Weekly Banking Bulletin
July 8, 2022
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK |
Bank |
MB |
Mortgage Banker |
BP |
Budget Planner |
BR |
Mortgage Broker |
CC |
Check Casher |
MS |
Mortgage Servicer |
CU |
Credit Union |
PF |
Premium Finance Agency |
FA |
Foreign Agency |
PB |
Private Banker |
FB |
Foreign Branch |
SB |
Savings Bank |
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
HC |
Holding Company |
SF |
Sales Finance Agency |
IC |
Investment Company |
SL |
Savings and Loan Association |
LL |
Licensed Lender |
SL |
Student Loans |
MK |
Merchant Bank |
TM |
Transmitter of Money |
MI |
Miscellaneous |
TR |
Trust Company |
|
|
VC |
Virtual Currency |
Regulatory Unit Codes
CM |
Capital Markets |
CRB |
Community and Regional Banks |
CEU |
Consumer Examination Unit |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION I
June 30, 2022 (TR-CRB)
ORANGE BANK & TRUST COMPANY
212 Dolson Avenue, Middletown, NY 10940
Application dated June 30, 2022, for permission to change the location of branch office from 146 North Church Street, Goshen, Orange County, NY 10924 to 54 West Main Street, Goshen, Orange County, NY 10924, received.
June 30, 2022 (BK-CRB)
THE BERKSHIRE BANK
4 East 39th Street, New York, NY 10016
Notice of intention to close branch office at 214 Harriman Drive, Goshen, Orange County, New York 10924, received.
The comment period on this notice will expire August 8, 2022.
July 1, 2022 (TR-CM)
AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC
6201 15th Avenue, Brooklyn, NY 11219
EQUINITI TRUST COMPANY
275 Madison Avenue, 34th Floor, New York, NY 10016
Application, pursuant to Section 601.1 of the Banking Law, for approval of the merger of Equiniti Trust Company with and into American Stock Transfer & Trust Company (AST) in which AST will survive the requested transaction.
The comment period on this application will expire on July 10, 2022.
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:
July 6, 2022 (MB-MBD)
Applicant(s)
Ira Matthew Brownstein
Jennifer Boyd Brownstein
Maxwell Seedor Kelly
ZH Holdings, Inc.
As: Moe Residential LLC In Lieu of MortgageCountry, LLC
725 Skippack Pike, Suite340A, Blue Bell, PA 19422
Application to establish a Mortgage Banker's Branch received for examination:
June 30, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
25-02 Francis Lewis Boulevard, Flushing, NY 11358
June 30, 2022 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
651 Willowbrook Rd, Suite 102, Staten Island, NY 10314
June 30, 2022 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
10320 Little Patuxent Pkwy, Suite 1140, Columbia, MD 21044
July 1, 2022 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC
10 Elizabeth Street, Suite 302, River Edge, NJ 07661
July 1, 2022 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
8 W Main St, Ste A, Patchogue, NY 11772
July 6, 2022 (MB-MBD)
Full Service Branch
Reverse Mortgage Funding LLC
540 Ritchie Highway, Suite 303, Severna Park, MD 21146
July 6, 2022 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
2907 Bridge Ave, First Floor, Point Pleasant, NJ 08742
July 6, 2022 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
1400 E. Newport Center Drive, 1st Floor, Deerfield Beach, FL 33442
Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:
July 6, 2022 (MB-MBD)
Applicant(s)
John M. Schulte and Rachael C. Schulte Revocable Trust u/t/a dated November 21, 2013
Rachael Candace Schulte
To acquire interest in:
Mid-Continent Funding, Inc.
3401 W Broadway Business Park Ct, Ste 213, Columbia, MO 65203
July 6, 2022 (MB-MBD)
Applicant(s)
Samuel Peter Lamparello
To acquire interest in:
MLB Residential Lending, LLC D/B/A MLB Mortgage
51 Commerce Street, Suite 101, Springfield, NJ 07081
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS # |
Applicant Name |
City |
State |
---|---|---|---|---|
March 31, 2021 |
2016955 |
Sant Prakash Singh |
Richmond Hill |
New York |
August 25, 2021 |
2178820 |
Steven Andrew Stechyshyn |
Oneida |
New York |
January 6, 2022 |
410198 |
Todd Ellis Baker |
Wallkill |
New York |
May 4, 2022 |
2297307 |
Jared Seo |
Centre Island |
New York |
May 6, 2022 |
1193898 |
Eric Gregory Vargas |
Las Vegas |
Nevada |
May 24, 2022 |
58697 |
Howard Mitchell Whitman |
New City |
New York |
May 31, 2022 |
106793 |
Tricia Marie Shevack |
Staten Island |
New York |
June 2, 2022 |
31470 |
Christian John Cooper |
Mount Laurel |
New Jersey |
June 2, 2022 |
1431237 |
Eric Scott Hamilton |
Lumberton |
New Jersey |
June 2, 2022 |
1890799 |
Ian Patrick Garrison |
Cherry Hill |
New Jersey |
June 2, 2022 |
2039061 |
Joel Martin Ruditsky |
Drexel Hill |
Pennsylvania |
June 8, 2022 |
181886 |
Stephen Tropiano |
Audubon |
New Jersey |
June 9, 2022 |
2327525 |
Egzona Meshi |
Forest Hills |
New York |
June 13, 2022 |
1976829 |
Mario Diaz |
McKinney |
Texas |
June 13, 2022 |
2159261 |
Hwansuk Jang |
Irvine |
California |
June 15, 2022 |
2324494 |
Erik Sandor Boci |
Baldwin |
New York |
June 29, 2022 |
2308565 |
Ryan William Roberts |
Hicksville |
New York |
SECTION II
June 30, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
Authorization granting permission to open and occupy branch offices at the following thirteen locations, surrendered for cancellation:
351 Merrick Road, Amityville, Suffolk County, New York 11701
691 Co-Op City Boulevard, Bronx, Bronx County, New York 10475
1009 Flatbush Avenue, Brooklyn, Kings County, New York 11226
8989 Union Turnpike, Glendale, Queens County, New York 11385
132 Fulton Avenue, Hempstead, Nassau County, New York 11550
3577 Long Beach Road, Oceanside, Nassau County, New York 11572
385 Route 25A, Miller Place, Suffolk County, New York 11764
1 Stevens Way, Orangeburg, Rockland County, New York 10962
2425 Palmer Avenue, New Rochelle, Westchester County, New York 10801
25 Waterfront Place, Port Chester, Westchester County, New York 10573
2795 Richmond Avenue, Staten Island, Richmond County, New York 10314
80 Birdsall Road, Baldwin Place, Westchester County, New York 10505
612 White Plains Road, Tarrytown, Westchester County, New York 10591
Branch offices discontinued as of June 30, 2022.
July 5, 2022 (BK-CRB)
ALMA BANK
28-39 31st Street, Astoria, NY 11102
Authorization granting permission to open and occupy a branch office at 213-11 Northern Boulevard, Bayside, Borough of Queens, City of New York 11361, surrendered for cancellation.
Office discontinued as of June 24, 2022.
July 6, 2022 (TM-LFS)
ASSOCIATED FOREIGN EXCHANGE, INC D/B/A AFEX
21045 Califa Street, Woodland Hills, California 91367
License to engage in business as a money transmitter company was surrendered effective December 16, 2021.
July 7, 2022 (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch offices at the following three locations will not result in a significant reduction of financial services in the communities to be affected:
- 399 Albany Shaker Road, Loudonville, Town of Colonie, Albany County, NY 12211;
- 11 Vista Boulevard, Slingerlands, Town of Bethlehem, Albany County, NY 12159; and
- 602 Columbia Turnpike, Town of East Greenbush, Albany County, NY 12061.
Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:
June 30, 2022 (BR-MBD)
Tristate Capital Advisory Group Inc.
34 Franklin Ave, Suite 306, Brooklyn, NY 11205
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
July 5, 2022 (MB-MBD)
Full Service Branch
Sun West Mortgage Company, Inc.
91 South Street, First Floor, Suite B, Danbury, CT 06810
July 5, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
161 Main St., Kings Park, NY 11754
July 5, 2022 (MB-MBD)
Full Service Branch
American Financial Network, Inc.
100 Main Street Suite 302, Safety Harbor, FL 34695
July 5, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1900 NW Corporate Blvd, Suite 225W, Boca Raton, FL 33431
Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:
July 5, 2022 (BR-MBD)
Full Service Branch
Quintessential Mortgage Group, LLC
2999 NE 191st Street, Suite 600, Miami, FL 33180
License to engage in the business of a Mortgage Banker surrendered:
June 30, 2022 (MB-MBD)
Atlantic Home Loans, Inc.
50 Route 46 West, Suite #202, Parsippany, NJ 07054-2395
Effective Date: June 7, 2022
License to engage in the business of a Mortgage Banker Branch surrendered:
July 5, 2022 (MB-MBD)
United Mortgage Corp.
600 Getty Avenue, Suite #301, Corrados Clifton Family Plaza North, Clifton, NJ 07011-2161
Effective Date: April 6, 2022
Mortgage Banker License Address Changes:
July 6, 2022 (MB-MBD)
Arc Home LLC
From: 4000 Midlantic Drive, Suite 102, Mount Laurel, NJ 08054
To: 3001 Leadenhall Road, Suite 301, Mount Laurel, NJ 08054
Mortgage Banker Branch License Address Changes:
July 5, 2022 (MB-MBD)
Premium Mortgage Corp.
From: 5000 Campuswood Drive, Ste 101, East Syracuse, NY 13057
To: 6700 Kirkville Road, Suite 3A, East Syracuse, NY 13057
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
Date of Approval |
NMLS # |
Applicant Name |
City |
State |
Sponsoring Entity |
---|---|---|---|---|---|
June 29, 2022 |
987404 |
Esteban Alberto Gamboa |
Philadelphia |
Pennsylvania |
Planet Home Lending, LLC |
June 29, 2022 |
1076911 |
Antia J. Santiago |
Bronx |
New York |
Rocket Mortgage, LLC |
June 29, 2022 |
1210776 |
Asim Sabir |
Brooklyn |
New York |
Absolute Home Mortgage Corporation |
June 29, 2022 |
1681087 |
David Singh Roy |
Ozone Park |
New York |
Americana Mortgage Group, Inc. |
June 29, 2022 |
1941884 |
Christopher Lee Sonnenfeld |
Warren |
Michigan |
Rocket Mortgage, LLC |
June 29, 2022 |
1971074 |
Jovan Bobby Spasoski |
Sterling Heights |
Michigan |
Rocket Mortgage, LLC |
June 29, 2022 |
1995940 |
Kelley Marilyn Shaffer |
Charlotte |
North Carolina |
Cardinal Financial Company, LP |
June 29, 2022 |
2010532 |
Alan Peter Sanserino |
Laguna Niguel |
California |
loanDepot.com, LLC |
June 29, 2022 |
2122245 |
Erica Margaret Graham |
Brooklyn |
New York |
Better Mortgage Corporation |
June 29, 2022 |
2184654 |
Shlomo Yitzchak Ash |
Spring Valley |
New York |
FM Home Loans, LLC |
June 29, 2022 |
2283287 |
Yoseph Lipschutz |
Lakewood |
New Jersey |
Funding Resources Mortgage Corporation |
June 30, 2022 |
597196 |
Janie Lee |
Dix Hills |
New York |
Russell Capital Group LLC |
June 30, 2022 |
1431373 |
Margaret Heyn McDermott |
Old Greenwich |
Connecticut |
Better Mortgage Corporation |
June 30, 2022 |
1507303 |
Adam James Tanner |
Bedford |
New Hampshire |
Guaranteed Rate, Inc. |
June 30, 2022 |
1588348 |
Jason Hrzich |
Wantagh |
New York |
CrossCountry Mortgage, LLC |
June 30, 2022 |
1916553 |
Kayla Janai Wells |
Cleveland |
Ohio |
Rocket Mortgage, LLC |
June 30, 2022 |
1971302 |
Jonathan Hernandez Delgado |
Buckeye |
Arizona |
Rocket Mortgage, LLC |
June 30, 2022 |
2025081 |
Jess Alexander Moore |
Dallas |
Texas |
Nationstar Mortgage LLC |
June 30, 2022 |
2035901 |
Avraham Goldhirsch |
Spring Valley |
New York |
Astar Home Capital Inc |
June 30, 2022 |
2039275 |
Antonio Doza |
Long Island City |
New York |
Absolute Home Mortgage Corporation |
June 30, 2022 |
2053980 |
Yeruchim Steinmetz |
Lakewood |
New Jersey |
The Mint Capital Inc. |
June 30, 2022 |
2067825 |
Michael Min Yong Jang |
Irvine |
California |
Network Capital Funding Corporation |
June 30, 2022 |
2107984 |
Daniela Eljezovic |
Washington Township |
Michigan |
Rocket Mortgage, LLC |
June 30, 2022 |
2128232 |
Tomas Christopher Skeeters |
Canton |
Michigan |
Rocket Mortgage, LLC |
June 30, 2022 |
2149099 |
Jonathan Soberanes |
Sachse |
Texas |
Nationstar Mortgage LLC |
June 30, 2022 |
2151379 |
Alberto Amorizzo |
Westbury |
New York |
Bridgeview Mortgage Corp. |
June 30, 2022 |
2167603 |
Matthew Russell Lark |
Oceanside |
New York |
Meadowbrook Financial Mortgage Bankers Corp. |
June 30, 2022 |
2176218 |
Tarannum Moon |
Fair Lawn |
New Jersey |
UIF Corporation |
June 30, 2022 |
2221700 |
Michele DeMaio |
Melville |
New York |
Guaranteed Rate, Inc. |
June 30, 2022 |
2233479 |
Judy Gross |
Lindenhurst |
New York |
CrossCountry Mortgage, LLC |
July 5, 2022 |
216485 |
Adam Matthew Falis |
Bethel |
Connecticut |
Total Mortgage Services, LLC |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn |
NMLS # |
Applicant Name |
City |
State |
---|---|---|---|---|
July 1, 2022 |
961773 |
Robert Julian Verne |
South Lebanon |
Ohio |
July 1, 2022 |
1935234 |
Gabriel Immanuel Denson |
San Tan Valley |
Arizona |
July 1, 2022 |
1937832 |
Rich Seiler |
Riverview |
Florida |
July 1, 2022 |
1942539 |
Jeffrey Paul McCarthy |
Centereach |
New York |
July 1, 2022 |
1948163 |
Steven Christopher Fowler |
Tuscola |
Texas |
July 1, 2022 |
2121788 |
Joe Cosmo Cogen |
Long Island City |
New York |