Weekly Banking Bulletin

February 22, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

February 14, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated February 13, 2019, for permission to change the location of branch office from One Research Court, Rockville, Montgomery County, MD 20850 to 77 Upper Rock Circle, Rockville, Montgomery County, Maryland 20850, received.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

February 20, 2019 (BR-MBD)
Applicant(s)
David Meir Hassan
Fernando Mauricio Ordonez
Gaston Ezequiel Schneider
As: The Q Kapital Group Corp
18851 NE 29th Ave Ste 104A, Aventura, FL 33180

February 20, 2019 (BR-MBD)
Applicant(s)
Gilbert Eugene Ellis
As: GCT MORTGAGE BROKERS, LLC
253 Ralph Avenue, Brooklyn, NY 11233


Application to establish a Mortgage Banker's Branch received for examination:

February 20, 2019 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC D/B/A MLB Mortgage
10 Executive Park Drive, Suite 102, Halfmoon, NY 12065


Application to establish a Mortgage Loan Servicer’s Branch received for examination:

February 14, 2019 (MS-MBD)
Full Service Branch
PennyMac Loan Services, LLC


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE

October 7, 2018

72225

Martha Maria Johnson

Bronx

New York

January 4, 2019

1670222

John R. Doria

Brewster

New York

January 7, 2019

1790366

Julie Ann Leon

Woodhaven

New York

January 10, 2019

1773963

Jermih Epstein

Monroe

New York

January 14, 2019

38735

Anthony Chastanet

Scarsdale

New York

January 22, 2019

16011

Anthony Joseph Pellicane

Islip

New York

January 23, 2019

1804133

Anthony Joseph Conti

Mohegan Lake

New York

January 24, 2019

1771822

Nampetch Thephassadin Na Ayuthaya

Chicago

Illinois

January 28, 2019

55813

Ezra Ziff

Jamaica

New York

January 31, 2019

119952

Steven Rosenberg

Commack

New York

February 4, 2019

1220765

Adam Jones

Pittsford

New York

February 4, 2019

1523734

Washington Herman Ryles

Charlotte

North Carolina

February 4, 2019

1532990

Sheneathia La'Toya De La Oz

Charlotte

North Carolina

February 4, 2019

1780031

Isaac Jacobson

Cedarhurst

New York

February 5, 2019

1657398

Herbert Alonso Gil

Ozone Park

New York

February 6, 2019

532214

Ernest Rispoli

Tappan

New York

February 7, 2019

1733053

James Bishal Choudhury

Jericho

New York

February 7, 2019

1813712

Kristin Marian Wilson

Canton

Michigan

February 8, 2019

1283601

Scott Noll McLean

Salem

Oregon

February 8, 2019

1822747

Alfred James Alcasid

Staten Island

New York

February 11, 2019

89655

Jamal Alexander Bowe

Raleigh

North Carolina

February 11, 2019

198531

Kevin Michael Cesear

North Ridgeville

Ohio

February 11, 2019

1384846

Arinder Singh

Brooklyn

New York

February 11, 2019

1519443

Brian Francis Noonan

Richmond

Virginia

February 11, 2019

1730698

Jeffery Allen Barts

Jacksonville

Florida

February 11, 2019

1751864

Ryan Matthew Calo

Pepper Pike

Ohio

February 11, 2019

1783513

Marwa Rahaf Mamlouk

Westlake

Ohio

February 11, 2019

1813395

Benjamin Lawrence Madama

North Olmsted

Ohio

February 11, 2019

1813455

John Luke Logsdon

Solon

Ohio

February 12, 2019

5192

Brian F. Benjamin

Red Bank

New Jersey

February 12, 2019

1742246

Bennett Thomas Vandertill

Cleveland

Ohio

February 12, 2019

1794647

Bradlee Robert Dennison

New Philadelphia

Ohio

February 12, 2019

1794649

Brendan James Bergh

Kent

Ohio

February 12, 2019

1803069

Tamisha Naudia Cummings

Parma

Ohio

February 12, 2019

1803201

Sean Michael Haltam

Medina

Ohio

February 12, 2019

1803207

Seth Tyler Holliday

Parma Heights

Ohio

February 12, 2019

1813459

Matthew Charles Henderson

Solon

Ohio

February 12, 2019

1813520

Shayla Marie Lyles

Willoughby

Ohio

February 12, 2019

1813547

Travis Byron Lang

Cleveland Heights

Ohio


SECTION II

February 11, 2019(TR-CMD)
AMERICAN STOCK TRANSFER & TRUST COMPANY LLC
62-01 15th Avenue, Brooklyn, NY 11219
FIRST AMERICAN STOCK TRANSFER, INC. (MI)
5147-West Topeka Drive, Glendale, AZ 85308

Application, pursuant to Section 600 (7) of the Banking Law, for First American Stock Transfer, Inc. to merge with and into American Stock Transfer & Trust Company LLC, under the name American Stock Transfer & Trust Company LLC approved.


February 15, 2019 (MI-CRB)
CNB BANK
One South Second Street, Clearfield, Pennsylvania 16830

Application dated December 14, 2018 for permission to open and occupy a branch office at 827 Hopkins Road, Amherst, Erie County, New York 14221, withdrawn.


February 20, 2019 (MI-CRB)
NORTHWEST BANK
Second at Liberty, Warren, PA 16365

Approval given to change the location of branch office from 6409 Transit Road, East Amherst, Erie County, NY 14051 to 6525 Transit Road, East Amherst, Erie County, NY 14051, on or after February 21, 2019.


February 20, 2019 (BP - LFS)
GREENPATH, INC.
36500 Corporate Drive, Farmington Hills, MI 48331

A license rider was issued to reflect the relocation of a branch office effective February 18, 2019, as follows:

From: 300 Garden City Plaza, Suite 220, Garden City, NY 11530
To: 34 Willis Avenue, Suite 104


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 20, 2019 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
421 Main St., Storefront, Boonton, NJ 07005


Certificate to engage in the business of a Mortgage Broker surrendered:

February 20, 2019 (BR-MBD)
South Central Mortgage Corp
44 South Central Avenue, Valley Stream, NY 11580
Effective Date: February 5, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

February 20, 2019 (MB-MBD)
Caliber Home Loans, Inc.
151 Southhall Lane, Suite 170, Maitland, FL 32751
Effective Date: February 15, 2019

February 20, 2019 (MB-MBD)
United Mortgage Corp. D/B/A NY Finest Funding
United Faith Mortgage
10 Fairway Drive, Suite 305, Deerfield Beach, FL 33441
Effective Date: February 19, 2019

February 20, 2019 (MB-MBD)
CMG Mortgage, Inc.
8650 Freeport Parkway, Suite 125, Irving, TX 75063
Effective Date: January 22, 2019


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department on February 8, 2019, in lieu of a hearing for a fine or revocation of its mortgage banker license to settle violations of the Banking Law by conducting New York regulated mortgage loan activities under an unauthorized assumed name. The Settlement Agreement terms and conditions include a fine of $10,000.

February 8, 2019 (MB-MBD)
Impac Mortgage Corp. D/B/A Excel Mortgage
19500 Jamboree Road, Irvine, CA 92612


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OF APPLICANT CITY STATE

February 15, 2019

10234

Wendy L. Moran

Jacksonville

Florida


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS # NAME OF APPLICANT CITY STATE SPONSORING ENTITY

February 13, 2019

94085

Carmen R. Cerron

Mamaroneck

New York

Residential Home Funding Corp.

February 13, 2019

210931

Michael Bellano

Willow Grove

Pennsylvania

US Mortgage Corporation

February 13, 2019

244814

Maureen Catherine Vella

Bayville

New York

American Financial Network, Inc.

February 13, 2019

258253

Gregory Clifford Laywell

Garland

Texas

Everett Financial, Inc.

February 13, 2019

373950

Matthew Stephen Powell

Tempe

Arizona

Fairway Independent Mortgage Corporation

February 13, 2019

954122

Gurpreet Singh

Richmond Hill

New York

R & J Capital Group, LLC

February 13, 2019

1313375

Kendra Daniel

Richmond Hill

New York

Cliffco, Inc.

February 13, 2019

1434095

Leneque King

Jamaica

New York

Meadowbrook Financial Mortgage Bankers Corp.