Weekly Banking Bulletin

August 22, 2025

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

SECTION I

August 15, 2025 (TR-FWB)
MIZUHO BANK (USA)
1271 Avenue of the Americas, New York, NY 10020

Application dated August 15, 2025, for permission to change the location of branch office from 1251 Avenue of the Americas, Borough of Manhattan, City of New York 10020 to 1285 Avenue of the Americas, Borough of Manhattan, City of New York 10019, received.

August 18, 2025 (TR-CRB)
POPULAR BANK
85 Broad Street, 10th Floor, New York, NY 10004

Application dated August 18, 2025, for permission to change the location of branch office from 1620 West 49th Street, Hialeah, Miami-Dade County, Florida 33012 to 1645 West 49th Street, Space 1380, Hialeah, Miami-Dade County, Florida 33012, received.

August 20, 2025 (TM-LFS)
WESTERN UNION FINANCIAL SERVICES, INC. D/B/A ORLANDI VALUTA, D/B/A VIGO REMITTANCE 
7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237

Notification received for a change of location from 7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237 to 7001 E. Belleview Avenue, Denver, Colorado 80237.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

August 20, 2025 (TM-LFS)
WESTERN UNION INTERNATIONAL SERVICES, LLC 
7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237

Notification received for a change of location from 7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237 to 7001 E. Belleview Avenue, Denver, Colorado 80237.  

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

August 20, 2025 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK 
127 Main Street, Canton, NY 13617

Application dated August 20, 2025, for permission to change the location of branch office from 1 Broad Street, Plattsburgh, Clinton County, New York 12901 to 45 Smithfield Boulevard, Plattsburgh, Clinton County, New York 12901, received.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

August 19, 2025 (BR-MBD)
Applicant(s)
Andrew Tam
As: Brilliant Ventures LLC
31-38 137th Street, Unit 202, Flushing, NY 11354

August 19, 2025 (BR-MBD)
Applicant(s)
Joseph Dominic Morrone
As: DreamLife Processing LLC
1001 Clove Rd, Suite 1, Staten Island, NY 10301

August 19, 2025 (BR-MBD)
Applicant(s)
Robert Michael Phillips
As: Continental Financial Services, LLC
2787 Long Beach Road, Suite 300, Oceanside, NY 11572

August 19, 2025 (BR-MBD)
Applicant(s)
Sasha Sobhani Roshan
As: Involve Closings In Lieu of True Name Involve Lending, Inc.
1525 Mesa Verde Dr E, Ste 200, Costa Mesa, CA 92626

Application to establish a Mortgage Banker's Branch received for examination:
 

August 19, 2025 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1776 W Horizon Ridge Pkwy., Suite 100, Henderson, NV 89012

August 20, 2025 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
935 New Loudon Road, Suite 27 Office 24, Latham, NY 12110

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

July 21, 2025 (SF-LFS)
J & S AUTO CREDIT, INC. U/A/N JSAC        
175 Freemans Bridge Road, Scotia, NY 12302

License to engage in business as a sales finance company was surrendered.

August 18, 2025 (BK-CRB)
NEWBANK 
146-01 Northern Boulevard, Flushing, NY 11354

Authorization issued to open and occupy a branch office at 2751 South Parker Road #402, Aurora, Arapahoe County, Colorado 80014, on or after August 19, 2025.

August 18, 2025 (TM-LFS)
TAPTAP SEND PAYMENTS CO.
1460 Broadway, Suite 12021, New York, New York 10036
Notification for a change of location from 27 E 28th St, Suite 15052, New York, New York 10016 to 1460 Broadway, Suite 12021, New York, New York 10036 was approved effective August 18, 2025.

August 22, 2025 (LP-RID) 
GMO-Z.COM TRUST COMPANY, INC 
150 East 52nd Street, Suite 7003, New York, NY 10022

Approval given pursuant to Supervisory Procedure G 105 for relocation and change the designation of the principal office located at 150 East 52nd Street, Suite 7003, New York, NY 10022 to 18 West 18th Street, 6th Floor, New York, NY 10011. The relocation is expected to take place by September 1, 2025.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
 

August 20, 2025 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
8803 Futures Drive, Suite 4 – 101, Orlando, FL 32819

Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
 

August 20, 2025 (BR-MBD)
Full Service Branch
Prudential Borrowing, LLC
2240 Palm Beach Lakes Blvd #400 Q, West Palm Beach, FL 33409

Certificate to engage in the business of a Mortgage Broker surrendered:

August 18, 2025 (BR-MBD)
The Mortgage Advantage Corp.
201 Old Country Road, Suite 200, Melville, NY 11747
Effective Date: June 27, 2025

License to engage in the business of a Mortgage Banker Branch surrendered:

August 14, 2025 (MB-MBD)
William Raveis Mortgage, LLC
126 E. 56th St., Tower 56, Suite 1510, Office A, New York, NY 10022
Effective Date: July 14, 2025

August 18, 2025 (MB-MBD)
NJ Lenders Corp.
505 Thornall Street, Suite #303, Edison, NJ 08837
Effective Date: August 1, 2025

August 18, 2025 (MB-MBD)
PrimeLending, A PlainsCapital Company
22 IBM Road, Suite 208, Poughkeepsie, NY 12601
Effective Date: August 4, 2025

Certificate to engage in the business of a Mortgage Broker Branch surrendered:
 

August 20, 2025 (BR-MBD)
Quintessential Mortgage Group, LLC
2059 86th Street, 2nd Floor Suite 200, Brooklyn, NY 11214
Effective Date: July 30, 2025

Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

August 18, 2025 (MS-MBD)
Selene Finance LP
10808 S. River Front Parkway, Suite 200, South Jordan, UT 84095
Effective Date: July 31, 2025

Mortgage Broker Certificate Address Changes:
 

August 19, 2025 (BR-MBD)
The Funding Store LLC
From: 368 Broadway, Suite 12, Saratoga Springs, NY 12866
To: 380 Broadway, Saratoga Springs, NY 12866

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: