Weekly Banking Bulletin

April 05, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices rec ed by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank MB Mortgage Banker
BP Budget Planner BR Mortgage Broker
CC Check Casher MS Mortgage Servicer
CU Credit Union PF Premium Finance Agency
FA Foreign Agency PB Private Banker
FB Foreign Branch SD Safe Deposit Company
FR Foreign Representative Office SF Sales Finance Agency
HC Holding Company SL Savings and Loan Association
IC Investment Company SB Savings Bank
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

Application to establish a Mortgage Banker's Branch received for examination:

March 28, 2019 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
288 New York Avenue, Ground Floor,
Huntington, NY 11743

April 02, 2019 (MB-MBD)
Full Service Branch
NewRez LLC D/B/As: Rate30 Shellpoint Mortgage Servicing
4350 Lassiter at North Hills Avenue, Suite 280,
Raleigh, NC 27609

April 03, 2019 (MB-MBD)
Full Service Branch
United Mortgage Corp. D/B/As: NY Finest Funding United Faith Mortgage
325 South Main Street, 1st Floor,
Freeport, NY 11520


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE

January 28, 2019

1731596

Joshua John Ralston

Phoenix

Arizona

February 7, 2019

1663851

Audrey Elizabeth Morrell

Denton

Texas

February 11, 2019

1803216

Jacob Allard May

Brunswick Ohio

February 13, 2019

1518728

Louis Yusti

Fort Lee

New Jersey

February 19, 2019/p>

1700568

Gabriel Alejandro Querales

Phoenix

Arizona

February 21, 2019

1825177

Hadi Sami Nahle

Dearborn

Michigan

February 26, 2019

3988

Joe Peres

Wilton

Connecticut

February 26, 2019

1625240

Bryan Adam Lazerus

Mastic

New York

February 27, 2019

1832888

Harrison P. Sangster

Wilmington

New York

March 1, 2019

1716308

Mark S. Paragon

Mamaroneck

New York

March 7, 2019

167031

Jose A. Gonzalez

Middletown

Connecticut

March 8, 2019

1740441

Jason Macaluso

Rockville Centre

New York

March 13, 2019

64011

Irene Schatz

Seaford

New York

March 14, 2019

109955

Gerald P. Rothman

Coventry

Connecticut

March 14, 2019

1835759

Gerald Robert Austin

Johnstown

New York

March 15, 2019

7729

Tony Kim Meuers

Portland

Oregon

March 18, 2019

1837296

Feron Khan

South Richmond Hill

New York

March 20, 2019

624668

Jeremy R. Miller

Fredon

New Jersey

March 25, 2019

1533823

Daniel Isaac McDonald

Laurel

Maryland

March 25, 2019

1690815

Ebony Danielle Cormier

Grand Prairie

Texas

March 25, 2019

58554

Richard Javier Alvarez

Huntington Station

New York

March 26, 2019

1839650

Devin Kyle Smith

Columbia

Missouri

March 27, 2019

858083

Thomas A. Masella

Marlton

New Jersey

March 27, 2019

1461248

Daniel Lee McAteer

Denton

Texas

March 27, 2019

1812837

Margaret Frances O'Donnell

Burleson

Texas

March 27, 2019

1812846

Camrin Ford Corliss

Arlington

Texas

March 28, 2019

1594493

Michael Terry Willis

Sacramento

California

March 28, 2019

1812818

Brennan Storm Fellows

Dallas

Texas


SECTION II

March 27, 2019 (MI-CRB)

BANK OF ENGLAND
123 South Main Street, England, AR 72046

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 120 E. 23rd Street, Suite 4032, Borough of Manhattan, City of New York 10010.


March 29, 2019 (BK-CRB)

SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 110 N. Corcoran Street, Suite 04-115, Durham, Durham County, North Carolina 27701.


April 2, 2019 (MI-CRB)

BANK OF ENGLAND
5123 South Main Street, England, AR 72046

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 247 West 38th Street, Suite 1601-A, Borough of Manhattan, City of New York 10018.


April 2, 2019 (TR-CRB)

GENESEE REGIONAL BANK
1850 Winton Road South, Rochester, NY 14618

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 135 Old Cove Road, Suite 202, Liverpool, Onondaga County, New York 13088.


April 2, 2019 (TR-CRB)

MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 1375 Martin Street, State College, Centre County, Pennsylvania 16803.


April 2, 2019 (TR-CRB)

MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at Lincoln Corporate Center, 24 Albion Road, Lincoln, Providence County, Rhode Island 02865.


April 2, 2019 (TM-LFS)

SHAKA EXPRESS CORP
2828 Kennedy Blvd Room 205, Jersey City, NJ 07306

Application filed by Shaka Express Corp to engage in doing business as a transmitter of money located at 2828 Kennedy Blvd, Room 205, Jersey City, NJ 07306 was approved effective March 29, 2019.


April 3, 2019 (BP.-.LFS)

NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION
600 University Street, Suite 2409, Seattle, WA 98101

A license rider was issued to reflect the relocation of a branch office effective April 1, 2019, as follows:

From: 263 4th Street, Bremerton, WA 98337 To: 500 Pacific Avenue, Suite 550, Bremerton, WA 98337


April 3, 2019 (LL-LFS)

FLAGSHIP CREDIT ACCEPTANCE LLC
3 Christy Drive, Suite 201, Chadds Ford, PA 19317

Branch Office: 4602 E. University Drive, Suite 130, Phoenix, AZ 85034
Branch Office: 4600 Regent Boulevard, Suite 100, Irving, TX 75063

Applications filed by Flagship Credit Acceptance LLC for a De Novo license with two branch offices to engage in business as a licensed lender were approved effective March 21, 2019.


License issued to engage in the business of a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 1, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
6 Pond St., First Floor, Suite 1, Plattsburgh, NY 12901

April 1, 2019 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
847 Annadale Road, 2nd Floor, Staten Island, NY 10312


Certificate to engage in the business of a Mortgage Broker surrendered:

April 2, 2019 (BR-MBD)
First Laridian Mortgage Company, Inc.
577 Hamburg Turnpike, Wayne, NJ 07470
Effective Date: March 19, 2019

April 2, 2019 (BR-MBD)
Better Choice Funding Inc.
133 Kingston Avenue, Store Front, Brooklyn, NY 11213
Effective Date: March 14, 2019

April 2, 2019 (BR-MBD)
First Mortgage Corp.
80 Washington Street, Suite 204, Poughkeepsie, NY 12601
Effective Date: January 9, 2019


Certificate to engage in the business of a Mortgage Loan Servicer surrendered:

April 3, 2019 (MS-MBD)
Homeward Residential, Inc.
16675 Addison Road, Addison, TX 75001-5116
Effective Date: February 28, 2019


License to engage in the business of a Mortgage Banker Branch surrendered:

March 29, 2019 (MB-MBD)
FGMC in lieu of
First Guaranty Mortgage Corporation
5800 Tennyson Parkway, Suite 450, Plano, TX 75024
Effective Date: March 29, 2019

April 2, 2019 (MB-MBD)
CMG Mortgage, Inc.
4949 Meadows Road, Suite 450, Lake Oswego, OR 97035
Effective Date: January 22, 2019

April 2, 2019 (MB-MBD)
United Mortgage Corp. D/B/As:
NY Finest Funding
United Faith Mortgage
449 Deanna Lane, Charleston, SC 29492
Effective Date: January 9, 2019

April 3, 2019 (MB-MBD)
Meadowbrook Financial Mortgage Bankers Corp.
655 Kearny Avenue, Suite 202, Kearny, NJ 07032
Effective Date: March 29, 2019


Mortgage Broker Certificate Name Changes:

March 29, 2019 (BR-MBD)
From: Amber Sky Home Mortgage LLC D/B/A Get a Rate
To: Get A Rate LLC


Mortgage Banker License Address Changes:

March 29, 2019 (MB-MBD)
FGMC in lieu of First Guaranty Mortgage Corporation
From: 1900 Gallows Road, Suite 800, Tysons Corner, VA 22182
To: 5800 Tennyson Parkway, Ste. 450, Plano, TX 75024


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OF APPLICANT CITY STATE

DATE APPLICATION WITHDRAWN

NMLS NO.

NAME OF APPLICANT

CITY

STATE

March 11, 2019

201052

Erick Herman Brenke

Island Park

New York

March 28, 2019

10144

Joseph Hunter Kelly

Tampa

Florida

April 3, 2019

91744

Katherine Marie Miller

North Wales

Pennsylvania


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY

March 26, 2019

297076

Robert T. Erath

Copiague

New York

loanDepot.com, LLC

March 28, 2019

16011

Anthony Joseph Pellicane

Islip

New York

Meadowbrook Financial Mortgage Bankers Corp.

March 28, 2019

36310

Roger R. Guzman

Yonkers

New York

Cardinal Mortgage Corp.

March 28, 2019

46632

Muhammed Firoz Khan

Germantown

Maryland

Guidance Residential, LLC

March 28, 2019

47047

Papa Seyni Dieng

Sterling

Virginia

Guidance Residential, LLC

March 28, 2019

47184

Syed Salman Ali

Springfield

Virginia

Guidance Residential, LLC

March 28, 2019

57221

Thomas J. Connor

Northport

New York

MLS Home Funding Inc.

March 28, 2019

66871

Jeffrey Robert Sosnicki

Islip

New York

Residential Home Funding Corp.

March 28, 2019

97595

Annie Lois Johnson

Salt Lake City

Utah

United Security Financial Corp

March 28, 2019

217111

George Ferreira

Elizabeth

New Jersey

Greenway Mortgage Funding Corp.

March 28, 2019

326070

Ira H. Axelrod

Syosset

New York

Russell Capital Group LLC

March 28, 2019

345217

Neeraj Kumar Sureen

Irvine

California

Sun West Mortgage Company, Inc.

March 28, 2019

493396

Stephen Langsam

Tarrytown

New York

United Northern Mortgage Bankers Limited

March 28, 2019

503942

Patrick John Keelin

Vernon

New Jersey

Family First Funding LLC

March 28, 2019

686977

Aidan Hand

Sloatsburg

New York

Classic Mortgage, LLC

March 28, 2019

822431

Joseph Padula

Farmingdale

New York

Nationwide Mortgage Bankers, Inc.

March 28, 2019

823867

Hassan Rasool Khokhar

Ashburn

Virginia

Guidance Residential, LLC

March 28, 2019

1045666

Lee Jared Dossick

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

March 28, 2019

1325886

Donna Marie Gullo

Holtsville

New York

Jet Direct Funding Corp.

March 28, 2019

1384846

Arinder Singh

Brooklyn

New York

United Mortgage Corp.

March 28, 2019

1473003

Denise Pacheco

Hopewell

New York

Superior Mortgage Co., Inc.

March 28, 2019

1657398

Herbert Alonso Gil

Ozone Park

New York

Blair Services of America Inc.

March 28, 2019

1717965

Kathryn Traci Freeman

Flushing

New York

Lakeview Mortgage Bankers Corp.

March 28, 2019

1740248

Kei Kullberg

Newburgh

New York

Superior Mortgage Co., Inc.

March 28, 2019

1744794

Patrick Robert Fallon

Montauk

New York

Par East Mortgage Co., Inc.

March 28, 2019

1778671

Lisa Ann Mlavetz

Pittsburgh

Pennsylvania

Reliance First Capital, LLC

March 28, 2019

1799021

Dara Manzi

Englewood

New Jersey

CrossCountry Mortgage, Inc.

March 28, 2019

1812920

Moshe Niehaus

Passaic

New Jersey

Funding Resources Mortgage Corporation

March 28, 2019

1815207

Christopher James Morabito

Huntington

New York

Interstate Home Loan Center, Inc.