Weekly Banking Bulletin

March 22, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

March 11, 2019 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Application dated March 7, 2019, for permission to open and occupy a branch office at 34 Popham Road, Scarsdale, Westchester County, New York 10583, received.


March 15, 2019 (TR-CRB)
BNB BANK
2200 Montauk Highway, Bridgehampton, NY 11932

Application dated March 8, 2019, for permission to change the location of branch office from 12 East 52nd Street, Borough of Manhattan, City of New York 10022 to 34 East 51st Street, Borough of Manhattan, City of New York 10022, received.


March 19, 2019 (TM-LFS)
CONTINENTAL EXCHANGE SOLUTIONS, INC. U/A/N RIA FINANCIAL SERVICES U/A/N AFEX MONEY EXPRESS U/A/N HIFX
7001 Village Drive, Suite 200, Buena Park, CA 90621

Notification received of the discontinuance/withdrawal of the use of the assumed name u/a/n HiFX and the assumption of the dba name Xe USA.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


March 22, 2019 (TM-LFS)
GLOBAL TRANSFERS LLC
400 Kelby Street, Parker Plaza, Suite 1600, Fort Lee, NJ 07024

Application received for a license to engage in business as a transmitter of money at 400 Kelby Street, Parker Plaza, Suite 1600, Fort Lee, NJ 07024.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 22, 2019 (TM-LFS)
VISA GLOBAL SERVICES INC.
900 Metro Center Blvd. Mailstop 1Z, Foster City, California 94404

Application received for a license to engage in business as a transmitter of money at 900 Metro Center Blvd. Mailstop 1Z, Foster City, California 94404.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 22, 2019 (TM-LFS)
TAGOMI TRADING LLC
201 Montgomery Street, (Second Floor), Jersey City, NJ 07302

Application received for a license to engage in business as a transmitter of money at 201 Montgomery Street, (Second Floor), Jersey City, NJ 07302

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

March 20, 2019 (MB-MBD)
Applicant(s)
Charles Epefeny Amato
Debra Groves Dunn
Edward Clinton Kershner
Efeosa Aghimien
Gary Lee Dudley
Gerry Rae Hill Lesch
Kermit Douglas Dannenberg
Scott Van Stewart
Southwest Business Corporation
Susan Totten Stewart
As: SWBC Mortgage Corporation
9311 San Pedro, Suite 100, San Antonio, TX 78216


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

March 20, 2019 (BR-MBD)
Applicant(s)
Nimer Dewan
As: $MARTMART LLC
8508 Astoria Blvd, 1 Ste, East Elmhurst, NY 11370


Application to establish a Mortgage Banker's Branch received for examination:

March 14, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
6 Pond St., First Floor, Suite 1, Plattsburgh, NY 12901

March 14, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
847 Annadale Road, 2nd Floor, Staten Island, NY 10312

March 18, 2019 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
320 W Ohio St, Suite 1E, Chicago, IL 60654

March 19, 2019 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
1033 B Avenue Suite 105, Coronado, CA 92118

March 19, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
15 S Main Street, 2nd Floor #G, Marlboro, NJ 07746

March 20, 2019 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
6833 Clark State Road, Blacklick, OH 43004

March 20, 2019 (MB-MBD)
Full Service Branch
A&D Mortgage LLC
425 Main Street, Hackensack, NJ 07601


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE

November 8, 2018

1389406

Gerry Rae Hill Lesch

San Antonio

Texas

January 14, 2019

1739610

Marcel F. Alcala

Little Ferry

New Jersey

January 15, 2019

1769358

Ileana Mercedes Mejia

New York

New York

February 7, 2019

1820951

Joseph Anthony Giannuzzi

Cicero

New York

February 8, 2019

384829

Robert Edwin Arnett

Morrow

Ohio

February 19, 2019

1537716

Nicholas J. Principe

Coventry

Rhode Island

March 1, 2019

1280563

Irene Bezenyan

Wellington

Florida

March 4, 2019

831792

Michele Joseph Perrulli

Oceanport

New Jersey

March 5, 2019

384830

Chris Alan Kulp

Hellertown

Pennsylvania

March 7, 2019

406320

John Michael Marinaro

Manalapan

New Jersey

March 7, 2019

1831970

Kathleen Rose McEldowney

Brooklyn

New York

March 11, 2019

118902

John Paul Dinnocenzo

Highland Beach

Florida

March 11, 2019

1803421

Andrea Rita Marrogy

Westland

Michigan

March 12, 2019

197800

Pasqualino Staffa

Mullica Hill

New Jersey

March 12, 2019

1717627

Austin Chanllor Gilbert

Noblesville

Indiana

March 15, 2019

1650661

Kaitlyn Rose Tobin

Carmel

Indiana

March 18, 2019

1016467

Ralph William Pacheco

Chino Hills

California

March 18, 2019

1737087

Ashlee Renee McGurer

Greenwood

Indiana


SECTION II

January 28, 2019 (FB-FWB)
UNITED BANK LIMITED
State Life Building, No.1 - 8th Floor, I.I. Chundrigar Road, Karachi, 74000 Pakistan 

Voluntary liquidation, pursuant to Section 605.11 of the New York Banking Law, of its New York branch located at 80 Broad Street, New York, New York, 10004, completed.  License surrendered as of January 28, 2019.


March 18, 2019 (MI-CRB)
ROYAL BUSINESS BANK
1055 Wilshire Boulevard, Suite 1200, Los Angeles, CA 90017

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 123 East Broadway, Borough of Manhattan, City of New York 10002, will not result in a significant reduction of banking services in the community to be affected.


March 20, 2019 (LL-LFS)
WESTLAKE DIRECT, LLC
4751 Wilshire Boulevard, Suite 100, Los Angeles, California 90010

Application for a license to engage in business as a licensed lender at 4751 Wilshire Boulevard, Suite 100, Los Angeles, CA 90010 was approved effective March 7, 2019.


March 20, 2019 (MI-CRB)
US METRO BANK
9866 Garden Grove Boulevard, Garden Grove, CA 92844

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 31 East 34th Street, 7th Floor, Unit #7079, Borough of Manhattan, City of New York 10001.


March 20, 2019 (LL-LFS)
OMNI FINANCIAL OF NEVADA, INC.
6655 W. Sahara Avenue, Suite C104, Las Vegas, NV 89146

Application filed by Omni Financial of Nevada, Inc. to engage in doing business as a licensed lender was approved effective March 7, 2019.

Authorization to open and occupy a branch office at 26000 US RT 11, Evans Mills, New York 13637 on or after March 7, 2019 was granted.


March 20, 2019 (TR-CRB)
ORANGE BANK & TRUST COMPANY
212 Dolson Avenue, Middletown, New York 10940

Authorization granting permission to open and occupy a branch office at 5-7 West Cross Street, Suite 7A, Hawthorne, Town of Mount Pleasant, Westchester County, New York 10532, surrendered for cancellation.

Office discontinued as of March 8, 2019.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

March 15, 2019 (MB-MBD)
Full Service Branch
American Neighborhood Mortgage Acceptance Company, LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
401 Hackensack Avenue, Suite 804, 8th Floor, Hackensack, NJ 07601

March 15, 2019 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
14523 SW Millikan Way, Suite 200, Beaverton, OR 97005

March 18, 2019 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
1635 Union Center Highway, Suite 205, Endicott, NY 13760

March 19, 2019 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/As:
NY Finest Funding
United Faith Mortgage
30011 Ivy Glenn Drive, Suite 218, Laguna Niguel, CA 92677

March 19, 2019 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.  D/B/A Fellowship Home Loans
626 Sheepshead Bay Rd, Unit 710, Brooklyn, NY 11224

March 19, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
900 Stewart Avenue, 1st Floor Suite #125, Garden City, NY 11530

March 19, 2019 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
200 Somerset Corporate Blvd., Suite 1005, Bridgewater, NJ 08807

March 19, 2019 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
39 Mill Plain Road, Unit 6, Danbury, CT 06810


Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

March 18, 2019 (BR-MBD)
Full Service Branch
Superior Mortgage Co., Inc.
1117 Main Street, Storefront, Fishkill, NY 12524


Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York Banking Law:

March 18, 2019 (MS-MBD)
Full Service Branch
Bayview Loan Servicing, LLC
5151 E Broadway Blvd., Suite 155, Tucson, AZ 85711


Application to establish a Mortgage Banker's Branch received for examination, has been withdrawn:

March 18, 2019 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
56 Center Street, Third Floor, Southington, CT 06489


License to engage in the business of a Mortgage Banker surrendered:

March 15, 2019 (MB-MBD)
ISB Mortgage Co., L.L.C. D/B/A Investors Home Mortgage
249 Millburn Avenue, Millburn, NJ 07041
Effective Date: March 13, 2019


Certificate to engage in the business of a Mortgage Loan Servicer surrendered:

March 15, 2019 (MLS-MBD)
Seterus, Inc.
3039 Cornwallis Road, Building 203 #AA145, Research Triangle Park, NC 27709
Effective Date: February 28, 2019


Certificate to engage in the business of a Mortgage Loan Servicer branch surrendered:

March 15, 2019 (MLS-MBD)
Seterus, Inc.
14523 SW Millikan Way, Suite 200, Suite 200, Unit 262, Beaverton, OR 97005
Effective Date: February 28, 2019


Certificate to engage in the business of a Mortgage Broker surrendered:

March 15, 2019 (BR-MBD)
Douglas C. Cleary   D/B/A Innovation Mortgage
120 East 36th Street, Apt. 4-D, New York, NY 10016
Effective Date: March 8, 2019

March 15, 2019 (MB-MBD)
Kyanite Services, Inc.
14523 SW Millikan Way, Suite 200, Unit 262, Beaverton, OR 97005
Effective Date: March 15, 2019
March 18, 2019 (BR-MBD)
A1 Funding, Inc.
505 Route 208, Suite 31, Monroe, NY 10950
Effective Date: December 31, 2018


Mortgage Banker License Name Changes:

March 14, 2019 (MB-MBD)
From: Cliffco, Inc. D/B/A Cliffco Mortgage Bankers
To: Cliffco, Inc. D/B/A Cliffco Mortgage Bankers D/B/A CLOUT WMB


Mortgage Broker Certificate Address Changes:

March 14, 2019 (BR-MBD)
RFA Capital Corp.
From: 30 Old Kings Highway South, Suite #224, Darien, CT 06820-4551
To: 1921 Boston Post Road Suite 3A, Darien, CT 06820


Mortgage Banker Branch License Address Changes:

March 20, 2019 (MB-MBD)
Carrington Mortgage Services, LLC
From: 6200 Tennyson Parkway, Suite 210, Plano, TX 75024
To: 6200 Tennyson Parkway, Suites 210 & 110-B, Plano, TX 75024


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY

March 15, 2019

6852

Michael Anthony Verdicchio

Hillsdale

New Jersey

Homeland Lending LLC

March 15, 2019

13275

Suzanne D'Angelo

Franklin

New York

Music City Mortgage, Inc.

March 15, 2019

66044

Peter Anthony Prosper

Glenville

New York

Prosper First Funding Corporation

March 15, 2019

66153

Kevin Dougherty

East Patchogue

New York

loanDepot.com, LLC

March 15, 2019

283709

Dwight Northover

Livingston

New Jersey

Mortgage First Direct Inc.

March 15, 2019

484530

Robert Joseph Kopcha

Westwood

New Jersey

Reverse Mortgage Funding LLC

March 15, 2019

695604

Paul David Mies

Yorba Linda

California

Nationstar Mortgage LLC

March 15, 2019

994923

Andre Stevenson

Dallas

Texas

Nationstar Mortgage LLC

March 15, 2019

1012614

Eric Tedmund Pettigrew

Aubrey

Texas

Nationstar Mortgage LLC

March 15, 2019

1085302

Joanne Marie Eckardt

Sacramento

California

Liberty Home Equity Solutions, Inc.

March 15, 2019

1233874

Valerie Cushman

Camillus

New York

Movement Mortgage, LLC

March 15, 2019

1586718

Tori Renee Reynolds

Irvine

California

Nationstar Mortgage LLC

March 15, 2019

1712104

Brooke Alyse Howell

Charlotte

North Carolina

New Penn Financial, LLC

March 15, 2019

1721227

Tyler David Smedley

Elk Grove

California

American Advisors Group, Inc.

March 15, 2019

1729523

Petegay Antoinette Simone Johnson

Brooklyn

New York

East Coast Capital Corp.

March 15, 2019

1768829

Efraim Eliezer Kastel

Chestnut Ridge

New York

Ark Mortgage, Inc.

March 15, 2019

1788813

Lloyd Matthew Smith

Sacramento

California

American Advisors Group, Inc.

March 19, 2019

1283601

Scott Noll McLean

Salem

Oregon

Nationstar Mortgage LLC

March 19, 2019

1423408

Jonathan Edward Carrico

Mission Viejo

California

American Financial Network, Inc.