The team at DFS was deeply saddened to hear of the passing of John W. Ryan, President and CEO of the Conference of State Bank Supervisors (CSBS), earlier this week. His passion and vision in leading the CSBS was valued by all and will be missed. He was a strong advocate for preserving the dual banking system and maintaining the critical role of states in financial regulation and supervision. We extend our condolences to his family, the entire CSBS team, our fellow regulators, and all his friends during this difficult time.