Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

March 16, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 6, 2018 (LL-LFS)
AMERICREDIT CONSUMER LOAN, INC
801 Cherry Street, Suite 3600, Fort Worth, Texas, 76102

Application was received for a license to operate a branch office at 4001 Embarcadero Drive, Arlington, TX 76014.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

March 7, 2018 (LL-LFS)
KASHABLE, LLC
275 Madison Avenue - Suite 2014, New York, New York, 10016

Notification received for a change of main address from 275 Madison Avenue - Suite 2014, New York, New York 10016 to 489 5th Avenue 18th Floor, New York, New York 10017.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

March 9, 2018 (MI-CRB)
NORTHWEST BANK
100 Liberty Street, Warren, PA 16365

Application dated March 8, 2018, for permission to open and occupy a branch office at 1228-1242 Jefferson Avenue, Buffalo, Erie County, New York 14208, received.

March 14, 2018 (MI-CRB)
CONNECTONE Bank
301 Sylvan Avenue, Englewood Cliffs, NJ 07632

Application dated March 6, 2018, for permission to open and occupy a branch office at 36-19 Broadway, Astoria, Borough of Queens, City of New York 11106, received.

Application to establish a Mortgage Banker's Branch received for examination:

March 8, 2018 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
15375 Barranca Parkway, Suite B-211/212, Irvine, CA 92618

March 13, 2018 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
35-16 Bell Boulevard, 1st Floor Store, Bayside, NY 11361

Application received pursuant to Section 594-b of the New York Banking Law and Part 418 of the Superintendent's Regulations for a control interest:

March 13, 2018 (MLS-MBD)
Applicant(s)
AIF VIII Management, LLC
APO Corp
Apollo Global Management, LLC
Apollo Investment Fund VIII, L.P.
Apollo Management GP, LLC
Apollo Management Holdings GP, LLC
Apollo Management Holdings, LP
Apollo Management VIII, L.P.
Apollo Management, LP
Apollo Overseas Partners VIII, L.P.
Apollo Uniform GP, LLC
BRH Holdings GP, Ltd
Matthew Russell Michelini
OMH Holdings, LP
To acquire interest in:
OneMain Mortgage Services, Inc.
601 NW Second St., Evansville, IN 47708

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NAME OF APPLICANT CITY STATE

December 28, 2017

1657072

Ramin Yesharim

Astoria

New York

January 5, 2018

1633887

Melissa Jeannette Shea

Shirley

New York

January 22, 2018

1559217

Lino Miguel Fernandez

Miami

Florida

January 24, 2018

1588602

Jess Alexander Silva

Bergenfield

New Jersey

January 24, 2018

1677040

Japdeep Chhokar

Hicksville

New York

January 29, 2018

90046

Winifred O. Molloy

Newtown

Connecticut

January 31, 2018

1491775

Michael Steven Fernandez

Miami

Florida

January 31, 2018

1668380

Kristina Poltrack

Yorktown Heights

New York

February 1, 2018

1547298

Robert Adan Vasquez

Miami

Florida

February 2, 2018

13275

Suzanne D'Angelo

Franklin

New York

February 2, 2018

1192462

Rita Pramagioulis

East Hanover

New Jersey

February 2, 2018

1658641

Christopher Joseph David

Bellport

New York

February 2, 2018

1686809

Michelle Holmes

Greenlawn

New York

February 5, 2018

488410

Sophia Phee Chin

Fullerton

California

February 7, 2018

1663165

Max Ernest Lippman

New York

New York

February 9, 2018

37942

Khemraj Paul

Queens Village

New York

February 12, 2018

1701231

Matthew Alec Davis

Pine City

New York

February 13, 2018

331869

Stephen Ali Sadatmand

Tarrytown

New York

February 14, 2018

743155

Raymil Duarte

Kew Gardens

New York

February 15, 2018

30038

John Jason Walker

Granite Bay

California

February 15, 2018

630241

Ryan Thomas Ellis

Roswell

Georgia

February 27, 2018

1499939

Alexander Charles Wolf

Minneapolis

Minnesota

February 27, 2018

1699313

Matthew Haze Conner

Roanoke

Texas

February 28, 2018

1192043

Tristan Ryan James Davidson

Indianapolis

Indiana

February 28, 2018

1308252

Joseph John McLean

Doylestown

Pennsylvania

February 28, 2018

1516762

Jim Cem Tamkoc

Irvine

California

March 1, 2018

60842

Thomas Andrew Theiss

Indianapolis

Indiana

March 1, 2018

460537

Randy Alan Placencia

Fishers

Indiana

March 1, 2018

487830

Jack Ray Chase

Exeter

Rhode Island

March 1, 2018

1559911

Andrew Thomas Stephenson

Indianapolis

Indiana

March 1, 2018

1592029

William Douglas Haslett

Fishers

Indiana

March 1, 2018

1714725

Thiago Novaes DaSilva

Newark

New Jersey

March 2, 2018

1512589

Phillip Jonathen Burdyn

Detroit

Michigan

March 2, 2018

1662454

Letresha Ayanna Brooks

Ypsilanti

Michigan

March 5, 2018

282729

Yovani Antonio Campos

Huntington Station

New York

March 5, 2018

1540907

Elizabeth Mairthza Poe-Abad

Jamaica

New York

March 5, 2018

1590062

Robert Nelson Harris

Saint Clair Shores

Michigan

March 5, 2018

1626304

Nicholas James Johnson

Indianapolis

Indiana

March 5, 2018

1698946

Kristin Nichole Shannon

Roanoke

Texas

March 5, 2018

1717965

Kathryn Traci Freeman

Flushing

New York

SECTION II

January 19, 2018 (SFC-LFS)
SPRUCE LENDING, INC.
2900 North Loop West, 3rd Floor, Houston, TX 77092

License to engage in business as a sales finance company at 4761 E. Hunter Avenue, Anaheim, CA 92807 was surrendered.

March 5, 2018 (BK-CRB)
CATSKILL HUDSON BANK
4438 Route 42 North, Monticello, NY 12701

Authorization certificate issued May 14, 2010, granting permission to open and occupy a branch office at 157 Stockade Drive, Kingston, Ulster County, New York 12401, surrendered for cancellation.

Office discontinued as of February 23, 2018.

March 8, 2018 (TM-LFS)
BANNOCKBURN GLOBAL FOREX, LLC
312 Walnut Street, Suite 3580 Cincinnati, OH 45202

Application filed by Bannockburn Global Forex, LLC to engage in doing business as a Money Transmitter located at 312 Walnut Street, Suite 3580 Cincinnati, OH 45202 was approved effective March 8, 2018.

March 9, 2018 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Authorization certificate dated July 2, 2015, granting permission to open and occupy branch office at 666 Third Avenue (Suite 27B), Borough of Manhattan, City of New York 10017, surrendered for cancellation.

Office discontinued as of March 3, 2018.

March 9, 2018 (TM-LFS)
CHOICE MONEY TRANSFER, INC. DBA SMALL WORLD FINANCIAL SERVICES GROUP
560 Sylvan Avenue, Englewood Cliffs, New Jersey, 07632

Application for change of location was approved effective March 5, 2018.

March 12, 2018 (SB-CRB)
PCSB BANK
2477 Route 6, Brewster, NY 10509

Approval given to change the location of branch office from 331 Downing Drive, Yorktown Heights, Westchester County, New York 10598 to 2002 Commerce Street, Yorktown Heights, Westchester County, New York 10598, on or after March 13, 2018.

March 13, 2018 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK
127 Main Street, Canton, NY 13617

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 83 Margaret Street, Plattsburgh, Clinton County, New York 12901.

March 16, 2018 (TR-CM)
GENESEE VALLEY TRUST COMPANY
1150 Pittsford-Victor Road, Pittsford, NY 14534
   
Genesee Valley Trust Company has merged into the Canandaigua National Bank and Trust Company, effective March 1, 2018.

March 16, 2018 (TM-LFS)
TILIA INC.
945 Battery Street, San Francisco, CA 94111

Application for a license to engage in business as a transmitter of money approved.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law:

March 13, 2018 (BR-MBD)
Applicant(s)
Ezz Services INC
135-01 Lefferts Blvd, South Ozone Park, NY 11420

March 13, 2018 (BR-MBD)
Applicant(s)
Steven Eplan
Senior Management Group, Inc.
212 Pettit Avenue, Bellmore, NY 11710

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 14, 2018 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
2000 Crow Canyon Place, Suite 100, San Ramon, CA 94583

March 14, 2018 (MB-MBD)
Full Service Branch
Cliffco, Inc. D/B/A Cliffco Mortgage Bankers
Forward/Reverse Funding
9016 Third Avenue, Storefront, Brooklyn, NY 11209

March 14, 2018 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
616 Water Street, Suite 319, Baltimore, MD 21202

March 14, 2018 (MB-MBD)
Full Service Branch
Family First Funding LLC
1680 Michigan Avenue, Suite #1001, Miami Beach, FL 33139

March 14, 2018 (MB-MBD)
Full Service Branch
NJ Lenders Corp.  D/B/A Home Owners Mortgage Express
613 Midland Avenue, Second Floor, Staten Island, NY 10306

March 14, 2018 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
825 East Gate Boulevard, Suite 202, Garden City, NY 11530

March 14, 2018 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/A Champion Mortgage Company
Mr. Cooper
2780 Lake Vista Drive, Lewisville, TX 75067

March 14, 2018 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
2711 Transit Rd., Suite 123, Elma, NY 14059

March 14, 2018 (MB-MBD)
Full Service Branch
American Advisors Group, Inc.
80 Iron Point Circle, Suite 110, Folsom, CA 95630

March 14, 2018 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/A Champion Mortgage Company
Mr. Cooper
800 State Highway 121, Lewisville, TX 75057

March 14, 2018 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
8101 N. High Street, Suite # 40, Columbus, OH 43235

March 14, 2018 (MB-MBD)
Full Service Branch
Mortgage Access Corp.  D/B/A Weichert Financial Services
2328 Hancock Bridge Pkwy, Ste 114-D, Cape Coral, FL 33990

License to engage in the business of a Mortgage Banker Branch surrendered:

March 12, 2018 (MB-MBD)
Embrace Home Loans, Inc.
132 West 31st Street, 15th Floor, Office #1567, New York, NY 10001
Effective Date: March 6, 2018

Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

March 12, 2018 (MS-MBD)
Provident Funding Associates, L.P.
150 North Martingale Road, Suite 850, Schaumburg, IL 60173
Effective Date: February 8, 2018

March 12, 2018 (MS-MBD)
Provident Funding Associates, L.P.
18302 Irvine Blvd., Suite 260, Tustin, CA 92780
Effective Date: February 8, 2018

Mortgage Broker Certificate Address Changes:

March 13, 2018 (BR-MBD)
Joseph Chau D/B/A Dollarwise Mortgage
From: 97-11 64th Road, 1st Floor, Rego Park, NY 11374
To: 136-20 38th Avenue, Suite 3C, Room W11, Flushing, NY 11354

Mortgage Banker Branch License Address Changes:

March 8, 2018 (MB-MBD)
Caliber Home Loans, Inc.
From: 18500 Von Karman Avenue, Suite 1000, Irvine, CA 92612
To: 20 Pacifica, Suite 400, Irvine, CA 92618

March 8, 2018 (MB-MBD)
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
From: 330 South Service Road Suite 130, Melville, NY 11747
To: 105 Maxess Road, Suite S135, Melville, NY 11747

March 8, 2018 (MB-MBD)
US Mortgage Corporation D/B/A Mortgage Concepts
From: 1110 South Avenue, Suite 33, Staten Island, NY 10314
To: 1847 Victory Boulevard, First Floor, Staten Island, NY 10314

March 8, 2018 (MB-MBD)
FAReverse LLC in lieu of true name Finance of America Reverse LLC
From: 100 Penn Square East, Suite 1205, Philadelphia, PA 19107
To: 1801 Market Street, Suite 2670, Philadelphia, PA 19103

March 13, 2018 (MB-MBD)
Quicken Loans Inc.
From: 16425 North Pima Road, Building A, Suite 300, Scottsdale, AZ 85260
To: 1 N. Central Ave, Suite 2000, Phoenix, AZ 85004

The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department on March 5, 2018, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle violations of Part 38.2(e) of the Superintendent’s Regulations, which prohibits a mortgage banker from fraudulently or deceitfully advertising a mortgage loan or misrepresenting the terms, conditions or charges incident to a mortgage loan in any advertisement.  The Settlement Agreement terms and conditions include a fine of $5,000.

March 14, 2018 (MB-MBD)
Commonfund Mortgage Corp.
717 Erie Boulevard West, Syracuse, NY 13204

The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department on March 13, 2018, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle a violation of Section 420.18(a)(2) of the Superintendent’s Regulations by failing to monitor and/or curtail the improper actions of its MLO in the mortgage loan originating activities.  The Settlement Agreement terms and conditions include a fine of $5,000.

March 14, 2018 (MB-MBD)
Jet Direct Funding Corp. D/B/A Jet Direct Mortgage
111 West Main Street, Suite 110, Bay Shore, NY 11706

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NAME CITY STATE

March 7, 2018

13590

Katie Lyn Miller

Tega Cay

South Carolina

March 7, 2018

32635

Brandon Aaron Dominguez

Placentia

California

March 7, 2018

1056619

Saif Omran Ali

Coram

New York

March 7, 2018

1473212

Sony Gay

Detroit

Michigan

March 7, 2018

1540251

John David Oksen

Tinton Falls

New Jersey

March 7, 2018

1683188

Eon J. Savory

Flanders

New Jersey

March 7, 2018

1685963

Michael Charles Nighbert

El Cajon

California

March 8, 2018

91135

James Gary Hennessey

Riverview

Florida

March 8, 2018

165106

Scott Edwin Jones

Miami Beach

Florida

March 8, 2018

1448045

Ivan Halpern

Roslyn Heights

New York

March 8, 2018

1501033

Andre Giambona

Fort Lee

New Jersey

March 8, 2018

1583789

Eric McPheat

Granby

Connecticut

March 8, 2018

1626988

Joshua Scott Lindsey

Phoenix

Arizona

March 8, 2018

1642052

Gilson Reglas

Philadelphia

Pennsylvania

March 8, 2018

1659859

Pete Allen Tavarez

Hammonton

New Jersey

March 8, 2018

1659870

Micah Caiden Ramos

Camden

New Jersey

March 8, 2018

1665150

Jennifer Lynn Perez

Columbia

Missouri

March 8, 2018

1680385

Eileen Marie Weldon

Philadelphia

Pennsylvania

March 9, 2018

1668145

Amr Youssef Abdelmonsef Dowair

Detroit

Michigan

March 12, 2018

1579644

Frank Erik Kronberger

Detroit

Michigan

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS ID NAME OF APPLICANT CITY STATE SPONSORING ENTITY

March 8, 2018

30023

Adam Peyton Speck

Westlake

Ohio

Quicken Loans Inc.

March 8, 2018

173049

Gregory Soverel Moore

Huntington Beach

California

Nationstar Mortgage LLC

March 8, 2018

641644

Michael A. Catania

Lodi

New Jersey

Residential Home Funding Corp.

March 8, 2018

1097497

Kasem Ali Shami

Dearborn Heights

Michigan

Quicken Loans Inc.

March 8, 2018

1375624

John Thomas Wilson

Gibraltar

Michigan

Quicken Loans Inc.

March 8, 2018

1459976

Maria Bliziotis

Bayville

New York

FFC Mortgage Corp.

March 8, 2018

1552599

Jarek Keith Zagar

Rochester

Michigan

Quicken Loans Inc.

March 8, 2018

1589860

Seth Simpson Trautmann

Cleveland

Ohio

Quicken Loans Inc.

March 8, 2018

1638627

Evan Patrick Haggerty

Harrison Township

Michigan

Quicken Loans Inc.

March 8, 2018

1638632

Ayham Alsafadi

Ann Arbor

Michigan

Quicken Loans Inc.

March 8, 2018

1638675

Blake Michael Johnson

Howell

Michigan

Quicken Loans Inc.

March 8, 2018

1639091

Daniel Alexander Lobo

Livonia

Michigan

Quicken Loans Inc.

March 8, 2018

1639113

John Charles Christie

Beverly Hills

Michigan

Quicken Loans Inc.

March 8, 2018

1639586

Elizabeth Claire Curtin

Allen Park

Michigan

Quicken Loans Inc.

March 8, 2018

1646231

Bonnie Mary Megan Masarik

Clarksboro

New Jersey

Freedom Mortgage Corporation

March 8, 2018

1646261

Jewel Harris

Maple Shade

New Jersey

Freedom Mortgage Corporation

March 8, 2018

1650197

Mackenzie Paul Forsyth

Mt. Clemens

Michigan

Quicken Loans Inc.

March 8, 2018

1650311

Andrew Amid Isho

Sterling Heights

Michigan

Quicken Loans Inc.

March 8, 2018

1650338

Joseph Slater Lemley

Detroit

Michigan

Quicken Loans Inc.

March 8, 2018

1650478

Denis Lako

Canton

Michigan

Quicken Loans Inc.

March 8, 2018

1650553

Ryan Andrew Denhof

Royal Oak

Michigan

Quicken Loans Inc.

March 8, 2018

1662624

Kevin Andre Gargano

Shelby Township

Michigan

Quicken Loans Inc.

March 8, 2018

1662638

Kristopher David Chambers

Detroit

Michigan

Quicken Loans Inc.

March 8, 2018

1662657

Ali ElSarout

Dearborn Heights

Michigan

Quicken Loans Inc.

March 8, 2018

1662682

Zachariah Jamal Fawaz

Plymouth

Michigan

Quicken Loans Inc.

March 8, 2018

1662704

Allison Michelle Corp

Livonia

Michigan

Quicken Loans Inc.

March 8, 2018

1662756

Mozeca Sattar Almayali

Dearborn Heights

Michigan

Quicken Loans Inc.

March 8, 2018

1662764

Mustapha Hussein Ayoub

Dearborn

Michigan

Quicken Loans Inc.

March 8, 2018

1662892

Chase Dean Baysdell

Auburn Hills

Michigan

Quicken Loans Inc.

March 8, 2018

1662915

Robert Steven Gilbert

Monroe

Michigan

Quicken Loans Inc.

March 8, 2018

1662963

Sama Hadous

Dearborn Heights

Michigan

Quicken Loans Inc.

March 8, 2018

1662966

Sarah Lynne Garcia

Detroit

Michigan

Quicken Loans Inc.

March 8, 2018

1663383

Ghadir Bazzi

Garden City

Michigan

Quicken Loans Inc.

March 8, 2018

1663415

James Carl Cipriano

Waterford

Michigan

Quicken Loans Inc.

March 8, 2018

1663791

Emily Anne Blanchette

Ferndale

Michigan

Quicken Loans Inc.

March 8, 2018

1663794

Samantha Jo Blanke

Detroit

Michigan

Quicken Loans Inc.

March 8, 2018

1663804

Ataur Rahman Chowdhury

Detroit

Michigan

Quicken Loans Inc.

March 8, 2018

1666770

Victor Rodriguez

Tamarac

Florida

Meadowbrook Financial Mortgage Bankers Corp.

March 8, 2018

1673083

Aaron Anthony Atencio

Plano

Texas

loanDepot.com, LLC

March 8, 2018

1694808

Molly Anne Richardson

Columbia

Missouri

Mortgage Research Center, LLC

March 14, 2018

1670875

Melissa E. Cappelli

Schenectady

New York

Homestead Funding Corp. 

Department of Financial Services

CONNECT WITH US

DFS Facebook page

Follow NYDFS on Twitter

REGISTER TO VOTE

Sign up online or download and mail in your application.