Weekly Banking Bulletin

July 3, 2026

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either 
(a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by 
email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

SECTION I

June 24, 2026 (SF-LFS)
AQUA FINANCE, INC   
One Corporate Drive, Suite 300, Wausau, Marathon County, Wisconsin, 54401

Notification received for a change of main address from One Corporate Drive, Suite 300, Wausau, Marathon County, Wisconsin, 54401 to One Corporate Drive, Suite 100, Wausau, Marathon County, Wisconsin, 54401.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

July 1, 2026 (PF-LFS)
AXISPEAK CAPITAL LLC
127 E. Ridgewood Ave., Ste 205, Ridgewood, New Jersey 07450

Application received for a license to engage in business as a premium finance company.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

July 2, 2026 (TM-LFS)
X PAYMENTS LLC
1450 Page Mill Rd, Palo Alto, CA 94304

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

July 1, 2026 (BR-MBD)
Applicant(s)
Veronica Gonzalez               
Adiel Esau Posada             
As: Rico Capital Enterprises LLC
18 Westfield Rd, Coram, NY 11727

Application to establish a Mortgage Banker's Branch received for examination:
 

June 29, 2026 (MB-MBD)
Full Service Branch
New American Funding, LLC
919 SE Central Parkway Ste A, Stuart, FL 34994

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

June 25, 2026 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Application for the Superintendent’s approval of a change of name from Tompkins Community Bank to Tompkins Bank & Trust effective 8:00 A.M., July 20, 2026, approved.

June 26, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 7799 Leesburg Pike, Falls Church, Fairfax County, VA 22043, surrendered for cancellation.

Office discontinued as of May 30, 2026.

June 26, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at the following 2 locations, surrendered for cancellation:

12 East Centre Street, Mahanoy City, Schuylkill County, Pennsylvania 17948; and
1250 Bay Dale Drive, Arnold, Anne Arundel County, Maryland 21012.

Offices discontinued as of June 24, 2026.

June 26, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at the following 3 locations, surrendered for cancellation:

444 Erie Boulevard East, Syracuse, Onondaga County, New York 13202;
4446 Route 42, Monticello, Town of Thompson, Sullivan County, New York 12701; and
1983 Route 52 East, Liberty, Sullivan County, New York 12754.

Offices discontinued as of June 25, 2026.

June 30, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, NY 14203

Authorization issued to open and occupy a branch office at 184 Kukas Lane, Waterbury, Naugatuck Valley Planning Region, Connecticut 06705, on or after July 1, 2026.

July 1, 2026 (BK-CRB)
ADIRONDACK BANK 
185 Genesee Street, Utica, NY 13501

Adirondack Bank merged with and into Arrow Bank National Association, Glens Falls, NY, effective July 1, 2026.

Certificate issued to engage in business as a Mortgage Broker under Article 12-D of the New York Banking Law:

June 25, 2026 (BR-MBD)
Primerica Mortgage, LLC
1 Primerica Parkway, Duluth, GA 30099-0001

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.