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New York State Department of Financial Services

Weekly Banking Bulletin

August 31, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

 

SECTION I

July 23, 2018 (MI-CRB)
REPUBLIC Bank
50 South 16th Street, Suite 2400, Philadelphia, Pennsylvania 19102

Notification of intention, dated July 11, 2018, to request permission to open and occupy a branch office in the Borough of Manhattan, City of New York, received.

August 23, 2018 (PF-LFS)
IPFS OF NEW YORK, LLC
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A notification was received in connection with the relocation of the branch office from 22102 17th Avenue, SE, Suite 202, Bothell, WA 98021 to 22522 29th Drive SE, Suite 214, Bothell, WA 98021, effective October 1, 2018.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

August 24, 2018 (BK-CRB)
THE WESTCHESTER BANK
12 Water Street, White Plains, NY 10601

Application dated August 24, 2018, for permission to open and occupy a branch office at Arcadian Shopping Center, 214-246 South Highland Avenue, Ossining, Westchester County, New York 10562, received.

August 31, 2018
ORDER UNDER SECTION 12–a OF THE NEW YORK BANKING LAW

Notice of intent to issue an order pursuant to Section 12–a of the Banking Law to allow New York State-chartered credit unions to provide reasonable health insurance protection to their directors to the same extent that a federal credit union may provide its directors with such insurance protection under Section 1761(c) of the Federal Credit Union Act, provided that such health insurance coverage is obtained solely from a fully insured (not self-insured) health plan.

The comment period on this notice will expire October 1, 2018.

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

December 22, 2017

35204

Peter Fister

Westerly

Rhode Island

February 19, 2018

396683

Yousuf Hanif

Potomac

Maryland

March 14, 2018

1720091

Christopher Marc Barber

Flushing

New York

May 23, 2018

646533

Joanne Michelle Smith

Mechanicsville

New York

June 5, 2018

1105695

Andrew Windial Bezart

Rialto

California

June 22, 2018

1229344

Michael Paul Zamarripa

Rancho Cordova

California

June 29, 2018

41671

Mark Warren Wulfemeyer

Coto De Caza

California

June 29, 2018

1497020

Jolin Mourad Yassa

Fountain Valley

California

June 30, 2018

1147035

Anthony David Ciccati

Lake Forest

California

July 6, 2018

62495

Nicole Marie Beck

Rochester

New York

July 23, 2018

1717447

Cheong Yong Oh

Bayside

New York

August 7, 2018

1748471

Samuel Spitzer

Spring Valley

New York

August 7, 2018

1768829

Efraim Eliezer Kastel

Chestnut Ridge

New York

August 7, 2018

1769266

Chi Y. Cho

Harrington Park

New Jersey

August 7, 2018

1769270

Chaim Braun

Monsey

New York

August 8, 2018

1491883

Erin Marie Weimar

Huntersville

North Carolina

August 9, 2018

90185

Daniel Hendershot

Pompton Plains

New Jersey

August 9, 2018

1735992

Christopher Brienza

Huntington

New York

August 13, 2018

1461901

Nicolas Aprim Jalbert

Dallas

Texas

August 13, 2018

1704237

Stuart Wade Hardy

Prosper

Texas

August 15, 2018

1692375

Bryan Hamilton Rauch

Orange

Connecticut

August 16, 2018

1493396

Michael Jay Trecek

Dallas

Texas

August 20, 2018

385447

Jonathan Michael Reitz

Lakewood

Ohio

August 20, 2018

1751344

Jason Lee Kucans

Saline

Michigan

August 21, 2018

629950

Roger Michael Pentimone

Gilbert

Arizona

August 21, 2018

1016039

Steven S. Lee

Westminster

California

August 21, 2018

1392703

Trevaine Alyssa Clarke

Hempstead

New York

August 21, 2018

1725808

Christopher Allessio

Wyckoff

New Jersey

August 22, 2018

984916

Brennan Kennedy Tilow

Cleveland

Ohio

August 22, 2018

1255890

Quang Xuan Tran

Orange

California

August 22, 2018

1751431

Shannon Elizabeth Block

Madison Heights

Michigan

August 22, 2018

1751945

James Balasis

Clinton Township

Michigan

August 23, 2018

1639486

Alexander Payne Jenkins

Detroit

Michigan

August 23, 2018

1762668

Aurel Leland Lambert

Rochester Hills

Michigan

August 27, 2018

21563

Christine Laura Miller

Cooksville

Maryland

August 27, 2018

1329934

Matthew Joseph Leitner

Crownsville

Maryland

 

SECTION II

August 24, 2018 (FB-FWB)
NORDEA BANK ABP
Satamaradankatu 5, FI-00020, Helsinki, Finland

Application, pursuant to Section 26 of the Banking Law, to establish and maintain a branch at 1211 Avenue of the Americas, Borough of Manhattan, City of New York 10036, approved.

August 28, 2018 (FB-FWB)
ITAU UNIBANCO S.A.
Praca Alfredo Egydio de Souza Aranha, 100 – Torre Olavo Setubal, Sao Paulo, Brazil

Approval given to change the location of branch from 767 Fifth Avenue, Borough of Manhattan, City of New York 10153 to 540 Madison Avenue, Borough of Manhattan, City of New York 10022, on or after August 29, 2018.

August 28, 2018 (MI-CRB)
INTERNATIONAL FINANCE BANK
777 SW 37th Avenue, Suite 700, Miami, FL 33135

Authorization issued to open and occupy a branch office at 623 5th Avenue, Borough of Manhattan, City of New York 10022, on or after August 29, 2018.

August 31, 2018 (CC-LFS)
PLS CHECK CASHERS OF NEW YORK, INC.
3 East 125th Street, New York, NY 10035

Application to relocate a Branch from 3 East 125th Street, New York, NY 10035 to 1 West 125th Street, Suite B, New York, NY 10027 was approved.

August 31, 2018 (CC-LFS)
BRAND-Y, INC. DBA HENRY’S CHECK CASHING
1143 Joseph Avenue, Rochester, NY14621

Effective July 27, 2018, the license to engage in business as a casher of checks was surrendered

Certificate to engage in the business of a Mortgage Broker surrendered:

August 27, 2018 (BR-MBD)
Jeffrey J Ferretti
5122 Avenue N, Brooklyn, NY 11234
Effective Date: August 8, 2018

License to engage in the business of a Mortgage Banker Branch surrendered:

August 23, 2018 (MB-MBD)
Total Mortgage Services, LLC
36 Mill Plain Road, Suite 301, Danbury, CT 06811
Effective Date: August 17, 2018

August 24, 2018 (MB-MBD)
Everett Financial, Inc.   D/B/A Supreme Lending
49 West Merrick Road, 2nd Floor, Freeport, NY 11520
Effective Date: August 15, 2018

August 24, 2018 (MB-MBD)
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
1110 South Avenue, 2nd Floor, Suite 72, Staten Island, NY 10314
Effective Date: August 9, 2018

August 24, 2018 (MB-MBD)
Eagle Home Mortgage, LLC
240 Cedar Knolls Road, Suite #405, Cedar Knolls, NJ 07927-1621
Effective Date: July 26, 2018

August 28, 2018 (MB-MBD)
OneMain Home Equity, Inc.
600 NW 2nd Street, Evansville, IN 47708
Effective Date: August 23, 2018

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

August 24, 2018 (BR-MBD)
Funding Source Corp.
48 Bakertown Rd Suite 206-H, Monroe, NY 10950
Effective Date: August 8, 2018

Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

August 28, 2018 (MS-MBD)
Provident Funding Associates, L.P.  D/B/A Provident Funding
25 East Washington Street, Suite 1835, Chicago, IL 60602
Effective Date: August 23, 2018

Mortgage Banker Branch License Address Changes:

August 28, 2018 (MB-MBD)
Advisors Mortgage Group, L.L.C.
From: 1204 Broadway, 4th Floor, Office #3-22, New York, NY 10001
To: 1216 Broadway, 2nd Floor, Suite 205, New York, NY 10001

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN

NMLS ID

NAME OF APPLICANT

CITY

STATE

July 2, 2018

1611408

Andrew Ross Kilpatrick

Dix Hills

New York

July 2, 2018

1662454

Letresha Ayanna Brooks

Ypsilanti

Michigan

July 2, 2018

1696383

Alexander Joseph Verdugo

Aliso Viejo

California

August 22, 2018

16929

Ronald Joseph Agasar

Yardley

Pennsylvania

August 22, 2018

18498

Michael James Fiore

Hicksville

New York

August 22, 2018

380204

Jonathan Callahan Harriman

Elkridge

Maryland

August 22, 2018

1013587

Guy Thomas Brown

Frisco

Texas

August 22, 2018

1024308

Lance Forest Knott

Newport Beach

California

August 22, 2018

1267303

Marie-Ilena Skourakis

Cortlandt Manor

New York

August 22, 2018

1481160

Nicholas Wayne Haley

Sykesville

Maryland

August 22, 2018

1590062

Robert Nelson Harris

Saint Clair Shores

Michigan

August 22, 2018

1654822

Michael Edward Jarrell

Morton

Pennsylvania

August 22, 2018

1666644

Michael Murphy Lutz

Franklin

Tennessee

August 22, 2018

1674795

Ryan James Clark

Riverview

Michigan

August 22, 2018

1687727

Brett Richard Davies

Rochester

Michigan

August 22, 2018

1687740

William Alexander Dunford

Farmington Hills

Michigan

August 22, 2018

1687802

Jessie John Farraj

Lincoln Park

Michigan

August 22, 2018

1687952

Hussain Ali Al-Zuad

Dearborn

Michigan

August 22, 2018

1714725

Thiago Novaes DaSilva

Newark

New Jersey

 

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

August 23, 2018

7155

Andrew Savoca

Brick

New Jersey

NJ Lenders Corp.

August 23, 2018

10170

Luis Alberto Rodriguez

Rockville Centre

New York

Lakeview Mortgage Bankers Corp.

August 23, 2018

56092

John M. Ferrara

Hopewell Junction

New York

Superior Mortgage Co., Inc.

August 23, 2018

67511

Scott Alan Lief

Ridgewood

New Jersey

Atlantic Home Loans, Inc.

August 23, 2018

70526

Robert Graybill

Milford

Connecticut

Residential Mortgage Services, Inc.

August 23, 2018

177057

Tim Higgins

Maple Lawn

Maryland

Embrace Home Loans, Inc.

August 23, 2018

214809

Anthony Todd SanGiovanni

Farmingdale

New York

Academy Mortgage Corp.

August 23, 2018

314872

Tenaja Adinah Saunders

Norristown

Pennsylvania

New Penn Financial, LLC

August 23, 2018

333775

Shaun Michael McStravick

Abington

Pennsylvania

New Penn Financial, LLC

August 23, 2018

419110

Joseph Michael Nittoli

Livingston

New Jersey

Family First Funding LLC

August 23, 2018

581927

Marc Franchi

East Islip

New York

Fairway Independent Mortgage Corporation

August 23, 2018

625369

Nicholas Manganiello

Orangeburg

New York

Guaranteed Rate, Inc.

August 23, 2018

1088547

Michael Evan Tuman

Upper Nyack

New York

Mortgage Access Corp.

August 23, 2018

1250000

Robert M. Donnelly

West Babylon

New York

Academy Mortgage Corp.

August 23, 2018

1450442

Anthony Ross Gaetano

Pittsburgh

Pennsylvania

Reliance First Capital, LLC

August 23, 2018

1494288

Rodney Howard Lewis

Springfield Gardens

New York

United Mortgage Corp.

August 23, 2018

1522858

Dustin Glenn Shewcraft

Knoxvile

Tennessee

21st Mortgage Corporation

August 23, 2018

1560900

Natalie De Souza

Brooklyn

New York

MGN Funding Corp.

August 23, 2018

1592885

Sean Patrick Bouker

Rocky Point

New York

Freedom Mortgage Corporation

August 23, 2018

1633819

Brian Cosgrove

West Islip

New York

Homereliance Capital Corp.

August 23, 2018

1637698

Kevin Aldrich Terry

Chicago

Illinois

Guaranteed Rate, Inc.

August 23, 2018

1648822

Jessica Lynne Brennan

Genoa City

Wisconsin

Royal United Mortgage, LLC

August 23, 2018

1659260

Gary Michael Lehmann

Noblesville

Indiana

Finance of America Reverse LLC

August 23, 2018

1689095

Edward Charles Dowden

Rockville Centre

New York

Franklin First Financial, Ltd.

August 23, 2018

1695503

Michie Lynn English

Albany

New York

Homestead Funding Corp.

August 23, 2018

1708499

Chaim Cahan

Airmont

New York

FM Home Loans, LLC

August 23, 2018

1719912

Derek Avery Tubben

Detroit

Michigan

Quicken Loans Inc.

August 23, 2018

1720425

Destiny Danae Robinson

Southfield

Michigan

One Reverse Mortgage, LLC

August 23, 2018

1722719

Erwin Giron

Patchogue

New York

Freedom Mortgage Corporation

August 23, 2018

1730866

Joseph John Zanzano

Hartsdale

New York

Cliffco, Inc.

August 23, 2018

1731559

Adam Phillip Goldberg

Staten Island

New York

Freedom Mortgage Corporation

August 23, 2018

1733825

Carolyn Marie Spina

Levittown

Pennsylvania

Garden State Home Loans Incorporated

August 23, 2018

1735202

Courtney Elyse Joel

Altamonte Springs

Florida

Digital Risk Mortgage Services, LLC

August 23, 2018

1735210

Arefeh Molavi

Winter Park

Florida

Digital Risk Mortgage Services, LLC

August 23, 2018

1735260

Christopher John Canizales

Lake Mary

Florida

Digital Risk Mortgage Services, LLC

August 23, 2018

1737659

Alysa Lee DiMarco

Bedford Hills

New York

State Farm Bank, FSB

August 23, 2018

1737777

Gerard Moriarty

Port Washington

New York

Associated Mortgage Bankers, Inc.

August 23, 2018

1750122

Naftola Gross

Monroe

New York

Astar Home Capital Inc

 

 

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