003473

Minjung Kim Brakeman

Quakertown

Pennsylvania

Finance of America Mortgage LLC

March 6, 2018

1295236

Michael Jesse Bynum

Jacksonville

Florida

Carrington Mortgage Services, LLC

March 6, 2018

1638396

Angelica Miller

central valley

New York

Residential Home Funding Corp.

March 6, 2018

1663166

Jason R Keschner

New York

New York

GuardHill Financial Corp.

March 6, 2018

1671283

Zachary Nathaniel Green

Ballston Lake

New York

Homestead Funding Corp.

March 6, 2018

1694026

James Patrick Weiss

Hicksville

New York

New Penn Financial, LLC

March 6, 2018

1694247

Jacob Weisshaus

Monsey

New York

Funding Resources Mortgage Corporation

March 6, 2018

413525

John F Rondi

Wayne

New Jersey

Homebridge Financial Services, Inc.

March 6, 2018

724399

Iraklis Mouzakis

Little Neck

New York

Franklin First Financial, Ltd.

March 6, 2018

113197

Robert Jeffery Blennau

Holbrook

New York

Quik Fund, Inc.

March 6, 2018

1146395

Stuart Michaels

Bellmore

New York

Perri Funding Corp.

March 6, 2018

1475781

Frank Pastirchak

Yonkers

New York

Channel Mortgage LLC

March 6, 2018

1505599

Yisrael Sputz

Brooklyn

New York

Canyon Mortgage Corp.

March 6, 2018

1611909

Christopher Steven Viscuso

Central Islip

New York

United Mortgage Corp.

March 6, 2018

1654169

Liping Chen

Brooklyn

New York

Mortgage World Bankers, Inc.

March 6, 2018

1672247

Jake Andrew Saia

Rockville Centre

New York

Meadowbrook Financial Mortgage Bankers Corp.

March 6, 2018

1699228

Kyle Henderson

Massapequa

New York

Advisors Mortgage Group, L.L.C.

March 6, 2018

208792

Brooks Adam Kelly

Dallas

Texas

Homebridge Financial Services, Inc.

March 6, 2018

40995

Rodolpho Miller

Franklin Square

New York

Nationwide Mortgage Bankers, Inc.

March 6, 2018

296481

Eric Charles McIntyre

Haddon Twp

New Jersey

7th Level Mortgage LLC

Department of Financial Services

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