Community Reinvestment Act (CRA) Examination Schedule for 2026
DFS encourages public comment on the performance of banks scheduled for New York State CRA evaluations. You may submit written, signed comments concerning local credit needs and/or the performance of specific banks prior to or during the examination. DFS recommends that you submit comments early to ensure a thorough review. Please direct all comments or questions via email to [email protected] or by mail to:
Samantha R. Darche
Deputy Superintendent, Consumer Examinations Unit
Consumer Protection and Financial Enforcement Division
New York State Department of Financial Services
One State Street, 7th Floor
New York, New York 10004-1511
The schedule of institutions to be examined January 1, 2026 through December 31, 2026 is as follows:
Concurrent with the Federal Deposit Insurance Corporation (FDIC)
| Ridgewood Savings Bank | January 26 |
| Tompkins Community Bank | March 16 |
| Bank of India, New York Branch | May 4 |
| Woori America Bank | June 8 |
| Israel Discount Bank of New York | July 27 |
| Sawyer Savings Bank | September 7 |
| Apple Bank for Savings | October 5 |
| Fulton Savings Bank | November 16 |
| Bank of Baroda, New York Branch | November 30 |
Concurrent with the Federal Reserve Bank of New York
| Deutsche Bank Trust Company Americas | February 9 |
| Adirondack Bank | May 4 |
| Manufacturers & Traders Trust Company | June 8 |
| Chemung Canal Trust Company | August 3 |
| Orange Bank & Trust Company | November 16 |
Independent/FDIC
| Goldman Sachs Bank USA | March 2 |
| Alpine Capital Bank | April 13 |
Please note that dates are subject to change.