Weekly Banking Bulletin

October 11, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

BKBank
BPBudget Planner
CCCheck Casher
CUCredit Union
FAForeign Agency
FBForeign Branch
FRForeign Representative Office
HCHolding Company
ICInvestment Company
LLLicensed Lender
LPLimited Purpose Trust Company
MKMerchant Bank
MIMiscellaneous
MBMortgage Banker
BRMortgage Broker
MSMortgage Servicer
PFPremium Finance Agency
PBPrivate Banker
SBSavings Bank
SDSafe Deposit Company
SFSales Finance Agency
SLSavings and Loan Association
SLStudent Loans
TMTransmitter of Money
TRTrust Company
VCVirtual Currency

Regulatory Unit Codes

CMCapital Markets
CRBCommunity and Regional Banks
CEUConsumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking
RIDResearch and Innovation Division

SECTION 1

October 3, 2024 (CU-CRB)
AMERICU credit union
1916 Black River Boulevard, Rome, NY 13440

Application dated October 3, 2024, for permission to open and maintain a station at 722 West Broadway, Fulton, Oswego County, NY  13069, received.


October 8, 2024 (FB-FWB)
BANCO DO BRASIL, S.A. 
Saun Qd 5, lt B, Ed. BB, Torre Sul - 13º andar 70.040-912 Brasilia (DF), Brazil

Application pursuant to Section 203 of the Banking Law to change the location of branch office from 535 Madison Avenue, Borough of Manhattan, City of New York 10022 to 277 Park Avenue, Borough of Manhattan, City of New York 10172, received.


October 8, 2024 (CU-CEU) 
HUDSON VALLEY CREDIT UNION 
137 Boardman Road, Poughkeepsie, NY 12603

Application accepted on October 8, 2024, pursuant to Section 96-d of the Banking Law, for the designation of the contiguous community consisting of the towns of Neversink in Sullivan County and Denning in Ulster County, New York, as a Banking Development District.  The co-applicants are the Town of Neversink (Sullivan County) and the Town of Denning (Ulster County).


October 11, 2024 (sF-LFS)
FENIX C.G., LLC IN LIEU OF TRUE NAME OF FENIX CAPITAL GROUP, LLC 
603 East Street, Suite 401, Parkville, Missouri 64152

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to establish a Mortgage Banker's Branch received for examination:

October 3, 2024 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
731 Main Street, Unit 101, Monroe, CT 06468

October 3, 2024 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
960 Holmdel Road, Building II Suite C, Holmdel, NJ 07733

October 9, 2024 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
3640 Route 94, Suite F, Hamburg, NJ 07419

October 9, 2024 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
350 Highway 35, Suite 1, Red Bank, NJ 07701

October 9, 2024 (MB-MBD)
Full Service Branch
General Mortgage Capital Corporation
812 60th St, Unit 4r, Brooklyn, NY 11220

October 9, 2024 (MB-MBD)
Full Service Branch
General Mortgage Capital Corporation
3883 Rogers Bridge Road, Unit 402A, Duluth, GA 30097


Application to establish a Mortgage Broker's Branch received for examination:

October 3, 2024 (BR-MBD)
Full Service Branch
Green River Capital Corp.
401 New Karner Rd, Suite 301, Office 321, Albany, NY 12205


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

October 9, 2024 (MB-MBD)
Applicant(s) 
Arvielo Family Trust dated December 6, 2018
Enrico Hyde Arvielo
Jeff Alan Farinich
Kevin Eric English
Kenneth Block
Christy Bunce 
Cyndi Serna
NAF Holdco, Inc.
Patricia Lyn Arvielo
To acquire interest in:
New American Funding, LLC
14511 Myford Road, Suite 100, Tustin, CA 92780


Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of ApplicationNMLS #Applicant NameCityState
October 25, 2023177685Xuerong YangDuluthGeorgia
February 14, 20241690866Bar GafriBoca RatonFlorida
July 24, 202467021Mark W. O'ConnellAnchorageAlaska
July 30, 20242508542Nathalie Connie FranciscoBayvilleNew York
July 30, 20242593677Faigy LichtensteinBrooklynNew York
August 2, 202470064Solomon M. SkolnickPleasantvilleNew York
August 2, 20241995162Lance Lopera-ZacariasWoodhavenNew York
August 5, 20241199453Justin Xin WangFlushingNew York
August 6, 20242626129Chloe Jia Qi PanGreat NeckNew York
August 26, 2024721753Bruce Stockton NoheNew YorkNew York
September 5, 2024423365William Arthur LiebertzGoshenNew York
September 11, 20242184694Drake Andrew MurphyWoodhavenMichigan
September 13, 20241206906Annika Sofia LynnCharlotteNorth Carolina
September 18, 202422723Mahendra N. LilmanSouth Ozone ParkNew York
September 18, 20242016102Alec Carl ManoogianWest BloomfieldMichigan
September 20, 2024420488Leah SilvestriRockville CentreNew York
September 22, 20242459556Nadine AlexandreUniondaleNew York
September 24, 20242514604Alejandra Jahdai RodriguezCommackNew York
September 24, 20242638458Graciela Catherine Ann Marie Hernandez CainColumbiaMissouri
September 25, 20242608326Saleh SiddiqueeCheektowagaNew York
September 26, 20242513254Stefan MirkovicRidgewoodNew York
September 27, 2024782691Mohamad KisarMurphyTexas
September 27, 20242622654Mariarosaria BrunoMatawanNew Jersey
September 30, 20241066055Katherine Amanda LeePlymouthMichigan
October 1, 2024410184Stanley Moises ZaldanaLeoniaNew Jersey
October 1, 2024497224John SperoMount SinaiNew York
October 1, 20241893695Robert Samuel SteinwegArnoldMaryland
October 1, 20241962722Scott C. TillmanWaxhawNorth Carolina
October 1, 20242619117Randall Steven NivensSaint PetersMissouri
October 1, 20242624204Ebonie Nicole MeredithBelmontNorth Carolina
October 2, 20242582128Brandon Donald LiebGlenshawPennsylvania
October 3, 20242126881Christopher Joseph Michael LenziFrederickMaryland
October 3, 20242640945Jordan Christian SmithColumbiaMissouri

SECTION II

September 30, 2024 (FB-FWB)
NATIONAL BANK OF PAKISTAN 
NBP Building, I.I. Chundrigar Road, Karachi, 7 4000 Pakistan

Voluntary liquidation pursuant to Section 605.11 of the New York Banking Law, of its New York Branch located at 100 Wall Street, New York, NY 10005, completed.  License surrendered on September 27, 2024.


October 8, 2024 (TM-LFS)
CONVERA USA, LLC    
7979 E. Tufts Avenue, Suite 200, Denver, Colorado 80237

Application for change of location from 7979 E. Tufts Ave, Suite 400, Denver, Colorado 80237 to 7979 E. Tufts Ave, Suite 200, Denver, Colorado 80237 was approved effective October 3, 2024. 


October 8, 2024 (SB-CRB)
RONDOUT SAVINGS BANK
300 Broadway, Kingston, NY 12401

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 130 Schwenk Drive, Kingston, Ulster County, New York 12401, will not result in a significant reduction of financial services in the community to be affected.


October 10, 2024 (FA-FWB)
P.T. BANK NEGARA INDONESIA (PERSERO) TBK 
Jalan Jenderal Sudirman kav. 1, Jakarta, Indonesia

Approval given to change the location of agency from 55 Broadway, Borough of Manhattan, City of New York 10006 to One Liberty Plaza, 165 Broadway, Borough of Manhattan, City of New York 10006, on or after October 11, 2024.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
 

October 8, 2024 (MB-MBD)
Full Service Branch
Lennar Mortgage, LLC
1285 Drummers Lane, Suite 100A, Wayne, PA 19087


License to engage in the business of a Mortgage Banker surrendered:
 

October 9, 2024 (MB-MBD)
Jersey Mortgage Company of New Jersey, Inc.
511 South Avenue East, 1st Floor, Cranford, NJ 07016-3205
Effective Date: September 17, 2024

October 9, 2024 (MB-MBD)
Lenox Financial Mortgage Corporation
200 East Sandpointe Avenue, Suite 800, Santa Ana, CA 92707
Effective Date: August 15, 2024


License to engage in the business of a Mortgage Banker Branch surrendered:
 

October 3, 2024 (MB-MBD)
American Financial Network, Inc.
1024 Broadway Ground Floor, Brooklyn, NY 11221
Effective Date: October 3, 2024

October 4, 2024 (MB-MBD)
Fairway Independent Mortgage Corporation
31 Liberty Street, Suite 209, Southington, CT 06489
Effective Date: September 20, 2024

October 4, 2024 (MB-MBD)
Cardinal Financial Company, Limited Partnership
115 River Road, Suite 109, Edgewater, NJ 07020
Effective Date: September 20, 2024

October 9, 2024 (MB-MBD)
Jersey Mortgage Company of New Jersey, Inc.
111 Littleton Road, Suite 300, Parsippany, NJ 07054
Effective Date: September 17, 2024


Mortgage Banker Branch License Address Changes:
 

October 3, 2024 (MB-MBD)
CMG Mortgage, Inc.
From: 707 North Main Street, Suite 2B, Glassboro, NJ 08028
To: 707 North Main Street, Suite 3, Glassboro, NJ 08028

October 3, 2024 (MB-MBD)
Guidance Residential, LLC
From: 1400 Old Country Road, Suite C-104N, Westbury, NY 11590
To: 1400 Old Country Road, Suite N303, Westbury, NY 11590


Mortgage Loan Servicer Branch Certificate Address Changes:

October 3, 2024 (MS-MBD)
Selene Finance LP
From: 8201 Cypress Plaza Drive, Jacksonville, FL 32256
To: 6651 Gate Parkway, Suite 300, Jacksonville, FL 32256


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date of Application WithdrawnNMLS #Applicant NameCityState
September 17, 2024182019Aaron Jon ShawHowellMichigan
September 17, 2024220480Stephen GiamboiCranfordNew Jersey
September 17, 2024367567David Michael CimentThe VillagesFlorida
September 17, 2024915057Daniel Robert GroganRockwallTexas
September 17, 20241276778Nicole RobertsBuffaloNew York
September 17, 20241450808Brian Jacob SolomonStrongsvilleOhio
September 17, 20241458068Melissa Elizabeth JenkinsAnaheimCalifornia
September 17, 20241461281Nicholas SternerTonawandaNew York
September 17, 20241497252Ardit Fatos AbaziMacombMichigan
September 17, 20242006891Erik AleksanyanStaten IslandNew York
September 17, 20242016466Yecheskel BergerMonroeNew York
September 17, 20242231815Yessica MendezBrooklynNew York
September 17, 20242333266Devin Michael BernskoetterColumbiaMissouri
September 17, 20242346284Samantha BourdierdYonkersNew York
September 17, 20242403637Isaiah Malik HendersonJamaicaNew York
September 17, 20242430345Elizabeth Jane ChapmanBonfieldIllinois
September 17, 20242442367Jacob Edward MileyLakewayTexas
September 17, 20242481376Sandra D. WilsonWest BabylonNew York
September 17, 20242489631Zoilary PaulinoUnion CityNew Jersey
September 17, 20242512060Jordan Nicole BlannKokomoIndiana
September 17, 20242516337Derrick Robert DiazoniMontclairNew Jersey
September 17, 20242520464Sam Thomas HenkelDeer ParkNew York
September 17, 20242525586Justin SharifiFarmingvilleNew York
September 17, 20242545510Angelo ScaglioneYorktown HeightsNew York
September 17, 20242573238Carl Paul BarvenskyBoca RatonFlorida
September 26, 202449402Emile WiesenfeldPassaicNew Jersey
September 26, 202463406Alan Gary BachmanWoodcliff LakeNew Jersey
September 26, 202463804Marc Joseph SalvadoreMechanicvilleNew York
September 26, 202490108Mitchell Lee AlkowLake WorthFlorida
September 26, 202498451Ryan Michael PhillipsGlens FallsNew York
September 26, 2024108101Joshua Scott BerlinDresherPennsylvania
September 26, 2024110263Timothy Mark CooleyEdmondOklahoma
September 26, 2024133730Roseann DeSantisLynbrookNew York
September 26, 2024146822Matthew Thomas JablonskiCarmelNew York
September 26, 2024165042Marnel Gilbert GarconStormvilleNew York
September 26, 2024205637Manny KaganSan FranciscoCalifornia
September 26, 2024211637Robert MacNamara CampbellLake ForestCalifornia
September 26, 2024302082Louewanda BenjaminAmityvilleNew York
September 26, 2024399037Travis Sterlin ColeLos AngelesCalifornia
September 26, 2024411622Jamal KhawajaNorthridgeCalifornia
September 26, 2024460185Bryan Scott SiegelSyossetNew York
September 26, 2024481235Joseph Mark KufnerMassapequa ParkNew York
September 26, 2024481250John BallSalisburyConnecticut
September 26, 2024599230Damion Oneal SmithBrooklynNew York
September 26, 2024626629Sanjay SinghWhite PlainsNew York
September 26, 2024867243Roberto Bernardo VictoriaBronxNew York
September 26, 2024885327Nima TorabiMiamiFlorida
September 26, 2024885494Joseph Francis DiblaseRound LakeIllinois
September 26, 2024908240Adolfo Andres PlazaWindermereFlorida
September 26, 2024918202Eric Scott MayHackettstownNew Jersey
September 26, 20241012561Armando GallegoPonte VedraFlorida
September 26, 20241058490Harold George RypkemaWaldwickNew Jersey
September 26, 20241086960Emily Sue BristolNorwoodNew York
September 26, 20241106620Jaime Alberto FernandezUniondaleNew York
September 26, 20241224204Thomas John PapageorgeCarlsbadCalifornia
September 26, 20241231734Joseph Paul ParrottTonawandaNew York
September 26, 20241292920Matthew C. StoneMerrickNew York
September 26, 20241317739Victoria Celeste MendezPorter RanchCalifornia
September 26, 20241457902Kyle Bernard BrownLa HabraCalifornia
September 26, 20241477113Trevor Keith WalingRestonVirginia
September 26, 20241697896Benjamin James WhartonSan DimasCalifornia
September 26, 20241716891Santiago HoyosEast IslipNew York
September 26, 20241732299Ahmaad Omar SamuelBronxNew York
September 26, 20241750524Nikolay MashkovStaten IslandNew York
September 26, 20241889915Anthony Hamid RashoShelby TownshipMichigan
September 26, 20241918524Thomas James CastellanoCommackNew York
September 26, 20241926828Christine Marie YasinskyHuntington StationNew York
September 26, 20242003919Zachary Jon PompeaStamfordConnecticut
September 26, 20242045333Michael Alexios DiamantopoulosWilmingtonDelaware
September 26, 20242047612Deborah WhittRochesterNew York
September 26, 20242078334Kevin F. RodriguezDavenportFlorida
September 26, 20242124346Jonathan Raymond VazquezCroton-on-HudsonNew York
September 26, 20242149744Jessica BordesBronxNew York
September 26, 20242172109Nicholas Charles LyonsWest Palm BeachFlorida
September 26, 20242183116Maureen E. ThomasCampbell HallNew York
September 26, 20242253939Kerroll BarnesBronxNew York
September 26, 20242283650Tracey Deniese SimmsPoughkeepsieNew York
September 26, 20242302592Ryan PersaudWinter GardenFlorida
September 26, 20242319735Ryan Alexander PappalauSchoharieNew York
September 26, 20242392109Alexander Luis MontanezParma HeightsOhio
September 26, 20242403384Hannah Nichole HambyHermitageTennessee
September 26, 20242520466Ryan Thomas CliffordRidgeNew York
September 26, 20242526036John Thomas StraccamoreVeronaNew Jersey
September 26, 20242534841Leonard SmithBuffaloNew York
September 26, 20242561064Chase Brendan TimkoNashvilleTennessee
September 26, 20242562962Robert Donald LentzTaylorsSouth Carolina
September 26, 20242572936Myles Ian RichRockaway BeachNew York
September 30, 2024162434Andrew Charles LightowlerPlymouthMinnesota
October 3, 20241198351Joseph Sibley DortonCharlotteNorth Carolina
October 3, 20242563567Emrah Erdem DilsizogluViennaVirginia
October 7, 2024833636Kerry DeShawn HartLees SummitMissouri
October 7, 20241847716Kaitlyn Nicole KaczmarFleming IslandFlorida
October 9, 20241523649Clarissa Shahdé PaschallRosevilleMichigan