Weekly Banking Bulletin

August 14, 2026

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either 
(a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by 
email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

SECTION I

August 7, 2026 (SF-LFS)
CROSSCHECK HOLDINGS, INC.
3120 Sabre Drive, Suite 320, Southlake, TX 76092

Application received for a license to engage in business as a sales finance company.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 10, 2026 (TR-CRB)
TOMPKINS BANK & TRUST
118 East Seneca Street, Ithaca, NY 14850

Application dated July 29, 2026, for permission to open and occupy a branch office at 1201 Union Road, West Seneca, Erie County, New York 14224, received.

August 11, 2026 (TR-CRB)
DIME COMMERCIAL BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Application dated August 11, 2026, for permission to change the location of branch office from 281 Broadway, Borough of Brooklyn, City of New York 11211 to 185 Broadway, Borough of Brooklyn, City of New York 11211, received.

August 11, 2026 (TM-LFS)
LL Pay U.S., LLC D/B/A LianLian Global 
666 Third Avenue, 6th Floor, Suite 615, New York, New York 10017

Notification received for the change of location from 666 Third Avenue, 6th Floor, Suite 615, New York, New York 10017 to 666 Third Avenue, 6th Floor, Suite 614, New York, New York 10017.  

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

Application to engage in business as a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

August 12, 2026 (BR-MBD)
Applicant(s)
Shmuel Alpert
As: SHCI 
In Lieu of True Name Spring Home Company Incorporated
1815 Lakewood Rd., Suite 236, Toms River, NJ 08755

Application to establish a Mortgage Banker's Branch received for examination:

August 12, 2026 (MB-MBD)
Full Service Branch
Ark Mortgage, Inc.
504 Ave U, 2F, Brooklyn, NY 11223

Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

August 10, 2026 (TM-LFS)
SHOPIFY FINANCIAL SERVICES INC
85 10th Ave, Suite 800,  New York, NY 10011

Application to engage in the business of a transmitter of money pursuant to Article XIII-B of the Banking Law, was approved effective August 5, 2026.

August 10, 2026 (TM-LFS)
THUNES FINANCIAL SERVICES LLC
2 Embarcadero Center, 29th Floor – Suite 29-105, San Francisco, California 94111

Notification for the change of location from 2 Embarcadero Center, 29th Floor – Suite 29-106, San Francisco, California 94111 to 2 Embarcadero Center, 29th Floor – Suite 29-105, San Francisco, California 94111 was approved effective August 10, 2026.

August 11, 2026 (LP-RID)
KENDRIS TRUSTEES (USA) LLC 
212 South Main Avenue, Suite 139, Sioux Falls, SD 57104

Notification received, in accordance with Supervisory Policy G 8, of the relocation of representative office from 250 Park Avenue, Borough of Manhattan, City of New York 10177 to 1177 Avenue of the Americas, Borough of Manhattan, City of New York 10036.

August 10, 2026 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY 
One M&T Plaza, Buffalo, New York 14203
WT COMMUNITY INVESTMENTS INC. 
One M&T Plaza, Buffalo, New York 14203

Application, pursuant to Section 601-b of the Banking Law, for WT Community Investments Inc. to merge with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, approved.

August 11, 2026 (MHC-CRB)
COMMUNITY BANCORP, MHC
180 Schwenk Drive, Kingston, NY 12401

Applications  pursuant to Article VI-C  and Section 291 of the New York Banking Law, to reorganize Ulster Savings Bank into a mutual holding company structure, approved.  

Upon consummation of the reorganization, Ulster Savings Bank will convert from a mutual savings bank to a stock-form savings bank and will become a wholly-owned subsidiary of Community Bancorp, MHC, a New York State-chartered mutual holding company (in-formation).

August 11, 2026 (MHC-CRB)
COMMUNITY BANCORP, MHC
180 Schwenk Drive, Kingston, NY 12401

Application, pursuant to Section 143-b of the New York Banking Law, to acquire control of Ulster Savings Bank, Kingston, New York, approved. 

August 11, 2026 (SB-CRB)
ULSTER SAVINGS BANK 
180 Schwenk Drive, Kingston, NY 12401 
ULSTER INTERIM SAVINGS BANK II
180 Schwenk Drive, Kingston, NY 12401

Application, pursuant to Section 601 of the New York Banking Law, for Ulster Interim Savings Bank II (in formation) to merge with Ulster Savings Bank under the name Ulster Savings Bank, approved.

August 11, 2026 (SB-CRB) 
ULSTER INTERIM SAVINGS BANK I
180 Schwenk Drive, Kingston, NY 12401

Organization Certificate approved and filed.

Ulster Interim Bank I is being organized as a wholly-owned subsidiary of Ulster Savings Bank, as part of the reorganization of Ulster Savings Bank into a mutual holding company form of organization.  

August 11, 2026 (SB-CRB) 
ULSTER INTERIM SAVINGS BANK II
180 Schwenk Drive, Kingston, NY 12401

Organization Certificate approved and filed.

Ulster Interim Savings Bank II is being organized as a wholly-owned subsidiary of Ulster Interim Savings Bank I (in-formation), as part of the reorganization of Ulster Savings Bank into mutual holding company form of organization.  

August 11, 2026 (SB-CRB)
ULSTER INTERIM SAVINGS BANK I 
180 Schwenk Drive, Kingston, NY 12401

Application for exemption from the deposit insurance requirements of Section 32 of the New York Banking Law, approved.

August 11, 2026 (SB-CRB)
ULSTER INTERIM SAVINGS BANK II 
180 Schwenk Drive, Kingston, NY 12401

Application for exemption from the deposit insurance requirements of Section 32 of the New York Banking Law, approved.

License issued to engage in business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

August 12, 2026 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
7 Southside Drive, Suite 201, Clifton Park, NY 12065

August 12, 2026 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company LLC
18 Railroad Ave., Suite 102A, Rochelle Park, NJ 07662

August 12, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
36 S Washington St., Suite 200, Hinsdale, IL 60521

August 12, 2026 (MB-MBD)
Full Service Branch
Carrington Mortgage Services, LLC
14647 S. 50th Street, Suite A-150, Phoenix, AZ 85044

August 12, 2026 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
11921 Freedom Drive, Suite 550, Office 559, Reston, VA 20190

August 12, 2026 (MB-MBD)
Full Service Branch
loanDepot.com, LLC
16414 San Pedro Ave., Suite 525, San Antonio, TX 78232

Certificate to engage in business as a Mortgage Broker surrendered:

August 12, 2026 (BR-MBD)
Louis P. Fortunoff D/B/A LPF Financial Services
42 Fulton Avenue, Hicksville, NY 11801
Effective Date: June 16, 2026

August 12, 2026 (BR-MBD)
New Dwelling Developments Inc D/B/A New Dwelling Mortgage
471 South Baldwin Street, Suite # 303, Woodland Park, CO 80863
Effective Date: July 3, 2026

License to engage in business as a Mortgage Banker Branch surrendered:

August 7, 2026 (MB-MBD)
American Financial Network, Inc.
31731 Northwestern Highway, Suite 115E, Farmington Hills, MI 48334
Effective Date: July 15, 2026

Mortgage Banker Name Changes:

August 12, 2026 (MB-MBD)
From: PHH Mortgage Corporation
To: Onity Mortgage Corporation

Mortgage Banker License Address Changes:

August 6, 2026 (MB-MBD)
Sierra Pacific Mortgage Company, Inc.
From: 950 Glenn Drive, Suite 150, Folsom, CA 95630
To: 2377 Gold Meadow Way, Suite 100, Office 157, Gold River, CA 95670

Mortgage Broker Certificate Address Changes:

August 6, 2026 (BR-MBD)
Northern Security Capital Corp.
From: 1688 Victory Boulevard, Suite 300, Staten Island, NY 10314
To: 149 Carpenter Rd., Hopewell Jct, NY 12533

Mortgage Loan Servicer Certificate Address Changes:

August 6, 2026 (MS-MBD)
Sierra Pacific Mortgage Company, Inc.
From: 950 Glenn Drive, Suite 150, Folsom, CA 95630
To: 2377 Gold Meadow Way, Suite 100, Office 157, Gold River, CA 95670

Mortgage Banker Branch License Address Changes:

August 6, 2026 (MB-MBD)
Movement Mortgage, LLC
From: 160 Allens Creek Road, Suite 220, Rochester, NY 14618
To: 3300 Monroe Ave., Suite 308, Office 304, Rochester, NY 14618

August 6, 2026 (MB-MBD)
American Financial Network, Inc.
From: 770 The City Drive, Suite 2000, Orange, CA 92868
To: 3070 Bristol Street, Suite 200, Costa Mesa, CA 92626

August 6, 2026 (MB-MBD)
Guaranteed Rate, Inc.
From: 212 South Main Street, New City, NY 10956
To: 254 South Main Street, Suite #216, New City, NY 10956

August 11, 2026 (MB-MBD)
CrossCountry Mortgage, LLC
From: 6001 Broken Sound Pkwy. NW, Suite 120, Boca Raton, FL 33487
To: 6001 Broken Sound Pkwy NW, Suite 120 Office A, Boca Raton, FL 33487

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.  

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: