Weekly Banking Bulletin

May 13, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

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SECTION I

January 18, 2022 (SF-LFS)
HYUNDAI CAPITAL AMERICA, INC. U/A/N HYUNDAI MOTOR FINANCE, U/A/N KIA MOTORS FINANCE, U/A/N GENESIS FINANCE, U/A/N KIA FINANCE AMERICA
3161 Michelson Drive, Suite 1900, Irvine, California 92612

Notification received for a change of name from Hyundai Capital America, Inc. U/A/N Hyundai Motor Finance, U/A/N Kia Motors Finance, U/A/N Genesis Finance, U/A/N Kia Finance America to Hyundai Capital America, Inc. in lieu of its legal name Hyundai Capital America U/A/N Hyundai Motor Finance, U/A/N Kia Motors Finance, U/A/N Genesis Finance, U/A/N Kia Finance America.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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May 10, 2022 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Pursuant to the provisions of Section 105-b of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 601 Renaissance Way, Delray Beach, Palm Beach County, Florida 33483, received.

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Application to establish a Mortgage Banker's Branch received for examination:

May 6, 2022 (MB-MBD)
Full Service Branch
Meadowbrook Financial Mortgage Bankers Corp.
259 S. Central Avenue, Hartsdale, NY 10530

May 6, 2022 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
5474 Longley Lane, Suite 100, Reno, NV 89511

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
August 31, 2021	1973040	Jose Antonio Nunez	Miami	Florida
September 15, 2021	2122772	Johenny Nathaly Cubillan	Orlando	Florida
September 15, 2021	2159945	John Stephen Marin	Longwood	Florida
November 3, 2021	457735	Chad Steven Smith	Arlington	Virginia
December 6, 2021	2112767	Eric Elkin	Brooklyn	New York
January 14, 2022	2067825	Michael Min Yong Jang	Irvine	California
February 2, 2022	1615398	Jacob Donald Dufurrena	Scottsdale	Arizona
February 10, 2022	60742	Max Rutovitskiy	Brooklyn	New York
March 14, 2022	1142463	Savitri Persaud	Brooklyn	New York
March 21, 2022	2284597	Zachary Lamont Sinn	Edina	Minnesota
March 22, 2022	2163915	Kevin Hong Lam	San Gabriel	California
March 23, 2022	1980192	Nathan D. McDonough	Buffalo	New York
March 29, 2022	1037384	Brittany Locke	Rensselaer	New York
March 29, 2022	1424213	Samantha Marie Bomba	Newton	New Hampshire
March 29, 2022	1705365	Crystal Lynn Kurzynski	Glenview	Illinois
March 29, 2022	2302330	Brittany Wilson-DeMarco	Saratoga Springs	New York
March 29, 2022	2324195	Asher Zelig Bittman	Monsey	New York
April 5, 2022	598220	Paul Donald Lundholm	Lyndhurst	New Jersey
April 8, 2022	1732227	Sara Nechama Stern	Theills	New York
April 12, 2022	2304032	Nicole Gebara	Troy	Michigan
April 13, 2022	2102027	Terry Nicholas Hanson	Denver	Colorado
April 13, 2022	2107737	Mohamed Moustapha Saad	Dearborn Heights	Michigan
April 13, 2022	2303430	Michael Saleh	Dearborn	Michigan
April 13, 2022	2307878	Joseph Spagnoletta	West Islip	New York
April 15, 2022	2172806	Alaina Donato	Lake Worth	Florida
April 15, 2022	2219276	Tyler Douglas Ching	Tustin	California
April 19, 2022	2254066	Lisa Venissa Marshall	Brooklyn	New York
April 22, 2022	1970958	Jason Michael Tarcea	Scottsdale	Arizona
April 25, 2022	150092	Matthew John Diaz	Putnam Valley	New York
April 25, 2022	1441117	Marcus Edward Goormastic	New Canaan	Connecticut
April 25, 2022	1708732	Keil David Conway	Rochester	Michigan
April 25, 2022	2176939	Yvonne Fransica Valadez	Humble	Texas
April 25, 2022	2178272	Brittany Sharde Jackson	Houston	Texas
April 26, 2022	1991083	Thomas Dillon McCants	Porter	Texas
April 26, 2022	2143466	Abraham Barminka	Brooklyn	New York
April 26, 2022	2240521	Matthew James Abellaneda	Orange	California
April 27, 2022	1012768	Valerie CaTina Wilson	Lake Wylie	South Carolina
April 27, 2022	1970320	Arnolda Shaholli	Staten Island	New York
April 28, 2022	2076734	Elijah Michael Cisneros	Longview	Texas
April 29, 2022	2161016	Douglas Allen Glenn	Jacksonville Beach	Florida
April 29, 2022	2316043	Sean Michael DiEmma	Brooklawn	New Jersey
April 29, 2022	2316181	Daniel Mackenzie Craft	Blackwood	New Jersey
May 2, 2022	134469	Nikki Renea Thayer	Keller	Texas
May 2, 2022	887601	Deerack Asencio Mencia	Cutler Bay	Florida
May 2, 2022	1333695	David Alexander Mitropoulos-Rundus	Ann Arbor	Michigan
May 2, 2022	1687837	Ryan Majed Zahr	Dearborn	Michigan
May 2, 2022	1720320	Ray Anthony Barcenas	Allen Park	Michigan
May 2, 2022	1742285	Chantel Marie Floyd	Detroit	Michigan
May 2, 2022	1941395	Dominic Francis Carroll	Rochester Hills	Michigan
May 2, 2022	2071612	Kevin Michael Cockman	Allen Park	Michigan
May 2, 2022	2087288	Austin Curtis Kellogg	White Lake	Michigan
May 2, 2022	2087361	Jacob Douglas Chapelo	Troy	Michigan
May 2, 2022	2092032	Alvin A. Naman	Shelby Township	Michigan
May 2, 2022	2218981	Nyah Gabrielle Kidd	Detroit	Michigan
May 2, 2022	2322511	Maher Ali Habhab	Dearborn Heights	Michigan
May 2, 2022	2341865	Emily Jean Gamble	Syracuse	New York
May 3, 2022	665279	Oscar Armando Millan	Irving	Texas
May 3, 2022	1663271	Ryan William Krolick	Decatur	Texas
May 3, 2022	1920465	Carlos Augusto Saavedra	Carrollton	Texas
May 3, 2022	2172132	Crayton Hayes Crawford	Columbia	Missouri
May 3, 2022	2321740	Daniel Mozhelyuk	Southgate	Michigan
May 3, 2022	2337486	Kari Leigh Riis	Fort Worth	Texas
May 3, 2022	2337493	Destiny Gernea Wilson	Lancaster	Texas
May 4, 2022	2037879	Hayleigh Channelle Price	Spring	Texas
May 4, 2022	2253011	Christopher Malik Thomas	Sicklerville	New Jersey
May 4, 2022	2320284	Monica Alyse Torres	Allen	Texas
May 4, 2022	2329454	Sarah Sue Fischer	Columbia	Missouri
May 5, 2022	1431373	Margaret Heyn McDermott	Old Greenwich	Connecticut
May 5, 2022	1901979	Brandon Michael Connor	Almont	Michigan
May 6, 2022	1378643	Fitzgerald Jonathan Figueroa	Bronx	New York
May 6, 2022	1719966	Gabriel Garcia	Garden City	Michigan
May 6, 2022	1994567	Jake Austin Elward	Shelby Charter Township	Michigan
May 6, 2022	2327202	Susan Mary Mailman	Buffalo	New York

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SECTION II

January 11, 2022 (SF-LFS)
HYUNDAI CAPITAL AMERICA, INC. U/A/N HYUNDAI MOTOR FINANCE, U/A/N KIA MOTORS FINANCE, U/A/N GENESIS FINANCE, U/A/N KIA FINANCE AMERICA
3161 Michelson Drive, Suite 1900, Irvine, California 92612

Notification for a change of name from Hyundai Capital America, Inc. U/A/N Hyundai Motor Finance, U/A/N Kia Motors Finance, U/A/N Genesis Finance to Hyundai Capital America, Inc. U/A/N Hyundai Motor Finance, U/A/N Kia Motors Finance, U/A/N Genesis Finance, U/A/N Kia Finance America was approved.  

In connection with the above notification, a lost license affidavit was submitted for original lost licenses.

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May 5, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at Delmar Middle and High School, 200 North 8th Street, Delmar, Sussex County, DE 19940, surrendered for cancellation.

Office discontinued as of November 2019.

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May 5, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received, in accordance with Supervisory Policy G 8, of the relocation of a representative office from 1630 South Stapley Drive (Suite 106), Mesa, Maricopa County, AZ 85204 to 40 East Rio Salado Parkway, Tempe, Maricopa County, AZ 85284.

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May 6, 2022 (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 333 West Washington Street, Syracuse, Onondaga County, New York 13202.

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May 9, 2022 (TR-FWB)
GOLDMAN SACHS BANK USA
200 West Street, New York, NY 10282

Notification received, in accordance with Supervisory Policy G 8, of the establishment of two representative offices to be located at:

• 5565 Glenridge Connector, Atlanta, Fulton County, Georgia 30342; and
• 3155 Royal Drive, Suite 175, Alpharetta, Fulton County, Georgia 30322.

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May 11, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to the establishment of an electronic facility (automated teller machine) at 800 East Market Street, York, York County, PA 17403.

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May 11, 2022 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Approval given to change the location of branch office from 3257 E. Guasti Road, (Suite 230), Ontario, San Bernardino County, California 91761 to 3257 E. Guasti Road, (Suite 320), Ontario, San Bernardino County, California 91761, on or after May 12, 2022.

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May 11, 2022 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative office at 3235 Satellite Boulevard, Building 400, Suite 300, Duluth, Gwinnett County, GA 30096, effective May 12, 2022.

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May 13, 2022 (CC-LFS)
V & R PAYROLL FACTORS, INC.
369 West 35th Street, New York, NY 10001

Application to relocate from 369 West 35th Street, New York, NY 10001 to 48-15 Skillman Avenue, Sunnyside, NY 11104 was approved.

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Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

May 10, 2022 (MB-MBD)
Applicant(s)
Eugene Bradley
To acquire interest in:
FirstKey Mortgage, LLC
900 Third Avenue, Suite #500, New York, NY 10022-3055

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License to engage in the business of a Mortgage Banker Branch surrendered:

May 5, 2022 (MB-MBD)
Paragon Home Loans Inc.
1159 Pittsford Victor Rd, Suite 210, Pittsford, NY 14534
Effective Date: April 22, 2022

May 5, 2022 (MB-MBD)
Total Mortgage Services, LLC
458 Monroe Turnpike, Suite 2B, Monroe, CT 06468
Effective Date: April 21, 2022

May 11, 2022 (MB-MBD)
loanDepot.com, LLC
2374-2380 Ralph Avenue, #2380A, Brooklyn, NY 11234
Effective Date: April 28, 2022

May 11, 2022 (MB-MBD)
NLC Loans in lieu of Nations Lending Corporation
201 Route 17 North, Suite 604, Rutherford, NJ 07070
Effective Date: May 10, 2022

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Mortgage Banker License Address Changes:

May 10, 2022 (MB-MBD)
Better Mortgage Corporation
From: 120 Broadway, 5th Floor, New York, NY 10271
To: 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007

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Mortgage Banker Branch License Address Changes:

May 11, 2022 (MB-MBD)
Guaranteed Rate, Inc.
From: 202 The Plaza, Ground Floor, Teaneck, NJ 07666
To: 258 Main Ave, Suite # 3, Passaic, NJ 07055

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Mortgage Broker Branch Certificate Address Changes:

May 5, 2022 (BR-MBD)
Neighborhood Assistance Corporation of America
From: 60 Park Place, 15th Floor, Newark, NJ 07102
To: 60 Park Place, 8th Floor, Suite 800, Newark, NJ 07102

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
May 5, 2022	137668	John William Lloyd	Wyomissing	Pennsylvania	EMM Loans LLC
May 5, 2022	1065888	Nicholas Anthony Caccia	Smithfield	Rhode Island	CrossCountry Mortgage, LLC
May 5, 2022	1152686	Evan C. Roedel	Tonawanda	New York	Cross State Funding Corp.
May 5, 2022	1269104	Stephen Edward Bossio	Mountain Lakes	New Jersey	Forte Financial, LLC
May 5, 2022	1437975	Pui Man Chan	North Merrick	New York	Galaxy Lending Corporation
May 5, 2022	2035783	Mickey James Brock	Indianapolis	Indiana	Royal United Mortgage, LLC
May 5, 2022	2036103	Julia Esther Lascano	Yonkers	New York	Fairway Independent Mortgage Corporation
May 5, 2022	2092590	Tristan Gilbert Lugo	Downey	California	Sun West Mortgage Company, Inc.
May 5, 2022	2167247	Annalea Ferrari	Islip	New York	CrossCountry Mortgage, LLC
May 5, 2022	2183495	Jefferson Peraza	Roosevelt	New York	Americana Mortgage Group, Inc.
May 5, 2022	2214436	Yoel Goldberger	Brooklyn	New York	FM Home Loans, LLC
May 5, 2022	2217251	Brian Baotrung Pham	Westminster	California	loanDepot.com, LLC
May 5, 2022	2235832	Roberto Louis Rivera	New Rochelle	New York	UNMB Home Loans Inc.
May 5, 2022	2245352	Ghadi Dib	Santa Ana	California	loanDepot.com, LLC
May 5, 2022	2245856	Matea Kathleen Castreje	Whittier	California	loanDepot.com, LLC
May 5, 2022	2249354	Tracey M. Watler	Staten Island	New York	Think One Mortgage Inc.
May 5, 2022	2250461	Jenna Lyn Saturno	Hamburg	New York	CrossCountry Mortgage, LLC
May 5, 2022	2269207	Payal Daswani	Westbury	New York	Cliffco, Inc.
May 5, 2022	2285132	Francesco Ancona	Woodmere	New York	Meadowbrook Financial Mortgage Bankers Corp.

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property.

Date Application Withdrawn	NMLS #	Applicant Name	City	State
May 6, 2022	353216	Gwyn Anita May	Jacksonville	Florida
May 6, 2022	1285941	Roger Dale Proctor	Archdale	North Carolina
May 6, 2022	1646832	Leslie Ann Capitan	Sterling Heights	Michigan
May 6, 2022	2284660	Abner Paul	New Hyde Park	New York
May 10, 2022	60629	Arash Mobasher	Sterling	Virginia
May 10, 2022	516560	Jorje Alejandro Cruz	Irving	Texas
May 10, 2022	798876	Anita Marie Gilbert	Canton	Georgia
May 10, 2022	1719815	Daniel Richard Combs	Summerville	South Carolina