Weekly Banking Bulletin

December 13, 2024

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

SECTION I

November 20, 2024 (TR-CRB)
TOMPKINS COMMUNITY BANK 
118 East Seneca Street, Ithaca, NY 14850

Pursuant to the provisions of Section 105-b of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 1690 South Congress Avenue, Suite 100, Delray Beach, Palm Beach County, Florida 33445, received.  (This trust office will replace the office at 900 Linton Boulevard, (Suite 209), Delray Beach, Palm Beach County, Florida 33444).

December 9, 2024 (TM-LFS)
ASCENDANTFX CAPITAL USA, INC. DBA AFX, DBA ASCENDANT, U/A/N ASCENDANTFX
3478 Buskirk Avenue, Suite 1000, Pleasant Hill, CA 94523

Notification received for addition of the trade names Ascendant Worldwide and Ascendant Payments.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

December 12, 2024 (PF-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

An application was received for a license to engage in business as a premium finance agency at the following branch location:

14160 North Dallas Parkway, Suite 415, Dallas, Texas 75254

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

December 12, 2024 (TM-LFS)
COINBASE, INC.    
55 Hudson Yards, 550 West 34th Street, 4th Floor, New York, New York, 10001

Notification received for the change of main address from 55 Hudson Yards, 550 West 34th Street, 4th Floor, New York, New York 10001 to One Madison Avenue, Suites 2400 & 2500, New York, New York 10010. 

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

Application to establish a Mortgage Banker's Branch received for examination:

December 10, 2024 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
31 North Broad Street, Suite 2, Ridgewood, NJ 07450

December 10, 2024 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
3770 East Tremont Ave., Bronx, NY 10465

December 11, 2024 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
8207 Main St, Suite 13, Williamsville, NY 14221

December 11, 2024 (MB-MBD)
Full Service Branch
Guidance Residential, LLC
2435 North Central Expressway, Suite 225, Richardson, TX 75080

Application to establish a Mortgage Broker's Branch received for examination:
 

December 11, 2024 (BR-MBD)
Full Service Branch
Go Rascal Inc.
300 SE 2nd St, 6th Floor, Suite 03, Fort Lauderdale, FL 33301

December 11, 2024 (BR-MBD)
Full Service Branch
Park West Mortgage Corporation
55000 Main Road, Second Floor - 2D, Southold, NY 11971

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

December 5, 2024 (SL-CRB)
GOUVERNEUR SAVINGS AND LOAN ASSOCIATION 
42 Church Street, Gouverneur, NY 13642

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 6604 State Highway 56, Suite 4, Potsdam, St. Lawrence County, New York 13676.

December 9, 2024 (SF-LFS)

HAMILTON CAPITAL FUNDING LLC 
600 East Jericho Turnpike, Huntington Station, New York 11746

Application for a change of control whereby Reliance Motor Credit LLC will acquire 100% of Hamilton Capital Funding LLC was approved effective November 21, 2024.

December 10, 2024 (SB-CRB)
RONDOUT SAVINGS BANK
300 Broadway, Kingston, NY 12401

Authorization granting permission to open and occupy a branch office at 130 Schwenk Drive, Kingston, Ulster County, New York 12401, surrendered for cancellation.

Office discontinued as of November 30, 2024.

December 11, 2024 (FR-FWB)
CACEIS BANK 
89-91, rue Gabriel Péri, 92120 Montrouge, France

License issued to establish and maintain a representative office at 1301 Avenue of the Americas, Borough of Manhattan, City of New York 10019.

December 12, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Approval given to change the location of branch from One Post Office Square, Boston, Suffolk County, MA 02109 to 115 Federal Street, Boston, Suffolk County, MA 02110, on or after December 13, 2024.

December 12, 2024 (FB-FWB)
COOPERATIEVE RABOBANK U.A. 
Croeselaan 18, 3521 CB Utrecht, The Netherlands

Approval given to change the location of branch from 245 Park Avenue, Borough of Manhattan, City of New York 10167 to 151 West 42nd Street, Borough of Manhattan, City of New York 10036, on or after December 13, 2024.

December 12, 2024 (BK-CRB)
Catskill Hudson Bank
4445 State Route 42N, Monticello, NY 12701
CATSKILL HUDSON BANCORP, INC., 
95 Schwenk Drive, Kingston, NY 12401

Application, pursuant to Section 601 of the Banking Law, for Catskill Hudson Bancorp, Inc., to merge with and into Catskill Hudson Bank, under the name Catskill Hudson Bank, approved.

December 12, 2024 (CU-CRB)
Hudson Valley Credit Union
137 Boardman Road, Poughkeepsie, NY 12603
Catskill Hudson Bank
4445 State Route 42N, Monticello, NY 12701

Application for the merger of Catskill Hudson Bank with and into Hudson Valley Credit Union pursuant to Section 601 of the Banking Law, under the name Hudson Valley Credit Union, approved.

December 12, 2024 (CU-CRB)
Hudson Valley Credit Union 
137 Boardman Road, Poughkeepsie, NY 12603

Application to amend the bylaws of Hudson Valley Credit Union to expand its field of membership to include Sullivan County, approved.

License to engage in the business of a Mortgage Banker Branch surrendered:
 

December 9, 2024 (MB-MBD)
NewRez LLC
2020 S. Dairy Ashford Road, Suite 200, Houston, TX 77077
Effective Date: November 22, 2024

December 10, 2024 (MB-MBD)
Nationwide Mortgage Bankers, Inc.
730 NW 107th Avenue, Suite #214, Office #19, Miami, FL 33172
Effective Date: November 12, 2024

Mortgage Loan Servicer Certificate Address Changes:

December 10, 2024 (MS-MBD)
Real Time Resolutions, Inc.
From: 1349 Empire Central Drive, Suite 150, Dallas, TX 75247
To: 1349 Empire Central Drive, Suite 1300, Dallas, TX 75247

Mortgage Banker Branch License Address Changes:

December 10, 2024 (MB-MBD)
Absolute Home Mortgage Corporation
From: 1567 Rt 517, Hackettstown, NJ 07840
To: 2051 Saranac Avenue, 2nd Floor, Office 1, Lake Placid, NY 12946