Weekly Banking Bulletin
September 24, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
September 22, 2021 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, NY 11932
Application dated September 22, 2021, for permission to change the location of branch office from 60 East 42nd Street (Suite 1563), Borough of Manhattan, City of New York 10165 to 60 East 42nd Street, (Suite 1110), Borough of Manhattan, City of New York 10165, received.
September 22, 2021 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755
Application dated September 22, 2021 for permission to change the location of branch office from 870 Fairmount Avenue, West Ellicott, Town of Ellicott, Chautauqua County, New York 14701 to 284 East Fairmount Avenue, Lakewood, Chautauqua County, New York 14750, received.
September 24, 2021 (TM-LFS)
WALL STREET FINANCE LLC
72-32 Broadway, Suite 206, Jackson Heights, NY 11372
Application for a change of control whereby Mr. Hasan Fazalbhoy, (33.3%), Mr. Bill Oldham, (33.3%), and Mr. Dea Belazi, (33.3%) will acquire 100 percent of Wall Street Finance LLC was received.
The publication of receipt of this application does not indicate that the application is complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
September 21, 2021 (BR-MBD)
Applicant(s)
Heather Louise Lai
Wilkin Shui-Kei Lai
As: RIC3 LLC
10 Bruce St, New Paltz, NY 12561
September 21, 2021 (BR-MBD)
Applicant(s)
Pixiang Chen
As: SouthNorth Group LLC
35-32 Union Street, Unit 3B, Flushing, NY 11354
Application to establish a Mortgage Banker's Branch received for examination:
September 20, 2021 (MB-MBD)
Full Service Branch
PHH Mortgage Corporation D/B/As:
Instamortgage.com
Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
5177 Richmond Ave., Suite 300, Houston, TX 77056
September 20, 2021 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
1811 W. North Avenue, Suite 201, Chicago, IL 60622
September 22, 2021 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
4949 Express Drive North, Suite 103, Ronkonkoma, NY 11779
September 22, 2021 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
425 Broadhollow Road, Suite 400, Melville, NY 11747
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
September 21, 2021 (MB-MBD)
Applicant(s)
Craig Michael Ungaro
Hyperion Family Holding Company LLC
Joseph Alan Panebianco
Steven K Ives
To acquire interest in:
American Neighborhood Mortgage Acceptance Company LLC D/B/As:
AnnieMac Home Mortgage
LOFIDIRECT
700 East Gate Drive, Suite 400, Mount Laurel, NJ 08054
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
|
November 1, 2020 |
1942531 |
Wing Ni Lee |
Mount Laurel |
New Jersey |
|
July 20, 2021 |
1273903 |
Matthew Allocca |
Douglaston |
New York |
|
August 13, 2021 |
2009328 |
Kenrick Walter Kelsick |
Jersey City |
New Jersey |
|
August 16, 2021 |
2155360 |
Zachary Duckman |
Raleigh |
North Carolina |
|
August 18, 2021 |
2082455 |
Jessica Nichol Sawynsky |
Derby |
New York |
|
August 20, 2021 |
1981296 |
Mark Geller |
Brooklyn |
New York |
|
August 23, 2021 |
166537 |
Wilkin Shui-Kei Lai |
New Paltz |
New York |
|
August 23, 2021 |
1222441 |
Terreia Syreeta Whitsett |
Canton |
Michigan |
|
August 23, 2021 |
2175315 |
Eddie Vincent Bodon |
Farmingville |
New York |
|
August 25, 2021 |
1646832 |
Leslie Ann Capitan |
Sterling Heights |
Michigan |
|
August 25, 2021 |
2164065 |
Megan L. Winsett |
Voorhees |
New Jersey |
|
August 26, 2021 |
1989641 |
Bruce Evan Graeber |
Feasterville |
Pennsylvania |
|
August 26, 2021 |
2161053 |
Michael M. Harsche |
Mount Laurel |
New Jersey |
|
August 31, 2021 |
624684 |
Danny Janashvili |
Whitestone |
New York |
|
September 2, 2021 |
2093304 |
Emilee Lynne Commisso |
Wappingers Falls |
New York |
|
September 9, 2021 |
1615172 |
Tyler Joseph Buckley |
Taylor |
Michigan |
|
September 9, 2021 |
1751630 |
Jae Gibson |
Fountain Hills |
Arizona |
|
September 9, 2021 |
1813504 |
Isabel Virginia Ford |
Phoenix |
Arizona |
|
September 9, 2021 |
2119863 |
Alexander Chafetz |
New York |
New York |
|
September 10, 2021 |
414009 |
Shirley Teonil Reynoso |
Bronx |
New York |
|
September 10, 2021 |
1592004 |
Robert James McGee |
Huntersville |
North Carolina |
|
September 10, 2021 |
1920398 |
Sultan A. Asiri |
Farmington Hills |
Michigan |
|
September 10, 2021 |
2018045 |
Katherine Christine Scordos |
Seven Hills |
Ohio |
|
September 10, 2021 |
2172224 |
Genaro Salas |
Bronx |
New York |
|
September 13, 2021 |
2174121 |
Julian Nicholas Michael German |
Bronx |
New York |
|
September 14, 2021 |
2141918 |
Wakeba Alisha Reid |
Auburn Hills |
Michigan |
|
September 14, 2021 |
2168181 |
Abra Elaine Graham |
Knoxville |
Tennessee |
|
September 15, 2021 |
324299 |
James Berdet Eyraud |
Nashville |
Tennessee |
|
September 15, 2021 |
967104 |
Tyler Smith |
Cape Coral |
Florida |
|
September 15, 2021 |
1692741 |
Gustavo Salinas |
Houston |
Texas |
|
September 15, 2021 |
1962934 |
Delon Randy Campbell |
New York |
New York |
|
September 15, 2021 |
2106149 |
Cristin Leigh Fitzpatrick |
Fairfield |
Connecticut |
|
September 15, 2021 |
2178258 |
Edgar Daniel Cortez Oropeza |
Columbia |
Missouri |
|
September 15, 2021 |
2219060 |
Elizabeth Anne Wester |
Columbia |
Missouri |
|
September 15, 2021 |
2228195 |
Eric Matthew Blumberg |
Columbia |
Missouri |
|
September 20, 2021 |
369386 |
Charmaine Robin |
East Meadow |
New York |
SECTION II
September 1, 2021 (CC-LFS)
I & B CHECK CASHING CORP.
2346 Flatbush Avenue, Brooklyn, NY 11234
The license to engage in business as a casher of checks at the following location has been surrendered, effective August 30, 2021:
Branch office: 2950-A Avenue X, Brooklyn, NY 11235-1874
Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law, amended to read as follows:
From:
September 15, 2021 (BR-MBD)
Leopard Funding LLC D/B/A The Leopard Group
4502 13th Avenue, #307, Brooklyn, NY 11219
To:
September 15, 2021 (BR-MBD)
The Leopard Group
4502 13th Avenue, #307, Brooklyn, NY 11219
From:
September 15, 2021 (BR-MBD)
Netfund Mortgage Company, LLC D/B/A Net Capital Company
1298 Rockbridge Road SW, Suite D-1, Stone Mountain, GA 30087
To:
September 15, 2021 (BR-MBD)
Net Capital Company
1298 Rockbridge Road SW, Suite D-1, Stone Mountain, GA 30087
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
September 22, 2021 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C. D/B/A Fix-It Renovation Lending
130 Maple Avenue, Unit 10A, Red Bank, NJ 07701
September 22, 2021 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
15200 Jog Road, Unit 202, Delray Beach, FL 33446
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
September 22, 2021 (BR-MBD)
Full Service Branch
Homereliance Capital Corp.
263 McGuiness Boulevard, Ground Floor, Brooklyn, NY 11222
Certificate to engage in the business of a Mortgage Broker surrendered:
September 22, 2021 (BR-MBD)
Absolute Home Mortgage Corporation
330 Passaic Avenue, Suite 204, Fairfield, NJ 07004
Effective Date: February 19, 2020
License to engage in the business of a Mortgage Banker Branch surrendered:
September 22, 2021 (MB-MBD)
MLB Residential Lending, LLC D/B/A MLB Mortgage
Mercantile Plaza, 37 Boynton Ave, Suite 5, Plattsburgh, NY 12901
Effective Date: September 9, 2021
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
September 21, 2021 (BR-MBD)
Absolute Home Mortgage Corporation
2600 Philmont Avenue, Suite 212, Huntingdon Valley, PA 19006
Effective Date: February 19, 2020
September 21, 2021 (BR-MBD)
Meridian Home Mortgage Corporation
11155 Red Run Boulevard, Suite 210, Owings Mills, MD 21117
Effective Date: September 3, 2021
Mortgage Banker Branch License Address Changes:
September 22, 2021 (MB-MBD)
Draper and Kramer Mortgage Corp.
From: 333 Route 46 West, Suite 104, Mountain Lakes, NJ 07046
To: 2105 Cromley Circle, Unit B, Myrtle Beach, SC 29577
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
|
September 16, 2021 |
1476164 |
Kimberly Renae Homewood |
St. Augustine |
Florida |
|
September 16, 2021 |
1585719 |
Kaitlyn Rukaiyah Scarcelli |
North Royalton |
Ohio |
|
September 16, 2021 |
1925401 |
Andrew S. Fernandez |
Brooklyn |
New York |
|
September 16, 2021 |
1982242 |
Peter John Hurley |
San Marcoa |
California |
|
September 16, 2021 |
2081194 |
Ashunta Kamar Carson |
Columbia |
Missouri |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
|
September 3, 2021 |
10245 |
David James Anema |
Toms River |
New Jersey |
Guaranteed Rate Affinity, LLC |
|
September 3, 2021 |
31780 |
Juan Carlos Morales |
East Elmhurst |
New York |
United Mortgage Corp. |
|
September 3, 2021 |
58146 |
Christopher John Stevens |
Rochester |
New York |
Premium Mortgage Corp. |
|
September 3, 2021 |
73954 |
Amy Louise Freund |
Easton |
Pennsylvania |
TBI Mortgage Company |
|
September 3, 2021 |
86512 |
Douglas Scott Reese |
Columbus |
Ohio |
Nations Lending Corporation |
|
September 3, 2021 |
141938 |
Jonathon Lynn Geitgey |
Fishers |
Indiana |
Carrington Mortgage Services, LLC |
|
September 3, 2021 |
235583 |
Jadey Wayne Boiles |
Northlake |
Texas |
Home Point Financial Corporation |
|
September 3, 2021 |
621027 |
Dustin Wayne Neyra |
Denton |
Texas |
Home Point Financial Corporation |
|
September 3, 2021 |
1272663 |
Russell Leon Pressley |
Parlin |
New Jersey |
Nationwide Mortgage Bankers, Inc. |
|
September 3, 2021 |
1294850 |
Gregory Magnus Thompson |
Vista |
California |
Freedom Mortgage Corporation |
|
September 3, 2021 |
1302011 |
Michael Schicchi |
Brooklyn |
New York |
The Funding Store LLC |
|
September 3, 2021 |
1681318 |
Matthew Joseph Thomason |
Parker |
Colorado |
American Financing Corporation |
|
September 3, 2021 |
1793429 |
Jiby Moloparambil Thomas |
Neshanic Station |
New Jersey |
Kwik Mortgage Corporation |
|
September 3, 2021 |
1993733 |
Raul Macario Compian |
Dallas |
Texas |
loanDepot.com, LLC |
|
September 3, 2021 |
2023344 |
Ingrid Delgado |
Plainview |
New York |
Meadowbrook Financial Mortgage Bankers Corp. |
|
September 3, 2021 |
2099372 |
Dillon Jay Snell |
Chazy |
New York |
CrossCountry Mortgage, LLC |
|
September 3, 2021 |
2127311 |
Paul M. Balzano |
Massapequa |
New York |
Money Capital Corp |
|
September 16, 2021 |
1483160 |
Baldev Singh Chandpuri |
Far Rockaway |
New York |
Mortgage Direct Inc. |
|
September 17, 2021 |
65914 |
William Souto |
Rockville Centre |
New York |
Weatherstone Mortgage Corp. |
|
September 17, 2021 |
71055 |
Marc Adam Nathan |
New York |
New York |
William Raveis Mortgage, LLC |
|
September 17, 2021 |
171423 |
John Walter Neale |
Cherry Hill |
New Jersey |
Planet Home Lending, LLC |
|
September 17, 2021 |
276129 |
Seann Anders Henry |
Delmar |
New York |
1st Priority Mortgage, Inc. |
|
September 17, 2021 |
415918 |
Jason Robert Knee |
Medford |
New Jersey |
Movement Mortgage, LLC |
|
September 17, 2021 |
475366 |
Linda M. Pietrzyk |
Turnersville |
New Jersey |
Equity Prime Mortgage LLC |
|
September 17, 2021 |
911526 |
Steve Lamar Turner |
Huntington Beach |
California |
Lenox Financial Mortgage Corporation |
|
September 17, 2021 |
1001991 |
Gunachandran Ragavachetty Shanmugam |
Voorhees |
New Jersey |
loanDepot.com, LLC |
|
September 17, 2021 |
1003389 |
Michael Joseph Farrell |
Parma |
Ohio |
Nations Lending Corporation |
|
September 17, 2021 |
1237274 |
Justine Brenda Williamson-Saunders |
Wyandanch |
New York |
Reliant Home Funding, Inc. |
|
September 17, 2021 |
1470790 |
Jordan Bandoy Saceda |
Costa Mesa |
California |
Network Capital Funding Corporation |
|
September 17, 2021 |
1585754 |
Christopher John Lewis |
Bethlehem |
Pennsylvania |
Finance of America Mortgage LLC |
|
September 17, 2021 |
1598051 |
Yvette Reeves |
Brooklyn |
New York |
United Mortgage Corp. |
|
September 17, 2021 |
1620514 |
Vittorio Antony Cavaliere |
Arlington |
Texas |
Home Point Financial Corporation |
|
September 17, 2021 |
1783038 |
Micah Barnett Greenberg |
Nottingham |
Maryland |
Nationwide Equities Corporation |
|
September 17, 2021 |
1810611 |
Danilo Antonio Santome |
New York |
New York |
Family First Funding LLC |
|
September 17, 2021 |
1907408 |
Mahmoud Taghian |
Clifton |
New Jersey |
Mortgage Access Corp. |
|
September 17, 2021 |
1918006 |
Brian Wu |
Brooklyn |
New York |
Better Mortgage Corporation |
|
September 17, 2021 |
1930270 |
Yosef Chaim Hochhauser |
Bloomingburg |
New York |
The Mint Capital Inc. |
|
September 17, 2021 |
1930768 |
Martez Andres Sanders |
Westland |
Michigan |
Quicken Loans, LLC |
|
September 17, 2021 |
1957952 |
Emily Anne Nadeau |
Westland |
Michigan |
Quicken Loans, LLC |
|
September 17, 2021 |
1964307 |
Gabriel Eduardo Garcia |
Long Island City |
New York |
Better Mortgage Corporation |
|
September 17, 2021 |
1964640 |
Patrick Girard Gibbons |
Garden City |
New York |
Garden City Equities Inc. |
|
September 17, 2021 |
2000224 |
Rena Lyn Holmes |
Conyers |
Georgia |
Netfund Mortgage Company, LLC |
|
September 17, 2021 |
2006034 |
Danielle Nicole Nowakowski |
Budd Lake |
New Jersey |
Caliber Home Loans, Inc. |
|
September 17, 2021 |
2009512 |
Tran Ngoc Le |
Lake Forest |
California |
Network Capital Funding Corporation |
|
September 17, 2021 |
2019425 |
John Donald Mangas |
New York |
New York |
Better Mortgage Corporation |
|
September 17, 2021 |
2032319 |
Luisa Cardona Betancur |
Huntington Station |
New York |
United Mortgage Corp. |
|
September 17, 2021 |
2034889 |
Andrew Parker Mills |
Stamford |
Connecticut |
Better Mortgage Corporation |
|
September 17, 2021 |
2034898 |
Natalie Susan Davis |
New York |
New York |
Better Mortgage Corporation |
|
September 17, 2021 |
2035648 |
Bradley Mitchell Leuthold |
Indianapolis |
Indiana |
Royal United Mortgage, LLC |
|
September 17, 2021 |
2077885 |
Chad Michael Kirschbaum |
Bohemia |
New York |
Reliance First Capital, LLC |
|
September 17, 2021 |
2082989 |
Rafael Donovan Rojas |
Mount Vernon |
New York |
RealFi Home Funding Corp. |
|
September 17, 2021 |
2090230 |
Agnieszka Szpakowska |
Ridgefield |
Connecticut |
Promontory MortgagePath LLC |
|
September 17, 2021 |
2107680 |
Gurpreet Kaur |
New Hyde Park |
New York |
Bridgeview Mortgage Corp. |
|
September 17, 2021 |
2109628 |
Ferhana Naeem |
Staten Island |
New York |
All County Capital Corp. |
|
September 17, 2021 |
2110354 |
Rachelle Chery-Pierre |
Mastic |
New York |
Jet Direct Funding Corp. |
|
September 20, 2021 |
130530 |
William T. Grath |
Forked River |
New Jersey |
Guaranteed Rate, Inc. |
|
September 20, 2021 |
224518 |
Samuel Ray Sharp |
Hinsdale |
Illinois |
Guaranteed Rate, Inc. |
|
September 20, 2021 |
227806 |
Dante Guerrero Bartolata Banaga |
Forest Hills |
New York |
NewRez LLC |
|
September 20, 2021 |
250590 |
Steven Robert Maizes |
Los Angeles |
California |
Guaranteed Rate, Inc. |
|
September 20, 2021 |
438551 |
Gerardo Pina |
Buffalo Grove |
Illinois |
Guaranteed Rate, Inc. |
|
September 20, 2021 |
849269 |
Tyler William Kemp Lowry |
Charlotte |
North Carolina |
NewRez LLC |
|
September 20, 2021 |
960091 |
Robert Eugene Mencke |
Jacksonville |
Florida |
Carrington Mortgage Services, LLC |
|
September 20, 2021 |
1092959 |
Brian C. Kelly |
Port Monmouth |
New Jersey |
Guaranteed Rate, Inc. |
|
September 20, 2021 |
1238416 |
Fredrick Michael Glynn |
Carmel |
Indiana |
Carrington Mortgage Services, LLC |
|
September 20, 2021 |
1468095 |
Brenton Keahi Ahching Beirne |
Denton |
Texas |
Carrington Mortgage Services, LLC |
|
September 20, 2021 |
1621618 |
Patrick Thomas Jacobs |
South Euclid |
Ohio |
CrossCountry Mortgage, LLC |
|
September 20, 2021 |
1787284 |
Anthony Thomas Morris |
Cleveland |
Ohio |
CrossCountry Mortgage, LLC |
|
September 20, 2021 |
1865345 |
Seth Michael Keiper |
South Euclid |
Ohio |
CrossCountry Mortgage, LLC |
|
September 20, 2021 |
1867910 |
Albert George Metz |
Hanover |
Pennsylvania |
Carrington Mortgage Services, LLC |
|
September 20, 2021 |
1898816 |
Shane Nicholas Tressler |
Westerville |
Ohio |
Carrington Mortgage Services, LLC |
|
September 20, 2021 |
1954352 |
LaRoy Bates |
Oakwood Village |
Ohio |
CrossCountry Mortgage, LLC |
|
September 20, 2021 |
1991381 |
Christopher Phipps Ryan |
Willoughby Hills |
Ohio |
CrossCountry Mortgage, LLC |
|
September 20, 2021 |
2003885 |
Jason Kyle Krakower |
Warren |
New Jersey |
NewRez LLC |
|
September 20, 2021 |
2015212 |
William Tham |
Philadelphia |
Pennsylvania |
NewRez LLC |
|
September 20, 2021 |
2024430 |
Samantha Louise Hawk |
Orrville |
Ohio |
CrossCountry Mortgage, LLC |
|
September 20, 2021 |
2026260 |
Konner Koziol Ruggles |
Silver Spring |
Maryland |
Carrington Mortgage Services, LLC |
|
September 21, 2021 |
1686073 |
John Anthony Bellak |
Middleburg Heights |
Ohio |
CrossCountry Mortgage, LLC |