Weekly Banking Bulletin
October 29, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
August 26, 2021(pf-LFS)
IPFS OF NEW YORK, LLC U/A/N CAPITOL PAYMENT PLAN
1055 Broadway, 11th Floor, Kansas City, Missouri 64105
A notification was received for the relocation of a branch office, as follows:
From: 2777 Allen Parkway, Suite 550, Houston, Texas 77019
To: 2900 North Loop West, Suite 1150, Houston, Texas 77092
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
October 8, 2021 (SL-CEU)
MAXIMUS EDUCATION LLC.
1891 Metro Center Drive, Reston, VA 20190
Application for a license to engage in business as a student loan servicer, received.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
October 21, 2021 (TM-LFS)
WISE US INC.
19 W 24th Street, 9th Floor, New York, New York 10010
Notification received for the change of location from 19 W 24th Street, 9th Floor, New York, New York 10010 to 30 W 26th Street, 6th floor, New York, New York 10010.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
October 22, 2021 (CU-CRB)
HERITAGE FINANCIAL CREDIT UNION
25 Rykowski Lane, Middletown, NY 10941
Application dated October 22, 2021, for permission to open and maintain a station at 29 North Hamilton Street, Poughkeepsie, Dutchess County, NY 12601, received.
October 22, 2021 (TR-CRB)
THE ADIRONDACK TRUST COMPANY
473 Broadway, Saratoga Springs, NY 12866
Application dated October 21, 2021, for permission to open and occupy a branch office at 350 Canada Street, Lake George, Warren County, New York 12845, received.
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:
October 27, 2021 (BR-MBD)
Applicant(s)
Rao Ghulam Mohammad Khan
As: Central Mortgage Group LLC
713 Walt Whitman Road, Suite C, Melville, NY 11747
Application to establish a Mortgage Banker's Branch received for examination:
October 21, 2021 (MB-MBD)
Full Service Branch
Keller Mortgage, LLC
18302 Highwoods Preserve Parkway, Suite 110, Office Space 104, Tampa, FL 33647
October 25, 2021 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
2217 E. 9th Street, First Floor, Suite 100, Cleveland, OH 44115
October 26, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1300 N 17th Street, Suite 570, Arlington, VA 22209
October 26, 2021 (MB-MBD)
Full Service Branch
Land Home Financial Services, Inc.
1229 Cape Coral Pkwy. E., Unit 13, Cape Coral, FL 33904
October 26, 2021 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
27 Frost Lane, Lawrence, NY 11559
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
October 22, 2021 (MB-MBD)
Applicant(s)
Leonard M Krupinski, Trustee
Fairway Independent Mortgage Corporation Employee Stock Ownership Trust
To acquire interest in:
Fairway Independent Mortgage Corporation
4750 South Biltmore Lane, Madison, WI 53718
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| February 26, 2021 | 1866545 | Harpreet Singh | Bethpage | New York |
| March 1, 2021 | 2038785 | Rick Anthony Borgo | Montclair | New Jersey |
| March 2, 2021 | 2091947 | Christopher Ryan Powers | Miller Place | New York |
| August 27, 2021 | 2125947 | Martin Cabanillas | Glendale | Arizona |
| August 27, 2021 | 2137662 | John Flynn Timmons | Aurora | Ohio |
| August 30, 2021 | 1251833 | Victor Guiarssi | Ozone Park | New York |
| September 7, 2021 | 2102571 | Anthony Ray Howard | Silver Springs | Maryland |
| September 13, 2021 | 2124559 | Maryem Haddoumi | Secaucus | New Jersey |
| September 15, 2021 | 272637 | Ryan Neil Smith | Cross Plains | Tennessee |
| September 15, 2021 | 1465931 | Tammy Jo Blakey | Deerfield Beach | Florida |
| September 15, 2021 | 2091882 | Sanjeev Dhir | Nesconset | New York |
| September 15, 2021 | 2123098 | Jennifer Hecker | Deltona | Florida |
| September 18, 2021 | 2045631 | Joseph John Scarallo | Lake Grove | New York |
| September 20, 2021 | 257323 | William Peter Lendin | San Clemente | California |
| September 21, 2021 | 2073366 | Lourdes Valeria Collins | Rochester | New York |
| September 24, 2021 | 2008896 | James Earl Van Dellen | Denver | Colorado |
| September 27, 2021 | 2140145 | Brent Ryan Rothenbusch | Lake Worth | Florida |
| September 28, 2021 | 686948 | Craig Stephen Miller | Alexandria | Virginia |
| September 30, 2021 | 1938523 | Genevieve C. O'Brian | Sneads Ferry | North Carolina |
| September 30, 2021 | 2137178 | Yoily Gross | Brooklyn | New York |
| October 5, 2021 | 2088231 | Juan Carlos DeLosAngeles | Wantage | New Jersey |
| October 7, 2021 | 1409442 | Fernando A. Barrera Novelo | Rowlett | Texas |
| October 7, 2021 | 1440026 | Steven J. Levy | Passaic | New Jersey |
| October 7, 2021 | 2139743 | Gabriella Octavia George | Carrollton | Texas |
| October 7, 2021 | 2170463 | Allyson Marie Golden | New City | New York |
| October 7, 2021 | 2191725 | Ioana Cornelia Popa | Irving | Texas |
| October 7, 2021 | 2214947 | Doan Trang Kral | Plano | Texas |
| October 8, 2021 | 417736 | Brian Christopher Jaeger | Philadelphia | Pennsylvania |
| October 8, 2021 | 860946 | Kimberly Crye | Rome | New York |
| October 8, 2021 | 1706871 | Matthew Robert Chengerian | Tega Cay | South Carolina |
| October 8, 2021 | 1967208 | Jacob Paul Hrapkiewicz | Melissa | Texas |
| October 8, 2021 | 2059075 | Joshua David Eckles | Lewisville | Texas |
| October 8, 2021 | 2092371 | Giselle Hoang Bui | Irvine | California |
| October 8, 2021 | 2133672 | Sheryl Elizabeth Scott | Bronx | New York |
| October 8, 2021 | 2136531 | Marley Jane Bratman | New York | New York |
| October 11, 2021 | 62652 | Stephen Gerard Smith | Tuxedo | New York |
| October 12, 2021 | 49570 | Audra Grace Santos | Monroe | Connecticut |
| October 12, 2021 | 1753304 | Carlos Chaux | Wayne | New Jersey |
| October 12, 2021 | 2113634 | Thomas John Schmitz | Columbia | Missouri |
| October 12, 2021 | 2177579 | Anthony Savino Nanula | Buffalo | New York |
| October 12, 2021 | 2230882 | Gail Chmela | Brightwaters | New York |
| October 13, 2021 | 1688270 | Justin M. Kilian | Putnam Valley | New York |
| October 13, 2021 | 2141655 | Justin David Fisher | Astoria | New York |
| October 14, 2021 | 403901 | Lillian M. Hernandez | Ewing | New Jersey |
| October 14, 2021 | 1529355 | Shea Mark Ruthe | Weston | Connecticut |
| October 14, 2021 | 2121796 | Keiame Omoye Lee Chong | New York | New York |
| October 14, 2021 | 2217197 | Christopher Adam Raines | Fairport | New York |
| October 15, 2021 | 1131681 | Tony Wei Song | New York | New York |
| October 19, 2021 | 1477785 | Johnny Iniguez | North Bergen | New Jersey |
SECTION II
October 20, 2021 (CU-CRB)
NORTHERN CREDIT UNION
120 Factory Street, Watertown, NY 13601
Approval given to change the location of its station from 256 East Orvis Street, Massena, St. Lawrence County, NY 13662 to 88 Parker Avenue, Massena, St. Lawrence County, NY 13662, on or after October 21, 2021.
October 21, 2021 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
PEOPLE’S UNITED BANK, N.A.
850 Main Street, Bridgeport, Connecticut 06604
Application, pursuant to Section 601-b of the Banking Law, for People’s United Bank, N.A. to merge with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, approved.
October 22, 2021 (MI-CRB)
VALLEY NATIONAL BANCORP
One Penn Plaza, New York, NY 10119
Application, pursuant to Section 143-b of the Banking Law, to acquire control of The Westchester Bank, White Plains, New York, approved.
October 26, 2021 (FB-FWB)
THE SHIZUOKA BANK, LTD.
2-1 Kusanagi-Kita, Shimizu-ku, Shizuoka-shi, Shizuoka 424-8677, Japan
Approval given to change the location of branch from 600 Lexington Avenue, Borough of Manhattan, City of New York 10022 to 425 Lexington Avenue, Borough of Manhattan, City of New York 10017, on or after October 27, 2021.
October 27, 2021 (TM-LFS)
PROVENANCE TECHNOLOGIES, INC.
235 Pine Street, 22nd Floor, San Francisco, CA 94104
Application for a license to engage in business as a money transmitter was approved effective October 21, 2021.
Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
October 27, 2021 (BR-MBD)
RiteFit, LLC
31 Bushwick Ave, Brooklyn, NY 11211
Effective Date: June 21, 2021
License to engage in the business of a Mortgage Banker Branch surrendered:
October 27, 2021 (MB-MBD)
PHH Mortgage Corporation D/B/As:
Instamortgage.com
Liberty Reverse Mortgage
Mortgagesave.com
PHH Mortgage Services
1661 Worthington Road, Suite 150, West Palm Beach, FL 33409
Effective Date: June 30, 2020
Mortgage Broker Certificate Address Changes:
October 27, 2021 (BR-MBD)
Gold Coast Funding Inc
From: 333 Jericho Turnpike Suite 1-1, Jericho, NY 11753
To: 500 North Broadway, Suite 133, Jericho, NY 11753
Mortgage Banker Branch License Address Changes:
October 27, 2021 (MB-MBD)
Family First Funding LLC
From: 1049 Broadway, Suite #4, West Long Branch, NJ 07764
To: 260 Columbia Avenue, Office #1, Fort Lee, NJ 07024
October 27, 2021 (MB-MBD)
Family First Funding LLC
From: 14 Main Street, Suite 3, East Hampton, NY 11937
To: 70 Main Street, Second Floor Unit 4, South Hampton, NY 11968
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| October 20, 2021 | 456507 | Patrick John McEnerney | Mint Hill | North Carolina | RoundPoint Mortgage Servicing Corporation |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| October 21, 2021 | 1030815 | Joseph Raymond Shargani | Chandler | Arizona |
| October 21, 2021 | 1964018 | Dora Popaja | Arlington | Texas |
| October 21, 2021 | 2035237 | Douglas Alonzo Knowles | Fernandina Beach | Florida |
| October 21, 2021 | 2113360 | Louis Barris | Columbus | Ohio |
| October 21, 2021 | 2122775 | William James Kennedy | Jefferson City | Missouri |