Weekly Banking Bulletin

April 29, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

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SECTION I

April 21, 2022 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Application dated April 21, 2022, for permission to change the location of branch office from
3257 E. Guasti Road, (Suite 230), Ontario, San Bernardino County, California 91761 to 3257 E. Guasti Road, (Suite 320), Ontario, San Bernardino County, California 91761, received.

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April 25, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Notice of intention to close branch office at 14 Mamaroneck Avenue, White Plains, Westchester County, New York 10601, received.

The comment period on this notice will expire May 31, 2022.

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April 25, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Notice of intention to close branch office at 1320 Stony Brook Road, Stony Brook, Suffolk County, New York 11790, received.

The comment period on this notice will expire May 31, 2022.

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April 25, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch offices at the following four locations, received:

• 640 Johnson Avenue, Bohemia, Town of Islip, Suffolk County, New York 11716
• 1769 Route 52, Fishkill, Dutchess County, New York 12524
• 106 Seventh Street, Garden City, Nassau County, New York 11530
• 534 Middle Neck Road, Great Neck, Nassau County, New York 11023

The comment period on these notices will expire May 31, 2022.

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April 25, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notices of intention to close branch offices at the following two locations, received:

• 1444 East Boston Post Road, Mamaroneck, Westchester County, New York 10543; and
• 251 Main Street, Mount Kisco, Westchester County, New York 10549.

The comment period on these notices will expire on May 31, 2022.

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April 26, 2022 (SF-LFS)
AQUA FINANCE, INC.
ONE CORPORATE DRIVE, SUITE 300, WAUSAU, WI 54401

A change of control application was received from Otter Holdco, Inc. to acquire 100% ownership in Aqua Intermediate, Inc., the direct parent of the licensee Aqua Finance, Inc.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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April 27, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated April 25, 2022, for permission to open and occupy a branch office at 957 Main Street, East Hartford, Hartford County, Connecticut 06108, received.

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April 28, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at 800 East Market Street, York, York County, PA 17403, received.

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April 28, 2022 (TM-LFS)
LL PAY U.S., LLC
335 Madison Avenue, Suite 6F-1, New York, New York 10017

Notification was received for the change of headquarters location from 335 Madison Avenue, Suite 6F-1, New York, New York 10017 to 335 Madison Avenue, Suite 5F1, New York, New York 10017.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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Application to establish a Mortgage Banker's Branch received for examination:

April 25, 2022 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp.  D/B/As:
Jet Direct Mortgage
Senior Reverse Network
4875 Sunrise Highway, Suite 101, Bohemia, NY 11716

April 25, 2022 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
106 7th Street, Suite 203, Garden City, NY 11530

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Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

April 26, 2022 (MB-MBD)
Applicant(s)
Casey Crawford
To acquire interest in:
Movement Mortgage, LLC
8024 Calvin Hall Road, Indian Land, SC 29707

April 27, 2022 (MB-MBD)
Applicant(s)
Annie Lois Johnson
To acquire interest in:
United Security Financial Corp
930 East 6600 South, Murray, UT 84121

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Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
October 6, 2021	2093200	Christina Joy Georgiades	Yonkers	New York
February 3, 2022	2007822	Bridget Marie Miller	Gilbert	Arizona
February 18, 2022	2265901	Aaron Ray Bryant	Frederick	Maryland
March 4, 2022	1833016	Jamie Demetries Sanders	Yonkers	New York
March 8, 2022	304760	Michelle Margaret Raymond	Loudonville	New York
March 8, 2022	2279831	Riwan John Askar	Shelby Township	Michigan
March 21, 2022	2131178	Jakob Tyler Knott	Macomb	Michigan
March 22, 2022	292115	Qi Zhao	Hillsborough	New Jersey
March 30, 2022	453452	Melanie Nancy Stewart	Wilmington	North Carolina
April 4, 2022	1950338	Francesca Marie Svoboda	Hazlet	New Jersey
April 4, 2022	2258622	Terri Regina Thomas	Arlington	Texas
April 4, 2022	2287753	David Davidovitz	Brooklyn	New York
April 4, 2022	2314264	Paolo Impellizzeri	Old Greenwich	Connecticut
April 5, 2022	2252622	Joseph Vincent Tuozzo	Huntington	New York
April 5, 2022	2336765	Nicole Christine Lodderhose	St. Louis	Missouri
April 6, 2022	1529013	Nicole-Kay Camille Edwards	Hyde Park	New York
April 6, 2022	1951365	Nora Berisha	Brewster	New York
April 7, 2022	403879	Natalie Marie McNaught	Mahwah	New Jersey
April 7, 2022	1670189	Denisse De Aza	Philadelphia	Pennsylvania
April 7, 2022	2227651	Michael Francis Doyle	Merrick	New York
April 11, 2022	2328067	Michael Hauser	Warwick	New York
April 13, 2022	2098528	Jennifer Marie Sulli	Riverside	California
April 13, 2022	2302758	Zachary James Atanasovski	Melvindale	Michigan
April 14, 2022	2112170	James Joseph Drennen	Philadelphia	Pennsylvania
April 15, 2022	1784894	Ammar Mohammed Altamimi	Los Angeles	California
April 15, 2022	2107587	Hamze Nasrat Haidar-Ahmad	Southfield	Michigan
April 15, 2022	2129412	Richard Anthony Adinolfi	Ronkonkoma	New York
April 15, 2022	2234663	Giovanni Ishmael Delgado-Peralta	Costa Mesa	California
April 15, 2022	2271602	Adrian Viramontes	Garden Grove	California
April 15, 2022	2291604	Kerri-Ann Maria Kaizer	Irvine	California
April 15, 2022	2295860	Alexander Michael Garcia	Oceanside	California
April 15, 2022	2297722	Corey Joseph Mortenson	Irvine	California
April 18, 2022	1783149	Derek Wester Staples	Detroit	Michigan
April 18, 2022	1874213	Anthony Paul LaRocco	Farmingdale	New York
April 18, 2022	2038619	Eric Medeiros-gnani Simoes	Grosse Pointe Woods	Michigan
April 18, 2022	2220458	Vaughn Kyle Hart	Feasterville	Pennsylvania
April 18, 2022	2258869	Saed Mike Faraj	Dearborn	Michigan
April 18, 2022	2267054	Patrick Jung	Westbury	New York
April 19, 2022	148202	Lisa Marie Mertz	Germantown	Maryland
April 19, 2022	1281034	Irene Theodora Zervoudis	Tuxedo Park	New York
April 19, 2022	2037408	Donatello Vittorio Meltz De Meo	Brooklyn	New York
April 19, 2022	2268224	Shannon Christie Penley	Indianapolis	Indiana
April 19, 2022	2272470	Michael Jai Grant	Stamford	Connecticut
April 20, 2022	2185443	Karina Carrillo Krogman	Chula Vista	California
April 20, 2022	2300799	Lori Jean Falkowski	Warrington	Pennsylvania

 

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SECTION II

April 26, 2022 (FB-FWB)
PORTIGON AG
Völklinger Straße 4, 40219 Düsseldorf, Germany

Voluntary liquidation, pursuant to Section 605.11 of the Banking Law, of its New York branch located at 6 Thorman Lane, Huntington, NY 11743, completed.  License surrendered as of November 30, 2021.

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April 26, 2022 (CC-LFS)
BROAD STREET CHECK CASHING CORP. (“BROAD STREET”) D/b/a NYC CHECK EXPRESS
24 Beaver Street, New York, NY 10004

The license to engage in business as a casher of checks at the following location has been surrendered:
Main office:  24 Beaver Street, New York, New York 10004

Effective February 18, 2022, Broad Street is no longer authorized to conduct check cashing business in the State of New York.

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April 26, 2022 (SB-CRB)
NEW YORK COMMUNITY BANK
102 Duffy Avenue, Hicksville, NY 11801
FLAGSTAR BANK, FSB (MI-CRB)
5151 Corporate Drive, Troy, MI 48098

Application, pursuant to Section 601-b of the Banking Law, for Flagstar Bank, FSB to merge with and into New York Community Bank, under the name New York Community Bank, approved.

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April 27, 2022 (MI-CRB)
CORE FEDERAL CREDIT UNION
7200 Kirkville Road, East Syracuse, NY 13057

Application, pursuant to Section 486 of the Banking Law, for the conversion of CORE Federal Credit Union to a New York State-chartered credit union, under the name CORE Credit Union, approved.

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April 27, 2022 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850
CORE CREDIT UNION
7200 Kirkville Road, East Syracuse, NY 13057

Application, pursuant to Section 601-b of the Banking Law, for the merger of CORE Credit Union with and into CFCU Community Credit Union, under the name CFCU Community Credit Union, approved.

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April 28, 2022 (MI-CRB)
FORBRIGHT BANK
7963 Tuckerman Lane, Potomac, MD 20854

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 80 Broad Street, Suite 1801, Borough of Manhattan, City of New York 10004.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

April 27, 2022 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
2385 NW Executive Center Drive, Suite 120, Boca Raton, FL 33431

April 27, 2022 (MB-MBD)
Full Service Branch
loanDepot.com, LLC D/B/As:
LDWholesale
loanDepot
1515 Market Street, Suite 1530, Philadelphia, PA 19102

April 27, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
11 North Main Street, Honeoye Falls, NY 14472

April 27, 2022 (MB-MBD)
Full Service Branch
Everett Financial, Inc.  D/B/A Supreme Lending
23227 Red River Drive, First Floor, Katy, TX 77494

April 27, 2022 (MB-MBD)
Full Service Branch
Galaxy Lending Corporation
6003 8th Avenue, 2nd Floor, Brooklyn, NY 11220

April 27, 2022 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
161 Wailea Ike Place, Suite C-101, Wailea, HI 96753

April 27, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1000 US Highway 9 N, Suite 305, Woodbridge, NJ 07095

April 27, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
430 Main Avenue, Suite 206, Norwalk, CT 06851

April 27, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
2908 Military Road, Niagara Falls, NY 14304

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Mortgage Broker Certificate Name Changes:

April 27, 2022 (BR-MBD)
From: Joyce Financial Corp. 
To: Joyce Financial Corp.  D/B/A QuestStar Mortgage

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Mortgage Banker Branch License Address Changes:

April 26, 2022 (MB-MBD)
Advisors Mortgage Group, L.L.C.  D/B/A Fix-It Renovation Lending
From: 3330 Park Ave, Suite 1, Wantagh, NY 11793
To: 3265 Merrick Road, Wantagh, NY 11793

April 26, 2022 (MB-MBD)
RoundPoint Mortgage Servicing Corporation
From: 98 Cuttermill Road, Suite 200 North, Great Neck, NY 11021
To: 98 Cuttermill Road, Suite 90 North, Great Neck, NY 11021

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Application to establish a Mortgage Banker's Branch received for examination, has been withdrawn:

April 25, 2022 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1408 N. Westshore Blvd, Suite 450, Tampa, FL 33607

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
April 21, 2022	108444	Paul Andrew Davis	Manahawkin	New Jersey	Movement Mortgage, LLC
April 21, 2022	208756	Frederick Scott Arlotta	Massapequa	New York	Hartford Funding, Ltd.
April 21, 2022	265177	Carla E. Teehan	Hampton	New Jersey	Greenway Mortgage Funding Corp.
April 21, 2022	479314	Kathleen Anne Bange	Corning	New York	Movement Mortgage, LLC
April 21, 2022	637205	Jon Leonard Majerus	Las Vegas	Nevada	SoFi Lending Corp.
April 21, 2022	673165	Joseph Dlabola	Wantagh	New York	CrossCountry Mortgage, LLC
April 21, 2022	751529	Aileen C. Perez	Newburgh	New York	Superior Mortgage Co., Inc.
April 21, 2022	836621	Daniel Tubian	Great Neck	New York	Contour Mortgage Corporation
April 21, 2022	868029	Kevin B. Smith	Baldwin	New York	Russell Capital Group LLC
April 21, 2022	1150977	Luis Alberto Sanchez-Santana	Roselle Park	New Jersey	Guaranteed Rate, Inc.
April 21, 2022	1273644	Luis Angel Davila Martinez	Centennial	Colorado	American Financing Corporation
April 21, 2022	1301286	Richard Michael Jarvis	Westbury	New York	Embrace Home Loans, Inc.
April 21, 2022	1394902	Katrine Ann Christiansen	Anderson	Indiana	Freedom Mortgage Corporation
April 21, 2022	1459538	Matthew David Moorman	Charlotte	North Carolina	NP, Inc.
April 21, 2022	1537171	Mi Sun Lee	Fort Lee	New Jersey	Green Mortgage Corp.
April 21, 2022	1650366	Benjamin Edward Ruby	Royal Oak	Michigan	Rocket Mortgage, LLC
April 21, 2022	1810346	Christian Aguirre Hurtado	Riverhead	New York	Nationwide Mortgage Bankers, Inc.
April 21, 2022	1901416	Emily Marie Ernst	Lakewood	Ohio	Rocket Mortgage, LLC
April 21, 2022	1901584	Ashley Mae Wakeley	Fairview Park	Ohio	Rocket Mortgage, LLC
April 21, 2022	1916549	Joseph Andrew Sheehan	Clinton	Ohio	Rocket Mortgage, LLC
April 21, 2022	1929752	Lexy Thi Nguyen	Huntington Beach	California	Carrington Mortgage Services, LLC
April 21, 2022	1957723	Rachel Ann Woods	Deaborn Heights	Michigan	Rocket Mortgage, LLC
April 21, 2022	1971439	Moriah Gabrielle Holden	Painesville	Ohio	Rocket Mortgage, LLC
April 21, 2022	2028016	Riku Ikeda	Huntington Beach	California	Advisors Mortgage Group, LLC
April 21, 2022	2052276	Christopher Michael Chounet	Aurora	Ohio	Reliance First Capital, LLC
April 21, 2022	2068402	Jake Leighton Foley	Commack	New York	Kwik Mortgage Corporation
April 21, 2022	2071269	Paul David Gassman	Westlake	Ohio	Rocket Mortgage, LLC
April 21, 2022	2128938	Eric Sedano	Paramount	California	loanDepot.com, LLC
April 21, 2022	2133672	Sheryl Elizabeth Scott	Bronx	New York	Promontory MortgagePath LLC
April 21, 2022	2135587	Akash Kumar	Bellerose	New York	Gadura Mortgage LLC
April 21, 2022	2148664	Shaun Mcgee	Queens Village	New York	RealFi Home Funding Corp.
April 21, 2022	2158202	Piotr Piekarz	Miami	Florida	Financial Triangle, Inc.
April 21, 2022	2169922	Kevin Michael Salazar	Brooklyn	New York	RoundPoint Mortgage Servicing Corporation
April 21, 2022	2189935	Diana Carolina Brand Realpe	Rancho Santa Margarita	California	loanDepot.com, LLC
April 21, 2022	2217038	Eugene Lefkowitz	Spring Valley	New York	The Mint Capital Inc.
April 21, 2022	2245491	Frank Valentino	West Islip	New York	Homereliance Capital Corp.
April 21, 2022	2248424	Steven Michael Schlosser	Bay Shore	New York	Nationwide Mortgage Bankers, Inc.
April 21, 2022	2256069	Lir Dahl	Bayside	New York	Cardinal Financial Company, LP
April 21, 2022	2275095	Chaya Bochner	Monroe	New York	Astar Home Capital Inc
April 21, 2022	2278176	Jonathan Daniel Matecki-Wolanin	Lancaster	New York	Premium Mortgage Corp.
April 21, 2022	2283765	Matthew Michael Mauldin	Danbury	Connecticut	Network Capital Funding Corporation
April 21, 2022	2290102	Mark Joseph Evans	Smithtown	New York	Coltrain Funding Group LLC
April 21, 2022	2318305	Christina Marie Coniglio	West Babylon	New York	Jet Direct Funding Corp.

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn	NMLS #	Applicant Name	City	State
April 25, 2022	1629633	Hayat M. Haidar	Dearborn	Michigan