Weekly Banking Bulletin

February 20, 2026

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

SECTION I   
February 18, 2026 (CC-LFS)
CHALLENGER CHECK CASHING CORP.
407 Utica Avenue, Brooklyn, NY 11213

Application was received for a change of control whereby CFSC 2, LLC will acquire 100% ownership interest in Challenger Check Cashing Corp. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by March 6, 2026.

February 18, 2026 (CC-LFS)
CHALLENGER II CHECK CASHING CORP.
253-14 Rockaway Boulevard, Rosedale, NY 11422

Application was received for a change of control whereby CFSC 2, LLC will acquire 100% ownership interest in Challenger II Check Cashing Corp. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by March 6, 2026.

February 18, 2026 (CC-LFS)
JTS, LLC 
217-01 Merrick Blvd, Springfield Gardens, NY 11413

Application was received for a change of control whereby CFSC 2, LLC will acquire 100% ownership interest in JTS, LLC. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by March 6, 2026.

February 20, 2026 (MT-LFS)
MEZU (NA), INC., DBA ALVIERE
1040 South Gaylord St., Denver, CO 80209

Application received for a change of control filed by Delphi Asset Management Corporation to acquire an aggregate of 20.62% of the shares of licensee’s direct parent company, Mezu, Inc.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business as a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

February 17, 2026 (BR-MBD)
Applicant(s)
Andrew Carpenter-Brockway
As: Oasis Residential Solutions
288 Genesee St, Upper-Level Suite 4, Room 4D, Utica, NY 13502

February 17, 2026 (BR-MBD)
Applicant(s)
Krystal Lynn Kane
As: Ohana Associates Inc.
444 NY-111, Suite 3, Smithtown, NY 11787

February 17, 2026 (BR-MBD)
Applicant(s)
Dina M. Elbiherie
As: Unity RCM In Lieu of True Name Unity Residential and Commercial Mortgage, Inc.
1806 Hwy 35, Suite 303A, Oakhurst, NJ 07755

Application to establish a Mortgage Banker's Branch received for examination:
 

February 12, 2026 (MB-MBD)
Full Service Branch
Cliffco, Inc.
3121 Route 22 East, 3rd Floor, Office 313, Branchburg, NJ 08876-3559

February 17, 2026 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
5150 Belfort Road, Building 200, Unit 2, Jacksonville, FL 32256

February 17, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
6 Dickinson Drive, Unit 213, Chadds Ford, PA 19317

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
 

February 17, 2026 (BR-MBD)
Applicant(s)
Andrew Carpenter-Brockway
As: Oasis Residential Solutions
288 Genesee St, Upper-Level Suite 4, Room 4D, Utica, NY 13502

February 17, 2026 (BR-MBD)
Applicant(s)
Krystal Lynn Kane
As: Ohana Associates Inc.
444 NY-111, Suite 3, Smithtown, NY 11787

February 17, 2026 (BR-MBD)
Applicant(s)
Dina M. Elbiherie
As: Unity RCM In Lieu of True Name Unity Residential and Commercial Mortgage, Inc.
1806 Hwy 35, Suite 303A, Oakhurst, NJ 07755

Application to establish a Mortgage Banker's Branch received for examination:
 

February 12, 2026 (MB-MBD)
Full Service Branch
Cliffco, Inc.
3121 Route 22 East, 3rd Floor, Office 313, Branchburg, NJ 08876-3559

February 17, 2026 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
5150 Belfort Road, Building 200, Unit 2, Jacksonville, FL 32256

February 17, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
6 Dickinson Drive, Unit 213, Chadds Ford, PA 19317

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

January 28, 2026 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
1501 South Clinton Street, Suite 600, Baltimore, MD 21224

License was issued to reflect the change of main address from 100 International Drive,16th Floor, Baltimore, MD 21202 to 1501 South Clinton Street, Suite 600, Baltimore, MD 21224.

In connection with the above license issuance, the original license was surrendered.

February 18, 2026 (TR-CRB) 
FIVE STAR BANK
100 Chestnut Street, Rochester, NY 14601

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 55 North Main Street, Warsaw, Wyoming County, New York 14569, will not result in a significant reduction of financial services in the community to be affected.

February 19, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following 8 locations:

1. Stop & Shop #0600, 2331 Dixwell Avenue, Hamden, New Haven County, CT 06514;
2. Stop & Shop #0607, 530 Bushy Hill Road, Simsbury, Hartford County, CT 06070;
3. Stop & Shop #0639, 200 East Main Street, Stratford, Fairfield County, CT 06614;
4. Stop & Shop #0653, 1790 Port Road East, Westport, Fairfield County, CT 06880;
5. Stop & Shop #0658, 5 River Road, Wilton, Fairfield County, CT 06897;
6. Stop & Shop #0663, 1364 East Town Road, Milford, New Haven County, CT 06460;
7. Stop & Shop #0670, 4531 Main Street, Bridgeport, Fairfield County, CT 06606; and
8. Stop & Shop #2614, 50 Windsorville Road, Vernon, Tolland County, CT 06066.

Mortgage Banker Branch License Address Changes:

February 18, 2026 (MB-MBD)
General Mortgage Capital Corporation
From: 300 Washington St, Suite 315, Newton, MA 02458
To: 300 Washington St, Suite 303, Newton, MA 02458

February 18, 2026 (MB-MBD)
Total Mortgage Services, LLC
From: 457 Main Street, Weymouth, MA 02190
To: 476 Quincy Avenue, First Floor, Braintree, MA 02184

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.