Weekly Banking Bulletin

January 18, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

 

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

January 14, 2019

CALL FOR REPORTS

The Department of Financial Services issues a call for reports of condition and income from banks, trust companies and private bankers as of the close of business December 31, 2018.  In accordance with Part 23 of the General Regulations of the Superintendent, banks and trust companies that file similar reports with the Federal Reserve Bank of New York or the Federal Deposit Insurance Corporation, may be deemed to have filed those reports with the NYS Department of Financial Services (“Department”).  Banks, trust companies, and private bankers that are required to file reports with the Department are reminded that failure to file such reports by February 4, 2019, will result in a violation of Sections 37, 125 or 176 of the Banking Law, which authorize fines for each day a regulated entity is delinquent in filing any such report.


SECTION I

January 15, 2019 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040
CHINATOWN FEDERAL SAVINGS BANK
109 Bowery, New York, NY 10002

Application, pursuant to Section 600 of the New York Banking Law, for Chinatown Federal Savings Bank to merge with and into Hanover Community Bank, under the name Hanover Community Bank, received.

The comment period expires on February 19, 2019.


January 15, 2019 (TR-CRB)
BNB BANK
2200 Montauk Highway, Bridgehampton, New York 11932

Application dated November 5, 2018 for permission to change the location of branch office from 48 East Montauk Highway, Hampton Bays, Suffolk County, NY 11946 to 93 East Montauk Highway, Hampton Bays, Suffolk County, NY 11946, received.


January 18, 2019 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791

An application was received to relocate a branch office to 925 East 174th Street, Bronx, NY 10460 from 931 174th Street, Bronx, NY 10460.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Any comments or objections should be submitted in writing, within ten business days, by February 4, 2019.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

January 16, 2019 (MB-MBD)
Applicant(s)
Anne Hillary Doisy
John Martin Schulte
Justin Michael Barrett
Rachael Candace Schulte
William David Haddad
As: Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct, Ste 213, Columbia, MO 65203

January 16, 2019 (MB-MBD)
Applicant(s)
Kirk Ayzenberg
Roman Fogel
Stephen Mark Wilson
As: American Residential Lending in lieu of AmRes Corporation
One Neshaminy Interplex, Third Floor Suite 310, Trevose, PA 19053

January 16, 2019 (MB-MBD)
Applicant(s)
Kevin Francis Peranio
Paul Stephen Rozo
Robert McLane Holliday
William Edward Johnson
As: Paramount Residential Mortgage Group, Inc.
1265 Corona Pointe Court, Suite 301, Corona, CA 92879


Mortgage Banker License Name Change Received:

January 16, 2019 (MB-MBD)
From: Cliffco, Inc.  D/B/A Cliffco Mortgage Bankers
To: Cliffco, Inc. D/B/A Cliffco Mortgage Bankers D/B/A CLOUT WMB


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NAME OF APPLICANT CITY STATE

November 9, 2018

1659640

Kelly Pierre

El Dorado Hills

California

November 9, 2018

1721227

Tyler David Smedley

Elk Grove

California

November 9, 2018

1785650

Nicholas Tyler Campasano

Babylon

New York

November 20, 2018

1570746

Sarah Christine Tell

Lake Forest

California

November 26, 2018

223787

Donna Marie Marshall

Hazlet

New Jersey

November 26, 2018

1246421

Edmond Averell du Pont

Newport Beach

California

November 27, 2018

141571

Karen Dorothy Jones

Rivervale

New Jersey

November 27, 2018

284503

Kory Kavanewsky

Coronado

California

November 28, 2018

363672

Raffaele Iantosca

Oceanside

New York

November 30, 2018

1753722

Elizabeth Anne Ryan

Huntington Bay

New York

December 5, 2018

1733061

Stanley Shtayner

Highland Park

Illinois

December 15, 2018

1743392

Miguel Isaza

Lindenhurst

New York

December 17, 2018

1742315

Halle Samantha Pittman

Medina

Ohio

December 17, 2018

1774137

Kevin John Trickel

North Olmsted

Ohio

December 17, 2018

1794651

Cameron Jeffrey Anglin

Berea

Ohio

December 17, 2018

1794675

Jesse Louis Glick

Russell

Ohio

December 17, 2018

1794708

Kristina Lynn Bayus

Lakewood

Ohio

December 18, 2018

36310

Roger R. Guzman

Yonkers

New York

December 18, 2018

1719811

Ross Webb McHenry

Cleveland

Ohio

December 18, 2018

1794674

Jacob Micheal Klinehamer

Bratenahl

Ohio

December 18, 2018

1794719

Patrick Burns Hudec

North Royalton

Ohio

December 18, 2018

1797906

Simone Heather Alhalabi

Eatontown

New Jersey

December 19, 2018

66712

Elvia Susana Duque

Wappingers Falls

New York

December 19, 2018

849820

Dawanna Glenta Whitaker

Fort Worth

Texas

December 19, 2018

1806816

Jasmine Renee Polley

The Colony

Texas

December 19, 2018

1806819

Rahel B. Feerow

Dallas

Texas

December 20, 2018

561691

David P. Bengle

Queensbury

New York

December 27, 2018

66153

Kevin Dougherty

East Patchogue

New York

December 28, 2018

385397

Steven George Winkler

Royal Oak

Michigan

December 28, 2018

1276641

Adam David Felker

Davisburg

Michigan

December 28, 2018

1395753

Joshua Jaames Harris

Wixom

Michigan

December 28, 2018

1552227

Erica Marie Marracco

Madison Heights

Michigan

December 28, 2018

1731357

Scott Howard Luca

Ypsilanti

Michigan

December 28, 2018

1771631

Catherine Angela Kusmirek

Brownstown

Michigan

December 28, 2018

1783157

Hunter Daniel Strager

Birmingham

Michigan

December 28, 2018

1783336

Ilian Faez Elia

Clinton Township

Michigan

December 28, 2018

1783380

Melissa Anne Poppenger

Dearborn Heights

Michigan

December 28, 2018

1794337

Ali Malallah

Romulus

Michigan

December 28, 2018

1794355

Robert Carlton Mitchell

Detroit

Michigan

December 28, 2018

1794358

Andrew John Pitzer

Livonia

Michigan

December 28, 2018

1794382

Angelica Anastasia Pedraza

Detroit

Michigan

December 28, 2018

1794417

Roberto Antonio Rosario

Detroit

Michigan

December 28, 2018

1794432

Matthew Aaron Cayton

Dearborn

Michigan

December 28, 2018

1794454

Chase Charles Tucker

Farmington Hills

Michigan

December 28, 2018

1794460

Nicholas Vince Leeman

South Lyon

Michigan

December 28, 2018

1794505

Daniel Saul Mayer

Southfield

Michigan

December 28, 2018

1794509

Daniel Michael Shaw

Waterford

Michigan

December 28, 2018

1794748

Kyle Austin Seitz

Detroit

Michigan

December 28, 2018

1795175

Victoria Camaj

Commerce

Michigan

December 28, 2018

1803222

Andrew Daniel Roeser

Commerce

Michigan

December 28, 2018

1803255

Sargon Isaac Souresho

Shelby Township

Michigan

December 28, 2018

1803261

Amir Hussein Koussan

Dearborn

Michigan

December 28, 2018

1803365

Mortada Ali Alsayad

dearborn

Michigan

December 28, 2018

1803441

Yonathan Yacob Mengsteab

Ferndale

Michigan

December 28, 2018

1803486

David Lee Padgitt

Ferndale

Michigan

December 28, 2018

1803515

Dalia Vargas

Lincoln Park

Michigan

December 28, 2018

1803527

Molly Beth-Levy Walker

Oak Park

Michigan

December 28, 2018

1803590

Christopher George Awad

Westland

Michigan

December 28, 2018

1803689

Serena Daphne Webb

Troy

Michigan

December 28, 2018

1803888

Chris Alvernon Edwards

Redford Township

Michigan

December 28, 2018

1803914

Nathan Bernard Noeyack

Westland

Michigan

December 28, 2018

1803923

Courtney Ryan Patterson

Roseville

Michigan

December 28, 2018

1804224

Thomas M. VanLoon

Sterling Heights

Michigan

December 31, 2018

345217

Neeraj Kumar Sureen

Irvine

California

December 31, 2018

1599538

Darius Alexander Saxton

Detroit

Michigan

December 31, 2018

1737394

Devin Scott Perkins

Moberly

Missouri

December 31, 2018

1783022

Andrew Montes Torres

Detroit

Michigan

December 31, 2018

1794604

Eric Edward Rasieleski

Clinton Township

Michigan

December 31, 2018

1803228

Jihad Issam Sayed-Ahmad

Canton

Michigan

January 2, 2019

341225

Sewkumarie Singh

Freeport

New York

January 2, 2019

368556

Mehrdad Pourlavian

Roslyn

New York

January 2, 2019

368805

Angel R. Martinez

New York

New York

January 2, 2019

663818

Yury Gokhberg

Brooklyn

New York

January 2, 2019

1785977

Joseph Hannah Shamoon

Sterling Heights

Michigan

January 3, 2019

4222

John Eckhardt Becker

Lakeview

New York

January 3, 2019

29151

Paul Kenneth Hart

Cortlandt Manor

New York

January 3, 2019

63926

Frank N. Singh

New Hyde Park

New York

January 3, 2019

121521

Joseph Anthony Sciacca

East Northport

New York

January 3, 2019

147292

Michael Monteforte

Hicksville

New York

January 3, 2019

326576

Monica Lai

Spring

Texas

January 3, 2019

1783060

Kendria Denise Williams

Warren

Michigan

January 3, 2019

1783140

Brandon Lamar Smith

Detroit

Michigan

January 3, 2019

1794190

Lindsay Jordan Walker

Brownstown

Michigan

January 3, 2019

1794326

Riley Harper Weitschat

Royal Oak

Michigan

January 3, 2019

1803477

Parish Dvon Thurman

Oak Park

Michigan

January 3, 2019

1803952

Kevin Theodore Sales

Southfield

Michigan

January 4, 2019

63343

Joseph Larstanna

Staten Island

New York

January 4, 2019

263853

Robin Michelle Grist

Coppell

Texas

January 4, 2019

938105

James W. Myrick

Staten Island

New York

January 4, 2019

1729476

Gilbert Eugene Ellis

Brooklyn

New York

January 4, 2019

1795180

Yasser Kamil Salih

Dearborn Heights

Michigan

January 4, 2019

1795185

Yousef Malallah

Romulus

Michigan

January 7, 2019

18428

Sondra Darna Miles-Yarbrough

Freeport

New York

January 7, 2019

127242

Matthew Gleason

Easton

Pennsylvania

January 7, 2019

1187838

Andy Benjamin Ayala

Long Beach

New York

January 7, 2019

1304398

Richard Arthur Clay

Mastic Beach

New York

January 7, 2019

1731370

Sterling Jared Jefferson

Detroit

Michigan

January 7, 2019

1803695

Andrea Denise Wilson

Redford

Michigan

January 8, 2019

915788

Curt Monroe Reynolds

Irvine

California

January 8, 2019

1586718

Tori Renee Reynolds

Irvine

California

January 8, 2019

1640352

Tucker Paul Muir

Yorba Linda

California

January 9, 2019

137666

James E. Flaherty

Williston Park

New York

January 9, 2019

949055

Eric Hedglin

Fort Worth

Texas

January 10, 2019

164784

Julio Roberto Cordon

Frisco

Texas

January 10, 2019

202165

Lenard H. Singh

Oyster Bay Cove

New York

January 10, 2019

957240

Harry Jason Shina

Keego Harbor

Michigan

January 10, 2019

1357283

Julien Albert Fraiha

New York

New York

January 10, 2019

1569777

Rachael Marie McGurr

Hackensack

New Jersey

January 10, 2019

1667158

Charles Crane Edler

New York

New York

January 10, 2019

1692515

Holly Alycia Haynes

New York

New York

January 10, 2019

1705573

Lauren Clare Michael

Brooklyn

New York

January 15, 2019

89377

Caesar M. Figueroa

Parkland

Florida


SECTION II

December 10, 2018 (LL-LFS)
ONEMAIN CONSUMER LOAN, INC.
601 NW Second St., Evansville, IN 47708

License to engage in business as a licensed lender at the following location was surrendered:
1270 Northland Drive, Suite 125, Mendota Heights, MN 55120


December 10, 2018 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
100 International Drive, 16th Floor, Baltimore, MD 21202

License to engage in business as a licensed lender at the following location was surrendered:
1270 Northland Drive, Suite 125, Mendota Heights, MN 55120


January 16, 2019 (BK-CRB)
GREATER HUDSON BANK
715 Route 304, Bardonia NY 10954

Greater Hudson Bank, Bardonia NY, was merged with and into ConnectOne Bank, Englewood Cliffs NJ, effective January 2, 2019.


January 24, 2019 (TM-LFS)
NOVENTIS, INC. DBA PRECASH
5120 Woodway Drive- Suite 6001, Houston, Texas 77056

License to engage in business as a money transmitter is surrendered, effective January 24, 2019.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

January 15, 2019 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/A NY Finest Funding
United Faith Mortgage
825 East Gate Blvd., Suite 202, Garden City, NY 11530

January 15, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
270 Spagnoli Road, Suite 101, Melville, NY 11747


License to engage in the business of a Mortgage Banker Branch surrendered:

January 10, 2019 (MB-MBD)
Caliber Home Loans, Inc.
1979 Marcus Avenue, Suite #201 Office #101, Lake Success, NY 11042
Effective Date: January 9, 2019

January 10, 2019 (MB-MBD)
Lakeview Mortgage Bankers Corp.
750 State Route 34, Suite #2, Matawan, NJ 07747
Effective Date: January 10, 2019

January 15, 2019 (MB-MBD)
Carrington Mortgage Services, LLC
15 Enterprise, Suite 110, Aliso Viejo, CA 92656
Effective Date: January 11, 2019

January 15, 2019 (MB-MBD)
Freedom Mortgage Corporation
36 British American Boulevard, Suite 102A, Latham, NY 12110-
Effective Date: January 14, 2019

January 15, 2019 (MB-MBD)
Carrington Mortgage Services, LLC
105 Continental Place, Suite 200, Brentwood, TN 37027
Effective Date: January 11, 2019


Mortgage Banker License Address Changes:

January 14, 2019 (MB-MBD)
Summit Mortgage Bankers, Inc.
From: 36-60 Main Street, 3rd Floor, Flushing, NY 11354
To: 136-20 38th Avenue, Suite 11, Flushing, NY 11354


Mortgage Broker Certificate Address Changes:

January 14, 2019 (BR-MBD)
THE MINT CAPITAL INC
From: 412 North Main St Suite 101A, Monroe, NY 10950
To: 24 Gilbert Street Extension, Monroe, NY 10950

January 14, 2019 (BR-MBD)
The Millennium Financial Solutions, Inc.
From: 201 17th Street N.W., Suite 300, Atlanta, GA 30363
To: 1170 Peachtree St. NE, Suite 1200, Office 1270, Atlanta, GA 30309

January 14, 2019 (BR-MBD)
Leatherstocking Group, Inc.
From: 31 Pioneer Street, Suite #3, Cooperstown, NY 13326
To: 20 Chestnut Street, Suite. #1, Cooperstown, NY 13326

January 14, 2019 (BR-MBD)
Lightning Funding Inc.
From: 212 Pettit Ave, Suite L, Bellmore, NY 11710-3629
To: 300 Bedford Avenue, Suite 203, Bellmore, NY 11710

January 14, 2019 (BR-MBD)
Professional Mortgage Solutions, Inc.
From: 62-81 Woodhaven Blvd., Rego Park, NY 11374
To: 62-79 Woodhaven Blvd, Rego Park, NY 11374


Mortgage Banker Branch License Address Changes:

January 14, 2019 (MB-MBD)
FAReverse LLC in lieu of Finance of America Reverse LLC
From: 1801 Market Street, Suite 2670, Philadelphia, PA 19103
To: 309 Fellowship Road, East Gate Center, Suite 200, Office 46B, Mt. Laurel, NJ 08054

January 14, 2019 (MB-MBD)
United Mortgage Corp.  D/B/A United Faith Mortgage D/B/A NY Finest Funding
From: 48-02 25th Avenue, Suite #304, Astoria, NY 11103-1034
To: 2620 Ditmars Blvd., Ground Floor, Astoria, NY 11105

January 14, 2019 (MB-MBD)
Carrington Mortgage Services, LLC
From: 305 West Chesapeake Avenue, Suite #400, Towson, MD 21204
To: 10055 Red Run Boulevard, Suites 250-290, Owings Mills, MD 21117

January 14, 2019 (MB-MBD)
Total Mortgage Services, LLC
From: 1873 Post Road, 1st Floor, Fairfield, CT 06824
To: 23 Sherman Street, Suite 202, Fairfield, CT 06824


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department on January 16, 2019, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle a violation of Section 591(3) of the Banking Law for failure to apply for and receive permission prior to using a business address; Section 597 of the Banking Law and Part 410.7 of the Superintendent’s Regulations for failure to maintain adequate books and records.  The Settlement Agreement terms and conditions include a fine of $10,000.

January 16, 2019 (MB-MBD)
NJ Lenders Corp. D/B/A Home Owners Mortgage Express
219 Paterson Avenue, Little Falls, NJ 07424


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

 

NMLS ID

 

NAME OF APPLICANT

 

CITY

 

STATE

 

SPONSORING ENTITY

 

December 12, 2018

31057

Yuan Yao

College Point

New York

Galaxy Lending Corporation

January 15, 2019

6840

Steven R. Michaels

Atlantic Beach

New York

Discount Home Mortgage Corp.