Weekly Banking Bulletin

May 3, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either
(a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BKBank
BPBudget Planner
CCCheck Casher
CUCredit Union
FAForeign Agency
FBForeign Branch
FRForeign Representative Office
HCHolding Company
ICInvestment Company
LLLicensed Lender
LPLimited Purpose Trust Company
MKMerchant Bank
MIMiscellaneous
MBMortgage Banker
BRMortgage Broker
MSMortgage Servicer
PFPremium Finance Agency
PBPrivate Banker
SBSavings Bank
SDSafe Deposit Company
SFSales Finance Agency
SLSavings and Loan Association
SLStudent Loans
TMTransmitter of Money
TRTrust Company
VCVirtual Currency

Regulatory Unit Codes

CMCapital Markets
CRBCommunity and Regional Banks
CEUConsumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking
RIDResearch and Innovation Division

SECTION I

April 29, 2024 (FR-FWB)
CACEIS BANK 
89-91, rue Gabriel Péri, 92120 Montrouge, France

Application, pursuant to Section 221-c of the Banking Law, to establish and maintain a representative office at 1301 Avenue of the Americas, Borough of Manhattan, City of New York 10019, received.


April 29, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at 1429 McCulloh Street, Baltimore, Baltimore City, MD 21201, received.


Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of ApplicationNMLS #Applicant NameCityState
January 2, 20242530311Carlyle DimancheCambria HeightsNew York
January 18, 20241548596Jason Daniel SheehanRochesterNew York
February 21, 20242244316Colton Isam BorkeNashvilleTennessee
March 27, 2024234069Wendy MuellerOxnardCalifornia
April 3, 2024704339Richard MarateaLong BeachNew York
April 10, 20242539705Zhiqiang ChenPlainviewNew York
April 19, 2024974322Alice Lee TsengFlushingNew York
April 19, 20241461175Yousef Nabil HaddadNew HavenMichigan
April 24, 2024136843Brian Christopher FrankBryn MawrPennsylvania
April 25, 20242581231Shant Haig TavitianWantaghNew York

SECTION II

February 27, 2024 (SFC-LFS)
American Honda Finance Corporation  
1919 Torrance Blvd., Torrance, CA 90501

License to engage in business as a sales finance company at 600 Kelly Way, Holyoke, MA 01040 was surrendered.


May 2, 2024 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP. 
160 Oak Drive, Syosset, NY 11791

The license to engage in business as a casher of checks at the following locations has been surrendered, effective April 19, 2024:

Branch office: 350 Devoe Avenue, Bronx, NY 10460
Branch office: 109-29 Farmers Boulevard, St. Albans, NY 11412 
Branch office: 508 Clarkson Avenue, Brooklyn, NY 11203


May 3, 2024 (LP-RID)
STANDARD CUSTODY & TRUST COMPANY, LLC 
650 Fifth Avenue 14th Floor. New York, NY 10019

Approval given pursuant to Supervisory Procedure G 105 to change principal office from 650 Fifth Avenue, New York, New York 10019 to temporary principal office at 155 West 23rd Street, 8th Floor, New York, NY 10011, on or after April 30, 2024.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

May 1, 2024 (MB-MBD)
General Mortgage Capital Corporation
1350 Bayshore Highway, Suite 740, Burlingame, CA 94010


License to engage in the business of a Mortgage Banker Branch surrendered:

April 25, 2024 (MB-MBD)
Lynx Mortgage Bank LLC
129 Plandome Road, Manhasset, NY 11030
Effective Date: April 18, 2024

April 25, 2024 (MB-MBD)
Carrington Mortgage Services, LLC
4 Commerce Street, Space A-1, Office B, Poughkeepsie, NY 12603
Effective Date: April 19, 2024

April 26, 2024 (MB-MBD)
Freedom Mortgage Corporation
9275 Sky Park Court, Suite 400, San Diego, CA 92123
Effective Date: April 25, 2024

April 29, 2024 (MB-MBD)
CMG Mortgage, Inc.
90 New Montgomery Street, Suite 1410, San Francisco, CA 94105
Effective Date: April 25, 2024


Mortgage Broker Certificate Address Changes:

April 30, 2024 (BR-MBD)
City Lending Inc D/B/A Be In Mortgage
From: 8150 Leesburg Pike # 405, Vienna, VA 22182
To: 2010 Corporate Ridge Suite 850, Mclean, VA 22102

April 30, 2024 (BR-MBD)
Morty, Inc.  D/B/A Morty
From: 180 Varick St. #816, New York, NY 10014
To: 1002 Dean Street, #21, Brooklyn, NY 11238


Mortgage Banker Branch License Address Changes:
 

April 30, 2024 (MB-MBD)
Guaranteed Rate, Inc.
From: 3601 5th Ave, San Diego, CA 92103
To: 12625 High Bluff Dr, Suite 110, San Diego, CA 92130

April 30, 2024 (MB-MBD)
loanDepot.com, LLC
From: 400 Garden City Plaza, Suite 103, Garden City, NY 11530
To: 25 Newbridge Road, Suite 203, Hicksville, NY 11801


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of ApprovalNMLS #Applicant NameCityStateSponsoring Entity
April 22, 20241042912Kory Michael CliftonAliso ViejoCaliforniaZillow Home Loans, LLC
April 22, 20241674832Adam Kyle HandOaklynNew JerseyFreedom Mortgage Corporation
April 22, 20241939052Nestor V. PenadoCarrolltonTexasloanDepot.com, LLC
April 22, 20241952181Isaac Yitzchak MarmorsteinHollywoodFloridaFM Home Loans, LLC
April 22, 20242256468Leia Renee CalhounRiverviewFloridaPennyMac Loan Services, LLC
April 22, 20242545911Connor James QuailFloral ParkNew YorkReliance First Capital, LLC
April 26, 202419167Jared Nolan MaxwellMarionMassachusettsEmbrace Home Loans, Inc.
April 26, 202429731Donald Lawrence DalyYonkersNew YorkOpulence Funding LLC
April 26, 202437772James Daniel MurawskiOrchard ParkNew YorkHunt Mortgage Corporation
April 26, 202488257Andrew Lee AbramsBellmoreNew YorkReliant Home Funding, Inc.
April 26, 202495365Methernick BernadelWiltonConnecticutUNMB Home Loans Inc.
April 26, 2024170726Rahreese KenchenMerrickNew YorkPrudential Borrowing, LLC
April 26, 2024175618Seth DolceNew YorkNew YorkNJ Lenders Corp.
April 26, 2024180708Michael JohnsonRooseveltNew YorkNationwide Mortgage Bankers, Inc.
April 26, 2024186472Pyongyon KimEdisonNew JerseyloanDepot.com, LLC
April 26, 2024188083Francis Allen PesciClevelandOhioReliance First Capital, LLC
April 26, 2024220796Bruce Michael SanchezBloomfieldNew JerseyNationwide Mortgage Bankers, Inc.
April 26, 2024251595Anthony ShkreljaRomeoMichiganWall Street Lending Corporation
April 26, 2024285109Alan Norval LamphereSt. PetersburgFloridaPennyMac Loan Services, LLC
April 26, 2024404483Peter John DuaneLancasterNew YorkPrimeLending, A PlainsCapital Company
April 26, 2024404620Stacy DimonSouthamptonNew YorkGo Rascal Inc.
April 26, 2024404763Edgar William WebbSea BrightNew JerseyCrossCountry Mortgage, LLC
April 26, 2024413588Philip ShinPort WashingtonNew YorkCrossCountry Mortgage, LLC
April 26, 2024414170John F. BolandLong BeachNew YorkAmerican Financial Network, Inc.
April 26, 2024673428Farid Maher AbujoudehShelby TownshipMichiganRocket Mortgage, LLC
April 26, 2024683432Diana C. De LeonDelray BeachFloridaCrossCountry Mortgage, LLC
April 26, 2024712353Alexander Weston LearJupiterFloridaTotal Mortgage Services, LLC
April 26, 2024802466Seung M. YuOradellNew JerseyloanDepot.com, LLC
April 26, 2024883153Jessica MarmolSaddle BrookNew JerseyCrossCountry Mortgage, LLC
April 26, 2024886307Thomas Michael NormannNew HamptonNew YorkOpulence Funding LLC
April 26, 20241072055Chelsea Kathleen KerlsSan FranciscoCaliforniaGuaranteed Rate, Inc.
April 26, 20241076529Devin Michael Powers DavisSan ClementeCaliforniaNew American Funding, LLC
April 26, 20241203719Josiah Bennett BrownRancho Santa MargaritaCaliforniaZillow Home Loans, LLC
April 26, 20241392910Keyan ChenSouth SetauketNew YorkInterstate Home Loan Center, Inc.
April 26, 20241442127Jared Joseph NeffMurfreesboroTennesseeReliance First Capital, LLC
April 26, 20241494708Kerri MulryBay ShoreNew YorkContour Mortgage Corporation
April 26, 20241578785Daniel James EbbeckeMedfordNew YorkCliffco, Inc.
April 26, 20241621544Marybeth VallejoGlendaleNew YorkAmerican Financial Network, Inc.
April 26, 20241698488Megan Lynn McDermottDetroitMichiganNew American Funding, LLC
April 26, 20241708747Alexis D'Souza DattaNew YorkNew YorkAbsolute Home Mortgage Corporation
April 26, 20241720415Arnold Esparza-GarciaWaterfordMichiganNew American Funding, LLC
April 26, 20241866123Pascal Jacek DylewiczTampaFloridaPennyMac Loan Services, LLC
April 26, 20241898553Jesse MutarelliBethlehemPennsylvaniaAmerican Financial Network, Inc.
April 26, 20241927513Jennifer LennonRiver EdgeNew JerseyAmerican Neighborhood Mortgage Acceptance Company LLC
April 26, 20241931154Mirko Filip BakulaClevelandOhioRocket Mortgage, LLC
April 26, 20241992076Joseph Michael VitielloBridgewaterNew JerseyCrossCountry Mortgage, LLC
April 26, 20242008007Louis Justin RivasMesaArizonaRocket Mortgage, LLC
April 26, 20242022171Sebrina N. CharlowBrooklynNew YorkNationwide Mortgage Bankers, Inc.
April 26, 20242022641Amanda Kay FerlingMoscow MillsMissouriMortgage Research Center, LLC
April 26, 20242039649Nikolai Kolya UlisseChesterlandOhioRocket Mortgage, LLC
April 26, 20242069920John Paul Vernon PettusSimi ValleyCaliforniaPennyMac Loan Services, LLC
April 26, 20242070436Matthew Howard LazowskiSudburyMassachusettsFairway Independent Mortgage Corporation
April 26, 20242095391Noah David CohenWesthampton BeachNew YorkFM Home Loans, LLC
April 26, 20242100566Alex Marcial VitoBrooklynNew YorkGo Rascal Inc.
April 26, 20242105541Jacob Quinn SantosBranfordConnecticutTotal Mortgage Services, LLC
April 26, 20242121796Keiame Omoye Lee ChongNew YorkNew YorkBetter Mortgage Corporation
April 26, 20242162678Katherine Bru BarbourColumbiaMissouriMortgage Research Center, LLC
April 26, 20242232112Gabriella PuritaSoutholdNew YorkMorty, Inc.
April 26, 20242239524Igli NuniTaylorMichiganRocket Mortgage, LLC
April 26, 20242255887Gavin Tyler GarayWappingers FallsNew YorkGo Rascal Inc.
April 26, 20242268251Ashley G. RamosFort LauderdaleFloridaQuintessential Mortgage Group, LLC
April 26, 20242328032Bradley Allen RandolphSheffield LakeOhioCrossCountry Mortgage, LLC
April 26, 20242341290Andrea Sarah PearlSmithtownNew YorkNationwide Mortgage Bankers, Inc.
April 26, 20242373540Chaim WalterBrooklynNew YorkGo Rascal Inc.
April 26, 20242447354Brian David Ortiz TorresWinter HavenFloridaPennyMac Loan Services, LLC
April 26, 20242455635Michael Patrick KearnsHamburgNew YorkMainstream Funding Network, Inc.
April 26, 20242465829Marie SottileMastic BeachNew YorkContour Mortgage Corporation
April 26, 20242484786Jennifer Kim PiersonCherry HillNew JerseyPHH Mortgage Corporation
April 26, 20242489077Jamie Dominguez DallerColumbiaMissouriMortgage Research Center, LLC
April 26, 20242494069Kamrun NaharJamaicaNew YorkGo Rascal Inc.
April 26, 20242494433Johanna Rosaly FernandezFresh MeadowsNew YorkUnited Mortgage Corp.
April 26, 20242512916Michael German McDonough-EwaldRed HookNew YorkDML Mortgage Enterprises, Inc.
April 26, 20242513179Monica Gharibyan MezyCommerce TownshipMichiganRocket Mortgage, LLC
April 26, 20242520500Richard HutchingsClinton TownshipMichiganRocket Mortgage, LLC
April 26, 20242525802Maria Louisa CruscoNew WindsorNew YorkHomestead Funding Corp.
April 26, 20242527075Brittany Lauren ArmstrongMurrietaCaliforniaNew American Funding, LLC
April 26, 20242537513Jayden Anthony Kyler GarnetteHamiltonOhioRoyal United Mortgage, LLC
April 26, 20242549647Daniel William SpitzerBrecksvilleOhioCrossCountry Mortgage, LLC
April 26, 20242556544Lisa HeManliusNew YorkEverett Financial, Inc.
April 26, 20242564076Rajib Kumar GiriCoronaNew YorkOmni Mortgage Corp.
April 26, 20242568276Shimon WaldmanMonseyNew YorkUpscale Equities, Inc.
April 26, 20242570664Kelvin Josue Santos MejiaHempsteadNew YorkReliance First Capital, LLC
April 26, 20242572631Robert Matthew MangerWhite PlainsNew YorkSuperior Mortgage Co., Inc.
April 26, 20242583368Jared Smith MaleyColumbiaMissouriMortgage Research Center, LLC