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New York State Department of Financial Services

Weekly Banking Bulletin

November 9, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck Casher MS Mortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

November 7, 2018 (PF-LFS)
IPFS OF NEW YORK, LLC
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A notification was received in connection with the relocation of a branch office, as follows:

From:     12596 West Bayaud Avenue, Suite 120, Lakewood, CO 80228
To:          165 South Union Boulevard, Suite 366, Lakewood, CO 80228

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

Mortgage Broker Certificate Name Change Received:

November 1, 2018 (BR-MBD)
From: Russell Capital Group LLC
To: Russell Capital Group LLC D/B/A RCG Mortgage

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

November 30, 2017

18522

Alex A. Nkrumah

Jamaica

New York

September 10, 2018

1735926

Nicole H. Sinacola

Ortonville

Michigan

September 12, 2018

1387902

Yixiao Lin

Brooklyn

New York

October 4, 2018

66188

Nancy M. Campos

West Islip

New York

October 8, 2018

1749872

Ian Thomas Digges

Halfmoon

New York

October 9, 2018

573442

Jacqueline Irene Melendez

Raleigh

North Carolina

October 24, 2018

1536810

Alex Gurevich

Santa Ana

California

October 29, 2018

1403205

Jaresha Shalane Campbell

Olathe

Kansas

October 29, 2018

1783151

Yasuhiro Alexander Miura

Detroit

Michigan

October 30, 2018

1606256

Kelly Hodgkins

Rochester

New York

October 30, 2018

1702938

Hussein Ali Daher

Dearborn

Michigan

October 30, 2018

1763599

Justin David Toodle

Warren

Michigan

October 30, 2018

1771081

Zachary Ryan Gepes

Lincoln Park

Michigan

October 30, 2018

1771131

John Patrick Hanley

Detroit

Michigan

October 30, 2018

1782916

Paul Anthony Audia

Clinton Township

Michigan

October 30, 2018

1783069

Emina Karamovic

Grosse Pointe Woods

Michigan

October 30, 2018

1783839

Deshawn Abdullah Qawwee

Southfield

Michigan

October 30, 2018

1783863

Dashanna Nance Turner

Southfield

Michigan

October 30, 2018

1784019

Eric Scott Marsee

Clinton Township

Michigan

October 30, 2018

1785969

Louis Poles

Sterling Heights

Michigan

October 31, 2018

1698787

Harry William Berden

Waterford

Michigan

October 31, 2018

1720316

Alyssa Nicole Shay

Roseville

Michigan

 

SECTION II

October 26, 2018 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 6143 South Willow Drive, Suite 410, Greenwood Village, Arapahoe County, Colorado 80111 to 1228 15th Street, Denver, Denver County, Colorado 80202, effective November 26, 2018.

November 2, 2018 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Authorization issued to open and occupy a branch office at 329 Tenth Avenue, Borough of Manhattan, City of New York 10001, on or after November 3, 2018.

November 5, 2018 (BK-CRB)
GENERATIONS COMMERCIAL BANK
19 Cayuga Street, Seneca Falls, New York 13148

Organization Certificate approved and filed.

November 6, 2018 (BK-CRB)
BANK OF AKRON
46 Main Street, Akron, NY 14001

A “Certificate of Amendment of the Organization Certificate of Bank of Akron under Section 8005 of the Banking Law”, was approved and filed in the office of the Superintendent of Financial Services.

The amendment provides for an increase in authorized capital stock to $1,050,000 consisting of 350,000 shares with a par value of $3 each from $900,000 consisting of 300,000 shares with a par value of $3 each.

November 6, 2018 (SB-CRB)
DIME COMMUNITY BANK
149 Kent Avenue, Brooklyn, NY 11249

The Superintendent’s final approval of the “Restated Organization Certificate of Dime Community Bank under Section 8007 of the Banking Law” was granted.

It restates the text of the organization certificate as amended; incorporates the change in the Bank’s name from “Dime Community Savings Bank of Williamsburgh” to “Dime Community Bank”; updates the address of the Bank’s principal office to “149 Kent Avenue, Brooklyn, NY 11249”;  provides that there shall be no cumulative voting in the election of the directors; and provides that the board of directors shall consist of between 7 and 30 members, to be determined from time to time by resolution of the board of directors.   

November 6, 2018 (TM-LFS)
CUSTOM HOUSE USA, LLC DBA WESTERN UNION BUSINESS SOLUTIONS
12500 East Belford Avenue, Englewood, Colorado 80112

Notification of change of headquarters location from 12500 East Belford Avenue, Englewood, Colorado 80112 to 7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237 was approved effective November 1, 2018.

November 6, 2018 (TM-LFS)
WESTERN UNION FINANCIAL SERVICES, INC. DBA VIGO REMITTANCE DBA ORLANDI VALUTA
12500 East Belford Avenue, Suite M12K3, Englewood, Colorado 80112

Notification of change of headquarter location from 12500 East Belford Avenue, Suite M12K3, Englewood, Colorado 80112 to 7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237 was approved effective November 1, 2018.

November 7, 2018 (CC-LFS)
I & B CHECK CASHING CORP. D/B/A CHECK:TIME CHECK CASHING & FINANCIAL SERVICES  
2346 Flatbush Avenue Brooklyn, New York, 11234  

Effective November 1, 2018, license to engage in business as a casher of checks for the branch located at 2005 Avenue U, Brooklyn, NY 11229-3907, was surrendered.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

November 6, 2018 (MB-MBD)
Full Service Branch
Hudson United Mortgage LLC
570 Taxter Road, Suite 220, Elmsford, NY 10523

November 6, 2018 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
765 Long Point Road, Suite 101, Mt. Pleasant, SC 29464

November 6, 2018 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
19 N. Main Street, Suite A, Pearl River, NY 10965

November 6, 2018 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
52 Bakertown Road, Suite 429, Monroe, NY 10950

November 7, 2018 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
1717 Hempstead Turnpike, 1st Floor, Elmont, NY 11003

November 7, 2018 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
151 Southhall Lane, Suite 170, Maitland, FL 32751

November 7, 2018 (MB-MBD)
Full Service Branch
Emigrant Mortgage Company, Inc.
5 East 42nd Street, New York, NY 10017

November 7, 2018 (MB-MBD)
Full Service Branch
Emigrant Mortgage Company, Inc.
350 Jericho Turnpike, Suite 203, Jericho, NY 11753

License to engage in the business of a Mortgage Banker Branch surrendered:

November 5, 2018 (MB-MBD)
PrimeLending, A PlainsCapital Company
555 Broadhollow Road, Suite #305, Melville, NY 11747
Effective Date: November 1, 2018

November 7, 2018 (MB-MBD)
Pacific Union Financial LLC
7880 Bent Branch Drive, Suite 100, Irving, TX 75063
Effective Date: November 1, 2018

November 7, 2018 (MB-MBD)
Pacific Union Financial LLC
Browning Place, LBJ Freeway, Suites 500 & 600, Farmers Branch, TX 75234
Effective Date: November 7, 2018

Mortgage Banker License Address Changes:

November 7, 2018 (MB-MBD)
Home Point Financial Corporation
From: 1194 Oak Valley Drive, Suite 80, Ann Arbor, MI 48108
To: 2211 Old Earhart Road, Suite 250, Ann Arbor, MI 48105

November 7, 2018 (MB-MBD)
Pacific Union Financial LLC
From: 1601 LBJ Freeway, Ste. 500, Farmers Branch, TX 75234
To: Browning Place, 1603 LBJ Freeway, Suite 500, Farmers Branch, TX 75234

Mortgage Broker Certificate Address Changes:

November 6, 2018 (BR-MBD)
Prodigy Mortgage Corp.
From: 15 North Mill Street, Nyack, NY 10960
To: 3 Dalewood Court, New City, NY 10956

November 6, 2018 (BR-MBD)
Sunquest Funding LLC
From: 20 Commerce Drive, Suite 130, Cranford, NJ 07016
To: 184 North Ave East, #300, Cranford, NJ 07016

Mortgage Banker Branch License Address Changes:

November 6, 2018 (MB-MBD)
Guaranteed Rate, Inc.
From: 465 Waverley Oaks Road, Suite 202, Waltham, MA 02452
To: 465 Waverley Oaks Road, Suite 200, Waltham, MA 02452

November 6, 2018 (MB-MBD)
CrossCountry Mortgage, Inc.
From: 1266 Furnace Brook Parkway, Suite 300 Office 20, Quincy, MA 02169
To: 495 Washington St, Unit 1, Norwell, MA 02061

November 6, 2018 (MB-MBD)
Total Mortgage Services, LLC
From: 44 Broadway, Lower Front South Office, Greenlawn, NY 11740
To: 255 Executive Drive, Suite 407, Plainview, NY  11803

November 7, 2018 (MB-MBD)
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
From: 300 North Martingale Road, Suite 500, Schaumburg, IL 60173
To: 300 North Martingale Road, Suite 710, Schaumburg, IL 60173

Mortgage Broker Branch Certificate Address Changes:

November 6, 2018 (BR-MBD)
UBS Financial Services Inc.
From: 225 Broadhollow Road, Suite 400, Melville, NY 11747
To: 58 South Service Road, Suite 310, Melville, NY 11747

November 7, 2018 (BR-MBD)
Kenn Becca, Inc.   D/B/A Diversified Funding Group, USA
From: 155 Prospect Avenue, Suite 106, West Orange, NJ 07052
To: 155 Prospect Ave, Ste 206, West Orange, NJ 07052

Mortgage Loan Servicer Certificate Address Changes:

November 6, 2018 (MS-MBD)
SN Servicing Corporation
From: 13702 Coursey Boulevard, Baton Rouge, LA 70817
To: 13702 Coursey Boulevard, Building 1A, Baton Rouge, LA 70817

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN

NMLS ID

NAME OF APPLICANT

CITY

STATE

11/1/2018

1732339

Frederick John Riehl

Eastpointe

Michigan

11/2/2018

391469

John Charles Jackson

Aliso Viejo

California

 

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

11/3/2018

21563

Christine Laura Miller

Cooksville

Maryland

New Penn Financial, LLC

11/3/2018

31396

Scott Joseph Carr

Horsham

Pennsylvania

New Penn Financial, LLC

11/3/2018

32566

John Scott Groves

Bensalem

Pennsylvania

New Penn Financial, LLC

11/3/2018

56605

Roderick Kelly Winston

Albany

New York

Premium Mortgage Corp.

11/3/2018

65004

Jeffrey R. Caine

Ontario

New York

Guaranteed Rate, Inc.

11/3/2018

135350

Jonathan Robert Webb

Lafayette Hill

Pennsylvania

New Penn Financial, LLC

11/3/2018

184327

Frank Edward Carr

Chalfont

Pennsylvania

New Penn Financial, LLC

11/3/2018

314700

Dimitriy Vernik

Owings Mills

Maryland

New Penn Financial, LLC

11/3/2018

884367

Frank Romero

Santa Ana

California

Nationstar Mortgage LLC

11/3/2018

891310

Tony Yu

Costa Mesa

California

Nationstar Mortgage LLC

11/3/2018

913711

Carolyn Anne Hamilton

Westland

Michigan

Quicken Loans Inc.

11/3/2018

1044137

April Bareno

West Henrietta

New York

Guaranteed Rate, Inc.

11/3/2018

1077825

Lauren Michelle Wright

Doylestown

Pennsylvania

New Penn Financial, LLC

11/3/2018

1273823

Dina M. Elbiherie

Howell

New Jersey

Freedom Mortgage Corporation

11/3/2018

1376238

Joseph James Jankowski

Clinton Township

Michigan

Quicken Loans Inc.

11/3/2018

1379972

Auston Kyle Johnson

Dallas

Texas

Nationstar Mortgage LLC

11/3/2018

1382488

Timothy Jun Park

Lake Forest

California

Nationstar Mortgage LLC

11/3/2018

1406917

Michael David Harrison

Columbia

Missouri

Mortgage Research Center, LLC

11/3/2018

1430074

Anthony Paul Mansoor

West Bloomfield

Michigan

Quicken Loans Inc.

11/3/2018

1439506

Janet Patricia Amon

Lake Forest

California

Nationstar Mortgage LLC

11/3/2018

1483177

Andrew John Nelson

Columbia

Missouri

Mortgage Research Center, LLC

11/3/2018

1493396

Michael Jay Trecek

Dallas

Texas

Nationstar Mortgage LLC

11/3/2018

1520164

Collin Thomas Ward

Columbia

Missouri

Mortgage Research Center, LLC

11/3/2018

1536918

Jonathan Playford Corder

Lakewood

Ohio

Quicken Loans Inc.

11/3/2018

1570258

Jenna Leigh Gucciardo

Rochester

New York

Guaranteed Rate, Inc.

11/3/2018

1604413

Jared Zapakin

New York

New York

Freedom Mortgage Corporation

11/3/2018

1662345

James Carlos Russell

Stow

Ohio

Quicken Loans Inc.

11/3/2018

1687470

Javier Solis

Phoenix

Arizona

Quicken Loans Inc.

11/3/2018

1698840

Kathryn Renee Down

Westlake

Ohio

Quicken Loans Inc.

11/3/2018

1698867

Matthew Francis Greco

Cleveland

Ohio

Quicken Loans Inc.

11/3/2018

1725808

Christopher Allessio

Wyckoff

New Jersey

Freedom Mortgage Corporation

11/3/2018

1729013

Al Raheem Mercer-Reid

Philadelphia

Pennsylvania

New Penn Financial, LLC

11/3/2018

1731714

Daniel Charles Fox

Madison

Ohio

Quicken Loans Inc.

11/3/2018

1731744

Joseph Todd Nunnery

Cleveland

Ohio

Quicken Loans Inc.

11/3/2018

1739210

Brittani Lee Batye

Columbia

Missouri

Mortgage Research Center, LLC

11/3/2018

1742305

Eric Martin Ryan

Euclid

Ohio

Quicken Loans Inc.

11/3/2018

1743352

Jeffrey Demetrius Blalark

Detroit

Michigan

Quicken Loans Inc.

11/3/2018

1743880

Justin Joseph

Staten Island

New York

Freedom Mortgage Corporation

11/3/2018

1751288

Morgan Taylor Luster

Bunceton

Missouri

Mortgage Research Center, LLC

11/3/2018

1779989

Dane Andrew Frazier

Columbia

Missouri

Mortgage Research Center, LLC

11/6/2018

7526

Jason Walter Kwasny

Phoenix

Arizona

The Money Source Inc.

11/6/2018

12650

Stephen Mark Boney

Saint Johns

Florida

Lenderlive Network, LLC

11/6/2018

37591

Robert Parker Brown

Staten Island

New York

Superior Mortgage Co., Inc.

11/6/2018

51573

Gregory Licciardello

Brooklyn

New York

JGC Metropolitan Group, Inc.

11/6/2018

60645

William Michael Zgorski

Hampstead

Maryland

Meridian Home Mortgage Corporation

11/6/2018

64905

Linda Susan Perrotti

East Port

New York

Contour Mortgage Corporation

11/6/2018

65367

Rocco DeMara

White Plains

New York

Hudson United Mortgage LLC

11/6/2018

82966

Michael Isaac Graber

Teaneck

New Jersey

Fairway Independent Mortgage Corporation

11/6/2018

406322

Annette M. Diaz

Denver

Colorado

American Financing Corporation

11/6/2018

617086

Jason R. Culbertson

Lewis Center

Ohio

Carrington Mortgage Services, LLC

11/6/2018

629950

Roger Michael Pentimone

Gilbert

Arizona

Pacific Union Financial LLC

11/6/2018

691467

Miranda Estera Ronke-Czarniecki

Belchertown

Massachusetts

Norwich Commercial Group, Inc.

11/6/2018

812324

Jessica Wojciechowicz

Jamestown

New York

Homestead Funding Corp.

11/6/2018

915124

Nicole Anne Ellis

Orlando

Florida

Digital Risk Mortgage Services, LLC

11/6/2018

918400

Randolph John Freese

Bethel

Connecticut

CrossCountry Mortgage, Inc.

11/6/2018

939488

Munir Ramzan Valiani

Jacksonville

Florida

Carrington Mortgage Services, LLC

11/6/2018

1062805

Bernadette Renee Bottitta

Bellmore

New York

Hartford Funding, Ltd.

11/6/2018

1115092

Richard Khalifa

Los Angeles

California

Hypotec Inc.

11/6/2018

1163665

Victor Ramos

East Meadow

New York

Interstate Home Loan Center, Inc.

11/6/2018

1229344

Michael Paul Zamarripa

Rancho Cordova

California

Liberty Home Equity Solutions, Inc.

11/6/2018

1289348

Kevin Michael O'Laughlin

Pittsburgh

Pennsylvania

Movement Mortgage, LLC

11/6/2018

1382438

Christine Edith Buford

Elk Grove

California

Liberty Home Equity Solutions, Inc.

11/6/2018

1398500

Anwar Abid Siddiqui

East Northport

New York

United One Mortgage Inc.

11/6/2018

1451681

Ryan Thomas Carney

Pittsburgh

Pennsylvania

Movement Mortgage, LLC

11/6/2018

1455206

Alexander Marsh Ebel

Hudson

New York

Janet Marsh Ebel

11/6/2018

1466830

Adam Ross Holland

Rushville

Indiana

Royal United Mortgage, LLC

11/6/2018

1533824

John Patrick Troiani

Bel Air

Maryland

212 Mortgage Group, Inc.

11/6/2018

1586340

Erinn Emily O'Neill McVay

Randolph

New York

Homestead Funding Corp.

11/6/2018

1637657

Matthew Paul Abruzzo

Seaford

New York

American Advisors Group, Inc.

11/6/2018

1648860

Tsin Zee Tsu

Oakland Gardens

New York

Grand Oaks Funding, LLC

11/6/2018

1652241

Arezoo Salehzada

Plano

Texas

Caliber Home Loans, Inc.

11/6/2018

1658160

Chana Pinson

Brooklyn

New York

Landmark Funding Group Inc.

11/6/2018

1663814

Duane Garey Graham

Brooklyn

New York

FM Home Loans, LLC

11/6/2018

1680078

Armand Lamorissiere

Wheatley Heights

New York

Total Mortgage Services, LLC

11/6/2018

1697699

Benjamin Harrison Kennedy

Victorville

California

loanDepot.com, LLC

11/6/2018

1702884

Shannon Jenkins

Brooklyn

New York

Accountable Financial Management Corporation

11/6/2018

1728496

Eugene Brian Kelly

Franklin Square

New York

MGN Funding Corp.

11/6/2018

1743148

Kathleen Ann Lawrence

Taylor

Michigan

Quicken Loans Inc.

11/6/2018

1744676

Justin Michael Chermak

Huntington

New York

Hartford Funding, LTD

11/6/2018

1744919

Matthew John Ranaldo

Rockville Centre

New York

Meadowbrook Financial Mortgage Bankers Corp.

11/6/2018

1748593

Sean Harrison Ford

Wantagh

New York

Affordable Financial Services Ltd.

11/6/2018

1749407

Cynthia Lynn Dubnicka

Knoxville

Tennessee

21st Mortgage Corporation

11/6/2018

1751607

Alexander Kostas Gikas

Clawson

Michigan

Quicken Loans Inc.

11/6/2018

1762564

Eyad Zuheir Fakhoury

Troy

Michigan

Quicken Loans Inc.

11/6/2018

1762651

John Lewis Cole

Wyandotte

Michigan

Quicken Loans Inc.

11/6/2018

1770619

Chris Veracka

New York

New York

United Mortgage Corp.

11/6/2018

1778364

Meaghan Mae Snyder

Wantagh

New York

Reliance First Capital, LLC

 

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