Weekly Banking Bulletin

February 8, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

 


SECTION I

February 5, 2019 (MI-CRB)
NORTHWEST BANK
Second at Liberty, Warren, PA 16365

Application dated January 30, 2019, for permission to change the location of a branch office from 6409 Transit Road, East Amherst, NY 14051 to 6525 Transit Road, East Amherst, NY 14051, received.


February 5, 2019 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, Suite 1200, Los Angeles, CA 90017

Notice of intention to close branch office at 123 East Broadway, Borough of Manhattan, City of New York 10002, received.

The comment period on this notice will expire March 11, 2019.


February 6, 2019 (BP-LFS)
DEBT REDUCTION SERVICES, INC.
6213 North Cloverdale Road, Suite 100, Boise, ID 83713

A notification was received in connection with the relocation of a branch, as follows:

From:    3290 Veterans Highway, Suite 10, Bohemia, NY 11716
To:         4170 Veterans Highway, Suite 203, Bohemia, NY 11716

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law received:

February 6, 2019 (MB-MBD)
Applicant(s)
Blue Mountain Capital Management, LLC
Reverse Mortgage Investment Trust Inc.
Tricadia Capital Management, LLC
Craig Martin Corn
David Scott Peskin
Michele Ann Zachensky
Richard Currie Jensen
Stephen Francis Celona
Paul A. Friedman
Michael Barnes
As: Reverse Mortgage Funding LLC
1455 Broad Street, 2nd Floor, Bloomfield, NJ 07003


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York Banking Law received for examination:

February 6, 2019 (MS-MBD)
Applicant(s)
Neighborhoods United, LLC
DeAnn Hastings ODonovan
Echeverria Kelly
Jorge Percival Newbery
As: AHP SERVICING NY LLC in lieu of AHP Servicing LLC
440 S. La Salle St., Suite 1110, Chicago, IL 60605


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

 

NMLS ID

 

NAME OF APPLICANT

 

CITY

 

STATE

 

August 23, 2018

 

1771537

Ronkay Kelon Griffith

Brooklyn

New York

September 20, 2018

 

1518374

Nechama Neumann

New City

New York

November 10, 2018

 

1644282

Nicholas Vaglica

Hicksville

New York

December 30, 2018

 

8251

Jewel Crivelli

Brooklyn

New York

December 31, 2018

 

1552662

Brian Joseph Roth

Ronkonkoma

New York

January 2, 2019

 

68042

Joseph A. Landaverde

Huntington

New York

January 3, 2019

 

39522

Jason C. Doherty

Waterbury

Connecticut

January 4, 2019

 

129448

Mohamed Imran Illyas

Hackensack

New Jersey

January 4, 2019

 

148091

Carlos Quezada

Valley Stream

New York

January 4, 2019

 

170137

Christine Ann DePaepe

Park Ridge

Illinois

January 4, 2019

 

1176897

Gulin Cosgrove

Sanford

Florida

January 4, 2019

 

1716841

Luis M. Gutierrez

Lafayette

New Jersey

January 9, 2019

 

1132209

Ouranea Ranea Nikolaou

Astoria

New York

January 9, 2019

 

1643243

Matthew Scott Focer

Rockville Centre

New York

January 10, 2019

 

244814

Maureen Catherine Vella

Bayville

New York

January 11, 2019

 

225777

Anthony J. Sanchez

Clark

New Jersey

January 15, 2019

 

1696764

Charles James Elswick

Columbus

Ohio

January 15, 2019

 

1815846

Chaim Weiser

Monroe

New York

January 16, 2019

 

12809

Philip Warren Wagner

Schnectady

New York

January 16, 2019

 

66871

Jeffrey Robert Sosnicki

Islip

New York

January 17, 2019

 

1808379

Valarie Hart Rigdon

Columbia

Missouri

January 18, 2019

 

339766

Jaganmohan Ram Pasapula

Flushing

New York

January 18, 2019

 

1160166

Anthony Nicolo

Staten Island

New York

January 18, 2019

 

1370705

Chayin Anthony Cha-tom

Uniondale

New York

January 18, 2019

 

1685055

Maria Christina Goldstein

Media

Pennsylvania

January 18, 2019

 

1719963

Jared Abraham Orlofsky

Southfield

Michigan

January 18, 2019

 

1803558

Joseph David Wardin

Royal Oak

Michigan

January 18, 2019

 

1813566

Brendan Michael Rajala

Waterford

Michigan

January 18, 2019

 

1813582

Devin Marie Rasky

Allen Park

Michigan

January 18, 2019

 

1813592

Rebecca Lynn Nims

Redford

Michigan

January 18, 2019

 

1813599

Joel Henry Rumsey

Troy

Michigan

January 18, 2019

 

1813611

Nicholas David Schuit

Howell

Michigan

January 18, 2019

 

1813681

Alexander James-Lee Shelly

Berkley

Michigan

January 18, 2019

 

1813706

Polikron Tesho

Royal Oak

Michigan

January 18, 2019

 

1813708

Parker Scott McInnis

Royal Oak

Michigan

January 18, 2019

 

1813723

Elizabeth Marie Wenson

Milford

Michigan

January 18, 2019

 

1813724

Ishmael Saeed Thomas

Detroit

Michigan

January 18, 2019

 

1815207

Christopher James Morabito

Huntington

New York

January 22, 2019

 

575761

Michael Francis Orsino

Perkasie

Pennsylvania

January 22, 2019

 

1045666

Lee Jared Dossick

Philadelphia

Pennsylvania

January 22, 2019

 

1584087

John Albert Allen

Chesterfield

Michigan

January 22, 2019

 

1763790

Ryan Robert Slocum

Wyandotte

Michigan

January 22, 2019

 

1794543

Davon Lorenzo Groce

Southgate

Michigan

January 22, 2019

 

1794685

Keenan Patrick O'Dacre

Waterford

Michigan

January 22, 2019

 

1803436

Benjamin Wallace Brennan

Detroit

Michigan

January 22, 2019

 

1813584

Michael Joseph Carroll

Casco

Michigan

January 23, 2019

 

70630

Charles Thomas Curtis

Raleigh

North Carolina

January 23, 2019

 

635563

Keith George Ulrick

Jacksonville

Florida

January 23, 2019

 

1673740

Alexandria Fiorenza

Staten Island

New York

January 23, 2019

 

1735117

Sabrina Dawn Chamberlin-Aguado

Clayton

North Carolina

January 23, 2019

 

1803265

Debbie Thi Ho

Sterling Heights

Michigan

January 23, 2019

 

1812920

Moshe Niehaus

Passaic

New Jersey

January 23, 2019

 

1813433

Aisha Arif Ali

Rochester Hills

Michigan

January 23, 2019

 

1813596

Brian Ataka Omondi

Howell

Michigan

January 24, 2019

 

140387

Melissa Ann Alexander

Saratoga Springs

New York

January 24, 2019

 

1742007

Lucija Marinkovic

Cliffside Park

New Jersey

January 24, 2019

 

1813536

Adam Mikel Mann

Southfield

Michigan

January 25, 2019

 

1332730

Haider Al-Ramdhan

Dearborn

Michigan

January 25, 2019

 

1592850

James Charles Dooney

Perkasie

Pennsylvania

January 28, 2019

 

46632

Muhammed Firoz Khan

Germantown

Maryland

January 28, 2019

 

47047

Papa Seyni Dieng

Sterling

Virginia

January 28, 2019

 

47184

Syed Salman Ali

Springfield

Virginia

January 28, 2019

 

47202

Taher Abdur Rasheed

Ashburn

Virginia

January 28, 2019

 

172510

Michael Douglas Kinder

Fishers

Indiana

January 28, 2019

 

823867

Hassan Rasool Khokhar

Ashburn

Virginia

January 28, 2019

 

1448802

Thomas Wayne Grimsey

Arcadia

Indiana

January 28, 2019

 

1803585

Megan Kathleen Schmider

Tempe

Arizona

January 28, 2019

 

1813719

Jacob Adam White

Macomb

Michigan

January 29, 2019

 

1700544

Sebastian Chica

Valhalla

New York

January 29, 2019

 

1798579

Joshua Wayne Pinard

Baldwinsville

New York

January 29, 2019

 

1812827

Brooklyn Richelle Carr

Addison

Texas

January 31, 2019

 

873451

Joseph Marvin Curley

Ellicott City

Maryland

January 31, 2019

 

1371489

Jeffrey Edward Majer

Midlothian

Virginia

January 31, 2019

 

1610675

Jose Pablo Tarazona Sanchez

Silver Spring

Maryland

January 31, 2019

 

1813868

Nour Hdad

Westland

Michigan

 


SECTION II

January 28, 2019 (BK-CEU)
SENECA SAVINGS BANK
35 Oswego Street, Baldwinsville, NY  13027

Application pursuant to Section 96-d of the Banking Law, for the designation of the Hamlet of Bridgeport, towns of Cicero (Onondaga County) and Sullivan (Madison County), as a Banking Development District, was approved by the Superintendent.  The co-applicant is the Town of Sullivan.


January 30, 2019 (SB-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, New York 14902

Authorization certificate dated October 27, 2008, to occupy a branch office at Oakdale Mall, 601-635 Harry L Drive, Johnson City, Broome County, New York 13790, surrendered for cancellation.

Operations discontinued as of January 18, 2019.


February 1, 2019 (TR-CRB)
BNB BANK
2200 Montauk Highway, Bridgehampton, New York 11932

Approval granted to change the location of the branch office from 48 East Montauk Highway, Hampton Bays, Suffolk County, NY 11946 to 93 East Montauk Highway, Hampton Bays, Suffolk County, NY 11946, on or after February 2, 2019.


February 1, 2019 (TR-CRB)                                                       
ORANGE BANK & TRUST COMPANY
212 Dolson Avenue, Middletown, New York 10940

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 5-7 West Cross Street, Suite 7A, Hawthorne, Town of Mount Pleasant, Westchester County, New York 10532 will not result in a significant reduction of banking services in the affected community.


February 5, 2019 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Authorization to occupy a branch office at 193-01 Northern Boulevard, Flushing, Borough of Queens, City of New York 11358, surrendered for cancellation.

Operations discontinued as of January 21, 2019.


February 5, 2019 (TR-CRB)                         
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14902

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of the branch office at 243 North Hamilton Street (formerly 222 North Hamilton Street), Painted Post, Steuben County, New York 14870, will not result in a significant reduction of banking services in the affected community.


February 6, 2019 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK
127 Main Street, Canton, NY 13617

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 68 Main Street, Saranac Lake, Franklin County, New York 12983.


February 6, 2019 (MI-CRB)
S&T BANK
800 Philadelphia Street, Indiana, PA 15701

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 403 Main Street, Suite 225, Buffalo, Erie County, New York 14203.


February 6, 2019 (MI-CRB)
REPUBLIC BANK
50 South 16th Street, Suite 2400, Philadelphia, Pennsylvania 19102

Authorization issued to open and occupy a branch office at 90 Fifth Avenue, Borough of Manhattan, City of New York 10011, on or after February 7, 2019.


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

January 31, 2019 (BR-MBD)
Full Service Branch
THE MINT CAPITAL INC
35 West Street, Unit 101, Office A, Spring Valley, NY 10977


License to engage in the business of a Mortgage Banker Branch surrendered:

February 6, 2019 (MB-MBD)
Total Mortgage Services, LLC
10 Executive Park Drive, Suite B, Halfmoon, NY 12065
Effective Date: February 1, 2019


Mortgage Banker License Address Changes:

February 1, 2019 (MB-MBD)
Funding Resources Mortgage Corporation
From: 777 Passaic Avenue, Suite 535, Clifton, NJ 07012
To: 777 Passaic Avenue, Suite 220, Clifton, NJ 07012


Mortgage Broker Branch Certificate Address Changes:

February 1, 2019 (BR-MBD)
The Funding Store LLC
From: 48 Wall Street, Suite 1100, Office 55, New York, NY 10005
To: 14 Wall Street, 20th Floor, Office 2050, New York City, NY 10005


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN

 

NMLS ID

 

NAME OF APPLICANT

 

CITY

 

STATE

 

2/6/2019

1763067

Connor Nevada Mehl

Waterford

Michigan

 


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL

 

NMLS ID

 

NAME OF APPLICANT

 

CITY

 

STATE

 

SPONSORING ENTITY

 

January 30, 2019

341225

Sewkumarie Singh

Freeport

New York

New Apple Funding Corp. 

January 30, 2019

368805

Angel R. Martinez

New York

New York

Canyon Mortgage Corp.

January 30, 2019

987222

Raymond Young

Flushing

New York

Galaxy Lending Corporation

February 1, 2019

1102392

Joe Fuchs

Spring valley

New York

The Mint Capital Inc.

February 5, 2019

8013

Ivan Phillipe Brathwaite

Brooklyn

New York

Contour Mortgage Corporation

February 5, 2019

18900

Christian Weigand

Westfield

New Jersey

Sunquest Funding LLC

February 5, 2019

289927

Francis Neil Carti

Oakland

New Jersey

Mortgage Unlimited, LLC

February 5, 2019

412470

Pat Anthony Villano

Hopatcong

New Jersey

Family First Funding LLC

February 5, 2019

663818

Yury Gokhberg

Brooklyn

New York

CGAP, Inc.

February 5, 2019

1220922

Dana Krayeski

Hicksville

New York

Academy Mortgage Corp.

February 5, 2019

1276208

Zoraya Rosa Arguelles

White Plains

New York

Greenway Mortgage Funding Corp.

February 5, 2019

1450028

Thomas Joseph McEntee

Manhasset

New York

Professional Mortgage Solutions, Inc.

February 5, 2019

1633819

Brian Cosgrove

West Islip

New York

Homereliance Capital Corp.