Weekly Banking Bulletin

July 15, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

July 1, 2022 (pf-LFS)
ROYAL PREMIUM BUDGET, INC.
30833 Northwestern Hwy, Suite 220, Farmington Hills, Michigan 48334

An application was received for a license to engage in business as a premium finance agency at the following branch location:
8501 Wade Boulevard, Suite 620, Frisco, Texas 75034

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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July 5, 2022 (SF-LFS)
CAR FINANCIAL SERVICES, INC.   
59 Skyline Drive, Suite 1700, Lake Mary, Florida 32746 

Application was received for a license to operate a branch office at 1120 Crosspointe Lane, Suite #7, Webster, Monroe County, New York 14580.  

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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July 8, 2022 (MI-CRB)
BROOKLINE BANCORP, INC.
131 Clarendon Street, Boston, MA 02116

Application, pursuant to Section 143-b of the Banking Law, to acquire control of PCSB Bank, Brewster, New York, received.

The comment period on this application expires on August 15, 2022.

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July 8, 2022 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Application dated July 6, 2022, for permission to change the location of branch office from 626 Pelham Parkway South, Borough of Bronx, City of New York 10462 to 2186 White Plains Road, Borough of Bronx, City of New York 10462, received.

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July 12, 2022 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Pursuant to the provisions of Section 105-b of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 99 Garnsey Road, Suite 400, Pittsford, Monroe County, NY 14534, received. 

(This trust office will replace the office at 179 Sully's Trail, Town of Perinton, Monroe County, NY 14534).

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

July 13, 2022 (BR-MBD)
Applicant(s)
Cheng Luo
As: Homeconnect Capital Corporation
3808 Union St. 5B, Flushing, NY 11354

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Application to establish a Mortgage Banker's Branch received for examination:

July 8, 2022 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
208 Golden Oak Ct. Suite 230, Virginia Beach, VA 23452

July 8, 2022 (MB-MBD)
Full Service Branch
loanDepot.com, LLC
541 S Orlando Ave, Ste 203, Maitland, FL 32751

July 8, 2022 (MB-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
360 Central Avenue, Suite 800, Office 844, St. Petersburg, FL 33701

July 8, 2022 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
174 South Road, Suite 126, Enfield, CT 06082

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Application to establish a Mortgage Broker's Branch received for examination:

July 8, 2022 (BR-MBD)
Full Service Branch
Haus Capital Corporation
10 Blacksmith Drive, Suite 3, Ballston Spa, NY 12020

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Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

July 13, 2022 (MB-MBD)
Applicant(s)
Broadview Federal Credit Union
Christopher McKenna
David J. Jurczynski
Michael James Castellana
To acquire interest in:
SEFCU Services, LLC D/B/A SEFCU Mortgage Services
700 Patroon Creek Boulevard, Suite 301, Albany, NY 12206

July 13, 2022 (MB-MBD)
Applicant(s)
Broadview Federal Credit Union
Christopher McKenna
David J. Jurczynski
Michael James Castellana
To acquire interest in:
CCFCU Funding, LLC   D/B/A Homeowners Advantage
4 Winners Circle, Suite 202, Albany, NY 12205

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

June 29, 2022 (CC-LFS)
PAY-O-MATIC CHECK CASHING CORP.
160 Oak Drive, Syosset, NY  11791

The licenses to engage in business as a casher of checks at the following locations have been surrendered, effective June 22, 2022: 

Branch offices:  423 Ninth Avenue, New York, NY  10001
147-03 Guy R. Brewer Boulevard, Jamaica, NY  11434

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July 7, 2022 (PF-LFS)
STAR PREMIUM CORP.
406 Broadway, Brooklyn, New York, 11211

The license to engage in business as a premium finance agency at the following location has been surrendered:

406 Broadway, Brooklyn, New York, 11211

Effective June 22, 2022, Star Premium Corp. is no longer authorized to conduct premium finance business in the State of New York.

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July 7, 2022 (TR-FWB)
THE BANK OF NEW YORK MELLON
240 Greenwich Street, New York, New York 10286

Authorization issued to open and occupy a branch office at 160 Queen Victoria Street, London, EC4V 4LA, United Kingdom, on or after July 8, 2022.

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July 11, 2022 (TR-CRB)
BANK OF MILLBROOK
3263 Franklin Avenue, Millbrook, NY 12545

Approval given to change the location of branch office from 5094 Route 22, Suite 200, Amenia, Dutchess County, New York 12501 to 4958 Route 22, Amenia, Dutchess County, New York 12501, on or after July 12, 2022.

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July 11, 2022 (CU-CEU) 
HERITAGE FINANCIAL CREDIT UNION
25 Rykowski Lane, Middletown NY, 10941

Application accepted on July 11, 2022, pursuant to Section 96-d of the Banking Law, for the designation of the City of Poughkeepsie, Dutchess County, New York, as a Banking Development District.  The co-applicant is the City of Poughkeepsie.

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July 11, 2022 (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Authorization issued to open and occupy a branch office at 329 Tenth Avenue, Borough of Manhattan, City of New York 10001, on or after July 12, 2022.

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July 12, 2022 (FB-FWB)
SHINHAN BANK
20, Sejong-daero 9-gil, Jung-gu, Seoul, 100-724, Republic of Korea

Approval given to change the location of branch from 600 Third Avenue, Borough of Manhattan, City of New York 10016 to 750 Seventh Avenue, Borough of Manhattan, City of New York 10019, on or after July 13, 2022.

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July 12, 2022 (BK-CRB)
SIGNATURE BANK
565 Fifth Avenue, New York, NY 10017

Approval given to open and occupy a branch office at 111 W. St. John Street, Suite 1120, San Jose, Santa Clara County, California 95113, on or after July 13, 2022.

(This branch office will not offer teller services.)

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July 12, 2022 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Approval given to change the location of branch office from 300 Spindrift Drive, Town of Amherst, Erie County, NY 14221 to 6215 Sheridan Drive, Town of Amherst, Erie County, NY 14221, on or after July 13, 2022.

(This branch office offers limited services consisting of conducting lending activities and making loan disbursements.)

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July 12, 2022 (MI-CRB)
BCB COMMUNITY BANK
104-110 Avenue C, Bayonne, NJ 07002

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 354-356 New Dorp Lane, Borough of Staten Island, City of New York 10306, will not result in a significant reduction of financial services in the community to be affected.

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July 13, 2022 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Authorization granting permission to open and occupy branch office at 1232 Egypt Road, Oaks, Montgomery County, Pennsylvania 19456, surrendered for cancellation.

Office discontinued as of June 30, 2022.

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July 13, 2022 (PF-LFS)
SOUTH BAY ACCEPTANCE CORPORATION
10751 Deerwood Park Blvd. Suite 200, Jacksonville, FL 32256

Application for a change of control whereby WP Falcon Aggregator, L.P. will indirectly acquire approximately 24.1% ownership interest of the licensee was approved.

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July 13, 2022 (TR-CRB)
DIME COMMUNITY BANK
2200 Montauk Highway, Bridgehampton, New York 11932

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of branch office at 5003 13th Avenue, Borough of Brooklyn, City of New York 11219 will not result in a significant reduction of financial services in the community to be affected.

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Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law:

July 13, 2022 (BR-MBD)
Genex Capital
1775 Lanyon Dr, Bartlett, IL 60103

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

July 13, 2022 (MB-MBD)
Full Service Branch
NJ Lenders Corp.
1800 Century Park East, Suite 600, Los Angeles, CA 90067

July 13, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
98 West Main Street, Victor, NY 14564

July 13, 2022 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
11 Oakland Avenue, Suite 21, Warwick, NY 10990

July 13, 2022 (MB-MBD)
Full Service Branch
Rocket Mortgage, LLC
25-02 Francis Lewis Boulevard, Flushing, NY 11358

July 13, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
10 Pine Orchard Road, Branford, CT 06405

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Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

July 13, 2022 (BR-MBD)
Full Service Branch
Haus Capital Corporation
5528 Main Street, Suite 200, Williamsville, NY 14221

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Certificate to engage in the business of a Mortgage Broker surrendered:

July 12, 2022 (BR-MBD)
Capital Home Funding LLC D/B/A Capital Home Partners
800 Rt 146, Suite 320, Clifton Park, NY 12065
Effective Date: May 31, 2022

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License to engage in the business of a Mortgage Banker Branch surrendered:

July 7, 2022 (MB-MBD)
Fairway Independent Mortgage Corporation
1873 S. Bellaire St, Suite 850, Denver, CO 80222
Effective Date: June 30, 2022

July 7, 2022 (MB-MBD)
A&D Mortgage LLC
3864 Sheridan Street, Suite A, Hollywood, FL 33021
Effective Date: July 1, 2022

July 8, 2022 (MB-MBD)
Home Point Financial Corporation
Chandler 202, 2525 West Frye Road, Suite 115, Chandler, AZ 85224
Effective Date: July 1, 2022

July 8, 2022 (MB-MBD)
Homebridge Financial Services, Inc.
1811 W. North Avenue, Suite 201, Chicago, IL 60622
Effective Date: June 28, 2022

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Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:

July 7, 2022 (MLS-MBD)
Community Loan Servicing, LLC
5151 E Broadway Blvd., Suite 155, Tucson, AZ 85711
Effective Date: June 28, 2022

July 7, 2022 (MLS-MBD)
Community Loan Servicing, LLC
1900 L. Don Dodson Drive, Suite 375, Bedford, TX 76021
Effective Date: June 28, 2022

July 12, 2022 (MLS-MBD)
Community Loan Servicing, LLC
507 Prudential Road, Suite 100, Horsham, PA 19044
Effective Date: June 28, 2022

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
July 12, 2022	3557	Jami Ann Piraino	Saratoga Springs	New York	Homestead Funding Corp.
July 12, 2022	20138	Suzanne Marie Caldeira	Rehoboth	Massachusetts	Guaranteed Rate, Inc.
July 12, 2022	21878	Michael A. Brown	Wilton	Connecticut	William Raveis Mortgage, LLC
July 12, 2022	39300	Mickey John Ballantine	Metuchen	New Jersey	Guaranteed Rate Affinity, LLC
July 12, 2022	179986	Guy Dei Mondesir	Brooklyn	New York	Nationwide Mortgage Bankers, Inc.
July 12, 2022	514038	Ana D. Solis	Brentwood	New York	Contour Mortgage Corporation
July 12, 2022	747662	Angela Marie Kosan	Lake Forest	California	Nationstar Mortgage LLC
July 12, 2022	1002637	Michelle Lynn Delgaudio	Waterford	New York	Northeast Funding Services, Inc.
July 12, 2022	1039345	Mehmet Ali Elmas	Parsippany	New Jersey	NJ Lenders Corp.
July 12, 2022	1185143	Christopher Ethan Silvera	Miami	Florida	Van Dyk Mortgage Corporation
July 12, 2022	1546700	William Paul Gerber	King of Prussia	Pennsylvania	Freedom Mortgage Corporation
July 12, 2022	1565524	Thomas J. Tarascio	Vernon	Connecticut	Guaranteed Rate, Inc.
July 12, 2022	1656895	David B. Siegel	Berkeley Heights	New Jersey	Guaranteed Rate Affinity, LLC
July 12, 2022	1705573	Lauren Clare Michael	Costa Mesa	California	Better Mortgage Corporation
July 12, 2022	1768483	Fouad Sher Badshah	Alpharetta	Georgia	UIF Corporation
July 12, 2022	1791203	Jichelle Maltina Dianne Clement	Baldwin	New York	Meadowbrook Financial Mortgage Bankers Corp.
July 12, 2022	1836959	Molly Sue Sterns	Danvers	Massachusetts	Fairway Independent Mortgage Corporation
July 12, 2022	1879527	Christian Robles	Irvine	California	Network Capital Funding Corporation
July 12, 2022	1896518	Ramandeep Thukral	Glen Oaks	New York	Washington Equities Mortgage Corp.
July 12, 2022	1941057	Whitney Allison Duynslager	Detroit	Michigan	Rocket Mortgage, LLC
July 12, 2022	1965056	Ashley Nicole Phillips	Glen Burnie	Maryland	NewRez LLC
July 12, 2022	1970320	Arnolda Shaholli	Staten Island	New York	Think One Mortgage Inc.
July 12, 2022	2000967	Edmond Cohee	Olathe	Kansas	Mortgage Research Center, LLC
July 12, 2022	2008408	Daniel Benjamin Wiener	Birmingham	Michigan	loanDepot.com, LLC
July 12, 2022	2023490	Antonio Julian Reyes	Detroit	Michigan	Rocket Mortgage, LLC
July 12, 2022	2030841	Allen Bruce Kirschner	Boynton Beach	Florida	loanDepot.com, LLC
July 12, 2022	2045396	Jonathan Paul Gershman	West Hollywood	California	Warshaw Capital, LLC
July 12, 2022	2057136	Sean Michael Calvert	Canton	Michigan	Rocket Mortgage, LLC
July 12, 2022	2062450	Sang Hyun Lee	Whittier	California	loanDepot.com, LLC
July 12, 2022	2069224	Dylan James Seidenberg	Red Bank	New Jersey	CrossCountry Mortgage, LLC
July 12, 2022	2084614	Noah Martin Kiessling	Lake Forest	California	Advisors Mortgage Group, LLC
July 12, 2022	2088981	Jazmine Marie Pintueles	Gastonia	North Carolina	Reliance First Capital, LLC
July 12, 2022	2098298	Sabrina Darion DeSimone	Wantagh	New York	Meadowbrook Financial Mortgage Bankers Corp.
July 12, 2022	2117923	Elizabeth Shardha Persaud	Long Beach	New York	Gold Coast Funding Inc
July 12, 2022	2124631	Esther Harooni	Flushing	New York	R & J Capital Group, LLC
July 12, 2022	2128426	Marcos Vidal Fermin	Miami	Florida	Network Capital Funding Corporation
July 12, 2022	2128974	Londell Lovell Burt	Mission Viejo	California	Nationstar Mortgage LLC
July 12, 2022	2141385	Kelvin Jerez	Bronx	New York	Better Mortgage Corporation
July 12, 2022	2150301	Stuart Aron Lopoten	Fort Lauderdale	Florida	RealFi Home Funding Corp.
July 12, 2022	2175623	Tony Fahim	Randolph	New Jersey	Family First Funding LLC
July 12, 2022	2181409	Gwendolyn I. Turner	Rochester	New York	Neighborhood Assistance Corporation of America
July 12, 2022	2181486	Vincent Tyler Padget	Detroit	Michigan	Rocket Mortgage, LLC
July 12, 2022	2215783	Carl Austin	Kearny	New Jersey	Family First Funding LLC
July 12, 2022	2223138	Carl-John Lambiasi	White Plains	New York	Quintessential Mortgage Group, LLC
July 12, 2022	2225121	Justin Naim	Los Angeles	California	loanDepot.com, LLC
July 12, 2022	2229830	Andrea Vanessa Ortiz	Laguna Niguel	California	loanDepot.com, LLC
July 12, 2022	2233437	Dennis Noble	Hewlett	New York	Great Northern Mortgage Corp.
July 12, 2022	2236746	Feifei Li	Flushing	New York	CGAP, Inc.
July 12, 2022	2236965	Dana Somma	Massapequa	New York	Par East Mortgage Co., Inc.
July 12, 2022	2245000	Craig Warmbrand	Yonkers	New York	Sun West Mortgage Company, Inc.
July 12, 2022	2259030	Fatima Ezahra Elherz	Wallingford	Connecticut	Guidance Residential, LLC
July 12, 2022	2277591	Gopal Sapkota	Henrietta	New York	1st Priority Mortgage, Inc.
July 12, 2022	2280341	Joshua B. Grossman	Towaco	New Jersey	NJ Lenders Corp.
July 12, 2022	2285205	Antwaun Johnson	Liverpool	New York	1st Priority Mortgage, Inc.
July 12, 2022	2286538	Michael Eric Klurfeld	Nashville	Tennessee	loanDepot.com, LLC
July 12, 2022	2286765	Ariel Yosef Shitrit	Flushing	New York	Hartford Funding, Ltd.
July 12, 2022	2294915	Jose Heriberto De Jesus	New York	New York	Contour Mortgage Corporation
July 12, 2022	2309459	Serin Philip	Scarsdale	New York	American Capital Mortgage, Inc.
July 12, 2022	2322295	Lauren Marie Koos	Port Jefferson Station	New York	South Fork Funding, Inc.