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New York State Department of Financial Services

Weekly Banking Bulletin

August 24, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

 

SECTION I

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

August 22, 2018 (BR-MBD)
Applicant(s)
Dwight Northover
As: MORTGAGE FIRST DIRECT, INC.
1923 Springfield Ave, PO Box 678, Maplewood, NJ 07040

Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law received for examination:

August 21, 2018(MS-MBD)
Applicant(s)
Eric Stuart Sadow
James Curtis Faulkner
Melissa Taylor Perdue
Robert James Caruso
Rodrick Ryan Hatfield
Tod Edward Highfield
ServiceMac Holding Company, LLC
As: ServiceMac, LLC
10420 Harris Oaks Blvd., Charlotte, NC 28269

Application to establish a Mortgage Banker's Branch received for examination:

August 20, 2018 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
8 West Main Street, Second Floor, Suite 1, Patchogue, NY 11772

August 22, 2018 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company, LLC D/B/A
AnnieMac Home Mortgage
3460 County Line Road, Suite D, Second Floor, Skaneateles, NY 13152

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

 

DATE OF APPLICATION

NMLS ID #

NAME OF APPLICANT

CITY

STATE

February 1, 2018

1601279

Robert D'Angelo Di Bella

Lake Forest

California

May 2, 2018

1727995

Amina Elisabeth Mark

St. Johns

Florida

May 4, 2018

1730889

Faith Elizabeth Jankowski

Center Moriches

New York

May 10, 2018

884367

Frank Romero

Santa Ana

California

May 25, 2018

1750568

Nimer Dewan

East Elmhurst

New York

July 9, 2018

897246

Neil Orozco

Irvine

California

July 26, 2018

390990

Elaine K. Bales

Seminole

Florida

July 31, 2018

94085

Carmen R. Cerron

Mamaroneck

New York

July 31, 2018

964266

Anne Hillary Doisy

Columbia

Missouri

August 3, 2018

1379972

Auston Kyle Johnson

Dallas

Texas

August 7, 2018

202872

Vincent Frank Orefice

West Harrison

New York

August 7, 2018

847909

Lauren Elizabeth Leonbruno

Cleveland

Ohio

August 7, 2018

1731744

Joseph Todd Nunnery

Cleveland

Ohio

August 9, 2018

1731755

Michael Patrick Komertz

Chardon

Ohio

August 9, 2018

1751470

Peter Avery-James Fracassi

Farmington

Michigan

August 10, 2018

217478

Michael John Brazier

Port Deposit

Maryland

August 10, 2018

1650219

Nicholas Paul Karipides

Uniontown

Ohio

August 10, 2018

1719741

Daniel Patrick Komertz

Chardon

Ohio

August 13, 2018

314700

Dimitriy Vernik

Owings Mills

Maryland

August 13, 2018

1662345

James Carlos Russell

Stow

Ohio

August 13, 2018

1719696

Alexander Thomas Sklarsky

Cleveland Heights

Ohio

August 13, 2018

1719829

Russell Cameron Thomas

Cleveland

Ohio

August 13, 2018

1731798

Nicole Jillian Dublo

Independence

Ohio

August 13, 2018

1742305

Eric Martin Ryan

Euclid

Ohio

August 13, 2018

1742436

Ellis David Duvall

Phoenix

Arizona

August 13, 2018

1742524

Michael John de Ubl

Peoria

Arizona

August 14, 2018

813575

Lonnie Emile Randle-Johnson

Parma

Ohio

August 14, 2018

1650781

Bridget Michelle Drewke

Ferndale

Michigan

August 14, 2018

1698867

Matthew Francis Greco

Cleveland

Ohio

August 14, 2018

1749407

Cynthia Lynn Dubnicka

Knoxville

Tennessee

August 15, 2018

32623

Karl Walter Hartmann

Lansdale

Pennsylvania

August 15, 2018

1708391

Ryan Michael Nikula

Warren

Michigan

August 16, 2018

1731507

Darren Philip Hombirg

Commerce Township

Michigan

August 16, 2018

1742811

Jennifer Ann Farley

Gibraltar

Michigan

August 20, 2018

135350

Jonathan Robert Webb

Lafayette Hill

Pennsylvania

 

SECTION II

May 25, 2018 (TM-LFS)
SOFTGATE SYSTEMS, INC.
185 Hudson Street, Suite 1710, Harborside Plaza 5, Jersey City, New Jersey 07302

License to engage in business as a licensed money transmitter company was surrendered.

August 14, 2018 (TM-LFS)
COINBASE, INC.
1 Front Street, Suite 2800, San Francisco, CA 94111

Application for change of location from 548 Market Street, Suite 23008, San Francisco, California 94104 to 1 Front Street, Suite 2800, San Francisco, California 94111 was approved effective August 7, 2018.

August 16, 2018 (MI-CRB)
INTERNATIONAL FINANCE BANK
777 SW 37th Avenue, Suite 700, Miami, FL 33135

Authorization Certificate issued August 7, 2018, granting permission open and occupy a branch office at 623 5th Avenue, Borough of Manhattan, City of New York 10022, surrendered for cancellation.

(The activities of this branch office were limited to the opening of accounts, acceptance of deposits, and acceptance of loan payments.)

This office was never operational.

August 20, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy branch office at 1838 Empire Boulevard, Town of Penfield, Monroe County, NY 14580, surrendered for cancellation.

Office discontinued as of August 14, 2018.

August 21, 2018 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 1028 MacArthur Drive, Suite 108, Carrollton, Denton County, Texas 75007.

August 22, 2018 (TR-CRB)
SOLVAY BANK
1537 Milton Avenue, Solvay, New York 13209

Authorization issued to open and occupy a branch office at 3201 West Genesee Street, Syracuse, Town of Geddes, Onondaga County, New York 13219, on or after August 23, 2018.

August 24, 2018 (TM-LFS)
APPLE PAYMENTS INC.     
10101 N. De Anza Blvd. MS42-3API, Cupertino, CA 95014-2264 

Application for a license to engage in business as a transmitter of money approved.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 21, 2018 (MB-MBD)
Full Service Branch
NJ Lenders Corp. D/B/A Home Owners Mortgage Express D/B/A Silver Bay Lending
270 Route 9 North, Suite 600 Second Floor Office, Manalapan, NJ 07726

Certificate to engage in the business of a Mortgage Broker surrendered:

August 17, 2018 (BR-MBD)
Community Home Equity Conversion Corp.  D/B/A Community Senior Capital D/B/A Homechex
100 Allens Creek Road, Suite 210, Rochester, NY 14618
Effective Date: August 6, 2018

Mortgage Banker License Name Changes:

August 21, 2018 (MB-MBD)
From: Intercontinental Capital Group, Inc. 
To: Intercontinental Capital Group, Inc. D/B/A Fellowship Home Loans

Mortgage Broker Certificate Address Changes:

August 21, 2018 (BR-MBD)
Senior Management Group, Inc.
From: 212 Pettit Avenue, Bellmore, NY 11710
To: 300 Bedford Avenue, Suite 202, Bellmore, NY 11710

 

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

NMLS ID #

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

August 20, 2018

67797

Elizabeth Fernandez

Syosset

New York

Homebridge Financial Services, Inc.

August 20, 2018

157403

Adam Charles Crosley

Ausable Forks

New York

Advisors Mortgage Group, L.L.C.

August 20, 2018

179862

Ronald Michael Grollmus

Northville

Michigan

One Reverse Mortgage, LLC

August 20, 2018

184069

Jonathan Garcia Jose

Toms River

New Jersey

Advisors Mortgage Group, LLC

August 20, 2018

198311

Brian Michael Futkos

Willoughby

Ohio

Quicken Loans Inc.

August 20, 2018

287146

Vincent Carrieri IV

Kings Mountain

North Carolina

Movement Mortgage, LLC

August 20, 2018

391261

Thomas Guy Smith

Long Beach

California

loanDepot.com, LLC

August 20, 2018

410187

Yan Ying Zheng

Glen Head

New York

loanDepot.com, LLC

August 20, 2018

418894

Marsha Morency

Brooklyn

New York

Homebridge Financial Services, Inc.

August 20, 2018

749833

Walter Conrad Williams

Livonia

Michigan

Quicken Loans Inc.

August 20, 2018

984944

Glen Stuart Woodward

Southfield

Michigan

Quicken Loans Inc.

August 20, 2018

992669

Kevin Roger Wiegmann

Jacksonville

Florida

Carrington Mortgage Services, LLC

August 20, 2018

1053498

Christopher Scott Slocum

Santa Ana

California

loanDepot.com, LLC

August 20, 2018

1153733

Michael Laurri

Rochester

New York

Movement Mortgage, LLC

August 20, 2018

1168786

Scott Andrew Camara

Scottsdale

Arizona

Quicken Loans Inc.

August 21, 2018

1190158

Anthony Gregory Marone

Manalapan

New Jersey

NJ Lenders Corp.

August 20, 2018

1292263

David Michael Reynolds

Lake Forest

California

Nationstar Mortgage LLC

August 20, 2018

1332224

Daniel Scara

Phoenix

Arizona

Quicken Loans Inc.

August 20, 2018

1365517

Sho Yoshimura

Laguna Niguel

California

Nationstar Mortgage LLC

August 20, 2018

1366274

Alexander Scott Goldhammer

Tempe

Arizona

Quicken Loans Inc.

August 20, 2018

1398657

Nicholas Alden Sykes

Scottsdale

Arizona

Quicken Loans Inc.

August 20, 2018

1536989

Joseph Harold Thomas

Cleveland

Ohio

Quicken Loans Inc.

August 20, 2018

1537126

Jeffrey Dean Kawasaki

Phoenix

Arizona

Quicken Loans Inc.

August 20, 2018

1578728

Manuel Mata

Brownstown

Michigan

Quicken Loans Inc.

August 20, 2018

1589872

Griffin Deane Hunter

Tempe

Arizona

Quicken Loans Inc.

August 20, 2018

1589874

Devon Connor Judge

Scottsdale

Arizona

Quicken Loans Inc.

August 20, 2018

1589876

Matthew Ryan Ochoa

Phoenix

Arizona

Quicken Loans Inc.

August 20, 2018

1590144

Gino Alexander Khammo

Detroit

Michigan

Quicken Loans Inc.

August 20, 2018

1603535

Israel Rachard Lamprakes

Scottsdale

Arizona

Quicken Loans Inc.

August 20, 2018

1603946

Logan Robert Penner

Detroit

Michigan

Quicken Loans Inc.

August 20, 2018

1604073

Anthony Michael Wieczorek

Trenton

Michigan

Quicken Loans Inc.

August 20, 2018

1604085

Avery Gerald Wyer

Warren

Michigan

Quicken Loans Inc.

August 20, 2018

1604090

Sabah Fouad Yassine

Dearborn

Michigan

Quicken Loans Inc.

August 20, 2018

1615425

Jeremy William Rohrer

Phoenix

Arizona

Quicken Loans Inc.

August 20, 2018

1622653

Rita Hendel

Detroit

Michigan

Quicken Loans Inc.

August 20, 2018

1624363

Anthony Tan Tai Tran

Tustin

California

Carrington Mortgage Services, LLC

August 20, 2018

1626911

Amber Jade Cook

Detroit

Michigan

Quicken Loans Inc.

August 20, 2018

1628401

John Louis Grabowski

Brownstown

Michigan

Quicken Loans Inc.

August 20, 2018

1650618

Valerie Williams McPhaul

Detroit

Michigan

Quicken Loans Inc.

August 20, 2018

1652748

Katya Lorena Martinez

Brea

California

American Advisors Group, Inc.

August 20, 2018

1662492

Marilena Burlacu

Livonia

Michigan

Quicken Loans Inc.

August 20, 2018

1662733

Amanda Lyn Jones

Dryden

Michigan

Quicken Loans Inc.

August 20, 2018

1662862

Ashley Nicolette Rodriguez

Clinton Township

Michigan

Quicken Loans Inc.

August 20, 2018

1662897

Christian James Sherman

Livonia

Michigan

Quicken Loans Inc.

August 20, 2018

1663831

Iridian Maria Jarjis

Troy

Michigan

Quicken Loans Inc.

August 20, 2018

1675117

Anthony Joseph Kachman

Warren

Michigan

Quicken Loans Inc.

August 20, 2018

1675172

Michael Joseph Matthews

Phoenix

Arizona

Quicken Loans Inc.

August 20, 2018

1687361

Enrique Benamor Rosales

Phoenix

Arizona

Quicken Loans Inc.

August 20, 2018

1687610

Haiman Masoud Matti

West Bloomfield

Michigan

Quicken Loans Inc.

August 20, 2018

1687675

Ashley Alicia-Joann Harris

Ecorse

Michigan

Quicken Loans Inc.

August 20, 2018

1687906

John Russell Widmer

Novi

Michigan

Quicken Loans Inc.

August 20, 2018

1688709

Nina Rose Gianino

Clinton Township

Michigan

Quicken Loans Inc.

August 20, 2018

1708050

Nicholas Andrew Sinning

Farmington Hills

Michigan

Quicken Loans Inc.

August 20, 2018

1708605

Jordan Jacob Kaczmarek

Warren

Michigan

Quicken Loans Inc.

August 20, 2018

1708728

Logan Lane Mitchell

Belleville

Michigan

Quicken Loans Inc.

August 20, 2018

1708744

Khalil Ali Issa

Dearborn Heights

Michigan

Quicken Loans Inc.

August 20, 2018

1708852

Colin Lenord Adams Kenny

Detroit

Michigan

Quicken Loans Inc.

August 20, 2018

1709047

Donovan Delly

Sterling Heights

Michigan

Quicken Loans Inc.

August 20, 2018

1719639

Tarek Zeid Aoun

Canton

Michigan

Quicken Loans Inc.

August 20, 2018

1719691

Micah Phillip Goss

Canton

Michigan

Quicken Loans Inc.

August 20, 2018

1719833

William Christopher Malis

Lincoln Park

Michigan

Quicken Loans Inc.

August 20, 2018

1719935

Sabrina Kelsee Esparza

Redford

Michigan

Quicken Loans Inc.

August 20, 2018

1719938

Duane John Himmel

Madison Heights

Michigan

Quicken Loans Inc.

August 20, 2018

1720310

Ali Hussein Abdallah

Dearborn Heights

Michigan

Quicken Loans Inc.

August 20, 2018

1720335

Brittany Elizabeth Hardy

Southfield

Michigan

Quicken Loans Inc.

August 20, 2018

1720624

Kelly Anna Kermode

Troy

Michigan

Quicken Loans Inc.

August 20, 2018

1721163

Rodolfo Jonathan Soto

Phoenix

Arizona

loanDepot.com, LLC

August 20, 2018

1721617

Charles Walter Holsten

Columbia

Missouri

Mortgage Research Center, LLC

August 20, 2018

1726012

William Adam Livingston Craig

Columbia

Missouri

Mortgage Research Center, LLC

August 20, 2018

1729476

Gilbert Eugene Ellis

Brooklyn

New York

Advisors Mortgage Group, L.L.C.

August 20, 2018

1730194

John Mark Palenko

Sacramento

California

American Advisors Group, Inc.

August 20, 2018

1731189

Michael Anthony Colvin

Waterford

Michigan

Quicken Loans Inc.

August 20, 2018

1731396

Bryce Charles Brock

Madison Heights

Michigan

Quicken Loans Inc.

August 20, 2018

1731731

James Peter Milne

Madison Heights

Michigan

Quicken Loans Inc.

August 20, 2018

1737375

Haley Marie Flanagan

Columbia

Missouri

Mortgage Research Center, LLC

Department of Financial Services

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