Weekly Banking Bulletin

April 19, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

April 16, 2019 (BR-MBD)
Applicant(s)
Gerald P. Rothman
As: Generation Mortgage, LLC
105 East Center St., Manchester, CT 06040

April 17, 2019 (BR-MBD)
Applicant(s)
Bruce Marshall Rose
Carrington Holding Company, LLC
Christopher Stewart Gordon
Darren Andrew Fulco
Heather Dawn Brigolin
Ralph William Pacheco
The Carrington Companies, LLC
Vylla Holdings, LLC
As: Vylla, LLC in lieu of Vylla Loan, LLC
25 Enterprise Drive, Suite 300A, Aliso Viejo, CA 92656


Application to establish a Mortgage Banker's Branch received for examination:

April 16, 2019 (MB-MBD)
Full Service Branch
Family First Funding LLC
311 Johnnie Dodds Blvd., Suite 141 & 151, Mt Pleasant, SC 29464

April 17, 2019 (MB-MBD)
Full Service Branch
Nationwide Equities Corporation
160-2 Remington Boulevard, Suite B, Ronkonkoma, NY 11779

April 17, 2019 (MB-MBD)
Full Service Branch
Residential Mortgage Services, Inc.
600 Old Country Road, Suite 310, Office 310 A, Garden City, NY 11530


Application to establish a Mortgage Broker's Branch received for examination:

April 16, 2019 (BR-MBD)
Full Service Branch
A.S.A.P. Mortgage Corp.
1012 Main Street, Suite B, Fishkill, NY 12524

April 16, 2019 (BR-MBD)
Full Service Branch
Affordable Financial Services Ltd.
38 South Central Ave, Valley Stream, NY 11580


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

 

NMLS NO.

 

NAME OF APPLICANT

 

CITY

 

STATE

 

February 5, 2019

1818646

Mitchell Henry Pena-Mendez

Farmingdale

New York

March 8, 2019

56644

Robert A. Russo

Hauppauge

New York

March 8, 2019

1791790

Tyler M. Smith

Victor

New York

March 8, 2019

1802933

George D. Ochoa

Port Jefferson Station

New York

March 11, 2019

1047206

Jesus Ramos

Lake Park

Florida

March 14, 2019

913045

Ryan Scott Perussi

San Diego

California

March 20, 2019

64119

Christopher John Andrews

Westminster

Maryland

March 22, 2019

1212057

Kyle Brian Marvin

Irving

Texas

March 22, 2019

1707694

JoLene DeLany

Brooktondale

New York

March 27, 2019

24972

Kara L. Hinson

Penn Yan

New York

March 27, 2019

1743227

George Tian Yan Chen

Bayside

New York

March 28, 2019

226210

Paul Michael O'Reilly

Valley Stream

New York

March 28, 2019

724205

Ching Yeung

Brooklyn

New York

March 29, 2019

1050101

Brittany Grace Ross

Glen Head

New York

March 29, 2019

1812841

Juan Carlos Soto

Dallas

Texas

March 30, 2019

139653

Yun Lu

Glendale

New York

April 1, 2019

246433

Charles Farnham Jarrard

Tinley Park

Illinois

April 1, 2019

793093

Brian F. Skelly

Branford

Connecticut

April 1, 2019

1394556

Jamile Claricel Castro

Hempstead

New York

April 1, 2019

1418836

Victoria Marie Magee

Stockholm

New Jersey

April 1, 2019

1518573

John Anthony Guerriero

Owings Mills

Maryland

April 1, 2019

1541610

Joshua Steven Rosenberg

Baltimore

Maryland

April 1, 2019

1778844

Joshua Lewis Hicks

Columbus

Ohio

April 1, 2019

1804185

Craig William Brooks

Powell

Ohio

April 2, 2019

928038

Michael Anthony Mannone

Columbia

Maryland

April 2, 2019

1834832

Geoffrey Thomas Secorski

Warren

Michigan

April 3, 2019

1813717

Douglas Nims Clark

Warren

Michigan

April 3, 2019

1824766

Michael John Seago

Grosse Pointe Park

Michigan

April 3, 2019

1824808

Daniel Gerard Snider

Eastpointe

Michigan

April 4, 2019

352262

Nicholas Donald Roberts

West Palm Beach

Florida

April 4, 2019

1073939

Jason Frank Therien

Lake Worth

Florida

April 4, 2019

1103880

Nahe Kazak

Bloomfield Hills

Michigan

April 4, 2019

1813201

Kevin Benard Mack

Detroit

Michigan

April 4, 2019

1824835

Jacob Wesley Paul

Westland

Michigan

April 4, 2019

1834867

Alexus Taylor Bogoian

Detroit

Michigan

April 4, 2019

1834869

Lucila Braillard

Rochester

Michigan

April 4, 2019

1834874

Daniel Burau

Royal Oak

Michigan

April 4, 2019

1834936

Jesiqua Ann Hutchison

Detroit

Michigan

April 4, 2019

1834938

Jeano Francis Kashat

Southfield

Michigan

April 4, 2019

1834982

Ragen Siobhan Wingate

Beverly Hills

Michigan

April 4, 2019

1835039

Saleh Alihasan

Ypsilanti

Michigan

April 4, 2019

1835063

James Douglas Auld

Warren

Michigan

April 4, 2019

1835097

Clark Robert Beattie

Clarkston

Michigan

April 5, 2019

1097064

Aubrey Michelle Pawlowski

Livonia

Michigan

April 5, 2019

1708642

Stacie Jean Wood

Vernon Center

New York

April 5, 2019

1763104

Alexander Walter Baecker

Royal Oak

Michigan

April 5, 2019

1771055

Alexander Erik McCarty

Clarkston

Michigan

April 5, 2019

1771382

Dalton Christopher Amez

New Baltimore

Michigan

April 5, 2019

1824350

Bryan Paul Klemett

Howell

Michigan

April 5, 2019

1824470

Austin Lane Edmondson

Shelby Township

Michigan

April 5, 2019

1834810

Jonathan Andrew Leaf

Royal Oak

Michigan

April 5, 2019

1834834

Amanda Debra Leon

Plymouth

Michigan

April 5, 2019

1834844

David Michael Sharrak

West Bloomfield

Michigan

April 5, 2019

1834864

Andrew James Maher

Novi

Michigan

April 5, 2019

1834866

Dyala Thais Souza

Shelby Township

Michigan

April 5, 2019

1834876

Chelsea Nicole Stepchuk

Ann Arbor

Michigan

April 5, 2019

1834879

Klajdi Mataj

Clinton Township

Michigan

April 5, 2019

1834889

Korey Morgan Streck

Ann Arbor

Michigan

April 5, 2019

1834895

Lonnie Burrell

Clinton Township

Michigan

April 5, 2019

1834927

Dalton Bradley-John Williams

Belleville

Michigan

April 5, 2019

1834944

Kelsey Jo Kendrick

Lake Orion

Michigan

April 5, 2019

1835109

George Newt Rucker

Dearborn Heights

Michigan

April 5, 2019

1835138

Saad Jamal Saad

Dearborn

Michigan

April 5, 2019

1835514

Luis Jose Matos

Detroit

Michigan

April 5, 2019

1835515

Kenneth Benjamin McGuire

Davison

Michigan

April 5, 2019

1835524

Neil Robert Popowitz

Southgate

Michigan

April 5, 2019

1835558

Alexandra Renee Lynn Mondeau

Davison

Michigan

April 5, 2019

1835573

John Henry Ryan

Beverly Hills

Michigan

April 5, 2019

1835578

Chase Frederick Ryan

Metamora

Michigan

April 9, 2019

191672

Jennifer Daly

Staten Island

New York

April 9, 2019

1247481

Taylor Anthony Bisnar

Tempe

Arizona

April 9, 2019

1317719

Jeannette Inzunza Stone

Huntington Beach

California

April 10, 2019

1608647

Jason M. Ganly

Dingmans Ferry

Pennsylvania

April 10, 2019

1802519

Dejan Temelkoski

Blacklick

Ohio

April 10, 2019

1813772

Brandi Lynn Hanik

Allen Park

Michigan

April 10, 2019

1835539

Anthony Paul Payette

Mount Clemens

Michigan

April 10, 2019

1835641

Ali Hassan Mzannar

Dearborn Heights

Michigan

April 10, 2019

1835951

Hassan Ali Makhzoum

Dearborn Heights

Michigan


SECTION II

April 12, 2019 (PF - LFS)
IPFS OF NEW YORK, LLC
1055 Broadway, 11th Floor, Kansas City, Missouri 64105

A license rider was issued to reflect the relocation of a branch office, effective April 12, 2019, as follows:

From: 857 Elkridge Landing Road, Suite 620, Linthicum, Maryland 21090
To: 999 Corporate Boulevard, Suite 105, Linthicum, Maryland 21090


April 15, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Acting Superintendent of Financial Services has found that the proposed closing of public accommodation office at 2968 Delaware Avenue, Kenmore, Erie County, New York 14217, will not result in a significant reduction of banking services in the community to be affected.


April 15, 2019 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, Chemung, New York, 14901

Authorization granting permission to open and occupy a branch office at 243 North Hamilton Street, Painted Post, Steuben County, New York 14870, surrendered for cancellation.

Office discontinued as of March 31, 2019.


April 19, 2019 (MT-LFS)
AFRICA REMITTANCE COMPANY, LLC D/B/A/ SIKACASH
2828 John F Kennedy Blvd. Suite 203, Jersey City, NJ 07306

Application for a change of control that will result in the redistribution of the current outstanding stocks as follows: Nana Dankwa (53%), Kadiatou Dialo (19%), Dr. Frederick Biga (10%), Charles Lawson (10%), and Adama Barry (9%) was approved.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 16, 2019 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
288 New York Avenue, Ground Floor, Huntington, NY 11743

April 16, 2019 (MB-MBD)
Full Service Branch
United Mortgage Corp. D/B/A NY Finest Funding
United Faith Mortgage
325 South Main Street, 1st Floor, Freeport, NY 11520

April 16, 2019 (MB-MBD)
Full Service Branch
NewRez LLCD/B/As:
Rate30
Shellpoint Mortgage Servicing
4350 Lassiter at North Hills Avenue, Suite 280, Raleigh, NC 27609


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

April 17, 2019 (BR-MBD)
Empire State Business Services Corp. D/B/A Entire State Funding
156 Bay 14th Street, Brooklyn, NY 11214
Effective Date: March 25, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

April 11, 2019 (MB-MBD)
Movement Mortgage, LLC
90 East Halsey Rd., Suite 101, Parsippany, NJ 07054
Effective Date: April 11, 2019

April 11, 2019 (MB-MBD)
Parkside Lending, LLC
1990 North California Blvd., Suite 330, Walnut Creek, CA 94596
Effective Date: April 11, 2019


Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

April 11, 2019 (MS-MBD)
Ditech Financial LLC
1400 Turbine Drive, Rapid City, SD 57703
Effective Date: April 5, 2019


Mortgage Banker License Address Changes:

April 11, 2019 (MB-MBD)
Finance of America Mortgage LLC
From: 300 Welsh Road, Building #5, Horsham, PA 19044
To: 300 Welsh Road, Building 5, Suite A, Horsham, PA 19044


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN

 

NMLS NO.

 

NAME OF APPLICANT

 

CITY

 

STATE

 

March 11, 2019

1771066

Yianni Elias Koumariotis

Northville

Michigan

March 14, 2019

1687622

Nolan Victor Muzzin

Allen Park

Michigan

March 28, 2019

205123

Oliver Orlicki

New York

New York

April 10, 2019

61415

Kelly Sabino

East Northport

New York

April 10, 2019

372630

Vincent Muoio

East Yaphank

New York

April 10, 2019

428977

Melanie Dawn De Sousa

San Antonio

Texas

April 10, 2019

1557767

Justin Wayne Kule

Farmers Branch

Texas

April 10, 2019

1664569

Jonathan Martin Diller

Baltimore

Maryland

April 10, 2019

1675538

Drew Francis Ferrari

Detroit

Michigan

April 10, 2019

1698286

Jeffrey Steinhauser

Grosse Pointe

Michigan

April 10, 2019

1698787

Harry William Berden

Waterford

Michigan

April 10, 2019

1701174

Mae Segal

Ballston Spa

New York

April 10, 2019

1706855

Scott Blaauboer

Ballston Spa

New York

April 10, 2019

1720623

Jordan Allen Steverson

Detroit

Michigan

April 10, 2019

1721745

Samuel Arthur Piccone

Washington

District of Columbia

April 10, 2019

1742242

Brandon Alexander Schlecht

Bloomfield Hills

Michigan

April 10, 2019

1751629

Brandon Thomas Erickson

Detroit

Michigan

April 10, 2019

1762547

Evan Frank Ebner

Detroit

Michigan

April 10, 2019

1762581

Sawyer Thomas Smith

Detroit

Michigan

April 10, 2019

1762653

JohnNae LaKendra Reynolds

Lincoln Park

Michigan

April 10, 2019

1763100

Matthew Elijah Hempel

Livonia

Michigan

April 10, 2019

1783061

Megan Lee Navarro

Saint Clair Shores

Michigan

April 10, 2019

1783088

Zain Sheikh

Fraser

Michigan

April 10, 2019

1783344

Brendan James Edward Pococke

Harrison Township

Michigan

April 12, 2019

975573

Michael Dwayne Jones

Indianapolis

Indiana

April 12, 2019

1418692

Nicolas Roberto Toscano

Gilbert

Arizona

April 12, 2019

1771351

Dylan Joseph Haviland

Novi

Michigan

April 12, 2019

1794417

Roberto Antonio Rosario

Detroit

Michigan