Weekly Banking Bulletin

April 18, 2025

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

SECTION I

April 10, 2025 (SB-CRB)
APPLE BANK
122 East 42nd Street, New York, NY 10168

Notice of intention to close branch office at 1320 Avenue of the Americas, Borough of Manhattan, City of New York 10019, received.

The comment period on this notice will expire May 19, 2025.

April 15, 2025 (TM-LFS)
FIGURE PAYMENTS CORP.
650 California Street, Suite 2700, San Francisco, CA 94108

Application received for a license to engage in business as a transmitter of money company at 
650 California Street, Suite 2700, San Francisco, CA 94108.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

April 16, 2025 (BK-CRB)
ALMA BANK
28-31 31st Street, Astoria, NY 11102

Application dated April 8, 2025, for permission to change the location of branch office from 28-20 Ditmars Boulevard, Astoria, Borough of Queens, City of New York 11105 to 23-25 31st Street, Astoria, Borough of Queens, City of New York 11106, received.

April 17, 2025 (MI-CRB)
FIRST-CITIZENS BANK & TRUST COMPANY
239 Fayetteville Street, Raleigh, NC 27601

Pursuant to the provisions of Section 105-b of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 11 West 42nd Street, Borough of Manhattan, City of New York 10036, received. 

April 18, 2025 (TM-LFS)
MOON INC. DBA LIBERTYX  
864 Spring St. NW, Atlanta, Georgia 30308

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

April 15, 2025 (BR-MBD)
Applicant(s)
Brendan Charles Dickinson
CUNA Mutual Holding Company
Canaan XI L.P.
Daniel Morrison Wenhold
Justin Edward Goldman
Lee Harris Miller
RenoFi Inc.
Robert Daniel Shedd
Samanttabhiram Wanjop Das
TruStage Financial Group, Inc.
TruStage Ventures, LLC
As: Renovation Finance LLC
1189 Lancaster Ave, Suite 207, Berwyn, PA 19312

Application to establish a Mortgage Banker's Branch received for examination:

April 10, 2025 (MB-MBD)
Full Service Branch
GuardHill Financial LLC
8230 210th St., Suite 221, Boca Raton, FL 33433

April 11, 2025 (MB-MBD)
Full Service Branch
loanDepot.com, LLC
1075 US Route 9, Basement A, Schroon Lake, NY 12870

April 14, 2025 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
2151 Michelson Dr., Suite 125, Irvine, CA 92612

April 14, 2025 (MB-MBD)
Full Service Branch
United Mortgage Corp.
3025 Hempstead Tpke, #3027, Levittown, NY 11756

April 14, 2025 (MB-MBD)
Full Service Branch
United Mortgage Corp.
123 NW 13th Street, Suite 202, Boca Raton, FL 33432

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

LIMITED STATION LICENSE SURRENDER
April 15, 2025 (CC-LFS)
REGINA CHECK CASHING CORP.
739 West Nyack Road, West Nyack, Rockland, New York 10994

The license to engage in business as a casher of checks at the following location has been surrendered, effective March 31, 2025:

Limited Station office:  Kawasaki Rail Car Inc., 29 Wells Avenue - Building #4, Yonkers, Westchester, New York 10701.

April 16, 2025 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closings of the branch offices at the following three locations will not result in a significant reduction of financial services in the communities to be affected:

1. 1091 New York State Route 222, Cortlandville, Cortland County, New York 13045;
2. 118 Walnut Street, Lockport, Niagara County, New York 14094; and
3. 1580 Hertel Avenue, Buffalo, Erie County, New York 14216.

Mortgage Banker Branch License Address Changes:

April 16, 2025 (MB-MBD)
loanDepot.com, LLC
From: 351 South Warren St., Office 309, Syracuse, NY 13202
To: 600 French Road, South Building, Suite 160, New Hartford, NY 13413

April 16, 2025 (MB-MBD)
loanDepot.com, LLC
From: 7930 W. Kenton Circle, Suite 330, Huntersville, NC 28078
To: 15720 Brixham Hill Ave., Suite 300, Office 370, Charlotte, NC 28277

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: