Weekly Banking Bulletin
January 25, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

January 16, 2019 (TM-LFS)
CREATIVE SOLUTIONS SOFTWARE CORP.
6300 Interfirst, Ann Arbor, Michigan, 48108

Notification received for the use of DBA myPay Solutions.

The publication of receipt of this notification does not indicate that the notification is deemed complete.

A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination:

January 22, 2019 (MS-MBD)
Applicant(s)
CCP Credit TE Feeder II-CAS LLC
CSCP III Credit Feeder - CAS, L.P.
Cascade Financial Holdings LLC
Centerbridge Credit Cayman GP, Ltd.
Centerbridge Credit Partners TE Intermediate II, L.P.
Centerbridge Credit Partners TE, L.P.
Centerbridge Credit Partners, LP
Centerbridge Special Credit Partners III AIV I, L.P.
Cody Job Pearce
David MItchell Chernek
George Marcus Dover
Gerron Mathew Dover
Jeffrey Aronson
Michael Augustus Jones
Ryan Robert Stum
Wayne Kent Bond
As: Southwest Stage Funding, LLC D/B/A Cascade Financial Services
3345 S. Val Vista Drive, Suite 300, Gilbert, AZ  85297


Application to establish a Mortgage Banker's Branch received for examination:

January 23, 2019 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
421 Main St., Storefront, Boonton, NJ 07005


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

January 23, 2019 (BR-MBD)
Applicant(s)
Sam Davidov
To acquire interest in:
Green River Capital Corp.
1670 Old Country Road, Suite 220, Plainview, NY 11803


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS ID NAME OF APPLICANT CITY STATE

June 28, 2018

969167

Susan Stanley

Pomona

New York

August 20, 2018

1300548

Olivier Laurent

Lindenhurst

New York

October 8, 2018

504804

Mary Rae Pineo

Elmira

New York

October 29, 2018

1741903

Amrom Tauber

Brooklyn

New York

October 30, 2018

220676

Michael Anthony Tirio

Darien

Illinois

November 7, 2018

1699588

Tiffany Natasha Sime

Paterson

New Jersey

December 4, 2018

145377

Michael Anthony Vetri

Willmington

Delaware

December 5, 2018

1538426

Kyler Chase Duran

Laguna Niguel

California

December 11, 2018

763608

Alison L. Dennin

Troy

New York

December 17, 2018

1808339

Rebecca Jacob

Monsey

New York

December 18, 2018

458571

Heath F. Utter

Oneonta

New York

January 2, 2019

1633819

Brian Cosgrove

West Islip

New York

January 3, 2019

18900

Christian Weigand

Westfield

New Jersey

January 4, 2019

1233874

Valerie Cushman

Camillus

New York

January 4, 2019

1276208

Zoraya Rosa Arguelles

White Plains

New York

January 4, 2019

1430134

Douglas J. Cabral

Cutchogue

New York

January 4, 2019

1510121

Steven Matthew Shatz

Nashville

Tennessee

January 7, 2019

217111

George Ferreira

Elizabeth

New Jersey

January 7, 2019

1220922

Dana Krayeski

Hicksville

New York

January 7, 2019

1662970

Azuka Ekwueme

Brooklyn

New York

January 9, 2019

386756

Karol Milena Escobar Lynch

South Salem

New York

January 9, 2019

1403496

Jimmy T. Landrom

Riverview

Florida

January 9, 2019

1450028

Thomas Joseph McEntee

Manhasset

New York

January 10, 2019

278673

Michael Allan Schwartz

Phoenix

Arizona

January 11, 2019

412470

Pat Anthony Villano

Hopatcong

New Jersey

January 12, 2019

289927

Francis Neil Carti

Oakland

New Jersey

January 14, 2019

313987

John Peter Mantovani

Center Valley

Pennsylvania

January 14, 2019

1122805

Dana Bijj

Frisco

Texas

January 14, 2019

1794497

Christopher Walter Gramer

East China Township

Michigan

January 14, 2019

1803408

Zachary Alan Morgan

Brighton

Michigan

January 15, 2019

1177079

Melinda Sue Boughey

Frisco

Texas

January 15, 2019

1719903

Delon Virshaun Jones

Detroit

Michigan

January 15, 2019

1806818

Maiesha Imari Williams

Arlington

Texas

January 16, 2019

8013

Ivan Phillipe Brathwaite

Brooklyn

New York

January 16, 2019

809710

Tristan O'Neill

Clawson

Michigan

January 16, 2019

849017

Timothy Aaron Janczuk

Dundalk

Maryland

January 16, 2019

1794439

Matthew Ryan Stewart

Farmington Hills

Michigan

January 17, 2019

13522

Warren Daniel Rinaman

Jacksonville

Florida

January 17, 2019

874521

Shawn Ivan Townes

Jacksonville

Florida

January 17, 2019

1443063

Joel Misere

Jacksonville

Florida


SECTION II

January 10, 2019 (SF-LFS)
JONATHAN S. STANKE
12213 Bentwood Ct., Pickerington, OH 43147

Application filed by Jonathan S. Stanke to increase ownership interest to 10% in Tebo Financial Services, Inc., a NYS Sales Finance Company, located at 4740 Belpar St., NW, Suite A, Canton, Stark, Ohio 44718 was approved effective January 10, 2019.


January 14, 2019 (BP-LFS)
CONSOLIDATED CREDIT COUNSELING SERVICES, INC.
5701 West Sunrise Boulevard, Suite 200, Fort Lauderdale, FL 33313

License to engage in business as a budget planner was surrendered.


January 17, 2019 (MI-CRB)
SUNTRUST Bank
303 Peachtree Street N.E., Atlanta, Georgia 30308

Authorization issued to open and occupy a branch office at 620 Fifth Avenue, Second Floor, Borough of Manhattan, City of New York 10020, on or after January 18, 2019.
(This is currently the location of a representative office that was formerly located at 610 Fifth Avenue, Borough of Manhattan, City of New York 10020.)


January 17, 2019 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 1752 Veterans Highway, Islandia, Suffolk County, NY 11749 will not result in a significant reduction of banking services in the community to be affected.


January 22, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 1185 Mt. Aetna Road, Suite 102, Hagerstown, Washington County, Maryland 21740.


January 23, 2019 (TM-LFS)
CUSTOM HOUSE USA, LLC DBA WESTERN UNION BUSINESS SOLUTIONS
7001 E. Belleview Avenue, Mailstop: DTC 3, Denver, Colorado 80237

Application for the legal name change from Custom House USA, LLC to Western Union International Services, LLC was approved effective January 15, 2019.


January 23, 2019 (TM-LFS)
CHIME INC. DBA SENDWAVE
1013 Centre Road, Suite 403-B, Wilmington, DE 19805

Application for change of location from 1013 Centre Road, Suite 403-B, Wilmington, DE 19805 to 100 M Street, SE, Suite 600, Washington DC 20003 was approved effective January 16, 2019.


January 23, 2019 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Authorization certificate dated July 30, 2018 granting permission to open and occupy a branch office at 201 Mission Street (Suite 600), San Francisco, San Francisco County, California 94105, surrendered for cancellation.

Office discontinued as of January 22, 2019.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

January 23, 2019 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/A Americasa Home Loans
600 Sylvan Ave, Third Floor, Suite 310, Englewood Cliffs, NJ 07632


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

January 23, 2019 (BR-MBD)
Full Service Branch
WC Financial in lieu of Warshaw Capital, LLC
37 Whitney Avenue, Unit 2B, New Haven, CT 06510

January 23, 2019 (BR-MBD)
Full Service Branch
Platinum Mortgage Inc.
3225 Victory Blvd Suite #10, Staten Island, NY 10306


Certificate to engage in the business of a Mortgage Broker surrendered:

January 17, 2019 (BR-MBD)
First Rate Funding Corp.
427 New Karner Road, Albany, NY 12205
Effective Date: January 11, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

January 23, 2019 (MB-MBD)
The Money Source Inc.
2151 Salvio Street, Suite #305, Concord, CA 94520-2451
Effective Date: January 17, 2019


Mortgage Broker Certificate Address Changes:

January 23, 2019 (BR-MBD)
New Dwelling Developments Inc D/B/A New Dwelling Mortgage
From: 900 South Ave., Suite 58/59, Staten Island, NY 10314
To: 900 South Ave., Suite 42/43, Staten Island, NY 10314

January 23, 2019 (BR-MBD)
Hyton Financial and Investment Group Ltd
From: 11 East Broadway, Suite 10-B, New York, NY 10038
To: 107 East Broadway, 2nd Floor, New York, NY 10002

January 23, 2019 (BR-MBD)
Mortgage One, Inc.
From: 35 West Lemon Street, Tarpon Springs, FL 34689
To: 4347 Radcliffe DR, Palm Harbor, FL 34685


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS ID NAME OF APPLICANT CITY STATE

January 23, 2019

1674941

Shadi Nabih Haidous

Dearborn Heights

Michigan