Weekly Banking Bulletin
February 4, 2022
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
|
BK |
Bank |
MB |
Mortgage Banker |
|
BP |
Budget Planner |
BR |
Mortgage Broker |
|
CC |
Check Casher |
MS |
Mortgage Servicer |
|
CU |
Credit Union |
PF |
Premium Finance Agency |
|
FA |
Foreign Agency |
PB |
Private Banker |
|
FB |
Foreign Branch |
SB |
Savings Bank |
|
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
|
HC |
Holding Company |
SF |
Sales Finance Agency |
|
IC |
Investment Company |
SL |
Savings and Loan Association |
|
LL |
Licensed Lender |
SL |
Student Loans |
|
MK |
Merchant Bank |
TM |
Transmitter of Money |
|
MI |
Miscellaneous |
TR |
Trust Company |
| VC | Virtual Currency |
Regulatory Unit Codes
|
CM |
Capital Markets |
|
CRB |
Community and Regional Banks |
|
CEU |
Consumer Examination Unit |
|
FWB |
Foreign and Wholesale Banks |
|
LFS |
Licensed Financial Services |
|
MBD |
Mortgage Banking |
SECTION I
January 28, 2022 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601
Application dated January 25, 2022, for permission to open and occupy a branch office at 3 Winterton Road, Bloomingburg, Sullivan County, New York 12721, received.
January 28, 2022 (BK-CRB)
EMPIRE STATE BANK
68 North Plank Road, Newburgh, NY 12550
Application dated January 28, 2022, for permission to change the designation of principal office located at 68 North Plank Road, Newburgh, Orange County, New York 12550 to that of branch office, and of branch office located at 1221 Hyland Boulevard, Borough of Staten Island, City of New York 10305 to that of principal office, received.
January 28, 2022 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850
Application to amend the bylaws to expand the field of membership to include Madison County and Onondaga County, received.
The comment period on this application will expire on March 7, 2022.
February 1, 2022 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168
Application dated February 1, 2022, for permission to change the location of branch office from 1617 Avenue M, Borough of Brooklyn, City of New York 11230 t0 1212 Avenue M, Borough of Brooklyn, City of New York 11230, received.
Application to establish a Mortgage Banker's Branch received for examination:
February 2, 2022 (MB-MBD)
Full Service Branch
Nationstar Mortgage LLC D/B/As:
Champion Mortgage Company
Mr. Cooper
400 East Pratt Street, 8th Floor, Office 819, Baltimore, MD 21202
February 2, 2022 (MB-MBD)
Full Service Branch
United Mortgage Corp. D/B/As:
NY Finest Funding
United Faith Mortgage
221 S. Ola Vista, Suite #101, San Clemente, CA 92672
February 2, 2022 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C. D/B/A Fix-It Renovation Lending
227 Newman Springs Rd., Tinton Falls, NJ 07724
Application to establish a Mortgage Broker's Branch received for examination:
February 2, 2022 (BR-MBD)
Full Service Branch
Petra Cephas Inc
6 Wills Way, Piscataway, NJ 08854
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| September 10, 2020 | 2024540 | Joseph Charles Matassa | Marlboro | New Jersey |
| October 15, 2020 | 282142 | Sharon Ann Russo | Villanova | Pennsylvania |
| August 23, 2021 | 1159639 | Lindsay E. Calandra | Delmar | New York |
| October 13, 2021 | 265177 | Carla E. Teehan | Hampton | New Jersey |
| October 23, 2021 | 121550 | Kerry Michael Herschlein | Bayville | New York |
| November 22, 2021 | 2256069 | Lir Dahl | Bayside | New York |
| December 8, 2021 | 2179951 | Scott Garrett Smith | Syracuse | New York |
| December 9, 2021 | 2274597 | Erika Marie Dombek | Earlton | New York |
| December 13, 2021 | 29530 | Jimmy Rojas | Melville | New York |
| December 14, 2021 | 2170519 | Eric Thomas Ross | Hillsborough | New Jersey |
| December 14, 2021 | 2243286 | Bruno Henrique Barbosa De Oliveira | West Babylon | New York |
| December 15, 2021 | 1462188 | Ari Todd Tokar | West Palm Beach | Florida |
| December 16, 2021 | 1995940 | Kelley Marilyn Shaffer | Charlotte | North Carolina |
| December 16, 2021 | 2147904 | Mutty Lunger | Spring Valley | New York |
| December 17, 2021 | 2237760 | Jessica Marie Larrow | East Islip | New York |
| December 20, 2021 | 2128896 | Yhma Karimy | Babylon | New York |
| December 22, 2021 | 1930630 | Cristina Bernice Lounsberry | Troy | Michigan |
| December 22, 2021 | 2143488 | Amanda Lalezarian | Syosset | New York |
| December 28, 2021 | 1262529 | Jason Solano | Whitehouse Station | New Jersey |
| January 3, 2022 | 2139172 | Daniel Justin Horne | Middletown | New York |
| January 3, 2022 | 2243296 | Daniel Chris Pedisich | Lloyd Harbor | New York |
| January 4, 2022 | 110155 | Syed A. Anwar | DixHills | New York |
| January 4, 2022 | 1520674 | Elizabeth Marie Gordon | Marlton | New Jersey |
| January 4, 2022 | 2059298 | Iman Sedigh | New Hyde Park | New York |
| January 4, 2022 | 2253324 | Paul Stephen Salvatore | Blue Point | New York |
| January 5, 2022 | 39300 | Mickey John Ballantine | Metuchen | New Jersey |
| January 5, 2022 | 2033489 | Joshua Samuel Crawford | Aspinwall | Pennsylvania |
| January 5, 2022 | 2255887 | Gavin Tyler Garay | Stormville | New York |
| January 7, 2022 | 1228846 | Darlene Dawn Perez | Wellington | Florida |
| January 7, 2022 | 2034566 | John Micheal Gonzalez | Ridgewood | New York |
| January 7, 2022 | 2160071 | Neusha Alexandra Afkami | Lake Forest | California |
| January 10, 2022 | 1037944 | Jason Anil Sukhnandan | Queens Village | New York |
| January 10, 2022 | 1121988 | Cynthia Rose Wentworth | Adams Center | New York |
| January 10, 2022 | 1924291 | Staci Isabel Alfaro | Secaucus | New Jersey |
| January 12, 2022 | 12086 | Jacob Lee Grodanz | Cherry Hill | New Jersey |
| January 12, 2022 | 20138 | Suzanne M. Caldeira | Rehoboth | Massachusetts |
| January 12, 2022 | 65097 | Daniel Urbaniak | Mahwah | New Jersey |
| January 12, 2022 | 659198 | William John Bray | Chevy Chase | Maryland |
| January 12, 2022 | 1956132 | Gary Nelson Schuster | Jacksonville | Florida |
| January 13, 2022 | 599306 | Elliot Dorbian | Englewood | New Jersey |
| January 13, 2022 | 2239279 | Mitchell James Cass | Ladera Ranch | California |
| January 15, 2022 | 2249360 | Aaron Michael Arlinghaus | Erlanger | Kentucky |
| January 17, 2022 | 1174546 | Ronald Martinez | Brooklyn | New York |
| January 18, 2022 | 65792 | James Christopher Walsh | East Meadow | New York |
| January 18, 2022 | 1001412 | Joseph Louis Chiofalo | Lake Park | Florida |
| January 18, 2022 | 2149281 | Carlos Kris Torres | Middletown | New York |
| January 18, 2022 | 2259684 | Malka Rubinfeld | Staten Island | New York |
| January 19, 2022 | 1065888 | Nicholas Anthony Caccia | Smithfield | Rhode Island |
| January 19, 2022 | 2238950 | Patrick Matthew MacIntyre | Berkley | Michigan |
| January 20, 2022 | 2061516 | Yasmeen Abdulelah Atef | Staten Island | New York |
| January 20, 2022 | 2275979 | Tehvin Jahvelle Douglas | Charlotte | North Carolina |
| January 20, 2022 | 2282410 | Robin Douglas Knighten | Port Washington | New York |
| January 21, 2022 | 121014 | Stacy Louis Bucklaw | Phoenixville | Pennsylvania |
| January 21, 2022 | 1981673 | Gregory Todd Baines | Jacksonville | Florida |
| January 24, 2022 | 404398 | Carl Patrick Selitto | Hardwick | New Jersey |
| January 24, 2022 | 2118912 | Eleazar Jacobs | Fresh Meadows | New York |
| January 27, 2022 | 2136566 | Scarlett Allisha Nunez | Yonkers | New York |
| January 27, 2022 | 2144539 | Diane Yu | New York | New York |
| January 28, 2022 | 186350 | Khosrow D. Ghazi | Mastic | New York |
SECTION II
January 26, 2022 (bp-LFS)
GREENPATH, INC.
1561 E. Orangethorpe Ave., Suite 130, Fullerton, Orange, CA 92831
The relocation of a branch office was approved as follows, effective February 1st, 2022:
From: 1561 E. Orangethorpe Ave., Suite 100, Fullerton, CA 92831
To: 1561 E. Orangethorpe Ave., Suite 130, Fullerton, CA 92831
February 1, 2022 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 6788 Northern Boulevard, East Syracuse, Onondaga County, New York 13057, will not result in a significant reduction of financial services in the community to be affected.
February 1, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 300 South Wacker Drive, Chicago, Cook County, Illinois 60606.
February 3, 2022 (PF-LFS)
E.T.I. FINANCIAL CORPORATION
1551 Sawgrass Corporate Parkway, Suite 130, Sunrise, Florida 33323
Application received for a change of control whereby Honor Capital Holdings, LLC will acquire 100% of the outstanding shares of Founders Finance LLC d/b/a Honor Capital, the indirect parent company of E.T.I. Financial Corporation was approved effective January 28, 2022.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:.
February 1, 2022 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
91 Main Street, Dobbs Ferry, NY 10522
February 1, 2022 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
963 Ann Arbor Trail, Suite 12, Plymouth, MI 48170
February 1, 2022 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
116 West Main Street, Suite 116N, Babylon, NY 11702
February 1, 2022 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
32 Office Park Road, Suite 120, Hilton Head Island, SC 29928
February 1, 2022 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
404 Geyser Rd., Saratoga Springs, NY 12020
February 1, 2022 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
218 1st Street East, Suite B, Jordan, MN 55352
February 1, 2022 (MB-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
560 West 3rd Street, Suite 9, Jamestown, NY 14701
February 2, 2022 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
6278 Route 25A, Building A, Suite #2, Wading River, NY 11792
February 2, 2022 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc. D/B/As:
Americasa Home Loans
NMBNOW
55 Leonard Street, Fourth Floor, New York, NY 10013
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
February 1, 2022 (BR-MBD)
Full Service Branch
The Funding Store LLC
380 Broadway, Saratoga Springs, NY 12866
February 1, 2022 (BR-MBD)
Full Service Branch
Astar Home Capital Inc
4502 13 Avenue, Suite 207, Brooklyn, NY 11219
February 2, 2022 (BR-MBD)
Full Service Branch
CGAP, Inc. D/B/A MortgageDepot
217-14 Northern Blvd., Unit 205, Bayside, NY 11361
License to engage in the business of a Mortgage Banker Branch surrendered:
January 28, 2022 (MB-MBD)
Guaranteed Rate, Inc.
8 N. Main St., Pittsford, NY 14534
Effective Date: January 20, 2022
January 31, 2022 (MB-MBD)
Mid-Island Mortgage Corp.
3900 Sunrise Highway, Seaford, NY 11783
Effective Date: January 28, 2022
Application to resume active status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
January 27, 2022 (BR-MBD)
Caribbean Mortgage Corp.
110-16 Liberty Avenue, Richmond Hill, NY 11419
Effective Date: January 27, 2022
Mortgage Broker Certificate Address Changes:
February 2, 2022 (BR-MBD)
Green Street Capital, LLC
From: 37 Josephine Street, Lower Level, Staten Island, NY 10314
To: 2709 Coney Island Avenue, 3rd Floor, Brooklyn, NY 11235
Mortgage Banker Branch License Address Changes:
February 1, 2022 (MB-MBD)
Homebridge Financial Services, Inc. D/B/A Menlo Park Funding
From: 300 North Martingale Road, Suite 710, Schaumburg, IL 60173
To: 1901 Butterfield Rd, Suite 160, Downers Grove, IL 60515
February 2, 2022 (MB-MBD)
NLC Loans in lieu of Nations Lending Corporation
From: 530 W. Spring Street, Suite 100, Columbus, OH 43215
To: 333 West Nationwide Blvd., Columbus, OH 43215
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
| Date Application Withdrawn | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| January 27, 2022 | 103901 | Vaughn William Hunter | West Babylon | New York |
| February 1, 2022 | 61764 | Sergey Umansky | Doylestown | Pennsylvania |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
| Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
|---|---|---|---|---|---|
| January 18, 2022 | 1123428 | Christine Frye | Bay Shore | New York | Nationwide Mortgage Bankers, Inc. |
| January 26, 2022 | 6806 | Kim Keow Lim | Valley Stream | New York | Homebridge Financial Services, Inc. |
| January 26, 2022 | 28350 | Avnish Kumar | Syosset | New York | Homereliance Capital Corp. |
| January 26, 2022 | 34888 | John Louis Vigliotti | Lumberton | New Jersey | Guaranteed Rate Affinity, LLC |
| January 26, 2022 | 65305 | Vanessa Maria Ingrao | Long Beach | New York | Legacy Industries, Inc. |
| January 26, 2022 | 181885 | Robert J. Dmuchowski | Flemington | New Jersey | Guaranteed Rate, Inc. |
| January 26, 2022 | 211003 | Jeffrey Mogull | White Plains | New York | loanDepot.com, LLC |
| January 26, 2022 | 236014 | Brian Jason Wagenseller | Lebanon | New Jersey | Guaranteed Rate, Inc. |
| January 26, 2022 | 286430 | Joseph Ryan Daleo | Bedminster | New Jersey | Guaranteed Rate, Inc. |
| January 26, 2022 | 420474 | Dana R. Russo | Livingston | New Jersey | Guaranteed Rate Affinity, LLC |
| January 26, 2022 | 522999 | John Bryan | Denville | New Jersey | Guaranteed Rate Affinity, LLC |
| January 26, 2022 | 589974 | Maria P. Gross | Campbell Hall | New York | loanDepot.com, LLC |
| January 26, 2022 | 686948 | Craig Stephen Miller | Alexandria | Virginia | Guaranteed Rate, Inc. |
| January 26, 2022 | 734848 | Rodney Steve Iperti | Dallas | Texas | Home Point Financial Corporation |
| January 26, 2022 | 975756 | Gloria Angelica Martinez | Plainfield | Illinois | Guaranteed Rate Affinity, LLC |
| January 26, 2022 | 1016740 | Angelika Jones | Thousand Oaks | California | Guaranteed Rate, Inc. |
| January 26, 2022 | 1166428 | Jaehwan Lee | Bayside | New York | J&L Source, Inc. |
| January 26, 2022 | 1511194 | Carolina Lozano | Farmers Branch | Texas | Home Point Financial Corporation |
| January 26, 2022 | 1596266 | Roxanne Tracey Inglis Lowes | San Dimas | California | loanDepot.com, LLC |
| January 26, 2022 | 1633023 | Hugh Eugene Ollivierre | Mission Viejo | California | loanDepot.com, LLC |
| January 26, 2022 | 1656859 | Zachary James Taylor | Palos Heights | Illinois | Guaranteed Rate, Inc. |
| January 26, 2022 | 1998650 | Valerie Herrera | Brooklyn | New York | Great Northern Mortgage Corp. |
| January 26, 2022 | 2038785 | Rick Anthony Borgo | Montclair | New Jersey | Kwik Mortgage Corporation |
| January 26, 2022 | 2052407 | Ryan Strider Devore | Sparta | New Jersey | Kwik Mortgage Corporation |
| January 26, 2022 | 2058012 | Stephen Garden | Huntington | New York | Interstate Home Loan Center, Inc. |
| January 26, 2022 | 2062585 | Amanda Shaylin Lewis | Euless | Texas | Home Point Financial Corporation |
| January 26, 2022 | 2062664 | Sarah Elizabeth Mendoza | Fort Worth | Texas | Home Point Financial Corporation |
| January 26, 2022 | 2099164 | Jonathan David Monteilh | Beaumont | California | loanDepot.com, LLC |
| January 26, 2022 | 2102835 | Chase Charles Anderson | Columbia | Missouri | Mortgage Research Center, LLC |
| January 26, 2022 | 2123025 | Jake Rimberg | Bronx | New York | loanDepot.com, LLC |
| January 26, 2022 | 2129184 | Daning Kuang | Brooklyn | New York | Great Northern Mortgage Corp. |
| January 26, 2022 | 2160602 | Stephen E. Dawkins | Rosedale | New York | Green Street Capital, LLC |
| January 26, 2022 | 2175005 | Timothy Joseph Hogan | Warwick | New York | JMK Financial Group, Inc. |
| January 26, 2022 | 2178258 | Edgar Daniel Cortez Oropeza | Columbia | Missouri | Mortgage Research Center, LLC |
| January 27, 2022 | 178905 | Noman Basit | Lynbrook | New York | Nationwide Mortgage Bankers, Inc. |
| January 27, 2022 | 1005996 | Erica Iorio | West Babylon | New York | Russell Capital Group LLC |
| January 27, 2022 | 1236294 | Elizabeth Wright | Irvine | California | Advisors Mortgage Group, LLC |
| January 27, 2022 | 1407568 | Simy Wieder | Spring Valley | New York | Capital M Inc. |
| January 27, 2022 | 1781186 | Sara Moskowitz | Brooklyn | New York | Fort Funding Corp. |
| January 27, 2022 | 1819177 | Edward James Stock | Mount Sinai | New York | Atlantic Home Capital, Corp. |
| January 28, 2022 | 2004911 | Alec Felice Cvecic | Bayside | New York | Russell Capital Group LLC |
| January 31, 2022 | 8012 | Samuel Vincent Cino | Webster | New York | Hornet Holdings, LLC |
| January 31, 2022 | 55622 | John Macropoulos | Whitestone | New York | R & J Capital Group, LLC |
| February 1, 2022 | 1718443 | Daniel Salvatore Andriulli | Saddle Brook | New Jersey | Bond Street Mortgage, LLC |
| February 2, 2022 | 60632 | Nicolas G. Guthrie | Queens Village | New York | American Capital Mortgage, Inc |