Weekly Banking Bulletin
December 10, 2021
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, Licensed Financial Services and Consumer Examination Unit are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank | BR | Mortgage Broker | |
| BP | Budget Planner | MS | Mortgage Servicer | |
| CC | Check Cashier | PF | Premium Finance Agency | |
| CU | Credit Union | PB | Private Banker | |
| FA | Foreign Agency | SD | Safe Deposit Company | |
| FB | Foreign Branch | SF | Sale Finance Agency | |
| FR | Foreign Representative Office | SL | Savings and Loan Association | |
| HC | Holding Company | SB | Savings Bank | |
| IC | Investment Company | SL | Student Loans | |
| LL | Licensed Lender | TM | Transmitter of Money | |
| MK | Merchant Bank | TR | Trust Company | |
| MI | Miscellaneous | VC | Virtual Currency | |
| MB | Mortgage Banker |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
SECTION I
December 8, 2021 (VC-RI)
RESEARCH & INNOVATION VIRTUAL CURRENCY LICENSE NAME CHANGE RECEIVED
From: Seed Digital Commodity Market, LLC
To: Zero Hash Liquidity Services, LLC
327 N. Aberdeen St. 1st floor, Chicago, IL 60607
Notification received for a change of name from Seed Digital Commodity Market, LLC to Zero Hash Liquidity Services, LLC.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
December 9, 2021 (SF-LFS)
UNITED AUTO CREDIT CORPORATION
1071 CAMELBACK, SUITE 100 NEWPORT BEACH, CA 92660
Application received from Vroom Finance Corporation to merge with the licensee’s parent and 100% owner (Unitas Holding Corp.).
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
December 10, 2021 (TM-LFS)
ZERO HASH LLC
327 N Aberdeen St., Chicago, IL 60607-1202
Application received for a change of control whereby Point72 Ventures Investments, LLC will increase their equity in the parent company of the licensee to 10.4% and IB Global Investments LLC will acquire 33.3% of the equity in parent company.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Application to establish a Mortgage Banker's Branch received for examination:
December 7, 2021 (MB-MBD)
Full Service Branch
Home Point Financial Corporation
Chandler 202, 2525 West Frye Road, Suite 200, Chandler, AZ 85224
December 8, 2021 (MB-MBD)
Full Service Branch
SoFi Lending Corp.
2601 Network Blvd., Suite 600, Frisco, TX 75034
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| June 1, 2021 | 42352 | Douglas Joseph Rizzuto | Southington | Connecticut |
| June 9, 2021 | 1916033 | Zachary Edward Tatge | New York | New York |
| August 11, 2021 | 2145380 | Karen Louise Celia | Easton | Pennsylvania |
| August 17, 2021 | 1467522 | Tyler Octavian Netotian | Columbus | Ohio |
| September 2, 2021 | 2085801 | Christopher E. McEvoy | Freeport | New York |
| September 11, 2021 | 1907165 | Omolola Omobolaji Fakuade | Hempstead | New York |
| September 24, 2021 | 1223784 | John Paul Sweeney | Shortsville | New York |
| October 5, 2021 | 1896513 | Dekel Johnson | Cambria Heights | New York |
| October 8, 2021 | 108444 | Paul Andrew Davis | Manahawkin | New Jersey |
| October 12, 2021 | 1301286 | Richard Michael Jarvis | Westbury | New York |
| October 18, 2021 | 1185143 | Christopher Ethan Silvera | Miami | Florida |
| October 29, 2021 | 2242955 | Rehanna B. Ebrahim | Mamaroneck | New York |
| November 1, 2021 | 114192 | Fernando Ramirez | Yonkers | New York |
| November 1, 2021 | 353822 | Pasquale Reale | Pittsford | New York |
| November 1, 2021 | 2153663 | Yosef Hirsch | Spring Valley | New York |
| November 2, 2021 | 205611 | Brady Scott Spangler | Kihei | Hawaii |
| November 3, 2021 | 1018003 | Benjamin David Radner | Staten Island | New York |
| November 3, 2021 | 2141859 | Alex Stephantz Pyrrhon | Brooklyn | New York |
| November 4, 2021 | 1549301 | Jelena Hopper | Rock Tavern | New York |
| November 9, 2021 | 1648188 | Kimberly Ann Kaufman | Trinity | Florida |
| November 9, 2021 | 1944349 | Jesus Armando Espina-Velosa | Clover | South Carolina |
| November 11, 2021 | 2114253 | Vyacheslav Chageyev | New York | New York |
| November 12, 2021 | 1810346 | Christian Aguirre Hurtado | Riverhead | New York |
| November 12, 2021 | 2224034 | Ryan Russell Chiodo | Jacksonville | Florida |
| November 12, 2021 | 2240449 | Steven Dale Griffith | Argyle | Texas |
| November 15, 2021 | 2084422 | Srinivas Rao Chennareddy | Garnet Valley | Pennsylvania |
| November 16, 2021 | 2170678 | Neal Scott Kowalsky | Astoria | New York |
| November 17, 2021 | 1566511 | Zachary Dale Alfred Eastman | Grosse Pointe Woods | Michigan |
| November 17, 2021 | 2151118 | Andre Brereton | Westbury | New York |
| November 17, 2021 | 2225694 | Romina Zamanpour | Irvine | California |
| November 18, 2021 | 201904 | Joseph Morgan Webb | Bel Air | Maryland |
| November 18, 2021 | 1441118 | Michael Gus Palumbo | Temecula | California |
| November 22, 2021 | 1179084 | Danielle Natasha Galarza | Brooklyn | New York |
| November 22, 2021 | 1953704 | Mordechai Weiser | Brooklyn | New York |
| November 23, 2021 | 2137308 | Sofia Noelle Pena y Lillo | Ridgewood | New York |
| November 24, 2021 | 987404 | Esteban Alberto Gamboa | Philadelphia | Pennsylvania |
| November 30, 2021 | 31562 | Terry Owens | Palm City | Florida |
| November 30, 2021 | 2007712 | Stuart Maurice Russ | Rochester Hills | Michigan |
| November 30, 2021 | 2038242 | Ashley Marie Fredericks | Royal Oak | Michigan |
| November 30, 2021 | 2057581 | Joshua Lloyd Utter | Dearborn Heights | Michigan |
| November 30, 2021 | 2071529 | Kari Raphael Dotson | Detroit | Michigan |
| November 30, 2021 | 2107984 | Daniela Eljezovic | Washington Township | Michigan |
| November 30, 2021 | 2181995 | Craig Andrew Foley | Saint Clair Shores | Michigan |
| December 1, 2021 | 2038174 | Armaan Mundian | Shelby Township | Michigan |
| December 1, 2021 | 2056613 | Andrew James Berlin | Fraser | Michigan |
| December 1, 2021 | 2071357 | Ashli Nycole Perry | Warren | Michigan |
| December 1, 2021 | 2125575 | David Scott Elias | Garden City | Michigan |
| December 2, 2021 | 345060 | Thomas D. Rupert | Waterford | New York |
| December 2, 2021 | 1763901 | Andrew James Forrestal Hamilton | Westfield | Indiana |
| December 2, 2021 | 1986597 | Paul Beaubrun | Lake Worth | Florida |
SECTION II
December 3, 2021 (BK-CRB)
THE WESTCHESTER BANK
12 Water Street, White Plains, New York 10601
The Westchester Bank merged with and into Valley National Bank, Passaic, New Jersey, effective December 1, 2021.
December 6, 2021 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY 11791
The license to engage in business as a casher of checks at the following location has been surrendered, effective December 2, 2021:
Branch office: 3433 Broadway, New York, NY 10031
December 7, 2021 (FB-FWB)
LAND BANK OF TAIWAN CO., LTD.
No. 46, Guancian Road, Taipei, Taiwan
Approval given to change the location of branch from 100 Wall Street, Borough of Manhattan, City of New York 10005 to 88 Pine Street, Borough of Manhattan, City of New York 10005, on or after December 8, 2021.
December 7, 2021 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK
127 Main Street, Canton, NY 13617
Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 91 Park Street, Tupper Lake, Franklin County, New York 12986.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
December 8, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
3 Liberty Square Mall, Stony Point, NY 10980
December 8, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
5720 South Bay Rd, Cicero, NY 13039
December 8, 2021 (MB-MBD)
Full Service Branch
Network Capital Funding Corporation
One World Trade Center, 57th Floor, New York, NY 10007
December 8, 2021 (MB-MBD)
Full Service Branch
MLD Mortgage Inc. D/B/As:
Mortgage Lending Direct
The Money Store
7208 W. Sand Lake Road, Suite 305, Office 303, Orlando, FL 32819
December 8, 2021 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
301 Cathedral Parkway, New York, NY 10026
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
December 8, 2021 (BR-MBD)
Full Service Branch
CGAP, Inc. D/B/A MortgageDepot
3030 Middletown Road, Unit 104, Bronx, NY 10461
License to engage in the business of a Mortgage Banker Branch surrendered:
December 3, 2021 (MB-MBD)
Atlantic Home Loans, Inc.
560 West Third Street, Suite 9, Jamestown, NY 14701
Effective Date: November 24, 2021
December 3, 2021 (MB-MBD)
Atlantic Home Loans, Inc.
2751 Dixwell Avenue, Suite 300, Hamden, CT 06518
Effective Date: November 24, 2021
Mortgage Banker Branch License Address Changes:
December 8, 2021 (MB-MBD)
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
From: 14000 North Pima Road, Suite 150, Scottsdale, AZ 85260
To: 1333 S Spectrum Blvd, Suite 100, Chandler, AZ 85286