Weekly Banking Bulletin
September 10, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
Application to establish a Mortgage Banker's Branch received for examination:
September 3, 2021 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
15200 Jog Road, Unit 202, Delray Beach, FL 33446
Application to establish a Mortgage Broker's Branch received for examination:
September 7, 2021 (BR-MBD)
Full Service Branch
Homereliance Capital Corp.
263 McGuiness Boulevard, Ground Floor, Brooklyn, NY 11222
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
|
September 2, 2020 |
281510 |
Ryan Patrick Bannahan |
Gambrills |
Maryland |
|
June 22, 2021 |
2153835 |
Lauren Jane Bitzas |
Clearwater |
Florida |
|
July 1, 2021 |
121530 |
Jennifer Anne Pilla |
East Setauket |
New York |
|
July 7, 2021 |
2166562 |
Brian George Shahwan |
Hoboken |
New Jersey |
|
July 15, 2021 |
1852723 |
Aaron Joseph Bonaccorsy |
Voorhees |
New Jersey |
|
August 9, 2021 |
1669550 |
Agustin A. Jimenez |
Belleville |
New Jersey |
|
August 10, 2021 |
309827 |
Ruben Izgelov |
Fresh Meadows |
New York |
|
August 13, 2021 |
2056300 |
Wenrui Liu |
Rockville |
Maryland |
|
August 16, 2021 |
1165498 |
Eric John DeMatteis |
Manahawkin |
New Jersey |
|
August 16, 2021 |
1957257 |
Hunter Glenn Badalamenti |
Lakewood |
Ohio |
|
August 16, 2021 |
2071233 |
Michael David McVan |
Parma Heights |
Ohio |
|
August 16, 2021 |
2142971 |
Jaime Brian Ostendorf |
Canton |
Ohio |
|
August 17, 2021 |
110263 |
Timothy Mark Cooley |
Edmond |
Oklahoma |
|
August 18, 2021 |
624109 |
Gary J. Scharbo |
Dix Hills |
New York |
|
August 20, 2021 |
2107137 |
Eric Christopher Bradley |
Berea |
Ohio |
|
August 20, 2021 |
2120602 |
Abigail Marie Hackett |
New York |
New York |
|
August 23, 2021 |
1900704 |
Nicholas Mauro |
Howell |
New Jersey |
|
August 23, 2021 |
2151935 |
Richard Arita |
Ridgefield |
Connecticut |
|
August 24, 2021 |
404020 |
Juan D. Torres |
Teaneck |
New Jersey |
|
August 24, 2021 |
2067234 |
Mark Anthony Carballo |
Rancho Santa Margarita |
California |
|
August 24, 2021 |
2153086 |
David Martin Todd |
New Paltz |
New York |
|
August 25, 2021 |
29100 |
Michael Joseph Fleischman |
Depew |
New York |
|
August 25, 2021 |
2110916 |
Zachary Kurtis Czemeres |
McKinney |
Texas |
|
August 25, 2021 |
2135038 |
Jacqueline Anna Barnett |
Jacksonville |
Florida |
|
August 25, 2021 |
2142624 |
Denise Lynn Barber |
Southgate |
Michigan |
|
August 25, 2021 |
2177489 |
Nana Yaw Asante |
Frisco |
Texas |
|
August 26, 2021 |
146872 |
Brian Bradford |
Fishers |
Indiana |
|
August 26, 2021 |
2004402 |
Nitish Malik |
Islandia |
New York |
|
August 27, 2021 |
167364 |
Christopher Matthew Arthur |
Palm Harbor |
Florida |
|
August 27, 2021 |
1855422 |
Enrique Leon, Jr. |
Buckeye |
Arizona |
|
August 27, 2021 |
1889410 |
Yesenia Ines Beltran |
Phoenix |
Arizona |
|
August 27, 2021 |
1930980 |
Esteban Galvan |
Avondale |
Arizona |
|
August 27, 2021 |
1970709 |
Nancy Yarixa Perez |
Glendale |
Arizona |
|
August 27, 2021 |
1970760 |
Paulina Flores |
Mesa |
Arizona |
|
August 27, 2021 |
2126987 |
Marcos Adrian Jimenez Lobo |
Glendale |
Arizona |
|
August 27, 2021 |
2141773 |
Francesca Noelle DiMieri |
Phoenix |
Arizona |
|
August 27, 2021 |
2141808 |
Nermin Velic |
Glendale |
Arizona |
|
August 27, 2021 |
2142357 |
Kiana Nicole Hocevar-Collins |
Phoenix |
Arizona |
|
August 27, 2021 |
2142769 |
Roberto Carlos Ramos |
Buckeye |
Arizona |
|
August 30, 2021 |
143114 |
Nelson Hernandez |
Locust Valley |
New York |
SECTION II
September 3, 2021 (SB-CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, NY 11542
Authorization issued to open and occupy a branch office at 303 Merrick Road, Lynbrook, Nassau County, New York 11563, on or after September 4, 2021.
September 3, 2021 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556
Authorization issued to open and occupy a branch office at 85-15 Queens Boulevard, Elmhurst, Borough of Queens, City of New York 11373, on or after September 4, 2021.
License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:
September 2, 2021 (MB-MBD)
Figure Lending LLC
15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
September 2, 2021 (MB-MBD)
Full Service Branch
Figure Lending LLC
100 West Liberty St, Suite 600, Reno, NV 89501
September 8, 2021 (MB-MBD)
Full Service Branch
RealFi Home Funding Corp. D/B/A RHF Wholesale
6 Campus Drive, Suite 305, Parsippany, NJ 07054
September 8, 2021 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation D/B/A Crown Home Mortgage
1567 Rt 517, Hackettstown, NJ 07840
September 8, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
9 Perlman Drive Suite 103, Spring Valley, NY 10977
September 8, 2021 (MB-MBD)
Full Service Branch
GR Affinity, LLC in lieu of
Guaranteed Rate Affinity, LLC
230 Greenwood Ave., Suite 1F, Bethel, CT 06801
September 8, 2021 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
2400 Dallas Parkway Suite 450, Plano, TX 75093
September 8, 2021 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
5601 77 Center Drive, Suite 200, Charlotte, NC 28217
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
September 8, 2021 (BR-MBD)
Full Service Branch
Capital Plus Residential
25 Commerce Drive, Suite 360, Cranford, NJ 07016
September 8, 2021 (BR-MBD)
Full Service Branch
A.S.A.P. Mortgage Corp.
1700 East Las Olas Blvd., Suite 104, Fort Lauderdale, FL 33301
Application to establish a Mortgage Banker's Branch received for examination on July 29, 2021, withdrawn:
September 2, 2021 (MB-MBD)
Full Service Branch
Mountain Mortgage Corp.
33 West Hawthorne Avenue, Suite 205, Valley Stream, NY 11580
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
|
September 7, 2021 |
7654 |
Whitney Calvert Rugg |
Middletown |
Rhode Island |
Embrace Home Loans, Inc. |
|
September 7, 2021 |
244924 |
Connie Carroll-Lund |
San Diego |
California |
Freedom Mortgage Corporation |
|
September 7, 2021 |
404198 |
S. Chappie Sartino |
Chicago |
Illinois |
Draper and Kramer Mortgage Corp. |
|
September 7, 2021 |
797642 |
Anita John |
Bronx |
New York |
Promontory MortgagePath LLC |
|
September 7, 2021 |
831783 |
Diego H. Pinzon |
Freeport |
New York |
Fairway Independent Mortgage Corporation |
|
September 7, 2021 |
876405 |
Christopher Wayne Roscoe |
Orlando |
Florida |
American Advisors Group, Inc. |
|
September 7, 2021 |
1069248 |
Charles Anderson Gill |
Parker |
Colorado |
American Financing Corporation |
|
September 7, 2021 |
1075304 |
Anel Roxana Rodriguez |
Denver |
Colorado |
American Financing Corporation |
|
September 7, 2021 |
1094063 |
Jennifer Siegel |
Clark |
New Jersey |
Cardinal Financial Company, Limited Partnership |
|
September 7, 2021 |
1280108 |
Michael Leonard Waton |
Mullica Hill |
New Jersey |
American Financial Network, Inc. |
|
September 7, 2021 |
1379061 |
Mark Hatfield Chilson |
Denver |
Colorado |
American Financing Corporation |
|
September 7, 2021 |
1437761 |
Veronica Francine Adgate |
Jacksonville |
Florida |
Carrington Mortgage Services, LLC |
|
September 7, 2021 |
1445810 |
Matthew Christopher Santiago |
Brooklyn |
New York |
CrossCountry Mortgage, LLC |
|
September 7, 2021 |
1557363 |
Edgardo Ismael Gonzalez |
San Ysidro |
California |
Freedom Mortgage Corporation |
|
September 7, 2021 |
1709412 |
Jennifer K. Hunter |
Manorville |
New York |
Contour Mortgage Corporation |
|
September 7, 2021 |
1748471 |
Samuel Spitzer |
Spring Valley |
New York |
American Financial Network, Inc. |
|
September 7, 2021 |
1752214 |
Lisa Esposito |
Cortlandt Manor |
New York |
A.S.A.P. Mortgage Corp. |
|
September 7, 2021 |
1910776 |
Ariel Diaz |
West Hempstead |
New York |
Cardinal Financial Company, Limited Partnership |
|
September 7, 2021 |
1935022 |
David M. Pyun |
Cliffside Park |
New Jersey |
Continental Mortgage Bankers, Inc. |
|
September 7, 2021 |
1947073 |
Jerald Allen Miller |
Colorado Springs |
Colorado |
American Financing Corporation |
|
September 7, 2021 |
1962722 |
Scott C. Tillman |
Merrick |
New York |
CrossCountry Mortgage, LLC |
|
September 7, 2021 |
1965250 |
Haendell-Nicephore St. Juste |
Brooklyn |
New York |
Better Mortgage Corporation |
|
September 7, 2021 |
1975882 |
Christian Anthony Paz |
Carteret |
New Jersey |
Better Mortgage Corporation |
|
September 7, 2021 |
1979995 |
Kimberly Anne Langborg |
San Diego |
California |
Freedom Mortgage Corporation |
|
September 7, 2021 |
1992812 |
Damon Michael Sledge |
Ponte Vedra Beach |
Florida |
Carrington Mortgage Services, LLC |
|
September 7, 2021 |
2005846 |
Vincenzo Pietro Mangogna |
Medford |
New York |
CrossCountry Mortgage, LLC |
|
September 7, 2021 |
2007903 |
Madeline Elizabeth Juncosa |
Brooklyn |
New York |
Better Mortgage Corporation |
|
September 7, 2021 |
2011865 |
Katie Mirabile |
East Meadow |
New York |
Advisors Mortgage Group, LLC |
|
September 7, 2021 |
2011974 |
Stephen Joel Finkelstein |
Jericho |
New York |
Advisors Mortgage Group, LLC |
|
September 7, 2021 |
2018073 |
Jacob Aaron Silburn |
Staten Island |
New York |
American Financial Network, Inc. |
|
September 7, 2021 |
2020447 |
Olivia Emma Levin |
New York |
New York |
Better Mortgage Corporation |
|
September 7, 2021 |
2029482 |
Justin Omar Caminero |
Bronx |
New York |
American Financial Network, Inc. |
|
September 7, 2021 |
2036043 |
Alexis Amber Gonzalez |
Woodbridge |
New Jersey |
Better Mortgage Corporation |
|
September 7, 2021 |
2040937 |
Nisan Isaac Andrusier |
West Orange |
New Jersey |
Family First Funding LLC |
|
September 7, 2021 |
2042909 |
Elvis Tominovic |
Astoria |
New York |
Canyon Mortgage Corp. |
|
September 7, 2021 |
2049568 |
Brian Patrick Cliggett |
Oceanside |
New York |
Freedom Mortgage Corporation |
|
September 7, 2021 |
2052220 |
Miguel Vasques Cruz |
Westwood |
New Jersey |
Alpine Mortgage Services, LLC |
|
September 7, 2021 |
2052863 |
Henry Eric Mann |
New York |
New York |
Better Mortgage Corporation |
|
September 7, 2021 |
2054367 |
Vito Anthony Sarullo |
Morristown |
New Jersey |
Family First Funding LLC |
|
September 7, 2021 |
2055476 |
Gregory Francis Bianca |
Seaford |
New York |
Advisors Mortgage Group, LLC |
|
September 7, 2021 |
2065528 |
Derek Ryan Abeles |
Bethpage |
New York |
Coltrain Funding Group LLC |
|
September 7, 2021 |
2077418 |
Lawrence David Bender |
Manorville |
New York |
Contour Mortgage Corporation |
|
September 7, 2021 |
2090289 |
John William Wertz |
New York |
New York |
Better Mortgage Corporation |
|
September 7, 2021 |
2106701 |
Samantha Marie Howell |
Monroe |
New York |
American Financial Network, Inc. |
|
September 7, 2021 |
2109557 |
Jacob Garber |
Merrick |
New York |
Contour Mortgage Corporation |
|
September 7, 2021 |
2110568 |
Ruth Walnick |
Merrick |
New York |
Fairway Independent Mortgage Corporation |
|
September 7, 2021 |
2112972 |
Shavy Moskovits |
Monroe |
New York |
Capital M Inc. |
|
September 7, 2021 |
2121607 |
Igor Mucha |
Fresh Meadows |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
112309 |
Wayne R. Balle |
Washington Township |
New Jersey |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
404095 |
Anand Joshua Prasad |
Garden City Park |
New York |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
413782 |
Brian David Homowitz |
Lincroft |
New Jersey |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
481252 |
Brian C. Gallagher |
New Canaan |
Connecticut |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
726095 |
Lawrence Don Matarasso |
Bayville |
New York |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
1081552 |
Gil Ledany |
Englewood |
New Jersey |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
1621576 |
Tyler Ryan Shaffer |
Seven Hills |
Ohio |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
1840983 |
Blaise Edwin Shepherd |
Richfield |
Ohio |
CrossCountry Mortgage, LLC |
|
September 8, 2021 |
1917990 |
Norah Miriam Aamoum |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
1918082 |
Thomas Sterling Dolan |
Bronx |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
1984739 |
Timothy Robert DeLea |
Madison |
New Jersey |
Better Mortgage Corporation |
|
September 8, 2021 |
1995294 |
Brendan Lemp |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2007979 |
Cristina DeBard Alvarez |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2008469 |
Sharon Rossi Rocha |
Brooklyn |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2008518 |
Krystoffer Matthew Alinea |
Palisades Park |
New Jersey |
Better Mortgage Corporation |
|
September 8, 2021 |
2020264 |
Sophie Tico Maes |
Brooklyn |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2035084 |
Lindsay Hope Stanley |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2035094 |
Alexander Abbas Emam |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2035380 |
Jarrett Ross Hershman |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2049472 |
Pratik A. Shah |
Belleville |
New Jersey |
Better Mortgage Corporation |
|
September 8, 2021 |
2049476 |
Helen Hayes Wood |
New York |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2049506 |
Justin Idriss-Govia Miller |
New Rochelle |
New York |
Better Mortgage Corporation |
|
September 8, 2021 |
2050357 |
Katarina DiRosa |
Watchung |
New Jersey |
Better Mortgage Corporation |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
|
September 2, 2021 |
2020356 |
Rachel Ilyse Verch |
New York |
New York |
|
September 2, 2021 |
2028282 |
Michael Andrew Rosendale |
Media |
Pennsylvania |
|
September 2, 2021 |
2091647 |
Melissa Ann Riley |
Columbia |
Missouri |