Weekly Banking Bulletin

March 29, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

SECTION I

March 20, 2024 (TR-FWB)
THE BANK OF NEW YORK MELLON
240 Greenwich Street, New York, NY 10286

Pursuant to the provisions of Section 105-b of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at One Pershing Plaza, Jersey City, Hudson County, New Jersey 07302, received.  (This trust office will replace the office at 385 Rifle Camp Road, Woodland Park, Passaic County, New Jersey 07424).

March 21, 2024 (TR-CRB)
THE ADIRONDACK TRUST COMPANY
473 Broadway, Saratoga Springs, New York 12866
Notice of intention to close branch office at 51 Luther Forest Boulevard, Town of Malta, Saratoga County, New York, 12118, received.
The comment period on this notice will expire April 29, 2024.

March 22, 2024 (CU-CRB)
HUDSON VALLEY credit union
137 Boardman Road, Poughkeepsie, NY 12603

Application to amend the bylaws to expand the field of membership to include Sullivan County received.

The comment period on this application will expire on May 13, 2024.

March 22, 2024 (MI-CRB)
NORTHWEST BANK
100 Liberty Street, Warren, PA 16365

Application dated March 21, 2024, for permission to change the location of branch office from 1531 Niagara Falls Boulevard, Amherst, Erie County, New York 14228 to 3206 Sheridan Drive, Amherst, Erie County, New York 14228, received.

March 26, 2024 (BP-LFS)
GARDEN STATE CONSUMER CREDIT COUNSELING, INC.
200 U.S. Highway 9, Manalapan, Monmouth County, NJ 07726

A notification was received for the relocation of a branch office, as follows:

From: 4917 Waters Edge Drive, Suite 240, Raleigh, NC 27606
To: 8024 Glenwood Ave., Suite 305, Raleigh, NC 27612

March 27, 2024 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK 
127 Main Street, Canton, NY 13617

Applications dated March 27, 2024, for permission to open and occupy branch offices at the following two locations, received:
68 Main Street, Saranac Lake, Franklin County, New York 12983; and
91 Park Street, Tupper Lake, Franklin County, New York 12986.

Application to establish a Mortgage Banker's Branch received for examination:

March 26, 2024 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
2295 NW Corporate Blvd., Suite 117, Office 1, Boca Raton, FL 33431

Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION ll

March 21, 2024 (TM-LFS)
OURO GLOBAL, INC.
10900-A Stonelake Blvd., Suite 200, Austin, TX 78759

Notification for the change of name from NetSpend Corporation to Ouro Global, Inc. was approved.

In connection with the above change, the original license was surrendered.

March 21, 2024 (LP-RID) 
WISDOMTREE DIGITAL TRUST COMPANY, LLC 
250 W. 34th Street, 3rd Fl, New York, NY 10119

Approval given pursuant to the New York Banking Law to conduct business as a limited purpose trust company               

From: 4917 Waters Edge Drive, Suite 240, Raleigh, NC 27606 
To: 8024 Glenwood Ave., Suite 305, Raleigh, NC 27612

March 28, 2024 (TM-LFS)
Sofi Digital Assets, LLC
234 1st Street, 
San Francisco, California, 94105

License to engage in the business as a licensed money transmitter company is surrendered.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law:

March 27, 2024 (BR-MBD)
Branford Financial LLC
18 PARDEE PLACE EXT, EAST HAVEN, CT 06512

March 27, 2024 (BR-MBD)
Guru Homes Capital LLC
86-39 122nd Street, Suite 101, Richmond Hill, NY 11418

March 27, 2024 (BR-MBD)
ALLIED HOME CAPITAL LTD.
25 Melville Park Road, Floor 1, Suite 60, Melville, NY 11747

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 26, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
101 Crawfords Corner Road, Suite 1308, Holmdel, NJ 07733

License to engage in the business of a Mortgage Banker Branch surrendered:

March 22, 2024 (MB-MBD)
Guaranteed Rate, Inc.
2006 S Eagle Road, Meridian, ID 83642
Effective Date: March 18, 2024

March 22, 2024 (MB-MBD)
PrimeLending, A PlainsCapital Company
18111 Preston Road, Suite 1050, Dallas, TX 75252
Effective Date: March 15, 2024

March 22, 2024 (MB-MBD)
Meadowbrook Financial Mortgage Bankers Corp.
610 Thimble Shoals Blvd., Suite 201A, Newport News, VA 23606
Effective Date: March 19, 2024