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New York State Department of Financial Services

Weekly Banking Bulletin

April 20, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

April 11, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 109 West Water Street, Painted Post, Steuben County, New York 14870, received.

The comment period on this notice will expire May 21, 2018.

April 12, 2018 (MI-CRB)
NORTHERN FEDERAL CREDIT UNION
120 Factory Street, Watertown, NY 13601

Application, pursuant to Section 486 of the Banking Law, for the conversion of Northern Federal Credit Union to a New York-chartered credit union under the name, Northern Credit Union, and with a community-based field of membership which would include Jefferson, Lewis, St. Lawrence, Oswego, Clinton, Franklin, Onondaga, and Madison Counties, received.

The comment period on this application will expire on May 21, 2018.

April 13, 2018 (TM-LFS)
ASSOCIATED FOREIGN EXCHANGE, INC.
21045 Califa Street, Woodland Hills, CA 91367

Notification received for the use of DBA AFEX.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

April 16, 2018 (TR-CRB)
TOMPKINS TRUST COMPANY
110 North Tioga Street, Ithaca, NY 14850

Application dated April 12, 2018, for permission to change the location of the principal office from 110 North Tioga Street, Ithaca, Tompkins County, New York 14850 to 118 East Seneca Street, Ithaca, Tompkins County, New York 14850, received.

April 17, 2018  (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 18201

Application dated April 17, 2018, for permission to open and occupy branch office at 2532 Route 9, Town of Malta, Saratoga County, NY 12019, received.

Application to establish a Mortgage Banker's Branch received for examination:

April 18, 2018 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
458 Monroe Turnpike, Suite 2B, Monroe, CT 06468

April 18, 2018 (MB-MBD)
Full Service Branch
Residential Home Funding Corp. D/B/A RHF Wholesale
115 River Road, Pier Suite 109, Edgewater, NJ 07020

April 18, 2018 (MB-MBD)
Full Service Branch
FGMC in lieu of First Guaranty Mortgage Corporation
5800 Tennyson Parkway, Suite 450, Plano, TX 75024

April 18, 2018 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
6245 Sheridan Drive, Suite 108, Amherst, NY 14221

April 18, 2018 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
484 Main Street, Suite #3, East Aurora, NY 14052

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City State

February 9, 2018

1688253

Theodora Ferrante

Charlotte

North Carolina

February 27, 2018

7155

Andrew Savoca

Brick

New Jersey

March 6, 2018

533040

Michael Sean Archer

Salisbury

North Carolina

March 12, 2018

62579

Salvatore Joseph Farrauto

Manor Park

New York

March 13, 2018

1284242

James S. Shelly

Bronx

New York

March 15, 2018

347492

Craig Steven Eckes

New York

New York

March 20, 2018

1471276

Jasin Pirovic

Astoria

New York

March 27, 2018

1633819

Brian Cosgrove

West Islip

New York

March 27, 2018

1688783

Brian Michael Cassidy

North Babylon

New York

March 27, 2018

1705861

Howard Francis Kim

Lake Success

New York

March 29, 2018

1719140

Robert Patrick O'Neal

Fort Worth

Texas

March 30, 2018

1675502

Brandon Julius-Juan Heard

Redford

Michigan

April 2, 2018

66371

Richard J. Solosky

Ballston Lake

New York

April 2, 2018

198311

Brian Michael Futkos

Willoughby

Ohio

April 2, 2018

378209

Michael Gene Kennedy

Powell

Ohio

April 2, 2018

926033

Abraham M. Harajli

Dearborn

Michigan

April 2, 2018

1016062

Paul M. Gwiazdowski

Branford

Connecticut

April 2, 2018

1147043

Arjun Gumber

Canton

Michigan

April 2, 2018

1257184

Juan Carlos Teran

San Diego

California

April 2, 2018

1409240

Shaun Douglas Sturdavant

Brownstown Township

Michigan

April 2, 2018

1415565

Jacob Andrew Montgomery

McCordsville

Indiana

April 2, 2018

1472928

Roaa Sliwa

Sterling Heights

Michigan

April 2, 2018

1512606

Ellen Celeste Higbee

Detroit

Michigan

April 2, 2018

1538077

Evan Paul Stemmer

Ann Arbor

Michigan

April 2, 2018

1552073

Carla Foglia

Novi

Michigan

April 2, 2018

1578728

Manuel Mata

Brownstown

Michigan

April 2, 2018

1603946

Logan Robert Penner

Detroit

Michigan

April 2, 2018

1604085

Avery Gerald Wyer

Warren

Michigan

April 2, 2018

1615134

Alexander Douglas Blome

Detroit

Michigan

April 2, 2018

1615285

David Lyle Day

Southfield

Michigan

April 2, 2018

1615494

Joshua-Alger Delloro Bayani

Farmington Hills

Michigan

April 2, 2018

1662482

Manuela Ibanez

Shelby Township

Michigan

April 2, 2018

1674981

Briannah Louise Jenkins

Monroe

Michigan

April 2, 2018

1675656

Angel Luis Gonzalez

Dearborn

Michigan

April 2, 2018

1676575

Nicholas Russell Romo

Binghamton

New York

April 2, 2018

1688708

Lawrence E. Maclin

Auburn Hills

Michigan

April 2, 2018

1701410

Joseph W Caprisecca

Lake Ronkonkoma

New York

April 2, 2018

1720259

Christopher Michael Gardiner

Columbia

Missouri

April 2, 2018

1721211

Justin Ryan Wandel

Columbia

Missouri

April 2, 2018

1721466

Kevin Lee Redmond

Columbia

Missouri

April 2, 2018

1721617

Charles Walter Holsten

Columbia

Missouri

April 2, 2018

1722024

Eliot Hildreth Robinson

Little Elm

Texas

April 2, 2018

1726843

Travis William Thacher

Boonville

Missouri

April 3, 2018

413808

Jonathan Dennis Joachim

Pine Brook

New Jersey

April 3, 2018

1013583

Willie Darren Singleton

Mckinney

Texas

April 3, 2018

1273322

Lilia H. Hale

San Diego

California

April 3, 2018

1418509

Michelle Yousif

Clinton Township

Michigan

April 3, 2018

1552572

Travis Earl Totty

Troy

Michigan

April 3, 2018

1566055

Ali Mohammed Al-Shara

Canton

Michigan

April 3, 2018

1615122

Jason David Kanaan

Royal Oak

Michigan

April 3, 2018

1697268

Jordan Elizabeth Karnes

Columbia

Missouri

April 3, 2018

1708601

Johnathan Edward-Tyler Gomer

Garden City

Michigan

April 3, 2018

1721232

Robyn DeeAnn Earl

Columbia

Missouri

April 3, 2018

1724124

Lacey Noell Hartman

Jefferson City

Missouri

April 4, 2018

1432887

David Joseph Dropsey

Delaware

Ohio

April 4, 2018

1438387

Diana Carolina Ospina

Middle Village

New York

April 4, 2018

1510203

Teresa Rose Fundaro

Royal Oak

Michigan

April 4, 2018

1626813

Michael Adam LaManna

Strongsville

Ohio

April 5, 2018

915067

Fereydoun Michael Paknejad

Allen

Texas

April 5, 2018

973115

Joseph Paul DiLucchio

Placentia

California

April 5, 2018

1461066

Damon Kristoffer Carney

Jacksonville

Florida

April 5, 2018

1562522

Samuel J Coho

North Tonawanda

New York

April 5, 2018

1676253

Candice Jonaette Kokalis

Royal Oak

Michigan

April 5, 2018

1687603

Eric Nicholas March

Shelby Township

Michigan

April 5, 2018

1705978

Isaac Miramontes

Norwalk

California

April 6, 2018

1366274

Alexander Scott Goldhammer

Tempe

Arizona

April 6, 2018

1536989

Joseph Harold Thomas

Cleveland

Ohio

April 6, 2018

1677789

Christian Ryan Hernandez

Riverside

California

April 6, 2018

1726012

William Adam Livingston Craig

St. Charles

Missouri

April 9, 2018

1007294

Jason William Feldman

Laguna Niguel

California

April 9, 2018

1065170

Kelly Marie Dupre

Foothill Ranch

California

April 9, 2018

1168786

Scott Andrew Camara

Scottsdale

Arizona

April 9, 2018

1295308

Cody Taylor Unger

Scottsdale

Arizona

April 9, 2018

1398657

Nicholas Alden Sykes

Scottsdale

Arizona

April 9, 2018

1429110

Alexander Gentempo Prange

Livonia

Michigan

April 9, 2018

1537126

Jeffrey Dean Kawasaki

Phoenix

Arizona

April 9, 2018

1537169

Slaven Savic

Phoenix

Arizona

April 9, 2018

1578529

Zachary Caleb Anderson

Scottsdale

Arizona

April 9, 2018

1589872

Griffin Deane Hunter

Tempe

Arizona

April 9, 2018

1589874

Devon Connor Judge

Scottsdale

Arizona

April 9, 2018

1590089

Shelby Nycholle-Williams Johnson

Woodhaven

Michigan

April 9, 2018

1590144

Gino Alexander Khammo

Detroit

Michigan

April 9, 2018

1603486

Kendall John Grady

Scottsdale

Arizona

April 9, 2018

1675172

Michael Joseph Matthews

Scottsdale

Arizona

April 9, 2018

1681666

Joseph Nabil Chaoui

Costa Mesa

California

April 10, 2018

259953

Veronica DeLaTorre

Whittier

California

April 10, 2018

1062337

Sachin K. Patel

Boxford

Massachusetts

April 10, 2018

1585434

Luke James McQuillen

Westfield

Indiana

April 10, 2018

1615399

Adam Scott Ellison

Phoenix

Arizona

April 10, 2018

1615425

Jeremy William Rohrer

Phoenix

Arizona

April 10, 2018

1654049

John Loring Mackenzie

Fishers

Indiana

April 11, 2018

250751

James Patrick Traub

Indianapolis

Indiana

SECTION II

April 6, 2018 (CC – LFS)
AVENUE MONEY SERVICES CORP.
212-33 Jamaica Avenue, Queens Village, NY 11428

A license was issued for a change of name

From: Avenue Check Cashing Corp.

To: Avenue Money Services Corp.

In connection with the above license issuance, the original license was surrendered.

April 12, 2018 (SF-LFS)
INNOVATIVE FUNDING SERVICES, LLC
14205 Burnet Road, Suite 400, Austin, Texas 78728

Application received for a change of control of Innovative Funding Services, LLC, located at 14205 Burnet Road, Suite 400, Austin, Texas 78728, whereby Robert Wayne McKie will acquire 15% of its outstanding shares was approved on April 12, 2018.

April 12, 2018 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 870 Market Street, Room 784, San Francisco, San Francisco County, California 94102 to 201 Mission Street, Suite 600, San Francisco, San Francisco County, California 94105, effective May 1, 2018.

April 12, 2018 (SB-CRB)
ULSTER SAVINGS BANK
180 Schwenk Drive, Kingston, NY 12401

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 7 Coates Drive, Suite 3, Goshen, Orange County, New York 10924 to 3 Coates Drive, Goshen, Orange County, New York 10924, effective March 5, 2018.

April 12, 2018 (SB-CRB)
ULSTER SAVINGS BANK
180 Schwenk Drive, Kingston, NY 12401

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative at 633 East Main Street, Suite 2, Riverhead, Suffolk County, New York 11901, effective April 9, 2018.

April 13, 2018 (BK-CRB)
VICTORY STATE BANK
4142 Hylan Boulevard, Staten Island, NY 10308

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 1766 Hylan Boulevard, Borough of Staten Island, City of New York 10305.

April 13, 2018 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, New York 11385

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at St. John’s University, 8000 Utopia Parkway, Jamaica, Borough of Queens, City of New York 11439. The ATM will operate only on April 21 and April 28, 2018.

April 16, 2018 (MI-CRB)
WHITNEY BANK
1 Hancock Plaza, Gulfport, MS 39501

Applicant notified in writing that no objection will be interposed to the establishment of a trust office pursuant to the provisions of Section 131(4) of the Banking Law at 225 Broadhollow Road, Suite 110E, Melville, Town of Huntington, Suffolk County, New York 11747.

April 16, 2018 (TR-CMD)
DEUTSCHE AM TRUST COMPANY
11 Northeastern Boulevard, Salem, NH 03079

Applicant notified in writing that no objection will be interposed to the establishment of a trust office pursuant to the provisions of Section 131(4) of the Banking Law at 345 Park Avenue, New York, NY 10154.

April 17, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 1001 Walker Road, Dover, Kent County, Delaware 19904.

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