Weekly Banking Bulletin
November 26, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
November 17, 2021 (CU-CRB)
MUNICIPAL CREDIT UNION
22 Cortlandt Street, New York, NY 10007
Application dated November 17, 2021, for permission to change the location of its station from 2 Lafayette Street, New York, New York County, NY 10007 to 86 Chambers Street, also known as 270 Broadway, New York, New York County, NY 10007, received.
November 22, 2021 (FB-FWB)
LAND BANK OF TAIWAN CO., LTD.
No. 46, Guancian Road, Taipei, Taiwan
Application dated November 19, 2021, for permission to change the location of branch from 100 Wall Street, Borough of Manhattan, City of New York 10005 to 88 Pine Street, Borough of Manhattan, City of New York 10005, received.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:
November 23, 2021 (BR-MBD)
Applicant(s)
Jingwen Huang
Yingjie Gao
Lavenue Group Inc.
As: Lavenue
230 Park Avenue, Suite 910, NEW YORK, NY 10169
November 23, 2021 (BR-MBD)
Applicant(s)
Christopher Sean Hundtofte
Mark David Wagy
As: Solve Finance Corp.
337 North Main Street, Suite 2, Office D (2nd Floor), New City, NY 10956
Application to establish a Mortgage Banker's Branch received for examination:
November 19, 2021 (MB-MBD)
Full Service Branch
MLD Mortgage Inc. D/B/A
Mortgage Lending Direct
The Money Store
7208 W. Sand Lake Road, Suite 305, Office 303, Orlando, FL 32819
November 23, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
3 Liberty Square Mall, Stony Point, NY 10980
November 23, 2021 (MB-MBD)
Full Service Branch
Network Capital Funding Corporation
One World Trade Center, 57th Floor, New York, NY 10007
November 23, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
5720 South Bay Rd, Cicero, NY 13039
November 23, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
301 Cathedral Parkway, New York, NY 10026
Application to establish a Mortgage Broker's Branch received for examination:
November 19, 2021 (BR-MBD)
Full Service Branch
CGAP, Inc. D/B/A
MortgageDepot
3030 Middletown Road, Unit 104, Bronx, NY 10461
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| January 26, 2021 | 868029 | Kevin B. Smith | Baldwin | New York |
| October 15, 2021 | 1885074 | Benjamin Matthew Kaziyev | Jamaica | New York |
| October 18, 2021 | 2190309 | Manuel A. Sanchez | New Rochelle | New York |
| October 20, 2021 | 2034070 | Kenneth Brandon Andrus | Lewisville | Texas |
| October 21, 2021 | 2122933 | Kiani Bradford Marcellus | Deer Park | New York |
| October 26, 2021 | 2187593 | Matthew Eli Bass | Staten Island | New York |
| October 27, 2021 | 1950256 | Rashid Muhammad | Brooklyn | New York |
| October 27, 2021 | 2236491 | Megan Lee Hruby | Hamlin | New York |
| October 28, 2021 | 1043965 | Dina L. Parla | Bloomfield | New Jersey |
| November 2, 2021 | 404854 | Thomas G. Ulrich | Wading River | New York |
| November 3, 2021 | 2151884 | Jordan Richard Komm | Madison | Tennessee |
| November 5, 2021 | 2242934 | Gerardo Manuel Reyes | Victor | New York |
| November 9, 2021 | 1600481 | Henry Benjamin Greenberg | Edison | New Jersey |
| November 10, 2021 | 1425397 | Christine A. Freese | Kingston | Tennessee |
| November 11, 2021 | 101948 | Jennifer L. Piro | Pompton Plains | New Jersey |
| November 11, 2021 | 2226224 | Ayanna Latrice Holmes | Wellington | Florida |
| November 12, 2021 | 2071032 | Aaron Ryan Morrison | Shelby Township | Michigan |
| November 13, 2021 | 1856104 | Fatima N. Ajami | Dearborn Heights | Michigan |
| November 14, 2021 | 2108673 | Zachary James Rourke | Troy | Michigan |
| November 15, 2021 | 1322717 | Gregory Phillip Elliott | Bridgeton | Missouri |
| November 16, 2021 | 2228660 | Allen Lee Spencer | Saint Louis | Missouri |
| November 17, 2021 | 1881956 | Jacob Allen Moore | Columbia | Missouri |
| November 19, 2021 | 2239036 | John Dominique Daher | South Euclid | Ohio |
SECTION II
November 22, 2021 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755
Approval given to change the location of branch office from 870 Fairmount Avenue, West Ellicott, Town of Ellicott, Chautauqua County, New York 14701 to 284 East Fairmount Avenue, Lakewood, Chautauqua County, New York 14750, on or after November 23, 2021.
November 22, 2021 (CU-CRB)
HERITAGE FINANCIAL CREDIT UNION
25 Rykowski Lane, Middletown, NY 10941
Approval given to open and maintain a station at 29 North Hamilton Street, Poughkeepsie, Dutchess County, NY 12601, on or after November 23, 2021.
November 26, 2021 (CC-LFS)
JAY PAYROLL SERVICE, INC.
257 West 19th Street, New York, NY 10011
Application to relocate to 117 West 25th Street, New York, NY 10001 was approved.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
November 24, 2021 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
6515 Main Street, Unit 7, Trumbull, CT 06611
November 24, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
100 Jericho Quadrangle, Suite 338, Jericho, NY 11753
November 24, 2021 (MB-MBD)
Full Service Branch
Draper and Kramer Mortgage Corp.
13011 S. 104th Avenue, Suite 204, Palos Park, IL 60464-1512
November 24, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
701 E. Palisade Ave., Suite 202, Englewood Cliffs, NJ 07632
Certificate to engage in the business of a Mortgage Loan Servicer surrendered:
November 23, 2021 (MS-MBD)
Freedom Loan Services Corporation
10500 Kincaid Drive, Suite 111, Fishers, IN 46037
Effective Date: November 15, 2021
License to engage in the business of a Mortgage Banker Branch surrendered:
November 19, 2021 (MB-MBD)
Family First Funding LLC
490 Wheeler Road, Suite 104, Hauppauge, NY 11788
Effective Date: November 19, 2021
November 19, 2021 (MB-MBD)
Atlantic Home Loans, Inc.
1155 West Chestnut Street, Suite 2C, Union, NJ 07083
Effective Date: November 5, 2021
November 19, 2021 (MB-MBD)
Sun West Mortgage Company, Inc.
5601 77 Center Drive, Suite 200, Charlotte, NC 28217
Effective Date: November 12, 2021
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| November 19, 2021 | 1638110 | Ruben Raziel del Villar | Itasca | Illinois |
| November 19, 2021 | 1830249 | Miller John Como | Mayfield | Ohio |