Weekly Banking Bulletin

March 1, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

 


SECTION I

February 22, 2019 (TR-CRB)
POPULAR BANK
11 West 51st Street, New York, NY 10019

Application dated February 21, 2019, for permission to open and occupy branch office at 744 Arthur Godfrey Road, Miami Beach, Miami-Dade County, FL 33140, received.


February 28, 2019 (TR-Cap Mkts)
PAXOS TRUST COMPANY, LLC
140 East 45th Street, New York, New York 10017

Application to change the principal office from 140 East 45th Street, Borough of Manhattan, City of New York 10017 to 130 5th Avenue, 3rd & 4th Floors, Borough of Manhattan, City of New York 10011, received.

The comment period will expire March 15, 2019.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

February 27, 2019 (BR-MBD)
Applicant(s)
Jenna Golban
As: Merita Capital Funding LLC D/B/A Merita Capital Group
104-70 Queens Blvd., Suite 312, Forest Hills, NY 11375


Application to establish a Mortgage Banker's Branch received for examination:

February 25, 2019 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company, LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
401 Hackensack Avenue, Suite 804, 8th Floor, Hackensack, NJ 07601

February 28, 2019 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
14523 SW Millikan Way, Suite 200, Beaverton, OR 97005


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE

December 21, 2018

1796887

Geng Zhou

New York

New York

January 11, 2019

1789699

Kitre Pugh

Bronx

New York

January 14, 2019

1783122

Nicholas Jay Newlon

Dallas

Texas

January 14, 2019

1819395

Joseph J. Nanna

Lyndhurst

New Jersey

January 15, 2019

297228

Steven Sarkis Horasan

Lake Balboa

California

January 16, 2019

1182573

Candice Kingston

Hopewell Junction

New York

January 18, 2019

1037941

Lia Tengiz Epremashvili

Forest Hills

New York

January 22, 2019

1784943

Rocco N. Ciurleo

Farmingville

New York

January 25, 2019

1392910

Keyan Chen

Atlantic Beach

New York

January 25, 2019

1717965

Kathryn Traci Freeman

Flushing

New York

January 27, 2019

1786653

Julio C. Ponce

Airmont

New York

January 30, 2019

896578

Christopher M. Donnelly

Melville

New York

January 30, 2019

1818868

Ashley Nicole Wodrich

Albion

New York

February 4, 2019

56367

Barry Alan Hare

Boynton Beach

Florida

February 4, 2019

1600554

Kelly Nicole Sipp

Wadsworth

Ohio

February 5, 2019

17257

Robert Anthony Ragonesi

East Northport

New York

February 11, 2019

686977

Aidan Hand

Sloatsburg

New York

February 12, 2019

166680

Jason Ross Zandman

Coral Springs

Florida

February 12, 2019

397618

Kevin John Palmer

Lakewood

Ohio

February 12, 2019

1504447

Madeline Bailey Lindner

Neptune Beach

Florida

February 12, 2019

1719779

Rory James Juhn

Fairview Park

Ohio

February 12, 2019

1762928

Joseph David McDonald

Painesville

Ohio

February 12, 2019

1803266

Patrick Kilbane O'Brien

Rocky River

Ohio

February 12, 2019

1811900

Alicia Marie Gutauskas

Cranston

Rhode Island

February 12, 2019

1813387

Steven Lyle Wisner

Berkley

Michigan

February 12, 2019

1813489

Mordechai Robinson

Cleveland

Ohio

February 12, 2019

1813499

Patrick Joseph Mueller

Chagrin Falls

Ohio

February 13, 2019

12447

Richard Vidal

Flanders

New Jersey

February 13, 2019

503942

Patrick John Keelin

Vernon

New Jersey

February 13, 2019

960090

Donald Jackson Kilgore

Jacksonville

Florida

February 13, 2019

1476920

Jarrod Gordon Ploof

Enfield

Connecticut

February 13, 2019

1677053

David Fletcher Graves

Wolfe City

Texas

February 13, 2019

1747143

Adam S. Yoslowitz

Oceanside

New York

February 13, 2019

1803214

Christopher W. Laham

Rocky River

Ohio

February 18, 2019

1234471

Wylie Edward Gilbert

Columbia

Maryland

February 18, 2019

1685060

Eric Lewis Jones

Macungie

Pennsylvania

February 20, 2019

493396

Stephen Langsam

Tarrytown

New York

February 20, 2019

1650346

Joseph Jason Thompson

Ypsilanti

Michigan

February 20, 2019

1771127

Addison Eugene Price

Redford

Michigan

February 20, 2019

1771893

Trevor James Ware

Highland

Michigan

February 20, 2019

1782976

Mitchell Joseph Hatty

Detroit

Michigan

February 20, 2019

1813393

Shahin Yousefzadeh-Khameneh

Saint Clair Shores

Michigan

February 20, 2019

1824675

Jeffrey Dennis Levin

Royal Oak

Michigan

February 20, 2019

1824688

Ghinwa Moussa Simmons

Southfield

Michigan

February 20, 2019

1824753

Kimberly Joyce Wilburn

West Bloomfield

Michigan

February 20, 2019

1824813

Madeline Olivia Romatowski

Lincoln Park

Michigan

February 20, 2019

1824826

Haley Elizabeth Scott

Brownstown

Michigan

February 20, 2019

1825572

Joshua Kelly Flamme

Ferndale

Michigan

February 20, 2019

1825694

Alec Ranjit Tirtha

Detroit

Michigan

February 21, 2019

1824522

Shikha Misra

Sterling Heights

Michigan

February 22, 2019

1813695

Jake Thomas Stout

Dearborn

Michigan

 


SECTION II

February 7, 2019 (LL-LFS)
SQUARE CAPITAL OF CALIFORNIA, LLC in lieu of its legal name SQUARE CAPITAL, LLC, dba SQUARE CAPITAL
1455 Market Street, Suite 600, San Francisco, CA 94103

Application for a license to engage in business as a licensed lender located at 1455 Market Street, Suite 600, San Francisco, CA 94103 was approved effective February 7, 2019.


February 7, 2019 (LL-LFS)
SCRATCH FINANCIAL, INC. DBA SCRATCHPAY DBA SCRATCH
815 Colorado Blvd, Suite 450, Los Angeles, CA 90041

Application for a license to engage in business as a licensed lender at 815 Colorado Blvd, Suite 450, Los Angeles, CA 90041 was approved effective February 7, 2019.


February 20, 2019 (BP - LFS)
GREENPATH, INC.
36500 Corporate Drive, Farmington Hills, MI 48331

A license rider was issued to reflect the relocation of a branch office effective February 18, 2019, as follows: 

From:     300 Garden City Plaza, Suite 220, Garden City, NY 11530
To:          34 Willis Avenue, Suite 104, Mineola, NY 11501


February 21, 2019 (TM-LFS)
MONEYCORP US INC. DBA MONEYCORP
56 Pine Street, Suite 600, Providence, Rhode Island 02903

Application for change of location from 56 Pine Street, Suite 600, Providence, Rhode Island 02903 to 1 Park Row, Suite 403, Providence, Rhode Island 02903 was approved effective February 14, 2019.


February 25, 2019 (BP - LFS)
DEBT REDUCTION SERVICES, INC.
6213 North Cloverdale Road, Suite 100, Boise, ID 83713

A license rider was issued to reflect the relocation of a branch office effective February 1, 2019, as follows: 

From:  3290 Veterans Highway, Suite 10, Bohemia, NY 11716
To:  4170 Veterans Highway, Suite 203, Bohemia, NY 11716


February 26, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Approval given to change the location of branch office from 15 South Franklin Street, Wilkes-Barre, Luzerne County, PA 18701 to 60 Public Square, Wilkes-Barre, Luzerne County, PA 18701, on or after February 27, 2019.


February 26, 2019 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078

Authorization granting permission to open and occupy a branch office at 1752 Veterans Highway, Islandia, Suffolk County, NY 11749, surrendered for cancellation.

Office discontinued as of February 16, 2019.


March 1, 2019 (CC-LFS)
JAY PAYROLL SERVICE INC.     
203 W. 28TH Street, New York, NY 10001

Application to relocate the licensed commercial casher of checks to 257 W. 19th Street, New York, NY 10011 was approved.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 26, 2019 (MB-MBD)
Full Service Branch
Ocwen Loan Servicing, LLC
16675 Addison Rd., Suite 100, Addison, TX 75001

February 27, 2019 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
95 Public Square, Suite 204, Watertown, NY 13601

February 27, 2019 (MB-MBD)
Full Service Branch
US Mortgage Corporation
106 Crystal Brook Hollow Road, Suite 6, Mount Sinai, NY 11766

February 27, 2019 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
1603 LBJ Freeway, Suite 500, Farmers Branch, TX 75234

February 27, 2019 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.  D/B/A Americasa Home Loans
68 S. Service Road, Suite 340, Melville, NY 11747

February 27, 2019 (MB-MBD)
Full Service Branch
Family First Funding LLC
406 Broad Street, Suite 2B, Milford, PA 18337

February 27, 2019 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
6800 Southpoint Parkway, Suite 300, 400 & 500, Jacksonville, FL 32216

February 27, 2019 (MB-MBD)
Full Service Branch
Hudson United Mortgage LLC
277 Closter Dock Road, Suite #1, Closter, NJ 07624


License to engage in the business of a Mortgage Banker Branch surrendered:

February 26, 2019 (MB-MBD)
Intercontinental Capital Group, Inc.  D/B/As:
Fellowship Home Loans
1053 Morris Park Ave, Store Front, Bronx, NY 10461
Effective Date: February 13, 2019

February 26, 2019 (MB-MBD)
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
1449 Old Waterbury Road, Suite 305, Southbury, CT 06488
Effective Date: February 13, 2019

February 26, 2019 (MB-MBD)
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
585 Stewart Avenue, Suite L50, Garden City, NY 11530
Effective Date: February 13, 2019

February 26, 2019 (MB-MBD)
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
847 Annadale Road, Suite #301, Staten Island, NY 10312
Effective Date: February 13, 2019

February 26, 2019 (MB-MBD)
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
118-35 Queens Blvd, Suite 400, Office 422, Forest Hills, NY 11375
Effective Date: February 13, 2019

February 27, 2019 (MB-MBD)
American Neighborhood Mortgage Acceptance Company, LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
345 Kinderkamack Road, Suite A, Westwood, NJ 07675
Effective Date: February 7, 2019

February 27, 2019 (MB-MBD)
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
4965 Preston Park Boulevard, Suite 195, Plano, TX 75093
Effective Date: February 25, 2019


Mortgage Broker Certificate Name Changes:

February 27, 2019 (BR-MBD)
From: Professional Mortgage Solutions, Inc. 
To: Professional Mortgage Solutions, Inc.  D/B/A GoReverseMortgage


Mortgage Broker Certificate Address Changes:

February 22, 2019 (BR-MBD)
Synergy Mortgage Inc.
From: 127 State Route 94 S, Suite 1, Warwick, NY 10990
To: 41 South Street, Suite A, Warwick, NY 10990


Mortgage Banker Branch License Address Changes:

February 22, 2019 (MB-MBD)
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
From: 1 Post Road, 3rd Floor, Fairfield, CT 06825
To: 2 Trap Falls Road, Suite 505, Shelton, CT 06484

February 22, 2019 (MB-MBD)
Homestead Funding Corp.
From: 160 Fairview Avenue, Suite #92, Hudson, NY 12534-8404
To: 1 Hudson City Centre, Suite 105, Hudson, NY 12534

February 22, 2019 (MB-MBD)
East Coast Capital Corp.
From: 1449 Old Waterbury Road, Suite 207C, Southbury, CT 06488
To: 527 Townline Road, Suite 200, Hauppauge, NY 11788


Mortgage Broker Branch Certificate Address Changes:

February 22, 2019 (BR-MBD)
Canyon Mortgage Corp.
From: 426 Atlantic Avenue, East Rockaway, NY 11518
To: 238-19A Linden Blvd, First Floor, Elmont, NY 11003


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS No. NAME OF APPLICANT CITY

 

STATE

 

February 21, 2019

41303

Farhad Bokhour

Great Neck

New York

February 21, 2019

251464

Jill Sinatra

Muttontown

New York

February 21, 2019

847909

Lauren Elizabeth Leonbruno

Cleveland

Ohio

February 21, 2019

860187

Lowell Randolph Hancock

El Dorado Hills

California

February 21, 2019

986464

Jason Juarez

Dana Point

California

February 21, 2019

1377793

Ryan Keith Jefferson

Goodyear

Arizona

February 21, 2019

1475756

Joseph Clark Laidlaw

New York

New York

February 21, 2019

1514859

Alia Wahid

Irvine

California

February 21, 2019

1742663

Matthew Joseph Karber

Berkley

Michigan

February 21, 2019

1751903

Gabrielle Cheryl Baur

Warren

Michigan

February 21, 2019

1762762

Bryttany Zeraisha-Lyann Spears

Novi

Michigan

February 21, 2019

1763794

Cherokee Washington

Detroit

Michigan

February 21, 2019

1803563

Deanna Helene Paul

Saint Clair Shores

Michigan

 


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY

2/22/2019

12809

Philip Warren Wagner

Schenectady

New York

Mark Thomas Favaloro

2/22/2019

68042

Joseph A. Landaverde

Huntington

New York

United Mortgage Corp.

2/22/2019

68481

Joseph R. Petrucelli

East Brunswick

New Jersey

First Alliance Home Mortgage, LLC

2/22/2019

87274

Tracy Lynn Styer

Mattydale

New York

Homestead Funding Corp.

2/22/2019

148091

Carlos Quezada

Valley Stream

New York

loanDepot.com, LLC

2/22/2019

313987

John Peter Mantovani

Center Valley

Pennsylvania

Embassy Funding LLC

2/22/2019

339766

Jaganmohan Ram Pasapula

Flushing

New York

Kundu Corporation

2/22/2019

368556

Mehrdad Lavian

Roslyn

New York

Canyon Mortgage Corp.

2/22/2019

575761

Michael Francis Orsino

Perkasie

Pennsylvania

New Penn Financial, LLC

2/22/2019

1028904

John Michael Healy

Fairfield

Connecticut

Total Mortgage Services, LLC

2/22/2019

1121933

Jose D. Velasquez

Seaford

New York

Intercontinental Capital Group, Inc.

2/22/2019

1132209

Ouranea Ranea Nikolaou

Astoria

New York

CGAP, Inc.

2/22/2019

1160166

Anthony Nicolo

Staten Island

New York

Meadowbrook Financial Mortgage Bankers Corp.

2/22/2019

1430134

Douglas J. Cabral

Cutchogue

New York

Americana Mortgage Group, Inc.

2/22/2019

1562554

Ryan Theodore Hammer

Charleston

South Carolina

CMG Mortgage, Inc.

2/22/2019

1643243

Matthew Scott Focer

Rockville Centre

New York

Quik Fund, Inc.

2/22/2019

1652931

Charles Cristian Rusch

Harrison

New York

Quantum Mortgage Corporation

2/22/2019

1700544

Sebastian Chica

Valhalla

New York

Quantum Mortgage Corporation