Weekly Banking Bulletin

October 18, 2019

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks,  Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BK Bank BR Mortgage Broker  
BP Budget Planner MS Mortgage Servicer  
CC Check Casher PF Premium Finance Agency  
CU Credit Union PB Private Banker  
FA Foreign Agency SD Safe Deposit Company
FB Foreign Branch SF Sales Finance Agency
FR Foreign Representative Office SL Savings and Loan Association
HC Holding Company SB Savings Bank
IC Investment Company SB Student Loans
LL Licensed Lender TM Transmitter of Money
MK Merchant Bank TR Trust Company
MI Miscellaneous VC Virtual Currency
MB Mortgage Banker      

Regulatory Unit Codes

CM Capital Markets
CRB Community and Regional Banks
CEU Consumer Examination Unit
FWB Foreign and Wholesale Banks
LFS Licensed Financial Services
MBD Mortgage Banking

SECTION I

October 9, 2019 (SL-CEU)
UNIVERSITY ACCOUNTING SERVICE, LLC
250 North Sunny Slope Road Suite 110, Brookfield, WI 53005

Application for a license to engage in business as a student loan servicer, received.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


October 10, 2019 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at 1004 East Pulaski Highway, Town of Elkton, Cecil County, Maryland 21921, received.


October 14, 2019 (TR-CMD)
EQUINITI TRUST COMPANY
90 Park Avenue, 25th Floor, New York, NY 10016

Pursuant to the provisions of Section 105-b of the Banking Law, notice of intention to establish and maintain an additional trust office at 202 Summit Boulevard, Cherry Hills Village, Colorado 80113 received.


October 15, 2019 (TM-LFS)
CHIME INC. DBA SENDWAVE  
100 M Street, SE, Suite 600, Washington, DC 20003

Notification received for the change of headquarters location from 100 M Street, SE, Suite 600, Washington, DC 20003 to 100 Hano Street, Suite #9, Boston, Massachusetts, 02134.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has   been provided to the Department by the licensee.


October 16, 2019 (BK-CEU)
POPULAR BANK
85 Broad Street, 10th Floor, New York, NY  10004

Application received on October 16, 2019, pursuant to Section 96-d of the Banking Law, for the designation of Community District 16, Borough of Brooklyn, Kings County, New York, as a Banking Development District.  The co-applicant is the Borough of Brooklyn, City of New York.


Application to establish a Mortgage Banker's Branch received for examination:

October 10, 2019 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
32-73 31st Street, Store Front, Astoria, NY 11106

October 11, 2019 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/A NY Finest Funding
United Faith Mortgage
177 Route 236, Halfmoon, NY 12065

October 15, 2019 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
10 Fairway Dr, Ste 305, Deerfield Beach, FL 33441


Application to establish a Mortgage Loan Servicer’s Branch received for examination:

October 15, 2019 (MS-MBD)
Full Service Branch
Fay Servicing, LLC
8001 Woodland Center Blvd., Suite 100, Tampa, FL 33614


Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION NMLS NO. NAME OF APPLICANT CITY STATE
May 24, 2019 1701186 Lorenzo Lugara Brooklyn New York
June 20, 2019 250615 Ashley Dawn Hickmon Lone Tree Colorado
June 27, 2019 56003 David Henry Deluca Rensselaer New York
August 22, 2019 1080091 LeAntonee DeWayne Hardrick Grand Prairie Texas
August 23, 2019 658115 Audris Donnella Hogan Fort Worth Texas
August 27, 2019 1650169 Darryl Eric Blair Irving Texas
September 9, 2019 1120189 Joe Ramirez Garland Texas
September 9, 2019 1165031 Samuel Doom Longview Texas
September 9, 2019 1843036 Jesus Rafael Camacho Smithtown New York
September 11, 2019 1830278 Carmine Davide Costantino Liverpool New York
September 16, 2019 931607 Jason Allen Jones Neptune New Jersey
September 17, 2019 1864307 Tyler Zinn Raff Tempe Arizona
September 17, 2019 1869027 Shelby Gabrielle Detrick Mesa Arizona
September 19, 2019 1881895 Nicole Marie Casell Hamburg New York
September 20, 2019 1377558 Shannon Grace Kinney Lewisville Texas
September 24, 2019 4757 Frank Ciambriello Trumbull Connecticut
September 24, 2019 271644 Stephen Joseph Audet Doylestown Pennsylvania
September 24, 2019 1881881 Aeneas Carravetta Oakland Gardens New York
September 26, 2019 1101252 Jean Calise Ashenfelder Collegeville Pennsylvania
September 30, 2019 7577 Jason Christopher Stallworth Islip New York
September 30, 2019 1578552 Matthew Curtis Smith Shelby Township Michigan
September 30, 2019 1855737 Ali Mujagic Detroit Michigan
September 30, 2019 1866486 Raneem Mazen Omar Dearborn Michigan
September 30, 2019 1866661 David Anthony Pettway Port Huron Michigan
September 30, 2019 1866707 Jacob Michael Shea Romulus Michigan
September 30, 2019 1866733 Steven Oliver Southgate Michigan
September 30, 2019 1877665 Todd Alan Sanchez Port Huron Michigan
September 30, 2019 1877786 Arju Patel Detroit Michigan
October 1, 2019 173221 John Pisa Ardsley New York
October 1, 2019 1614417 Leah Dawn Wade Dandridge Tennessee
October 1, 2019 1771891 Thomas Francis Filus Detroit Michigan
October 1, 2019 1855432 Ryan Thomas Kaiser Royal Oak Michigan
October 1, 2019 1863179 Tori Donyell Goodacre Lewisville Texas
October 1, 2019 1877640 Angelo Michael Grillo Shelby Township Michigan
October 1, 2019 1890029 Travis Antwain Prince Canton Michigan
October 2, 2019 1802936 Joseph Panetta Commack New York
October 2, 2019 1877545 Irena Feng Liu Ann Arbor Michigan
October 3, 2019 354703 Jeffrey Sang Ko Irvine California
October 3, 2019 1213480 Autumn Linae Dyer Dallas Texas
October 3, 2019 1410904 Franklyn Quezada Kissimmee Florida
October 3, 2019 1763577 Vivek Kumar Singh Birmingham Michigan
October 4, 2019 1718581 Lawford Campbell Bronx New York
October 7, 2019 57864 Michael Obay Staten Island New York
October 7, 2019 1067075 Christopher Santos Figueroa Huntington Station New York
October 7, 2019 1891307 Jonathan David Miller Dallas Texas
October 7, 2019 1891314 Gavin Sloan Sears Lewisville Texas
October 7, 2019 1891315 Charles Lamar Green Fort Worth Texas
October 7, 2019 1891368 Gerardo Javier Flores Dallas Texas
October 7, 2019 1891369 Chauncy Lawrence Taylor Hurst Texas
October 8, 2019 1621606 Ryan Arthur Akley West Islip New York
October 8, 2019 1864131 Andrea Nicole Jackson Euless Texas
October 8, 2019 1866693 Alex Rose Rakowski Detroit Michigan
October 10, 2019 1474205 Shamond Darnell Richardson Dallas Texas
October 10, 2019 1891312 Rodney Eugene Tillis Euless Texas
October 14, 2019 1891308 Shakara Elaine Greer The Colony Texas

SECTION II

October 10, 2019 (TM-LFS)
VIAMERICAS NEW YORK CORPORATION DBA VIANEX 
7910 Woodmont Avenue, Suite 220, Bethesda, MD 20814

Application for use of dba Vianex was approved effective October 10, 2019.


October 10, 2019 (BK-CRB)
ALMA BANK
28-39 31st Street, Astoria, NY 11102

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 822 Port Washington Boulevard, Port Washington, Nassau County, New York 11050 to 679 Port Washington Boulevard, Port Washington, Nassau County, New York 11050.

Office did not become operational at the 822 Port Washington Boulevard location.


October 15, 2019 (TM-LFS)
AIRBNB PAYMENTS, INC.
650 7th Street, San Francisco, California 94103

Application for change of location from 650 7th Street, San Francisco, California 94103 to 888 Brannan Street, 4th Floor, San Francisco, California 94103 was approved effective October 4, 2019.


October 16, 2019 (TR-CRB)
TOMPKINS TRUST COMPANY
118 East Seneca Street, Ithaca, NY 14850

Applicant notified by the Superintendent of Financial Services that pursuant to the provisions of Section 105-b of the Banking Law, no objection will be interposed to the establishment of a trust office at 293 Lexington Avenue, Mount Kisco, Westchester County, New York 10549.

This trust office will replace the bank's trust office at 10 Bank Street, White Plains, Westchester County, NY 10606.


License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

October 15, 2019 (MB-MBD)
Longbridge Financial, LLC
One International Blvd., Suite 900, Mahwah, NJ 07495


Certificate to engage in the business of a Mortgage Broker surrendered:

October 15, 2019 (BR-MBD)
Mortgage Supreme LLC
79-00 Queens Boulevard, Store #2, Elmhurst, NY 11373
Effective Date: September 17, 2019


Mortgage Broker Certificate Address Changes:

October 16, 2019 (BR-MBD)
American Future in lieu of American Millenium Company, L.L.C.
From: 154 South Livingston Avenue, Suite 102, Livingston, NJ 07039
To: 601 Murray Road, East Hanover, NJ 07936

October 16, 2019 (BR-MBD)
FHM Mortgage Corp
From: 46-02A Broadway, North 101, Astoria, NY 11103
To: 214-11 Northern Blvd., Suite 200 M1, Bayside, NY 11361

October 16, 2019 (BR-MBD)
MHD Empire Service Corp.
From: 231 Salina Meadows Parkway-P.O. Box 4743, Syracuse, NY 13221
To: 300 South State St., Suite 1000, Office #1039, Syracuse, NY 13202


Mortgage Banker Branch License Address Changes:

October 16, 2019 (MB-MBD)
Embrace Home Loans, Inc.
From: 100 Motor Parkway, Suite 159, Hauppauge, NY 11788
To: 100 Motor Parkway, Suite 590, Hauppauge, NY 11788


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individual listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN NMLS NO. NAME OF APPLICANT> CITY STATE
October 11, 2019 1778686 Alonzo William Harris Pittsburgh Pennsylvania

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

DATE OF APPROVAL NMLS NO. NAME OF APPLICANT CITY STATE SPONSORING ENTITY
October 9, 2019 28262 Thomas Anthony Sbarra Vestal New York Finger Lakes Real Estate Group Inc.
October 9, 2019 485923 Kelly Lynne Rhynehart New Windsor New York Reverse Mortgage Funding LLC
October 9, 2019 865409 Michele Ann Zachensky Sleepy Hollow New York Reverse Mortgage Funding LLC
October 10, 2019 6541 David H. Blumenthal Merrick New York Nationwide Mortgage Bankers, Inc.
October 10, 2019 34164 Cale Ronald Ferland Brooklyn Connecticut Norwich Commercial Group, Inc.
October 10, 2019 34928 Gregory Michael Bork Phoenix Maryland Contour Mortgage Corporation
October 10, 2019 54685 Stephen David Edenbaum Hollywood Florida A&D Mortgage LLC
October 10, 2019 64850 Steven Howard Jasser Woodbury New York Intercontinental Capital Group, Inc.
October 10, 2019 98360 Christopher Howard Fox Levittown New York A.S.A.P. Mortgage Corp.
October 10, 2019 132635 Mary Albanese Forked River New Jersey United Mortgage Corp.
October 10, 2019 149098 Masood Ahmad Malik Valley Stream New York Discount Home Mortgage Corp.
October 10, 2019 194442 Constantine Michael Vlamis Chicago Illinois Guaranteed Rate, Inc.
October 10, 2019 203967 Candy B. Robertson Orlando Florida Home Point Financial Corporation
October 10, 2019 236079 Patrick David Hager Jacksonville Beach Florida Carrington Mortgage Services, LLC
October 10, 2019 278719 Robert Sean Commerford Lakeside California Finance of America Reverse LLC
October 10, 2019 301253 Eric L. Rosemary Delray Beach Florida CrossCountry Mortgage, Inc.
October 10, 2019 715876 Rachel A. Geraci Newton New Jersey Guaranteed Rate, Inc.
October 10, 2019 729508 Danial Tariq Kings Point New York Canyon Mortgage Corp.
October 10, 2019 805487 Richard Christopher Kilfoil McKinney Texas Ark-La-Tex Financial Services, LLC
October 10, 2019 918189 Kimberly Dunta Johnson Frisco Texas Home Point Financial Corporation
October 10, 2019 930531 Felix Romero Dallas Texas Nationstar Mortgage LLC
October 10, 2019 949783 Tia Juana Fenner Silver Spring Maryland NewRez LLC
October 10, 2019 1011531 Mark Steven Gomez Rancho Santa Margarita California loanDepot.com, LLC
October 10, 2019 1011904 Tobiah Justin Finegan La Jolla California Finance of America Reverse LLC
October 10, 2019 1055114 Nicholas Russell Jubrey Windsor Locks Connecticut Norwich Commercial Group, Inc.
October 10, 2019 1103881 Carl A. Nasello Rochester New York Premium Mortgage Corp.
October 10, 2019 1178654 Angelo Nickolas Castello La Mirada California Network Capital Funding Corporation
October 10, 2019 1201051 Elena Daron Frac Columbia Maryland NewRez LLC
October 10, 2019 1294829 Stephen Joseph Andrea Portsmouth Rhode Island Embrace Home Loans, Inc.
October 10, 2019 1319527 Peter G. Papazoglou Plainview New York Russell Capital Group LLC
October 10, 2019 1339600 Michaela Lee Johnson Paradise Texas CMG Mortgage, Inc.
October 10, 2019 1376691 Joe Anthony Solan Suffern New York Residential Home Funding Corp.
October 10, 2019 1523734 Washington Herman Ryles Charlotte North Carolina Neighborhood Assistance Corporation of America
October 10, 2019 1539231 Jill Keri Portilla Lakeside California Finance of America Reverse LLC
October 10, 2019 1561744 Joseph Anthony Welninski Chicago Illinois Guaranteed Rate, Inc.
October 10, 2019 1570687 Melissa Sidoti Aberdeen New Jersey Residential Home Funding Corp.
October 10, 2019 1570975 Stanley Randolph Brooks Laurel Maryland NewRez LLC
October 10, 2019 1582935 Charles Taylor Williams Fishers Indiana Finance of America Reverse LLC
October 10, 2019 1584272 Michael Joseph Rushford Malta New York Movement Mortgage, LLC
October 10, 2019 1588562 Hashim Abu Dawood Ibn Malik-Bey Irving Texas Nationstar Mortgage LLC
October 10, 2019 1654612 Vincent Michael Dispigno Lake Grove New York NewRez LLC
October 10, 2019 1753674 Christophe Duval Pierre-Louis Rosedale New York Affordable Financial Services Ltd.
October 10, 2019 1768731 Krista Louise Mayo Santa Ana California Nationstar Mortgage LLC
October 10, 2019 1784876 Margaret Harnsberger Julian Knoxville Tennessee 21st Mortgage Corporation
October 10, 2019 1826926 Furqan Hanif Floral Park New York Meadowbrook Financial Mortgage Bankers Corp.
October 10, 2019 1834046 Andrew Charles Lesce North Plainfield New Jersey MLB Residential Lending, LLC
October 10, 2019 1853723 Alexis Irene Sichmeller Gilbert Arizona Nationstar Mortgage LLC
October 10, 2019 1854891 Angelo Louie Rosario Staten Island New York Freedom Mortgage Corporation
October 10, 2019 1859586 Sobeida Marie Henriquez Maricopa Arizona Nationstar Mortgage LLC
October 10, 2019 1863400 Richard William von Bargen Massapequa Park New York American Advisors Group, Inc.
October 10, 2019 1866321 Danette Duggan Massapequa Park New York Hartford Funding, LTD
October 10, 2019 1866468 Abraham Simcha Brodt Monsey New York Funding Source Corp.
October 10, 2019 1869650 Khushboo Sanjay Jaiswal Arlington Texas Nationstar Mortgage LLC
October 10, 2019 1870595 Moshe Lebowitz Brooklyn New York BSD Funding, LLC
October 10, 2019 1874025 Daniel Aryeh Alpert Suffern New York FM Home Loans, LLC
October 10, 2019 1876558 Dennis Onalaja Coppell Texas Nationstar Mortgage LLC
October 10, 2019 1876655 Zachary Leonard Harned Selden New York United Mortgage Corp.
October 10, 2019 1876799 Joseph Anthony Femia Kings Park New York United Mortgage Corp.
October 10, 2019 1877068 Minhajul Azad Clementon New Jersey Guidance Residential, LLC
October 10, 2019 1881960 Ryan Clark Littrell Hallsville Missouri Mortgage Research Center, LLC
October 10, 2019 1884027 Ting Shiu Kevin Ng Manhasset New York Evolution Mortgage Inc.
October 10, 2019 1887732 Kevin Alonzo Almazan Marshall Missouri Mortgage Research Center, LLC
October 15, 2019 1755678 Valerie June Maher Newburgh New York Longbridge Financial, LLC