Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

June 15, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

June 7, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at Rutter's Farm Store #77, 77 Benvenue Road, Reed Township, Dauphin County, PA 17020, received.

June 7, 2018 (MI-CRB)
RBB BANCORP
660 South Figueroa Street, Suite 1888, Los Angeles, CA 90017

Application, pursuant to Section 143-b of the Banking Law, to acquire control of First American International Bank, Brooklyn, New York, received.

The comment period on this application will expire on July 16, 2018.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

June 13, 2018 (BR-MBD)
Applicant(s)
Paul D'Angelo
Suzanne D'Angelo
As: Music City Mortgage, Inc.
128 Holiday Court, Suite 121, Franklin, TN 37067

June 13, 2018 (BR-MBD)
Applicant(s)
American Federation of Labor and Congress of Industrial Organizations
Christyne Lynn Neff
James Burch Barber
Michael Quaid Cush
Mitchell John Stevens
Union Privilege
As: Union Plus Mortgage Company
309 Fellowship Rd., Suite 200, Mt. Laurel, NJ 08054

Application to establish a Mortgage Banker's Branch received for examination:

June 8, 2018 (MB-MBD)
Full Service Branch
Hartford Funding, LTD
400 Jericho Turnpike, Suite 322, Jericho, NY 11753

June 8, 2018 (MB-MBD)
Full Service Branch
Kwik Mortgage Corporation D/B/A HOMELEND MORTGAGE
Southfield Center, 1 Cragwood Road, Suite 103A, South Plainfield, NJ 07080

Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

June 11, 2018 (MB-MBD)
Applicant(s)
POMS Corp
Ocwen Financial Corporation
To acquire interest in:
PHH Mortgage Corporation D/B/As:
Century21 Mortgage
Coldwell Banker Mortgage
Domain Distinctive Property Finance
ERA Mortgage
Instamortgage.com
Mortgagesave.com
PHH Mortgage Services
1 Mortgage Way, Mount Laurel, NJ 08054

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NAME OF APPLICANT CITY STATE

January 23, 2018

1476022

Joseph Fekete

Brooklyn

New York

February 1, 2018

1312055

Nasiruddin M. Laskar

East Elmhurst

New York

February 19, 2018

1673624

Rafael Collado

Commack

New York

April 24, 2018

1737777

Gerard Moriarty

Port Washington

New York

May 4, 2018

252587

Naumce Marenoski

Clifton

New Jersey

May 4, 2018

1695616

Stephen Michael Clancy

North Plainfield

New Jersey

May 6, 2018

1578353

Ezra Lichtenstadter

Brooklyn

New York

May 11, 2018

1658160

Chana Pinson

Brooklyn

New York

May 21, 2018

1708415

Wesley Norman Bednarski

Chesterfield

Michigan

May 23, 2018

1748507

Daniel Thomas Wilson

Little Valley

New York

May 24, 2018

1491497

Arran Francis Amorozo

Carson

California

May 25, 2018

1501651

David Grant Dugan

Tustin

California

May 29, 2018

234199

Kenneth James Lambourne

Brunswick Hills

Ohio

May 29, 2018

959951

Lisa A. Merrick

Rochester

New York

May 29, 2018

1088553

Anh Mai Nguyen

Mission Viejo

California

May 29, 2018

1662161

Jan Alison Campbell

Travelers Rest

South Carolina

May 29, 2018

1699012

Ingrid Yvonne Jaschok

Grand Prairie

Texas

May 30, 2018

1374836

Christopher Allan Wright

Fair Oaks

California

May 30, 2018

1708728

Logan Lane Mitchell

Belleville

Michigan

May 31, 2018

1167267

Marino Arif Yasso

Scottsdale

Arizona

May 31, 2018

1202840

Kelsey Cecilia Penkert

Gilbert

Arizona

May 31, 2018

1283435

Sean Arnold McCabe

Gibraltar

Michigan

May 31, 2018

1709199

Shiv Jagdish Enakar

Detroit

Michigan

May 31, 2018

1736793

Abbey Lynn Wandel

Columbia

Missouri

June 1, 2018

1067159

Roy Ben-Zvi

Great Neck

New York

June 1, 2018

1398631

Angel De Armas

Peoria

Arizona

June 1, 2018

1687361

Enrique Benamor Rosales

Phoenix

Arizona

June 1, 2018

1699072

Daniel Nabil Youkhana

Peoria

Arizona

June 4, 2018

1714324

Johnathan Clark Jackson

Port Washington

New York

June 5, 2018

1662918

Jorge H. Arias

Lynbrook

New York

June 5, 2018

1739973

Rachel Catherine Smith

Middle Island

New York

SECTION II

May 4, 2018 (FR-FWB)
THE VICTORIA MUTUAL BUILDING SOCIETY
73-75 Half Way Tree Road, Kingston 10, Jamaica

License issued to establish and maintain a representative office at 300 Cadman Plaza West, One Pierrepont Plaza, Borough of Brooklyn, City of New York 11201.

June 7, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 19795 Garrett Highway, Oakland, Garrett County, Maryland 21550, surrendered for cancellation.

Office discontinued as of June 5, 2018.

June 7, 2018 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Authorization granting permission to open and occupy a branch office at 260 Chestnut Street, Newark, Essex County, NJ 07105, surrendered for cancellation.

Office discontinued as of June 1, 2018.

June 8, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 71 North Main Street, Dolgeville, Herkimer County, New York 13329, will not result in a significant reduction of banking services in the community to be affected.

June 11, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization certificate dated October 4, 2008, granting permission to open and occupy branch office at 7920 Norfolk Avenue, Bethesda, Montgomery County, MD 20814, surrendered for cancellation.

Office discontinued as of June 6, 2018.

June 11, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 5419 Lakeside Avenue, Richmond, Henrico County, VA 23228, surrendered for cancellation.

Office discontinued as of June 6, 2018.

June 13, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 6003 S. Salina Street, (Unincorporated Area) Town of Onondaga, Onondaga County, New York 13205, will not result in a significant reduction of banking services in the community to be affected.

June 13, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of public accommodation office at 5958 S. Salina Street, (Unincorporated Area) Town of Onondaga, Onondaga County, New York 13205 as an adjunct to branch office at Store #3, Green Hills Shopping Center, 6003 South Salina Street, (Unincorporated Area) Town of Onondaga, Onondaga County, New York 13205 will not result in a significant reduction of banking services in the community to be affected.

June 14, 2018 (CC-LFS)
257 SHERIDAN BLVD. CORP. D/B/A INWOOD SERVICES, U/A/N BALDWIN EXPRESS
1747 Grand Avenue, Baldwin, Nassau, New York, 11510

License to engage in business as casher of checks for the limited station located at 140 58th Street, Brooklyn, NY 11220 surrendered effective February 14, 2018.

June 14, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 7133 Oak Orchard Road, Elba, Genesee County, New York 14058, will not result in a significant reduction of banking services in the community to be affected.

June 14, 2018 (TR-CM)
COINBASE CUSTODY TRUST COMPANY, LLC
200 Park Avenue South, Suite 1208, New York, NY 10003

Articles of Organization filed for examination.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

June 13, 2018 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
91 Maple Avenue, Suite 100, Smithtown, NY 11787

June 13, 2018 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
201 Old Country Road, Suite 101, Melville, NY 11747

June 13, 2018 (MB-MBD)
Full Service Branch
Mortgage World Bankers, Inc.
42 South Washington Avenue, Bergenfield, NJ 07621

June 13, 2018 (MB-MBD)
Full Service Branch
Cliffco, Inc. D/B/A Cliffco Mortgage Bankers
1741 Colden Avenue, Store #1, Bronx, NY 10461

June 13, 2018 (MB-MBD)
Full Service Branch
Everett Financial, Inc. D/B/A Supreme Lending
221 River Street, 9th Floor, Office #9032, Hoboken, NJ 07030

June 13, 2018 (MB-MBD)
Full Service Branch
Semper Home Loans, Inc.
1110 South Avenue, Suite 100 Office #43, Staten Island, NY 10314

License to engage in the business of a Mortgage Banker Branch surrendered:

June 8, 2018 (MB-MBD)
Full Service Branch
Hunt Mortgage Corporation
1717 Empire Blvd., Webster, NY 14580
Effective Date: May 11, 2006

June 8, 2018 (MB-MBD)
Sun West Mortgage Company, Inc.
18000 Studebaker Road, Suite #100, Cerritos, CA 90703
Effective Date: June 5, 2018

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

June 8, 2018 (BR-MBD)
Upstate Premier Mortgage, Inc.
3735 Genesee Street, Suite #102, Buffalo, NY 14225
Effective Date: June 7, 2018

Mortgage Banker License Address Changes:

June 7, 2018 (MB-MBD)
Intercontinental Capital Group, Inc.
From: 50 Jericho Quadrangle, Suite 210, Jericho, NY 11753
To: 265 Broadhollow Road, Suite 401, Melville, NY 11747

June 8, 2018 (MB-MBD)
United Shore Financial Services, LLC D/B/As:
Shore Mortgage
United Wholesale Mortgage
From: 1414 East Maple Road, Troy, MI 48083
To: 585 South Boulevard E, Pontiac, MI 48341

Mortgage Broker Certificate Address Changes:

June 8, 2018 (BR-MBD)
AFC Mortgage Group, LLC
From: 458 Monroe Turnpike, Lower Floor, Monroe, CT 06468
To: 227 Monroe Turnpike, Suite 3F, Monroe, CT 06468

Mortgage Banker Branch License Address Changes:

June 7, 2018 (MB-MBD)
Intercontinental Capital Group, Inc.
From: 265 Broadhollow Road, Suite 401, Melville, NY 11747
To: 585 Stewart Avenue, Suite L50, Garden City, NY 11530

June 8, 2018 (MB-MBD)
Guaranteed Rate, Inc.
From: 585 Stewart Avenue, Suite L-90, Garden City, NY 11530
To: 1400 Old Country Road, Suite 206N, Westbury, NY 11590

Mortgage Broker Branch Certificate Address Changes:

June 8, 2018 (BR-MBD)
WC Financial in lieu of Warshaw Capital, LLC
From: 2 North Santa Cruz Avenue, Suite #205, Los Gatos, CA 95070
To: 441 Front Street, Danville, CA 94526

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NAME OF APPLICANT CITY STATE

June 11, 2018

133749

Joshua Michael Brnich

Collegeville

Pennsylvania

June 11, 2018

224745

Theresa Anna Flores

San Antonio

Texas

June 11, 2018

398054

Mark Allen Denicola

Scottsdale

Arizona

June 11, 2018

1464403

Christopher Louis Quartararo

Irvine

California

June 11, 2018

1646301

Samuel Joseph Mate Nyako

Pemberton

New Jersey

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS ID NAME OF APPLICANT CITY STATE SPONSORING ENTITY

June 8, 2018

4733

Eric Anthony Maluk

Coventry

Rhode Island

Home Point Financial Corporation

June 8, 2018

35379

Christopher M. Rand

West Haverstraw

New York

Hudson United Mortgage LLC

June 8, 2018

40315

Mtesa I. Ramsey

Sellersville

Pennsylvania

New Penn Financial, LLC

June 8, 2018

67716

Yakov Spero

Lakewood

New Jersey

Funding Resources Mortgage Corporation

June 8, 2018

109550

William Michael Kokosko

Annapolis

Maryland

New Penn Financial, LLC

June 8, 2018

152717

Matthew Alan Haldeman

Collegeville

Pennsylvania

New Penn Financial, LLC

June 8, 2018

171586

Edward Kaziyev

Fresh Meadows

New York

CGAP, Inc.

June 5, 2018

203467

Karen Denise Genneken

Sanger

Texas

Rushmore Loan Management Services LLC

June 8, 2018

279380

Randall Jonathan Paparo

East Brunswick

New Jersey

Homebridge Financial Services, Inc.

June 8, 2018

368720

Casey Lyn Cahill

New Hartford

Connecticut

Norwich Commercial Group, Inc.

June 8, 2018

600986

Craig Smith

Great Neck

New York

American Advisors Group, Inc.

June 8, 2018

878088

Timothy William Moskal

Chicago

Illinois

Royal United Mortgage, LLC

June 8, 2018

1012474

John David Thomas

Irving

Texas

Nationstar Mortgage LLC

June 8, 2018

1377781

Marc Anthony Velez

Amesbury

Massachusetts

Plaza Home Mortgage, Inc.

June 8, 2018

1480773

Teresa Mary Prendergast

Seaford

New York

American Advisors Group, Inc.

June 8, 2018

1489071

Gisah Freitas Young

Costa Mesa

California

Nationstar Mortgage LLC

June 8, 2018

1489626

Christopher Eugene Behm

Fullerton

California

American Advisors Group, Inc.

June 8, 2018

1501033

Andre Giambona

Fort Lee

New Jersey

Nationwide Equities Corporation

June 8, 2018

1539910

Nicholas Daniel Fromm

Tempe

Arizona

loanDepot.com, LLC

June 8, 2018

1586716

Lisa Michele McClanahan

Long Beach

California

Nationstar Mortgage LLC

June 8, 2018

1586717

Tommy Nguyen

Westminster

California

Nationstar Mortgage LLC

June 8, 2018

1616377

Alena Dzanic

Dearborn Heights

Michigan

Quicken Loans Inc.

June 8, 2018

1638352

Joseph Charles Curcio

Staten Island

New York

Freedom Mortgage Corporation

June 7, 2018

1654818

Kevin Ray Osuna

Norman

Oklahoma

Rushmore Loan Management Services LLC

June 8, 2018

1674626

Nicholas Stephen Kleinhans

Richmond

Michigan

Quicken Loans Inc.

June 8, 2018

1687576

Nolan Ryan Leger

Clawson

Michigan

Quicken Loans Inc.

June 8, 2018

1694012

Kelvin Rodriguez

Ozone Park

New York

Channel Mortgage LLC

June 8, 2018

1719140

Robert Patrick O'Neal

Fort Worth

Texas

Nationstar Mortgage LLC

June 8, 2018

1726916

Brock Michael Christopher

Columbia

Missouri

Mortgage Research Center, LLC

Department of Financial Services

CONNECT WITH US

DFS Facebook page

Follow NYDFS on Twitter

REGISTER TO VOTE

Sign up online or download and mail in your application.