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New York State Department of Financial Services

Weekly Banking Bulletin

August 3, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

July 26, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notice of intention to establish an electronic facility (automated teller machine) at Rutter's Farm Store #79, 234 Kuhn Lane, Allegheny Township, Blair County, PA 16635, received.

July 31, 2018 (LL-LFS)
AMERICREDIT FINANCIAL SERVICES, INC. U/A/N
GM FINANCIAL, GMC FINANCIAL, BUICK FINANCIAL
BUICK-GMC FINANCIAL, CADILLAC FINANCIAL, CHEVROLET FINANCIAL
801 Cherry Street, Suite 3600, Fort Worth, Tarrant County, TX 76102

Application received for a license to engage in business as a licensed lender. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

July 31, 2018 (SB-CRB)
PCSB BANK
2477 Route 6, Brewster, New York 10509

Application, pursuant to Section 12-a of the Banking Law, to exercise the federally permitted power to convert from a savings bank to a commercial bank, received.

July 31, 2018 (SB-CRB)
PCSB BANK
2477 Route 6, Brewster, NY 10509
PCSB COMMERCIAL BANK (BK-CRB)
2651 Strang Boulevard, Yorktown Heights, New York 10598

Application, pursuant to Section 601 of the New York Banking Law, for PCSB Commercial Bank to merge with and into PCSB Bank, under the name PCSB Bank, received.

(The proposed merger is in conjunction with PCSB Bank’s conversion from a savings bank to a commercial bank, pursuant to Section 12-a of the Banking Law.  It is anticipated that immediately prior to the proposed merger, PCSB Bank will convert from a savings bank to a commercial bank.)

August 1, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo New York 14203

Notice of intention to establish an electronic facility (automated teller machine) at 386 West Main Street, Batavia, Genesee County, New York 14020, received.

August 3, 2018 (TM-LFS)
APPLE PAYMENTS, INC.
10101 N. De Anza Blvd., MS 42-3API, Cupertino, CA 95014  

Application received for a license to engage in business as a transmitter of money at 10101 N. De Anza Blvd., MS 42-3API, Cupertino, CA 95014.    

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 3, 2018 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
3 East 125th Street, New York, NY 10035

Application was received for a change of location from 3 East 125th Street, New York, NY 10035 to 1 West 125th Street, Suite B, New York, NY 10027.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by August 17, 2018.

August 3, 2018 (BK-CEU) 
POPULAR COMMUNITY BANK
85 Broad Street, 10th Floor, New York, NY  10004
Application received on August 3, 2018, pursuant to Section 96-d of the Banking Law, for the designation of Community District 6, Borough of Bronx, Bronx County, New York, as a Banking Development District.  The co-applicant is the Borough of Bronx, City of New York.

Application to engage in the business of a Mortgage Broker under Article 12-D of the Banking Law received for examination:

July 26, 2018 (BR-MBD)
Applicant(s)
Johnathan Heywood
As: IP Advisors, Inc.
20101 SW Birch Street, Suite 150F, Newport Beach, CA 92660

Application to establish a Mortgage Loan Servicer’s Branch received for examination:

July 27, 2018(MS-MBD)
Full Service Branch
LoanCare, LLC
4330 West Chandler Boulevard, Chandler, AZ 85226

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

April 27, 2018

1696117

Patrick Joseph Gibson

Highland Mills

New York

April 30, 2018

1301373

Francisco Cruz

Central Islip

New York

May 8, 2018

395341

Daniel Shamooil

Great Neck

New York

May 23, 2018

1153733

Michael Laurri

Rochester

New York

May 25, 2018

1663814

Duane Garey Graham

Jacksonville

Florida

May 30, 2018

1700544

Sebastian Chica

White Plains

New York

May 31, 2018

1494288

Rodney Howard Lewis

Springfield Gardens

New York

June 25, 2018

1220687

Michael Gene Hope

Redford

Michigan

July 12, 2018

1623358

Lindsey Burgess

Macedon

New York

July 19, 2018

1742312

Rachel Darcel Deneau

Detroit

Michigan

July 19, 2018

1742971

Elden Nathan Ankawi

Wixom

Michigan

July 19, 2018

1751985

Hyungsub Kim

Novi

Michigan

July 20, 2018

1742477

Anjelica Alejandra Garza

Trenton

Michigan

July 20, 2018

1742495

Jared Daniel Peterson

Fenton

Michigan

July 20, 2018

1748882

Gino Romolo Guarnieri

Dublin

Ohio

July 23, 2018

1742376

Travis Scott Kersten

Troy

Michigan

July 23, 2018

1742669

Maya Ashawnae Copper-Reynolds

Detroit

Michigan

July 23, 2018

1742908

Christopher Edgar Cepeda

Milan

Michigan

July 24, 2018

209856

David Matthew Turner

Little Elm

Texas

July 25, 2018

133181

James Ray Schrader

Jacksonville

Florida

July 25, 2018

1119048

Yomyra M. Davila Rivera

Perris

California

 

SECTION II

April 24, 2018 (TM-LFS)
UNITRANSFER NEW YORK, INC.
901 South State Road 7, Suite 215, Hollywood, FL 33023

License to engage in business as a money transmitter company was surrendered.

July 18, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 101 Big Elk Mall, Elkton, Cecil County, Maryland 21921, surrendered for cancellation.

Office discontinued as of July 13, 2018.

July 26, 2018 (BK-CRB)
EMPIRE STATE BANK
68 North Plank Road, Newburgh, NY 12550

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative office at 6402 8th Avenue, Suite 601, Borough of Brooklyn, City of New York 11220, effective April 30, 2018.

July 27, 2018 (FB-FWB)
LLOYDS BANK CORPORATE MARKETS PLC
25 Gresham Street, London EC2V 7HN, United Kingdom

License issued to establish and maintain a branch at 1095 Avenue of the Americas, Borough of Manhattan, City of New York 10036, effective July 28, 2018.

Assets deposited in accordance with the requirements of Section 202-b (1) of the Banking Law.

July 27, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 19059 Route 522, Beaver Springs, Snyder County, Pennsylvania 17812 (formerly Elm Street and Beaver Avenue, Beaver Springs, Snyder County, Pennsylvania 17812), surrendered for cancellation.

Office discontinued as of July 24, 2018.

July 30, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Approval given to change the location of the branch office from 25 South Charles Street, Baltimore (Independent City) Maryland 21201 to One Light Street, Baltimore, Maryland 21202, on or after July 31, 2018.

July 30, 2018 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Authorization issued to open and occupy a branch office at 201 Mission Street, Suite 600, San Francisco, San Francisco County, California 94105, on or after July 31, 2018.

July 31, 2018 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Authorization issued to open and occupy a branch office at 201 Mission Street, Suite 2600, San Francisco, San Francisco County, California 94105, on or after August 1, 2018.

July 31, 2018 (CC-LFS)
PAY-0-MATIC CHECK CASHING CORP.  
160 Oak Drive, Syosset, New York 11791

Effective July 23, 2018, license to engage in business as a casher of checks for the branches located at 1360 Bruckner Boulevard, Bronx, NY 10459 and 83-06 Broadway, Elmhurst, NY 11373, were surrendered.

August 1, 2018 (BK-CRB)
EMPIRE STATE BANK
68 North Plank Road, Newburgh, NY 12550

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office at 2047 Victory Boulevard, Borough of Staten Island, City of New York 10314.

August 1, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 6405 South 3000 East (Suite 200), Holladay, Salt Lake County, UT 84121, to 75 West Towne Ridge Parkway, Sandy, Salt Lake County, UT 84070, effective October 1, 2018.

August 1, 2018 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
14141 Southwest Freeway, Suite 1000, Sugar Land, AZ 77478

A license rider was issued to reflect the relocation of a branch office from 13430 North Canyon Highway, Suite 250, Phoenix, AZ 85029, to 2401 West Peoria Avenue, Suite 100, Phoenix, AZ 85029, effective August 1, 2018. 

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the Banking Law was placed in Inactive Status, March 13, 2018 and has resumed Active Status on May 18, 2018:

July 30, 2018 (BR-MBD)
Senior Management Group, Inc.
212 Petit Avenue, Bellmore, NY  11710

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the Banking Law:

August 1, 2018 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
177 Route 236, Halfmoon, NY 12065

August 1, 2018 (MB-MBD)
Full Service Branch
Residential Home Funding Corp.  D/B/A RHF Wholesale
119-14 Rockaway Blvd., 1st Floor, Ozone Park, NY 11420

August 1, 2018 (MB-MBD)
Full Service Branch
Plaza Home Mortgage, Inc.
7535 E. Hampden Ave Suite 109, Denver, CO 80231

August 1, 2018 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
6135 Park South Drive, Suite 200, Charlotte, NC 28210

Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the Banking Law:

August 1, 2018 (BR-MBD)
Full Service Branch
South Fork Funding, Inc.
3 Glovers Lane, 1st Floor, West Hampton Beach, NY 11978

License to engage in the business of a Mortgage Banker Branch surrendered:

July 30, 2018 (MB-MBD)
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
2501 S. Highway 121 Bus, Suite #100, Lewisville, TX 75067
Effective Date: July 23, 2018

August 1, 2018 (MB-MBD)
Norwich Commercial Group, Inc.  D/B/A Norcom Mortgage
40 - 42 Main Street, 2nd Floor, Suite 5, Flushing, NY 11354
Effective Date: July 17, 2018

Mortgage Banker License Name Changes:

August 1, 2018 (MB-MBD)
From: American Advisors Group, Inc. 
To: American Advisors Group, Inc. D/B/A AAG

Mortgage Broker Certificate Address Changes:

August 1, 2018 (BR-MBD)
Riverside Funding Corp.
From: 30 West Park Avenue, Suite 302, Long Beach, NY 11561
To: 670 Long Beach Blvd., Suite 119, Long Beach, NY 11561

August 1, 2018 (BR-MBD)
Mortgage Direct Inc.
From: 591 Stewart Avenue, Suite #500, Garden City, NY 11530-4779
To: 626 RexCorp Plaza, Office 627, Uniondale, NY 11556

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the Banking Law, Withdrawn.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID

NAME OF APPLICANT

CITY

STATE

July 27, 2018

1585434

Luke James McQuillen

Westfield

Indiana

July 30, 2018

1418513

Megan Kalie Withers

Detroit

Michigan

 

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

June 6, 2018

15971

Ronnie Pham

Brooklyn

New York

Pham & Partners LLC

August 1, 2018

64275

Joseph Antoine Morizio

Valley Falls

New York

Homestead Funding Corp.

August 1, 2018

68989

Jessica Margaret Kucera

Medford

New York

Freedom Mortgage Corporation

August 1, 2018

109540

Jason Christopher Bowman

Sykesville

Maryland

New Penn Financial, LLC

August 1, 2018

198985

Thomas Scott Fuller

Macomb

Michigan

Quicken Loans Inc.

August 1, 2018

207131

Robert Quarta

Seaford

New York

Quik Fund, Inc.

August 1, 2018

418918

Dominic Carlucci

Iselin

New Jersey

Caliber Home Loans, Inc.

August 1, 2018

482834

Patrick J. O'Reilly

Medfield

Massachusetts

Residential Mortgage Services, Inc.

August 1, 2018

785416

James Richard Richards

Rockville

Maryland

New Penn Financial, LLC

August 1, 2018

1107115

John Kyung Yoo

Laguna Niguel

California

loanDepot.com, LLC

August 1, 2018

1147043

Arjun Gumber

Canton

Michigan

Quicken Loans Inc.

August 1, 2018

1211702

John Christopher Skelly

Westlake

Ohio

Quicken Loans Inc.

August 1, 2018

1418309

Jonathan Barrett Jereb

Lakewood

Ohio

Quicken Loans Inc.

August 1, 2018

1495266

Kathleen Nancy Rotella

Upper Saddle River

New Jersey

Homebridge Financial Services, Inc.

August 1, 2018

1497532

Matthew Joe Schwab

St. Clair Shores

Michigan

Quicken Loans Inc.

August 1, 2018

1509572

Ethan Phillip Papaserge

Austin

Texas

Royal United Mortgage, LLC

August 1, 2018

1509658

Sarquese Tiara Williams

Wayne

Michigan

One Reverse Mortgage, LLC

August 1, 2018

1512615

Kevin Jerome Moore

Royal Oak

Michigan

Quicken Loans Inc.

August 1, 2018

1536922

Connor Patrick Daugherty

Middleburg Heights

Ohio

Quicken Loans Inc.

August 1, 2018

1537789

Michael Anton Nordby

Garden City

Michigan

Quicken Loans Inc.

August 1, 2018

1552572

Travis Earl Totty

Troy

Michigan

Quicken Loans Inc.

August 1, 2018

1566376

Ashley Ann McGraw

Lakewood

Ohio

Quicken Loans Inc.

August 1, 2018

1581988

Michael Thomas Consolmagno

Staten Island

New York

Charles Martin Mortgage LLC

August 1, 2018

1617576

Benjamin Russell Hagan

Birmingham

Michigan

Quicken Loans Inc.

August 1, 2018

1662475

Malak Mohamad Hijazi

Dearborn

Michigan

Quicken Loans Inc.

August 1, 2018

1663822

Tyler Jeffrey Hickey

Detroit

Michigan

Quicken Loans Inc.

August 1, 2018

1674613

Nathaniel Salvatore Hoge

Wyandotte

Michigan

Quicken Loans Inc.

August 1, 2018

1675346

Michael Logan Guthard

Livonia

Michigan

Quicken Loans Inc.

August 1, 2018

1675958

Gabriella Maria Maniaci

Grosse Pointe Woods

Michigan

Quicken Loans Inc.

August 1, 2018

1687891

Stephanie Lynn Taylor

Akron

Ohio

Quicken Loans Inc.

August 1, 2018

1688755

Ali Akbar Alkhudair

Dearborn

Michigan

Quicken Loans Inc.

August 1, 2018

1688783

Brian Michael Cassidy

North Babylon

New York

Intercontinental Capital Group, Inc.

August 1, 2018

1717869

Pinchus Schachter

Brooklyn

New York

Four Star Funding Inc.

August 1, 2018

1722024

Eliot Hildreth Robinson

Carrollton

Texas

Nationstar Mortgage LLC

 

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