Weekly Banking Bulletin

May 15, 2026

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either 
(a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by 
email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

SECTION I

April 17, 2026 (SF-LFS)
HYUNDAI CAPITAL AMERICA, INC. UAN : GENESIS FINANCE, UAN : KIA FINANCE AMERICA, UAN : KIA MOTORS FINANCE, UAN : HYUNDAI MOTOR FINANCE   
3161 Michelson Drive, Suite 1900, Irvine, Orange, California, 92612-4418
Application was received for a license to operate a main office at 3161 Michelson Drive, Suite 1900, Irvine, Orange, California, 92612-4418.   
The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

May 8, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated May 8, 2026, for permission to change the location of branch office from 931 Torringford Street, Torrington, Litchfield County, Connecticut 06790 to 25 Pineridge Road, Torrington, Litchfield County, Connecticut 06790, received.

May 12, 2026 (SF-LFS)
CARS & CREDIT, LLC
5865 County Road 32, Norwich, New York 13815

Application was received for a change of control by PR Equipment, LLC to acquire 100% ownership interest in Cars & Credit, LLC.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

May 12, 2026 (LP-RID)
EQUINITI TRUST COMPANY, LLC 
28 Liberty Street, New York, NY 10005

Application dated September 25, 2025, for permission to change the location of branch office from 55 Challenger Road, Ridgefield Park, New Jersey 07660 to 850 3rd Avenue, Brooklyn, NY 11232, received.

May 14, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish electronic facilities (automated teller machine) at the following two locations, received:

12 East Centre Street, Mahanoy City, Schuylkill County, Pennsylvania 18240, and
135 Dowling Way, Farmington, Hartford County, Connecticut 06030.

May 14, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at University of Maryland, Eppley Recreation Center, 4128 Valley Drive, College Park, Prince George’s County, Maryland 20742, received.

(This facility will temporarily replace the facility at University of Maryland, Clarice Smith Performing Arts Center, 8270 Alumni Drive, College Park, Prince George’s County, Maryland 20742.)

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

May 8, 2026 (HC-CRB)
RHINEBECK BANCORP, MHC
2 Jefferson Plaza, Poughkeepsie, New York 12601

Application, pursuant to Section 294 of the Banking Law and Parts 111 and 86 of the General Regulations of the Superintendent, for the approval of the Amended and Restated Plan of Conversion and Reorganization of Rhinebeck Bancorp, MHC, which plan provides for the conversion and reorganization of Rhinebeck Bancorp, MHC, from the mutual to the capital stock form of organization, approved.

May 8, 2026 (SB-CRB)
RHINEBECK BANK
6414 Montgomery Street, Rhinebeck, New York 12572

The Superintendent approved, in principle, the “Restated Organization Certificate of Rhinebeck Bank”, under Section 8007 of the Banking Law, to provide for the establishment and maintenance of a liquidation account for the benefit of certain depositors of the bank.  This filing was submitted in connection with the proposed conversion and reorganization of Rhinebeck Bancorp, MHC, from a mutual holding company structure to a stock holding company form of organization.

License issued to engage in business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

May 12, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
21550 Biscayne Blvd., Suite 402, Aventura, FL 33180

License to engage in business as a Mortgage Banker Branch surrendered:
 

May 13, 2026 (MB-MBD)
Allied Mortgage Group, Inc.
1000 Haddonfield Berlin Road, Suite 204, Voorhees, NJ 08043
Effective Date: May 8, 2026

Mortgage Banker License Name Changes:
 

May 12, 2026 (MB-MBD)
From: Home Town Funding, Inc. D/B/A CNB Mortgage Company
To: Home Town Funding, Inc. D/B/A CNB Mortgage Company
Canandaigua Mortgage Company

May 13, 2026 (MB-MBD)
From: Fairway Independent Mortgage Corporation D/B/A Homefinity

To: Fairway Independent Mortgage Corporation D/B/A Homefinity
Fairway Home Mortgage

Mortgage Banker Branch License Address Changes:
 

May 12, 2026 (MB-MBD)
CrossCountry Mortgage, LLC
From: 105 Lake Hill Road, Main Level #4, Burnt Hills, NY 12027
To: 2051 Saranac Ave, Suite 201, Lake Placid, NY 12946

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: