Weekly Banking Bulletin

August 12, 2022

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected] .

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

June 21, 2022 (LL-LFS)
YAMAHA MOTOR FINANCE CORPORATION, U.S.A.
6555 Katella Avenue, Cypress, California 90630
Notification received for a change of branch address from 3065 Chastain Meadows Parkway NW, Marietta, Georgia 30066 to 3065 Chastain Meadows Parkway, Building 100, Marietta, Georgia 30066.
The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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July 15, 2022 (SF-LFS)
AMERICAN HONDA FINANCE-CORPORATION U/A/N/ACURA FIINANCIAL SERVICES, U/A/N/
1919 Torrance Blvd., Torrance, Los Angeles County, California 90501
Notification received for a change of branch address from 1220 Old Alpharetta Road, Suite 350, Alpharetta, Forsyth County, Georgia 30005 to 11675 Great Oaks Way, Suite 200, Alpharetta, Fulton County, Georgia 30022.
The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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August 9, 2022 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notices of intention to establish electronic facilities (automated teller machines) at the following 12 locations, received:

1. Safeway Store 0866AS, 500 South Royal Street, Alexandria, Alexandria County, VA 22314;
2. Safeway Store 1331AS, 2205 Old Bridge Road, Woodbridge, Prince William County, VA 22192;
3. Safeway Store 1365AS, 9525 Braddock Road South, Fairfax, Fairfax County, VA 22032;
4. Safeway Store 1417AS, 9881 Georgetown Pike, Great Falls, Fairfax County, VA 22066;
5. Safeway Store 1538AS, 309 Southgate Shopping Center, Culpeper, Culpeper County, VA 22701;
6. Safeway Store 1606AS, 9596 Old Keene Mill Road, Burke, Fairfax County, VA 22015;
7. Safeway Store 1702AS, 4215 Cheshire Station Plaza, Dale City, Prince William County, VA 22193;
8. Safeway Store 1847AS, 5980 Kingstowne Towne Center, Alexandria, Fairfax County, VA 22315;
9. Safeway Store 1920AS, 1688 Anderson Road, McLean, Fairfax County, VA 22102;
10. Safeway Store 3250AS, 3526 King Street, Alexandria,  County, VA 22302;
11. Safeway Store 4002AS, 5727 Burke Centre Parkway, Burke, Fairfax County, VA 22015; and
12. Safeway Store 4218AS, 437 South King Street, Leesburg, Loudoun County, VA 20175.

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August 11, 2022 (BK-CRB)
GOUVERNEUR INTERIM BANK  
42 Church Street, Gouverneur, New York 13642

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, received.  

Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

August 9, 2022 (MB-MBD)
Applicant(s)
GuardHill Holdings Corp.
Alan Rosenbaum
Elyse Sullivan
Kristen McEnaney
As: GuardHill Financial LLC
140 E 45th Street, 31st Floor, New York, NY 10017

August 10, 2022 (MB-MBD)
Applicant(s)
Henry Michael Levison
Keith Gordon Maddox
Matthew Bryce Levison
Todd Keith Solomon
As: Delmar Financial Company
1066 Executive Parkway, Suite 100, St. Louis, MO 63141

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Application to establish a Mortgage Banker's Branch received for examination:

August 5, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
355 E Campus View Blvd, Floor 1 Unit 155, Columbus, OH 43235

August 5, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
305 Mt. Lebanon Boulevard, Suite #300, Pittsburgh, PA 15234

August 8, 2022 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
955 Boardwalk, Suite 305, San Marcos, CA 92078

August 9, 2022 (MB-MBD)
Full Service Branch
Norwich Commercial Group, Inc.
105 Maxess Road, Suite N205, Melville, NY 11747

August 10, 2022 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
711 Westchester Avenue, Suite 403, White Plains, NY 10604

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Application to establish a Mortgage Loan Servicer’s Branch received for examination:

August 9, 2022 (MS-MBD)
Full Service Branch
Selene Finance LP
10808 S. River Front Parkway, Suite 200, South Jordan, UT 84095

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Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

August 9, 2022 (MB-MBD)
Applicant(s)
Coral Blue Investment Pte Ltd
DILIP RAMACHANDRAN VELLODI
DILIP VELLODI IGT
GIC (Ventures) Pte Ltd
Keshav Vellodi
Rhul Bhattacharjee
Qi Feng
Hoe Yin Chan
To acquire interest in:
Sutherland Mortgage Services, Inc.
14090 Southwest Freeway, Suite 300, Room 361, Sugar Land, TX 77478

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

SECTION II

April 22, 2022 (SF-LFS)
CREDIT ACCEPTANCE CORPORATION
25505 West Twelve Mile Road, Southfield, Michigan 48034
License rider was issued to reflect the change of main address from 25505 West Twelve Mile Road, Suite 3000, Southfield, Michigan 48034 to 25505 West Twelve Mile Road, Southfield, Michigan 48034.

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June 9, 2022 (SF-LFS)
HYUNDAI  CAPITAL AMERICA, INC. IN LLIEU OF ITS LGEAL NAME HYUNDAI CAPITAL AMERICA, U/A/N HYUNDAI MOTOR FINANCE, U/A/N/ KIA MOTORS FINANCE/ GENEIS FINANCE/U/A/N KIA FINANCE AMERICA, U/A/N
3161 Michelson Drive, Suite 1900, Irvine, California 92612

Notification for a change of name from Hyundai Capital America, Inc. U/A/N Hyundai Motor Finance, U/A/N Kia Motors Finance, U/A/N Genesis Finance, U/A/N Kia Finance America to Hyundai Capital America, Inc. in lieu of its legal name Hyundai Capital America U/A/N Hyundai Motor Finance, U/A/N Kia Motors Finance, U/A/N Genesis Finance, U/A/N Kia Finance America was approved.

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June 30, 2022 (LL-LFS)
DRIVEWAY FINANCE CORPORATION
9020 SW Washington Square Road, Suite 301, Tigard, Oregon 97223
License was issued to reflect the change of location from 326 N. Bartlett Street, Medford, Oregon 97501 to 596 Parsons Drive, Medford, Oregon 97501.   

In connection with the above license issuance, the original license was surrendered.

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June 30, 2022 (SF-LFS)
TAMMAC HOLDINGS CORPORATION
480 Swedesford Road, Suite 200, Wayne, Pennsylvania 19087
License rider was issued to reflect the change of main address from 613 Baltimore Drive, Suite 1, Wilkes Barre, Pennsylvania 18702 to 480 Swedesford Road, Suite 200, Wayne, Pennsylvania 19087.      

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June 30, 2022 (SF-LFS)
TAMMAC HOLDINGS CORPORATION
480 Swedesford Road, Suite 200, Wayne, Pennsylvania 19087
Application for a branch license to engage in business as a sales finance company at 613 Baltimore Drive, Suite 1, Wilkes Barre, Pennsylvania 18702 was approved.

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August 8, 2022 (BK-FWB)
WOORI AMERICA BANK
330 Fifth Avenue, New York, NY 10001
Approval given to change the location of branch office from 3500 West 6th Street, Suite 201, Los Angeles, Los Angeles County, CA 90020 to 3540 Wilshire Boulevard, Suite 104, Los Angeles, Los Angeles County, CA 90010, on or after August 9, 2022.

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August 9, 2022 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Approval given to change the location of branch office from 4950 Broadway, Borough of Manhattan, City of New York 10034 to 592 West 207th Street, Borough of Manhattan, City of New York 10034, on or after August 10, 2022.

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August 9, 2022 (SB-CRB)
RIDGEWOOD SAVINGS BANK
71-02 Forest Avenue, Ridgewood, NY 11385

Approval given to change the location of branch office from 3824 White Plains Road, Borough of Bronx, City of New York 10467to 3951 White Plains Road, Borough of Bronx, City of New York 10466, on or after August 10, 2022.

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August 11, 2022 (BK-CRB)
THE BERKSHIRE BANK
4 East 39th Street, New York, NY 10016

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 214 Harriman Drive, Goshen, Orange County, New York 10924, will not result in a significant reduction of financial services in the community to be affected.

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August 11, 2022 (BK-CRB)
GS&L MUNICIPAL BANK
42 Church Street, Gouverneur, New York 13642
Organization Certificate filed for examination.
INCORPORATORS:
Clara Cummings, Gouverneur, New York 
Henry Leader, Gouverneur, New York
David McClure, Gouverneur, New York
Timothy Monroe, Gouverneur, New York
Amy Rapholz, Watertown, New York
Chad Soper, Gouverneur, New York
Charles Van Vleet, Gouverneur, New York
Faye Waterman, Clayton, New York
GS&L Municipal Bank is being organized as a wholly-owned subsidiary of Gouverneur Savings and Loan Association for the sole purpose of accepting municipal deposits.

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August 11, 2022 (BK-CRB)
GOUVERNEUR INTERIM BANK  
42 Church Street, Gouverneur, New York 13642
Organization Certificate filed for examination.
INCORPORATORS:
Clara Cummings, Gouverneur, New York 
Henry Leader, Gouverneur, New York
David McClure, Gouverneur, New York
Timothy Monroe, Gouverneur, New York
Amy Rapholz, Watertown, New York
Chad Soper, Gouverneur, New York
Charles Van Vleet, Gouverneur, New York
Faye Waterman, Clayton, New York
(Gouverneur Interim Bank is being formed solely to facilitate the merger of Citizens Bank of Cape Vincent with and into Gouverneur Savings and Loan Association.)

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 9, 2022 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
6797 Route 9, Suite 19, Rhinebeck, NY 12572

August 9, 2022 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
31 E Ridgewood Ave., Office 3, 3rd Floor, Ridgewood, NJ 07450

August 9, 2022 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
7120 Samuel Morse Drive, Suite #130, Columbia, MD 21046

August 9, 2022 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
13785 Research Blvd, Suite 125 Office 124, Austin, TX 78750

August 9, 2022 (MB-MBD)
Full Service Branch
NJ Lenders Corp.
1615 South Congress Avenue, Suite 103 Office Number 169, Delray Beach, FL 33445

August 9, 2022 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
107 William Street, Fredericksburg, VA 22401

August 9, 2022 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation
2003 Highway 71, Suite 2, Spring Lake Heights, NJ 07762

August 9, 2022 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
4850 Tamiami Trail North, Suite 301, Naples, FL 34103

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License to engage in the business of a Mortgage Banker Branch surrendered:

August 4, 2022 (MB-MBD)
Fairway Independent Mortgage Corporation
1420 Kettner Blvd., Suite 112, San Diego, CA 92101
Effective Date: July 29, 2022

August 10, 2022 (MB-MBD)
Nationwide Mortgage Bankers, Inc.
106-06 Jamaica Ave., 1st Floor, Jamaica, NY 11418
Effective Date: August 9, 2022

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License to engage in the business of a Mortgage Loan Servicer Branch surrendered:

August 4, 2022 (MS-MBD)
Selene Finance LP
120 Gibraltar Road, Suite 300, Horsham, PA 19044
Effective Date: August 4, 2022

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Mortgage Broker Certificate Address Changes:

August 10, 2022 (BR-MBD)
United Mortgage Brokerage, Inc.
From: 54C Sunnyside Boulevard, Plainview, NY 11803
To: 54-J Sunnyside Blvd., #1, Plainview, NY 11803

August 10, 2022 (BR-MBD)
Lenderlive Network, LLC   D/B/A
LL Network
From: 710 South Ash Street, Suite 200, Glendale, CO 80246
To: 6200 S. Quebec Street, Suite 150, Greenwood Village, CO 80111

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Mortgage Loan Servicer Certificate Address Change corrected as follows:

From:
August 2, 2022 (MS-MBD)
Fay Servicing, LLC
From: 425 S. Financial Place, Suite 2000, Chicago, IL 60605
To: 5426 Bay Center Drive, Suite 300, Tampa, FL 33609

To:
August 2, 2022 (MS-MBD)
Fay Servicing, LLC
From: 425 S. Financial Place, Suite 2000, Chicago, IL 60605
To: 8001 Woodland Center Blvd., Suite 100, Tampa, FL  33614

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: