Weekly Banking Bulletin
February 26, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
January 29, 2021 (MI-CRB)
BEAL BANK
6000 Legacy Drive, Plano, TX 75024
Notice of intention to close branch office at 1122 Franklin Avenue, Garden City, Nassau County, NY 11530, received.
The comment period on this notice will expire March 29, 2021.
February 16, 2021 (MI-CRB)
BEAL BANK USA
1970 Village Center Circle, Las Vegas, NV 89134
Notice of intention to close branch office at 36 Mamaroneck Avenue, White Plains, Westchester County, NY 10601, received.
The comment period on this notice will expire March 29, 2021.
February 19, 2021 (CU-CRB)
HUDSON RIVER COMMUNITY CREDIT UNION
1 Third Street, Corinth, NY 12822
NORTON-TROY EMPLOYEES CREDIT UNION
35 Niver Street, Cohoes, NY 12047
Application for merger of Norton-Troy Employees Credit Union with and into Hudson River Community Credit Union pursuant to Section 601 of the Banking Law, under the name Hudson River Community Credit Union, received.
The comment period on this application will expire on March 29, 2021.
February 22, 2021 (BK-CRB)
PCSB Bank
2477 Route 6, Brewster, NY 10509
Application dated February 22, 2021, for permission to change the location of branch office from 40 East First Street, Mount Vernon, Westchester County, New York 10550 to 123 Gramatan Avenue, Mount Vernon, Westchester County, New York 10550, received.
February 26, 2021 (TM – LFS)
AU CARD, LLC
3300 N Ashton Blvd Suite 200, Lehi, UT 84043
Application received for a change of control whereby AU Card, LLC will acquire 100% of Licensee CoinX, Inc.
Application to establish a Mortgage Banker's Branch received for examination:
February 19, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
1595 Route 9, Halfmoon, NY 12065
February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
25 Main Street, 1st Floor Office #2, Goshen, NY 10924
February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
26 Mill Plain Road, Suite 2E, Danbury, CT 06811
February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
235 Main Street, Suite 530, White Plains, NY 10601
February 19, 2021 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC D/B/A Planet Home Servicing
2002 North Lois Avenue, Suite 800, Tampa, FL 33607
February 19, 2021 (MB-MBD)
Full Service Branch
Arc Home LLC
2010 Corporate Ridge, Suite 750, McLean, VA 22102
February 19, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
130 River Landing Drive, Unit 1D, Charleston, SC 29492
February 19, 2021 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
4250 Veterans Highway, Suite 170 East, Holbrook, NY 11741
February 22, 2021 (MB-MBD)
Full Service Branch
Hunt Mortgage Corporation D/B/A Mach 1 Mortgage
7650 Highbridge Road, Suite B, Manlius, NY 13104
February 24, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
80 SE Madison St., Suite 320, Portland, OR 97214
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
February 24, 2021 (MB-MBD)
Applicant(s)
David Willes Duarte
Nicole J. Gallagher
To acquire interest in:
Mountain Mortgage Corp.
1435 Morris Avenue, 1st Floor, Union, NJ 07083
February 24, 2021 (MB-MBD)
Applicant(s)
Andrew Porter Smith
WKHST, LLC
To acquire interest in:
Hartford Funding, LTD
400 Jericho Turnpike, Suite 322, Jericho, NY 11753
Application to establish a Mortgage Banker's Branch received for examination, has been withdrawn:
February 18, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1515 E Woodfield Rd, Suite 370, Schaumburg, IL 60173
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| November 9, 2020 | 2031285 | Nibmor Evan Pascual Cabangon | Elmhurst | New York |
| November 16, 2020 | 1999314 | Md R. Khan | Bronx | New York |
| November 18, 2020 | 2042909 | Elvis Tominovic | Astoria | New York |
| November 23, 2020 | 311991 | Kenneth Michael Hobbs | Owings Mills | Maryland |
| November 24, 2020 | 1897105 | Geovanny Hector Mora | Brooklyn | New York |
| December 16, 2020 | 357156 | Sean Anthony Kolbinskie | Far Rockaway | New York |
| December 16, 2020 | 1257460 | Jean Anthony Villanueva | Astoria | New York |
| December 16, 2020 | 1957831 | George Mazreku | Shelby Township | Michigan |
| December 17, 2020 | 2058382 | Eric Vito Carminio | Fort Lee | New Jersey |
| December 22, 2020 | 2057189 | Shlomo Y. Tauber | Monsey | New York |
| December 29, 2020 | 1899380 | Veena Persaud | Briarwood | New York |
| January 4, 2021 | 1544247 | Yissacher Getzel Rubashkin | Miami Beach | Florida |
| January 5, 2021 | 2028775 | Jonathan Joseph Grossman | Lawrence | New York |
| January 11, 2021 | 1708003 | Zhixia Gao | Irvine | California |
| January 13, 2021 | 2031865 | Mamdouh O. Ahmed | Deer Park | New York |
| January 15, 2021 | 1975182 | Steven Ray Salguero | New York | New York |
| January 19, 2021 | 704310 | Robert Donoso | Jackson | New Jersey |
| January 19, 2021 | 2041609 | Nicholas P. Ruffino | Williston Park | New York |
| January 19, 2021 | 2074212 | Ryan Paul Globuschutz | West Islip | New York |
| January 20, 2021 | 39303 | Michelle Oteri | Edgartown | Massachusetts |
| January 22, 2021 | 2032537 | Anthony P. Morreale | Hopewell Junction | New York |
| January 26, 2021 | 22919 | Paulette M. Petix | Rochester | New York |
| January 26, 2021 | 1375963 | Elizabeth Clark | Clifton Springs | New York |
| January 26, 2021 | 1637004 | AnnaMaria Bonavita | Franklin Square | New York |
| January 27, 2021 | 354634 | Jeffrey John Horan | Farmingville | New York |
| January 27, 2021 | 1084652 | Steven Jonathan Kleinmann | Delray Beach | Florida |
| January 27, 2021 | 2026788 | Joseph Damingo Ervolino | Massapequa Park | New York |
| January 28, 2021 | 404875 | Adam R. Grynberg | Fort Mill | South Carolina |
| January 28, 2021 | 1469000 | Vincent James Carnevale | Elmwood Park | New Jersey |
| January 29, 2021 | 1473003 | Denise Pacheco | Hopewell | New York |
| January 29, 2021 | 1942539 | Jeffrey Paul McCarthy | Centereach | New York |
| January 29, 2021 | 2051025 | Cameron Alexander Green | Jersey City | New Jersey |
| January 29, 2021 | 2080364 | Anthony Lee Davis | Hallsville | Missouri |
| February 1, 2021 | 589974 | Maria P. Gross | Campbell Hall | New York |
| February 1, 2021 | 1764241 | Daniel Gerard Kelly | Gansevoort | New York |
| February 1, 2021 | 2009778 | Hershey Grossman | Brooklyn | New York |
| February 1, 2021 | 2058222 | Christian Migliore | Seaford | New York |
| February 1, 2021 | 2068403 | Daniel Joseph Caroussos | Smithtown | New York |
| February 3, 2021 | 2025005 | Ashlee Renee Crewe | Bronx | New York |
| February 3, 2021 | 2068202 | Jeremy Brandon Simon | Mahwah | New Jersey |
| February 3, 2021 | 2076639 | Molly Elizabeth Jones | Columbia | Missouri |
| February 4, 2021 | 1957712 | Terria Renee Williams | Detroit | Michigan |
| February 4, 2021 | 2008453 | Andrew Charles Kravchenko | Wading River | New York |
| February 4, 2021 | 2016275 | Donald Ramsay Singh | Queens | New York |
| February 5, 2021 | 1957358 | Mark Jacob Tarnowsky | Berkley | Michigan |
| February 5, 2021 | 1957693 | Darren Van Walter | Sterling Heights | Michigan |
| February 5, 2021 | 1957698 | Damiquel Wardell Williams | Rochester Hills | Michigan |
| February 5, 2021 | 1957750 | Grant Alexander Zinkosky | Milford | Michigan |
| February 5, 2021 | 1957754 | Matthew Zoro | Farmington Hills | Michigan |
| February 8, 2021 | 1805699 | Regina Ann Siekierski | Fenton | Michigan |
| February 8, 2021 | 1941884 | Christopher Lee Sonnenfeld | Warren | Michigan |
| February 8, 2021 | 1957225 | Deja Ariana-Laquisha Slaughter | Detroit | Michigan |
| February 8, 2021 | 1957381 | Jeronim Toplanaj | Macomb | Michigan |
| February 8, 2021 | 1957386 | Khamil Totharam | Farmington Hills | Michigan |
| February 8, 2021 | 1971757 | Michael Kevin Smith | Royal Oak | Michigan |
| February 9, 2021 | 17882 | Nicholas Schmidtke | Deer Park | New York |
| February 9, 2021 | 1957375 | Mario Francisco Tavarez | Brownstown | Michigan |
| February 12, 2021 | 2094731 | Kaleigh Brooke Whiston | Columbia | Missouri |
| February 15, 2021 | 1708643 | Jennifer Racquel Ansaldi | Wantagh | New York |
| February 15, 2021 | 1775721 | David Michael Buckler | Randolph | New Jersey |
| February 18, 2021 | 124352 | Brian Tom | Oceanside | New York |
| February 19, 2021 | 1052507 | Tyler Roy Bruns | Guilford | Connecticut |
SECTION II
January 19, 2021 (SB-CRB)
RHINEBECK BANK
2 Jefferson Plaza, Poughkeepsie, NY 12601
Authorization issued to open and occupy a branch office at 357 East Main Street, Middletown, Orange County, New York 10941, on or after January 20, 2021.
February 22, 2021 (BK–CRB)
PIERMONT BANK
4 Bryant Park, 3rd Floor, New York, New York 10018
The Superintendent approved in principle the “Certificate of Amendment of the Organization Certificate of Piermont Bank” under Section 8005 of the New York Banking Law to provide for:
- An increase in the amount of common stock of the Bank from Six Million (6,000,000) shares par value Four Dollars ($4.00) per share to Twelve Million (12,000,000) shares par value Four Dollars ($4.00) per share; and
- The creation of Three Million (3,000,000) shares of preferred stock of the par value of One Cent ($0.01) per share.
February 22, 2021 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569
Authorization granting permission to open and occupy branch office at 284 East Fairmount Avenue, Lakewood, Chautauqua County, New York 14750, surrendered for cancellation.
Office permanently discontinued as of January 15, 2021.
February 23, 2021 (CC-LFS)
REPUBLIC CAPITAL GROUP, LLC
5519 New Utrecht Ave, Brooklyn, NY 11219
The license to engage in business as a casher of checks at the following location has been surrendered, effective December 31, 2020:
Branch office: 1440 Forest Avenue, Staten Island, NY 10302.
February 24, 2021 (TM-LFS)
ACI PAYMENTS, INC. DBA OFFICIAL PAYMENTS
6060 Coventry Drive, Elkhorn, Nebraska 68022
Application for the discontinuance of the dba Official Payments was approved effective February 18, 2021.
February 24, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 2222 Merrick Road, Merrick, Nassau County, New York 11566, will not result in a significant reduction of financial services in the community to be affected.
February 25, 2021 (TM-LFS)
WESTERN UNION BUSINESS SOLUTIONS (USA), LLC DBA WESTERN UNION BUSINESS SOLUTIONS
1152 15th Street NW, 7th Floor, Washington, DC 20005
Application for the change of headquarters location from 1152 15th Street NW, 7th Floor, Washington, DC 20005 to 7001 E. Belleview Avenue, Denver, Colorado 80237 was approved effective February 18, 2021.
February 24, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at One Huntington Quadrangle, Melville, Town of Huntington, Suffolk County, NY 11747, will not result in a significant reduction of financial services in the community to be affected.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
February 24, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
75 Main Street, Suite 205, Millburn, NJ 07041
February 24, 2021 (MB-MBD)
Full Service Branch
Quicken Loans, LLC
160 Oakwood Avenue, Troy, NY 12180
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
February 24, 2021 (BR-MBD)
Full Service Branch
Superior Mortgage Co., Inc.
200 Broadhollow Road, Suite 207, Melville, NY 11747
License to engage in the business of a Mortgage Banker Branch surrendered:
February 22, 2021 (MB-MBD)
Movement Mortgage, LLC
116 Washington Avenue, Suite 1A, North Haven, CT 06473
Effective Date: February 10, 2021
February 22, 2021 (MB-MBD)
Finance of America Mortgage LLC
123 North Lake Avenue, Suite 100, Pasadena, CA 91101
Effective Date: February 12, 2021
Mortgage Banker Branch License Address Changes:
February 24, 2021 (MB-MBD)
East Coast Capital Corp.
From: 535 Broadhollow Road, Suite #A-16, Melville, NY 11747
To: 35 Pinelawn Road, Suite 205 W, Melville, NY 11747
Mortgage Broker Certificate Address Changes:
February 24, 2021 (BR-MBD)
Jones Mortgage Group, Inc.
From: 1524 Nottingham Knoll Drive, Jacksonville, FL 32225
To: 1728 Dover Hill Drive, Jacksonville, FL 32225
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| February 18, 2021 | 71268 | Janet Marsh Ebel | Hudson | New York | Janet Marsh Ebel |
| February 18, 2021 | 209556 | Atul Krishna Rastogi | Long Valley | New Jersey | A-M-S Mortgage Services, Inc. |
| February 18, 2021 | 487573 | James David Moore | Goldens Bridge | New York | Hudson United Mortgage LLC |
| February 18, 2021 | 1211330 | Richard Louis Heredia | Woodland Park | New Jersey | 1st 2nd Mortgage Company of N.J., Inc. |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| February 19, 2021 | 263497 | Heather Michelle Chandler | Hamilton | Alabama |
| February 19, 2021 | 1562601 | David Scott McClearen | Chandler | Arizona |
| February 19, 2021 | 1953702 | Erik Michael Visco | Columbia | Maryland |
| February 19, 2021 | 2047345 | Nicholas Scott Simmons | Columbia | Missouri |