Weekly Banking Bulletin

November 21, 2025

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

SECTION I

October 15, 2025 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC 
100 International Drive,16th Floor, Baltimore, Maryland 21202

Notification received for a change of main address from 100 International Drive,16th Floor, Baltimore, MD 21202 to 1501 South Clinton Street, Suite 600, Baltimore, MD 21224.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

November 10, 2025 (SF-LFS)
HAMILTON CAPITAL FUNDING, LLC U/A/N RMC FUNDING   
600 East Jericho Turnpike, Huntington Station, Suffolk, New York, 11746-7316

Notification received for a change of main address from 600 East Jericho Turnpike, Huntington Station, Suffolk, New York, 11746-7316 to 105 Maxess Road, Suite 302, Melville, Suffolk, New York, 11747.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

November 14, 2025 (TM-LFS)
TRANSFERMATE, INC.
5555 Glenridge Connector, Suite 200 Atlanta GA, 30342

Notification received for the addition of dba (TransferMate Global Payments)

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the department by the licensee.

November 14, 2025 (MI-CRB)
EXPLORATION CAPITAL FUND, LP
650 S. Main Street, Salt Lake City, UT, 84101
EXPLORATION CAPITAL GENERAL PARTNER, LLC
650 S. Main Street, Salt Lake City, UT, 84101
EXPLORATION CAPITAL, LLC
650 S. Main Street, Salt Lake City, UT, 84101
STEPHEN GUSTIN
Vineyard, UT

Applications, pursuant to Section 143-b of the Banking Law, for Exploration Capital Fund, LP, Exploration Capital General Partner, LLC, Exploration Capital, LLC, and Stephen Gustin to acquire indirect control of Gouverneur Savings and Loan Association, Gouverneur, New York and GS&L Municipal Bank, Gouverneur, New York, received.

The comment period on this application will expire on December 22, 2025.

November 18, 2025 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Bulletin item dated November 10, 2025, which appeared in the Weekly Bulletin dated November 14, 2025, advising of the receipt of an application for permission to open and occupy a branch office at 2980 3rd Avenue, Borough of Bronx, City of New York 10455, is amended to read as follows:

Application dated November 10, 2025, for permission to open and occupy a branch office at 2976 Third Avenue, Borough of Bronx, City of New York 10455, received.

November 20, 2025 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Application dated November 20, 2025, for permission to open and occupy a branch office at 85 Forest Avenue, Locust Valley, Nassau County, New York 11560, received.

Application to establish a Mortgage Banker's Branch received for examination:

November 13, 2025 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
374 Clifton Avenue, Suite 1, Clifton, NJ 07011

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

October 22, 2025 (TM-LFS)
WESTERN UNION FINANCIAL SERVICES, INC. D/B/A ORLANDI VALUTA, D/B/A VIGO REMITTANCE
7001 E. Belleview Avenue, Denver, Colorado 80237

Notification for a change of address from 7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237 to 7001 E. Belleview Avenue, Denver, Colorado 80237 was approved effective October 22, 2025.

October 22, 2025 (TM-LFS)
WESTERN UNION INTERNATIONAL SERVICES, LLC 
7001 E. Belleview Avenue, Denver, Colorado 80237

Notification for a change of address from 7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237 to 7001 E. Belleview Avenue, Denver, Colorado 80237 was approved effective October 22, 2025.

November 7, 2025 (SF-LFS)
ACCESSONE MEDCARD, INC. DBA ACCESS ONE 
885 Gold Hill Road, Suite 217, Fort Mill, SC 29708

Application to acquire 100% of Access One’s ultimate parent company, AccessOne Parent Holdings, Inc., was approved pursuant to Article XI-B of the Banking Law.

November 14, 2025 (bp-LFS)
GREENPATH, INC. 
36500 Corporate Drive, Farmington Hills, Oakland, MI 48331

The relocation of a branch office was approved as follows, effective November 5, 2025: 

From: 1 IKEA-RBFCU Parkway, Office Space #184, Live Oak, Texas 78233
To:       12415 Old Converse Road, Live Oak, TX 78233

November 14, 2025 (MT-LFS) 
THE PAY-O-MATIC CORP.  
160 Oak Dr. Syosset, New York 11791

Application received for a change of control filed by The Western Union Company to directly acquire 100% ownership of The Pay-O-Matic Corp, was approved pursuant to Article XIII-B of the Banking Law.

November 14, 2025 (CC-LFS) 
PAY-O-MATIC CHECK CASHING CORP. 
160 Oak Dr. Syosset, New York 11791

Application received for change of control filed by The Western Union Company to indirectly acquire 100% ownership of Pay-O-Matic Check Cashing Corp was approved.

November 17, 2025 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 800 Boylston Street, (Suite 181), Boston, Suffolk County, Massachusetts 02199, surrendered for cancellation.

Office discontinued as of November 14, 2025.

November 18, 2025 (TM-LFS)
BITSTAMP USA, INC. D/B/A/ BITSTAMP
85 Willow Rd, Menlo Park, California 94025

Notification for a change of location from 27 Union Square West, Suite 205, New York, New York 10003 to 85 Willow Rd, Menlo Park, California 94025 was approved effective November 18, 2025.

November 18, 2025 (BK-CRB)
THE BERKSHIRE BANK
4 East 39th Street, New York, NY 10016

Authorization granting permission to open and occupy a branch office at 1421 Kings Highway, Borough of Brooklyn, City of New York 11229, surrendered for cancellation.

Office discontinued as of November 14, 2025.

November 19, 2025 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 34 East 51st Street, Borough of Manhattan, City of New York 10022, will not result in a significant reduction of financial services in the community to be affected.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:
 

November 13, 2025 (BR-MBD)
Zaphire Capital
1131 Route 55, Suite 1 Room 8, LaGrangeville, NY 12540

November 13, 2025 (BR-MBD)
TM Homes Inc.
139 Tompkins Ave, Suite # 101, Brooklyn, NY 11206

November 13, 2025 (BR-MBD)
Park Capital Group
21 Robert Pitt Dr, Suite 220B, Monsey, NY 10952

November 13, 2025 (BR-MBD)
Capital Ventures NY Inc.
21 Robert Pitt Dr, Suite 220-C, Monsey, NY 10952

November 13, 2025 (BR-MBD)
Residesimpli, Inc.
1110 South Ave, Suite 100, Room 57, Staten Island, NY 10314

November 13, 2025 (BR-MBD)
The Capital Depot In Lieu of True Name My Home Funding LLC
535 South Broadway, Suite 202, Hicksville, NY 11801

November 13, 2025 (BR-MBD)
Dead Pledge Brokers, Inc.
2556 Motor Parkway, Ronkonkoma, NY 11779

Mortgage Banker License Address Changes:

November 18, 2025 (MB-MBD)
Associated Mortgage Bankers, Inc.
From: 2395 Ocean Avenue, Suite 5, Ronkonkoma, NY 11779
To: 525 Broadhollow Road, Suite 104, Melville, NY 11747

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.