Weekly Banking Bulletin

August 7, 2026

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either 
(a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by 
email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

SECTION I

May 18, 2026 (SB-CRB)
ULSTER INTERIM SAVINGS BANK I 
180 Schwenk Drive, Kingston, NY 12401

Application for exemption from the deposit insurance requirements of Section 32 of the New York Banking Law, received.

August 3, 2026 (SB-CRB) 
ULSTER INTERIM SAVINGS BANK I
180 Schwenk Drive, Kingston, NY 12401

Organization Certificate received. 

INCORPORATORS:

Ulster Interim Bank I is being organized as a wholly-owned subsidiary of Ulster Savings Bank, as part of the reorganization of Ulster Savings Bank into a mutual holding company form of organization.  Upon consummation of reorganization, Ulster Savings Bank will convert from a mutual savings bank to a stock-form savings bank and will become a wholly-owned subsidiary of Community Bancorp, MHC, a New York State-chartered mutual holding company (in-formation).

August 3, 2026 (SB-CRB)

ULSTER INTERIM SAVINGS BANK II
180 Schwenk Drive, Kingston, NY 12401

Organization Certificate filed for examination.

INCORPORATORS: 

Ulster Interim Savings Bank II is being organized as a wholly-owned subsidiary of Ulster Interim Savings Bank I (in-formation), as part of the reorganization of Ulster Savings Bank into mutual holding company form of organization.  Upon consummation of reorganization, Ulster Savings Bank will convert from a mutual savings bank to a stock-form savings bank and will become a wholly-owned subsidiary of Community Bancorp, MHC, a New York State-chartered mutual holding company (in-formation).

August 3, 2026 (SB-CRB)
ULSTER INTERIM SAVINGS BANK II 
180 Schwenk Drive, Kingston, NY 12401

Application for exemption from the deposit insurance requirements of Section 32 of the New York Banking Law, received.

August 4, 2026 (CU-CRB)
MUNICIPAL CREDIT UNION
22 Cortlandt Street, New York, NY 10007

Application dated August 4, 2026, for permission to open and maintain a station at 162-15 Jamaica Avenue, Jamaica, Queens County, NY 11432, received.

August 5, 2026 (CC-LFS)
DAVID'S MONEY CENTERS OF THE BRONX, LLC 
3015 Third Avenue, Bronx, New York, 10455

Application was received for change of control whereby NY Community Financial, LLC U/A/N The Check Cashing Place U/A/N CFSC U/A/N Community Financial Service Center will purchase the assets of David's Money Centers of the Bronx, LLC’s business located at 1529 Flatbush Avenue, Brooklyn, NY 11210 and 252 9th Street, Brooklyn, NY 10025.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

Any comments or objections should be submitted in writing, within ten business days, by August 21, 2026.

August 5, 2026 (CC-LFS)
DAVID'S CHECK CASHING, INC. 
3015 Third Avenue, Bronx, New York, 10455

Application was received for change of control whereby NY Community Financial, LLC U/A/N The Check Cashing Place U/A/N CFSC U/A/N Community Financial Service Center will purchase the assets of David’s Check Cashing, Inc.’s business located at 728 Amsterdam Avenue, New York, NY 10025 and 110 West 116th Street, New York, NY 10026.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

Any comments or objections should be submitted in writing, within ten business days, by August 21, 2026.

Application to establish a Mortgage Banker's Branch received for examination:

August 5, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
5601 Bridge Street, Suite 300 Office 303, Fort Worth, TX 76112

August 5, 2026 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
73 Main Street, Office A, Macedon, NY 14502

August 5, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2520 E Stop 11 Rd., Suite 11, Indianapolis, IN 46227

August 5, 2026 (MB-MBD)
Full Service Branch
Better Mortgage Corporation
40 Main Street, Suite 110, Burlington, VT 05404

August 5, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
490 Wheeler Road, Suite 191, Hauppauge, NY 11788

Application to establish a Mortgage Banker's Branch received for examination:

August 5, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
5601 Bridge Street, Suite 300 Office 303, Fort Worth, TX 76112

August 5, 2026 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
73 Main Street, Office A, Macedon, NY 14502

August 5, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2520 E Stop 11 Rd., Suite 11, Indianapolis, IN 46227

August 5, 2026 (MB-MBD)
Full Service Branch
Better Mortgage Corporation
40 Main Street, Suite 110, Burlington, VT 05404

August 5, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
490 Wheeler Road, Suite 191, Hauppauge, NY 11788

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

July 31, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 2-8 East Third Street, Jamestown, Chautauqua County, New York 14701, surrendered for cancellation.

Office discontinued as of July 31, 2026.

July 31, 2026 (BP-LFS)
NAVICORE SOLUTIONS, INC. U/A/N NOVADEBT U/A/N NAVICORE SOLUTIONS   
200 U.S. Highway 9, Manalapan, NJ 07726

The licenses to engage in business as a budget planner at the following branch office locations have been surrendered, effective July 30, 2026:

• 169 West 2710 South Circle, Suite 202-E, St. George, Utah 84790 
• 20 Cabot Boulevard, Suite 300, Mansfield, MA 02048

August 3, 2026 (SB-CRB)
ULSTER INTERIM SAVINGS BANK I
180 Schwenk Drive, Kingston, NY 12401

Organization Certificate filed for examination.

INCORPORATORS: 

Ulster Interim Bank I is being organized as a wholly-owned subsidiary of Ulster Savings Bank, as part of the reorganization of Ulster Savings Bank into a mutual holding company form of organization.  Upon consummation of reorganization, Ulster Interim Bank I will become Community Bancorp, MHC, a New York State-chartered mutual holding company.  Ulster Savings Bank will convert from a mutual savings bank to a stock-form savings bank and will become a wholly-owned subsidiary of Community Bancorp, MHC. 
_____________________________________________________________________________________

August 3, 2026 (SB-CRB) 
ULSTER INTERIM SAVINGS BANK II
180 Schwenk Drive, Kingston, NY 12401

Organization Certificate filed for examination.

INCORPORATORS: 

Ulster Interim Savings Bank II is being organized as a wholly-owned subsidiary of Ulster Interim Savings Bank I (in-formation), as part of the reorganization of Ulster Savings Bank into mutual holding company form of organization.  Upon consummation of reorganization, Ulster Interim Savings Bank II will be merged with and into Ulster Savings Bank.  Ulster Savings Bank will convert from a mutual savings bank to a stock-form savings bank and will become a wholly-owned subsidiary of Community Bancorp, MHC, a New York State-chartered mutual holding company (in-formation).

BRANCH LICENSE SURRENDER
August 6, 2026 (CC-LFS)
REGINA CHECK CASHING CORP.
739 West Nyack Road, West Nyack, Rockland, New York, 10994

The license to engage in business as a casher of checks at the following location has been surrendered, effective July 28, 2026:

Branch office: 315 State Street, Schenectady, New York 12305.

License issued to engage in business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

August 5, 2026 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
245 Saw Mill River Road, Suite #106, Hawthorne, NY 10532

Certificate to engage in business as a Mortgage Loan Servicer surrendered:

August 4, 2026 (MS-MBD)
Valon Mortgage, Inc.
14647 S. 50th Street, Suite A-150, Phoenix, AZ 85044
Effective Date: July 31, 2026

License to engage in business as a Mortgage Banker Branch surrendered:

July 30, 2026 (MB-MBD)
PHH Mortgage Corporation
3343 Capital Center Drive, Suite 101, Rancho Cordova, CA 95670
Effective Date: July 10, 2026

July 30, 2026 (MB-MBD)
Guaranteed Rate, Inc.
14 W Hinsdale Ave., Unit A1, Hinsdale, IL 60521
Effective Date: July 13, 2026

July 30, 2026 (MB-MBD)
CrossCountry Mortgage, LLC
1880 N Congress Ave, Suite 314, Boynton Beach, FL 33426
Effective Date: July 17, 2026

July 31, 2026 (MB-MBD)
Movement Mortgage, LLC
319 Nottingham Road, Syracuse, NY 13210
Effective Date: July 10, 2026

July 31, 2026 (MB-MBD)
PennyMac Loan Services, LLC
6840 Carothers Parkway, Suite 500, Franklin, TN 37067
Effective Date: July 9, 2026

August 4, 2026 (MB-MBD)
Reliant Home Funding, Inc
3040 Avenue U, Suite 2A, Brooklyn, NY 11229
Effective Date: July 23, 2026

Mortgage Banker Branch License Address Changes:

August 5, 2026 (MB-MBD)
General Mortgage Capital Corporation
From: 1521 Westbranch Dr, Suite 120, McLean, VA 22102
To: 1521 Westbranch Dr, Suite 540, McLean, VA 22102

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.