Weekly Banking Bulletin
August 2, 2024
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank |
| BP | Budget Planner |
| CC | Check Casher |
| CU | Credit Union |
| FA | Foreign Agency |
| FB | Foreign Branch |
| FR | Foreign Representative Office |
| HC | Holding Company |
| IC | Investment Company |
| LL | Licensed Lender |
| LP | Limited Purpose Trust Company |
| MK | Merchant Bank |
| MI | Miscellaneous |
| MB | Mortgage Banker |
| BR | Mortgage Broker |
| MS | Mortgage Servicer |
| PF | Premium Finance Agency |
| PB | Private Banker |
| SB | Savings Bank |
| SD | Safe Deposit Company |
| SF | Sales Finance Agency |
| SL | Savings and Loan Association |
| SL | Student Loans |
| TM | Transmitter of Money |
| TR | Trust Company |
| VC | Virtual Currency |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
| RID | Research and Innovation Division |
SECTION I
July 16, 2024 (SF-LFS)
AccessOne MedCard, Inc. DBA AccessOne
360 Kingsley Park Drive, Suite 300, Fort Mill, SC 29715
Notification received for a change of main address from 360 Kingsley Park Drive, Suite 300, Fort Mill, SC 29715 to 885 Gold Hill Road, Suite 217, Fort Mill, SC 29708.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
July 29, 2024 (CU-CRB)
AMERICU credit union
1916 Black River Boulevard, Rome, NY 13440
Application dated July 29, 2024, for permission to change the location of its station from 224 North Genesee Street, Suite 3, Utica, Oneida County, NY 13502 to 401 Herkimer Road, Utica, Oneida County, NY 13502, received.
August 1, 2024 (TM-LFS)
VIAMERICAS NEW YORK CORPORATION
2100 Ponce De Leon Boulevard, PH-2, Coral Gables, FL 33134
Notification received for the addition of a DBA Vianex.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
August 1, 2024 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040
Application dated July 30, 2024, for permission to open and occupy a branch office at One North Country Road, Port Jefferson, Suffolk County, New York 11777, received.
August 1, 2024 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
Application dated August 1, 2024, for permission to open and occupy a branch office at 390 Berry Street, Borough of Brooklyn, City of New York 11249, received.
(The activities of this branch office will be limited to the opening of new accounts and depositing of checks for customers.)
Application to establish a Mortgage Banker's Branch received for examination:
July 31, 2024 (MB-MBD)
Full Service Branch
NewRez LLC
8800 Baymeadows Way West, Suite 200, Jacksonville, FL 32256
July 31, 2024 (MB-MBD)
Full Service Branch
NewRez LLC
2900 S. Diablo Way, Building A, Suite 100, Tempe, AZ 85282
July 31, 2024 (MB-MBD)
Full Service Branch
Reliant Home Funding, Inc.
3040 Avenue U, Suite 2A, Brooklyn, NY 11229
Application to establish a Mortgage Broker's Branch received for examination:
July 31, 2024 (BR-MBD)
Full Service Branch
Green River Capital Corp.
83 Wooster Heights Rd., Suite 125, Office 143, Danbury, CT 06810
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
July 31, 2024 (MB-MBD)
Applicant(s)
Better Financial Group, Inc.
Better Home & Finance Holding Company
Harit Talwar
Michael Farello
Prabhu Narasimhan
Toledano Beauregard Gabrielle
Vishal Garg
To acquire interest in:
Better Mortgage Corporation
3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| May 21, 2024 | 1399437 | Christina May Kethe | Cedarburg | Wisconsin |
| July 8, 2024 | 1958023 | Brett Russell Coleman | Glendale | Arizona |
| July 9, 2024 | 1572583 | Johayer Yousuf | Dix Hills | New York |
| July 23, 2024 | 2575531 | Micheal Scot Alsante | Tampa | Florida |
SECTION II
July 23, 2024 (TM-LFS)
PRABHU GROUP INC.
69-08 Woodside Avenue, #1 FLR, Woodside, New York, 11377
Application for change of location from 37-15 73rd Street, Jackson Heights, New York 11372 to 69-08 Woodside Avenue, #1 FLR, Woodside, New York, 11377 was approved effective July 23, 2024.
July 23, 2024 (LL-LFS)
SKY BRIDGE FINANCIAL, LLC
1125 East Campbell Road, Suite 175, Richardson, TX 75081
License was issued to reflect the change of main address from 15455 N, Dallas Parkway Suite 1250, Addison, TX 75001 to 1125 East Campbell Road, Suite 175, Richardson, TX 75081
In connection with the above license issuance, the original license was surrendered.
July 25, 2024 (bp-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS
12603 Southwest Freeway, Suite 450, Stafford, Texas 77477
The relocation of a branch office was approved as follows, effective June 30, 2024:
From: 5555 Hilton Avenue, Suite 550, Baton Rouge, LA 70808
To: 9800 Airline Highway, Suite 207, Baton Rouge, LA 70816
_____________________________________________________________________________________
July 30, 2024 (TM-LFS)
SKRILL USA, INC. DBA SKRILL
Town Center Two, 5335 Gate Parkway, 4th Floor, Jacksonville, Florida 32256
Notification for the addition of the trade name, Skrill, was approved.
In connection with the above change, the original license was surrendered.
July 30, 2024 (TM-LFS)
DANDELION PAYMENTS, INC. D/B/A AFEX MONEY EXPRESS, D/B/A RIA MONEY TRANSFER, D/B/A XE USA
7000 Village Drive, Suite 200, Buena Park, CA 90621
Notification for the legal name change from Continental Exchange Solutions, Inc. to Dandelion Payments, Inc. was approved effective July 30, 2024.
July 30, 2024 (TM-LFS)
DANDELION PAYMENTS, INC. D/B/A AFEX MONEY EXPRESS, D/B/A RIA MONEY TRANSFER, D/B/A XE USA
7000 Village Drive, Suite 200, Buena Park, CA 90621
Notification for the discontinuance of the trade name Ria Financial Services and the addition of the trade name Ria Money Transfer was approved effective July 30, 2024.
July 30, 2024 (TM-LFS)
DANDELION PAYMENTS, INC. D/B/A AFEX MONEY EXPRESS, D/B/A RIA MONEY TRANSFER, D/B/A XE USA
7000 Village Drive, Suite 200, Buena Park, CA 90621
Notification for the change of location from 7001 Village Drive, Suite 200, Buena Park, CA 90621 to 7000 Village Drive, Suite 200, Buena Park, CA 90621was approved effective July 30, 2024.
July 31, 2024 (CC-LFS)
RITE CHECK CASHING, INC.
715 East 138th Street, Bronx, NY 10454
The license to engage in business as a casher of checks at the following location has been surrendered, effective July 19, 2024:
Branch office: 2418 Williamsbridge Road, Bronx, NY 10469
August 1, 2024 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
Authorization issued December 27, 2023, granting permission to open and occupy a branch office at 1407 Broadway, Borough of Manhattan, City of New York 10018, surrendered for cancellation.
This office was never operational.
August 1, 2024 (SB-CRB)
APPLE BANK
122 East 42nd Street, New York, NY 10168
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 812 Lexington Avenue, Borough of Manhattan, City of New York 10065, will not result in a significant reduction of financial services in the community to be affected.
August 1, 2024 (SB-CRB)
APPLE BANK
122 East 42nd Street, New York, NY 10168
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 414 Flushing Avenue, Borough of Brooklyn, City of New York 11205, will not result in a significant reduction of financial services in the community to be affected.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
July 31, 2024 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
264 Beacon St., Suite 5R, Boston, MA 02116
July 31, 2024 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
1 Schooner Ln, Suite 1B, Milford, CT 06460
July 31, 2024 (MB-MBD)
Full Service Branch
General Mortgage Capital Corporation
135-15 40th Rd, Unit 302, Flushing, NY 11354
July 31, 2024 (MB-MBD)
Full Service Branch
United Mortgage Corp.
680 Wolf Ave, 3rd Floor, Easton, PA 18042
July 31, 2024 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
2 Park Street, Suite 1, South Deerfield, MA 01373
July 31, 2024 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
341 Columbia Street, First Floor, Fall River, MA 02721
July 31, 2024 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
4400 Highway 121, Suite 380, Lewisville, TX 75056
July 31, 2024 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
7480 SW 40th St, Suite 600, Miami, FL 33155
July 31, 2024 (MB-MBD)
Full Service Branch
United Mortgage Corp.
118-35 Queens Blvd, Suite 400, #448, Forest Hills, NY 11375
July 31, 2024 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
1 Marina Park Drive, Suite 1410, Boston, MA 02210
July 31, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
8262 Market Street, Suite 105, Wilmington, NC 28411
July 31, 2024 (MB-MBD)
Full Service Branch
Land Home Financial Services, Inc.
3611 S. Harbor Blvd, Suite 100, Santa Ana, CA 92704
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
July 31, 2024 (BR-MBD)
Full Service Branch
Russell Capital Group LLC
186-09 Union Tpke, Suite 2, Fresh Meadows, NY 11366
License to engage in the business of a Mortgage Banker Branch surrendered:
July 25, 2024 (MB-MBD)
Meadowbrook Financial Mortgage Bankers Corp.
7 Elmwood Drive, Unit 202, New City, NY 10956
Effective Date: July 10, 2024
July 26, 2024 (MB-MBD)
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
2 Old New Milford Road, Suite 3B, Brookfield, CT 06804
Effective Date: July 24, 2024
July 30, 2024 (MB-MBD)
CrossCountry Mortgage, LLC
2217 E. 9th Street, First Floor, Suite 100, Cleveland, OH 44115
Effective Date: July 19, 2024
Mortgage Broker Certificate Address Changes:
July 30, 2024 (BR-MBD)
Finomus Home Loans LLC
From: 163 Washington Valley Road, Suite 104, Warren, NJ 07059
To: 1170 US Highway 22, Suite 310, Bridgewater, NJ 08807
Mortgage Banker Branch License Address Changes:
July 30, 2024 (MB-MBD)
Total Mortgage Services, LLC
From: 3055 Cardinal Drive, Suite 101, Vero Beach, FL 32963
To: 2907 Ocean Drive, Vero Beach, FL 32963
July 30, 2024 (MB-MBD)
NLC Loans in lieu of Nations Lending Corporation
From: 1113 Rockside Rd, Suite B, Parma, OH 44134
To: 1085 Rockside Rd., Suite 21, Parma, OH 44134
July 31, 2024 (MB-MBD)
Fairway Independent Mortgage Corporation
From: 7001 Heritage Village Plaza Suite 250 & 255, Gainesville, VA 20155
To: 7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
Mortgage Broker Branch Certificate Address Changes:
July 30, 2024 (BR-MBD)
Haus Capital Corporation
From: 500 Pearl Street, Suite 830, Buffalo, NY 14202
To: 295 Main Street, Suite 101 A, Buffalo, NY 14203
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| August 25, 2023 | 1262476 | Maria Ann Bohinsky | Canton | Michigan | Rocket Mortgage, LLC |
| November 28, 2023 | 944051 | William Chia-Hwa Woo | Laguna Beach | California | Zillow Home Loans, LLC |
| March 7, 2024 | 223618 | Joanne Natalie Rogers | Northbrook | Illinois | CrossCountry Mortgage, LLC |
| April 4, 2024 | 80895 | Patricia Susan Beale | East Haven | Connecticut | Branford Financial LLC |
| April 4, 2024 | 1688645 | Caleb Joseph Jennings | Chicago | Illinois | Guaranteed Rate, Inc. |
| April 4, 2024 | 1970592 | Alexx Dudas | Alden | New York | Premium Mortgage Corporation |
| April 22, 2024 | 7342 | William Thomas Egan | Chicago | Illinois | Guaranteed Rate, Inc. |
| April 26, 2024 | 214116 | Ruben Raul Ruano | Montclair | California | PennyMac Loan Services, LLC |
| April 26, 2024 | 625161 | Nicholas C. Pourakis | Hillsdale | New Jersey | American Neighborhood Mortgage Acceptance Company LLC |
| April 26, 2024 | 2305258 | Karla Michelle Francisco Deleon | Bronxville | New York | Quintessential Mortgage Group, LLC |
| May 2, 2024 | 1308957 | Mandie Law | Cupertino | California | General Mortgage Capital Corporation |
| June 4, 2024 | 2043922 | Matthew Dean Simon | Orange | California | Zillow Home Loans, LLC |