Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

June 29, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

June 26, 2018 (LL-LFS)
FUNDATION GROUP LLC
Main Office: 11501 Sunset Hills Road, Suite 100, Reston, VA 20190                 
Branch Office: 9 East 37th Street, 2nd Floor, New York, NY 10016

Application received for a license to engage in business as a licensed lender in the main and branch office. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

June 27, 2018 (PF-LFS)
STETSON INSURANCE FUNDING, LLC
180 North Stetson Avenue, Suite 4600, Chicago, IL 60601

Application received for a license to engage in business as a premium finance agency.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination:

June 22, 2018 (MS-MBD)
Applicant(s)
Ivan Bhardwaj
Kevin John Cordell
Sadhna Cordell
As: Madison Management Services, LLC
400 Morris Avenue, Suite 222, Denville, NJ 07834

Application to establish a Mortgage Banker's Branch received for examination:

June 21, 2018 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
2 Huntington Quadrangle, Suite 2S01, Melville, NY 17747

Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations to acquire a controlling interest:

June 27, 2018 (BR-MBD)
Applicant(s)
William Christopher Wright
To acquire interest in:
Par East Mortgage Co., Inc.
15 Toilsome Lane, East Hampton, NY 11937

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NAME OF APPLICANT CITY STATE

February 10, 2018

64275

Joseph Antoine Morizio

Valley Falls

New York

March 9, 2018

1695004

Stephan Ricardo Wisdom

Beverly

New Jersey

April 3, 2018

1675663

Maron Georgees Ishak

Shelby Township

Michigan

April 10, 2018

1693461

Robert M. McCormick

Denville

New Jersey

April 14, 2018

207131

Robert Quarta

Seaford

New York

April 26, 2018

870696

Sean Michael Meador

Huntington Beach

California

May 14, 2018

34852

Michael Quaid Cush

Haddonfield

New Jersey

May 15, 2018

571137

John Mascolo

Danbury

Connecticut

May 23, 2018

1435078

Edward Maslov

Staten Island

New York

May 29, 2018

215409

Rose Anne Nalls

McKinney

Texas

May 30, 2018

706472

Jung Andres Hong

Union City

New Jersey

May 30, 2018

1730194

John Mark Palenko

Sacramento

California

May 31, 2018

1603586

Zachary James Rogers

Glendale

Arizona

June 1, 2018

1579719

David Allan Smith

New Hartford

New York

June 1, 2018

1675176

Porfirio Alejandro Perez

Tempe

Arizona

June 1, 2018

1687470

Javier Solis

Phoenix

Arizona

June 4, 2018

1387439

Erik Benjamin Veroff

Phoenix

Arizona

June 4, 2018

1731132

Ashley Sunaz Abdoli-Yazdi

Scottsdale

Arizona

June 6, 2018

691467

Miranda Estera Ronke-Czarniecki

Belchertown

Massachusetts

June 6, 2018

1662549

Johnny Juan De Dios Rodriguez

Phoenix

Arizona

June 7, 2018

698271

Damon Glenn Long

Huntington Station

New York

June 11, 2018

1713208

Kathy Rita Bischofberger

San Diego

California

June 12, 2018

419110

Joseph Michael Nittoli

Livingston

New Jersey

June 12, 2018

1451681

Ryan Thomas Carney

Pittsburgh

Pennsylvania

June 12, 2018

1714700

Genna Marie Englert

South Park

Pennsylvania

June 15, 2018

1038019

Ronald Lamar Waymer

Jacksonville

Florida

June 18, 2018

1433976

Harrison James Logan

Orlando

Florida

June 18, 2018

1735210

Arefeh Molavi

Winter Park

Florida

June 20, 2018

1586954

Craig Schmidt

Warminster

Pennsylvania

June 21, 2018

1466830

Adam Ross Holland

Rushville

Indiana

 

SECTION II

May 2, 2018 (TM-LFS)
FIRMA FOREIGN EXCHANGE CORPORATION (U.S.) LTD.
1760 Market Street – Suite 802, Philadelphia, PA 19103

License to engage in business as a money transmitter company was surrendered.

June 21, 2018 (BK-Crb)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 7 South Main Street, Franklinville, Cattaraugus County, New York 14737, will not result in a significant reduction of banking services in the community to be affected.

June 21, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization certificates granting permission to open and occupy branch offices at the following two locations, surrendered for cancellation:

  1. 901 Bestgate Road, Annapolis, Anne Arundel County, MD 21401 and
  2. 3003 North Charles Street, Baltimore, MD 21218.

Offices discontinued as of June 15, 2018.

June 22, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 2180 Union Road, West Seneca, Erie County, New York 14224, will not result in a significant reduction of banking services in the community to be affected.

June 22, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 2669 Main Street, Whitney Point, Broome County, New York 13862, will not result in a significant reduction of banking services in the community to be affected.

June 22, 2018 (FR-FWB)
EUROCLEAR BANK SA/NV
1 Boulevard Du Roi Albert II, B-1210, Brussels, Belgium

The Department interposes no objection to the notification, pursuant to Section 221-e of the Banking Law, of the relocation of the representative office from 40 Wall Street, Borough of Manhattan, City of New York 10005 to 28 Liberty Street, Borough of Manhattan, City of New York 10005.

June 26, 2018 (BK-CRB)
CATSKILL HUDSON BANK
4438 Route 42 North, Thompson, New York 12701

Authorization Certificate issued June 12, 2013, granting permission to open and occupy a branch office at 830 Main Street, Arlington, Town of Poughkeepsie, Dutchess County, New York 12603, surrendered for cancellation.

Office discontinued as of June 20, 2018.

June 27, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 10250 Constellation Boulevard, Los Angeles, Los Angeles County, California 90067.

June 29, 2018 (TM-LFS)
CREATIVE SOLUTIONS SOFTWARE CORP.
6300 Interfirst Drive, Ann Arbor, MI 48108 

Application for a license to engage in business as a transmitter of money approved.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

June 21, 2018 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
1110 South Avenue, Suite 57, Staten Island, NY 10314

License to engage in the business of a Mortgage Banker Branch surrendered:

June 21, 2018 (MB-MBD)
Freedom Mortgage Corporation
20 West Lincoln Avenue, Suite #204, Valley Stream, NY 11580
Effective Date: June 18, 2018

June 21, 2018 (MB-MBD)
Freedom Mortgage Corporation
500 Virginia Drive, Suite 502-C, Fort Washington, PA 19034
Effective Date: June 18, 2018

June 25, 2018 (MB-MBD)
FM Home Loans, LLC D/B/A MR Capital Group
14 Main Street, Suite #3, East Hampton, NY 11937
Effective Date: June 20, 2018

June 25, 2018 (MB-MBD)
FM Home Loans, LLC D/B/A MR Capital Group
212 Second Street, Suite 202, Lakewood, NJ 08701
Effective Date: June 20, 2018

June 25, 2018 (MB-MBD)
Meadowbrook Financial Mortgage Bankers Corp.
412 North Main Street, Suite #201, Monroe, NY 10950
Effective Date: June 20, 2018

June 26, 2018 (MB-MBD)
FM Home Loans, LLC D/B/A MR Capital Group
150 East 52nd Street, Suite 19003, New York, NY 10022
Effective Date: June 20, 2018

June 26, 2018 (MB-MBD)
Guaranteed Rate, Inc.
26 West 23rd Street, Fifth Floor, New York, NY 10010
Effective Date: June 21, 2018

June 26, 2018 (MB-MBD)
Guaranteed Rate, Inc.
2405 Main Street, Bridgehampton, NY 11932
Effective Date: June 21, 2018

June 27, 2018 (MB-MBD)
Hunt Mortgage Corporation
125 High Rock Avenue, Saratoga Springs, NY 12866
Effective Date: June 22, 2018

Mortgage Banker License Address Changes:

June 21, 2018 (MB-MBD)
Envoy Mortgage, Ltd.
From: 5100 Westheimer Road, Suite 320, Houston, TX 77056
To:     10496 Katy Freeway, Suite 250, Houston, TX 77043

Mortgage Broker Certificate Address Changes:

June 22, 2018 (BR-MBD)
Astar Home Capital Inc
From: 7 Van Buren Dr. #302, Monroe, NY  10950
To:     48 Bakertown Rd., Suite 204, Monroe, NY  10950

June 25, 2018 (BR-MBD)
Wipro Gallagher Solutions, Inc.
From: 810 Crescent Centre Drive, Suite 400, Franklin, TN 37067
To:     3535 Piedmont Road, Suite 1400, Atlanta, GA 30305

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NAME OF APPLICANT CITY STATE

June 14, 2018

18725

Justin Paul Gera

New Freedom

Pennsylvania

June 14, 2018

1177952

Austin Tyler Koepfer

Scottsdale

Arizona

June 14, 2018

1431452

Beatriz Bernal-Garcia

San Diego

California

June 14, 2018

1617214

Brennan M. Coburn

Layton

Utah

June 25, 2018

1585654

Kevin Wayne Jackson

Aubrey

Texas

June 25, 2018

1589866

Waquiem Devonn Comar

Phoenix

Arizona

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS ID NAME OF APPLICANT CITY STATE SPONSORING ENTITY

June 20, 2018

1562554

Ryan Theodore Hammer

Daniel Island

South Carolina

Caliber Home Loans, Inc.

June 22, 2018

39966

Joseph James Conforti

Whitestone

New York

Quik Fund, Inc.

June 22, 2018

47305

Christopher Jon Devin

Norwell

Massachusetts

CrossCountry Mortgage, Inc.

June 22, 2018

56151

Patrick Joseph Spencer

Plainview

New York

Intercontinental Capital Group, Inc.

June 22, 2018

67113

Charles John Bucciarelli

Rochester

New York

Preferred Mortgage Corporation of New York

June 22, 2018

128782

Joseph A. Sovare

Vernon

New York

NVR Mortgage Finance, Inc.

June 22, 2018

189060

David Gerard Somma

Reisterstown

Maryland

New Penn Financial, LLC

June 22, 2018

198892

Michael John Dell

Armonk

New York

Total Mortgage Services, LLC

June 22, 2018

259953

Veronica DeLaTorre

Whittier

California

Carrington Mortgage Services, LLC

June 22, 2018

279657

Gloria Antoinette Dellepere

Windsor

California

SoFi Lending Corp.

June 22, 2018

304045

Devin Chaz Glenn

Columbia

Missouri

Mortgage Research Center, LLC

June 22, 2018

347492

Craig Steven Eckes

New York

New York

FirstKey Mortgage, LLC

June 22, 2018

390165

Jeana Christiana Rodrigues

Irving

Texas

Ark-La-Tex Financial Services, LLC

June 22, 2018

404686

Michael Pancoast

Hainesport

New Jersey

CMG Mortgage, Inc.

June 22, 2018

496896

Matthew Lawrence Massie

Powell

Ohio

Carrington Mortgage Services, LLC

June 22, 2018

866520

Anton Sergeyevich Akinshin

Irvine

California

Nationstar Mortgage LLC

June 22, 2018

926147

Urata Blakaj

Staten Island

New York

Platinum Mortgage Inc.

June 22, 2018

930539

Jose Angel Salas

Grand Prairie

Texas

Nationstar Mortgage LLC

June 22, 2018

1009181

Brian Stephen McKeown

Ponte Vedra

Florida

Carrington Mortgage Services, LLC

June 22, 2018

1011896

Neil James Apolzan

Algonac

Michigan

One Reverse Mortgage, LLC

June 22, 2018

1031662

Dennis Robert Works

Derby

Connecticut

Total Mortgage Services, LLC

June 22, 2018

1077666

Ryan David Panlener

Costa Mesa

California

Nationstar Mortgage LLC

June 22, 2018

1105689

Alexis Alan

Canton

Michigan

Quicken Loans Inc.

June 22, 2018

1143653

Carissa DiRado

East Aurora

New York

Premium Mortgage Corp.

June 22, 2018

1191938

Charles Francis Endicott

McCordsville

Indiana

Royal United Mortgage, LLC

June 22, 2018

1408536

Tanner Beck Smith

Columbia

Missouri

Mortgage Research Center, LLC

June 22, 2018

1420528

Tyler Loyola Mullins

Brea

California

Nationstar Mortgage LLC

June 22, 2018

1434457

James Michael Schmidt

Gilbert

Arizona

Freedom Mortgage Corporation

June 22, 2018

1470607

Raquel Abigail Carranza

Dix Hills

New York

East Coast Capital Corp.

June 22, 2018

1483132

Melissa Pamela Cuartas

Bayside

New York

Cliffco, Inc.

June 22, 2018

1501443

Charles Michael Garner

Bowie

Maryland

New Penn Financial, LLC

June 22, 2018

1503447

Andrew Gregory Pilong

North Wales

Pennsylvania

New Penn Financial, LLC

June 22, 2018

1520257

Adrian Hulaj

Sterling Heights

Michigan

Quicken Loans Inc.

June 22, 2018

1542086

Jeffrey Patrick Rhoten

Irvine

California

Nationstar Mortgage LLC

June 22, 2018

1590023

Paul Dukaj

Washington Township

Michigan

Quicken Loans Inc.

June 22, 2018

1590399

Frank Luis Lampon

Staten Island

New York

American Advisors Group, Inc.

June 22, 2018

1603890

Andrew John Stubbins

Hampton Bays

New York

Mainstay Mortgage Corp.

June 22, 2018

1626813

Michael Adam LaManna

Strongsville

Ohio

Quicken Loans Inc.

June 22, 2018

1638215

Rimon Bekhet

Staten Island

New York

Residential Home Funding Corp.

June 22, 2018

1638870

Kristen Hope Burgos

Levittown

New York

United Mortgage Corp.

June 22, 2018

1643587

Moshe Landau

Monroe

New York

The Mint Capital Inc.

June 22, 2018

1675225

Brent Charles Carpenter

Brunswick

Ohio

Quicken Loans Inc.

June 22, 2018

1677503

Sean David Copeland

Knoxville

Tennessee

21st Mortgage Corporation

June 22, 2018

1681666

Joseph Nabil Chaoui

Costa Mesa

California

loanDepot.com, LLC

June 22, 2018

1684160

Sarah Lynn Wood

Marathon

New York

State Farm Bank, FSB

June 22, 2018

1687603

Eric Nicholas March

Shelby Township

Michigan

Quicken Loans Inc.

June 22, 2018

1687634

Martin Xavier Petz

Grosse Pointe Woods

Michigan

Quicken Loans Inc.

June 22, 2018

1687981

Nizar Ashraf Alkhatib

Dearborn Heights

Michigan

Quicken Loans Inc.

June 22, 2018

1695832

Anthony Craig Tampa

Staten Island

New York

Intercontinental Capital Group, Inc.

June 22, 2018

1699619

Nikita Karin Dennis

Lemon Grove

California

American Internet Mortgage, Inc.

June 22, 2018

1703500

Cody John Basler

Huntington Beach

California

loanDepot.com, LLC

June 22, 2018

1716730

Jacob Maximilian Dreisbach

Irving

Texas

Nationstar Mortgage LLC

June 22, 2018

1721138

Roberto Miguel Enriquez

Phoenix

Arizona

loanDepot.com, LLC

June 22, 2018

1721142

Benjamin Cole Kennon

Phoenix

Arizona

loanDepot.com, LLC

June 22, 2018

1721211

Justin Ryan Wandel

Columbia

Missouri

Mortgage Research Center, LLC

June 22, 2018

1722921

Drew Jordan Hittner

Tempe

Arizona

loanDepot.com, LLC

June 22, 2018

1724124

Lacey Noell Hartman

Jefferson City

Missouri

Mortgage Research Center, LLC

June 22, 2018

1732007

Brian Christopher Ohmann

Rochester

New York

Haus Capital Corporation

Department of Financial Services

CONNECT WITH US

DFS Facebook page

Follow NYDFS on Twitter

REGISTER TO VOTE

Sign up online or download and mail in your application.