Weekly Banking Bulletin
November 11, 2022
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK |
Bank |
MB |
Mortgage Banker |
BP |
Budget Planner |
BR |
Mortgage Broker |
CC |
Check Casher |
MS |
Mortgage Servicer |
CU |
Credit Union |
PF |
Premium Finance Agency |
FA |
Foreign Agency |
PB |
Private Banker |
FB |
Foreign Branch |
SB |
Savings Bank |
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
HC |
Holding Company |
SF |
Sales Finance Agency |
IC |
Investment Company |
SL |
Savings and Loan Association |
LL |
Licensed Lender |
SL |
Student Loans |
MK |
Merchant Bank |
TM |
Transmitter of Money |
MI |
Miscellaneous |
TR |
Trust Company |
|
|
VC |
Virtual Currency |
Regulatory Unit Codes
CM |
Capital Markets |
CRB |
Community and Regional Banks |
CEU |
Consumer Examination Unit |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION I
October 21, 2022 (CU-CRB)
AMERICU CREDIT UNION
1916 Black River Boulevard, Rome, NY 13440
Application to amend the bylaws to expand the field of membership to include Broome County, Chenango County, Clinton County, Essex County, Franklin County, Fulton County, Hamilton County, Montgomery County, Otsego County, St. Lawrence County, Seneca County, Schoharie County, Tioga County, Tompkins County, and Wayne County, received.
The comment period on this application will expire on December 12, 2022.
November 3, 2022 (TM-LFS)
FACEBOOK PAYMENTS INC.
1601 Willow Road, Menlo Park, California
Notification received for the change of legal name to Meta Payments Inc.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.
November 7, 2022 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556
Application dated November 7, 2022, for permission to change the location of branch office from 661 Hillside Avenue, North New Hyde Park, Nassau County, New York 11040 to 697B Hillside Avenue, New Hyde Park, Nassau County, New York 11040, received.
Application to establish a Mortgage Banker's Branch received for examination:
November 7, 2022 (MB-MBD)
Full Service Branch
Shamrock Home Loans, Inc.
6 W Marlborough St., Newport, RI 02842
November 8, 2022 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
7 Southside Drive, Suite 201, Clifton Park, NY 12065
November 9, 2022 (MB-MBD)
Full Service Branch
Cardinal Financial Company, Limited Partnership
27 Main St, Ste 203, Marlborough, MA 01752
November 9, 2022 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
448 N. 10th Street, Suite 600, Philadelphia, PA 19123
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application | NMLS # | Applicant Name | City | State |
---|---|---|---|---|
May 27, 2022 | 2315572 | Johnathan Clint Phillips | Pulaski | Tennessee |
August 24, 2022 | 2361672 | Marlena R. Gabriele Iacchetta | Penfield | New York |
August 26, 2022 | 1499231 | Viktoria Makarova | Orlando | Florida |
September 7, 2022 | 2350763 | Edouard Pierre Claus | Miami | Florida |
September 8, 2022 | 1697896 | Benjamin James Wharton | San Dimas | California |
September 8, 2022 | 2178098 | Andro Aziz | Huntington Beach | California |
September 14, 2022 | 2334585 | Ludovico D'Angelo | Brooklyn | New York |
September 16, 2022 | 2363505 | Annette Rivera | New Rochelle | New York |
September 20, 2022 | 220566 | Todd Jay Adwar | St. James | New York |
September 20, 2022 | 2341290 | Andrea Sarah Pearl | West Hempstead | New York |
September 21, 2022 | 1116063 | Nichole Ann Grimm | Clinton | Pennsylvania |
September 23, 2022 | 2412048 | Mina Meleka | Howard Beach | New York |
September 30, 2022 | 2211162 | Sandra Elisa Weir | Yonkers | New York |
October 5, 2022 | 491580 | Travis Allen Lang | Mandan | North Dakota |
October 11, 2022 | 2416137 | Dylan Michael Doughty | Scarsdale | New York |
October 14, 2022 | 1085606 | Tzuchun Chen | Flushing | New York |
October 14, 2022 | 2358108 | Kimberley Ann Vullo | Salem | Oregon |
October 17, 2022 | 1113700 | Sean Ahearn | Roslyn Heights | New York |
October 17, 2022 | 2358537 | Edward James Kyle | Clifton Park | New York |
October 18, 2022 | 1383789 | Lisbeth Rivas | Bethel | Connecticut |
October 18, 2022 | 2214105 | Emanuel Elisea | Costa Mesa | California |
October 18, 2022 | 2267237 | Alberto Delarosa | Long Beach | New York |
October 21, 2022 | 21749 | Gabriela Slazak | Brick | New Jersey |
October 21, 2022 | 785361 | Brian Krisman | Colts Neck | New Jersey |
October 21, 2022 | 2427149 | Bryan Christopher Cunningham | Hilton | New York |
October 24, 2022 | 785432 | Carl Fortunato | Colts Neck | New Jersey |
October 24, 2022 | 1090187 | Logan M. Orros | Browns Mills | New Jersey |
October 26, 2022 | 11693 | Salvatore Guagenti | Freehold | New Jersey |
October 27, 2022 | 1950335 | Jonathan Lamonz Wilson | McKinney | Texas |
October 28, 2022 | 1537015 | Bridget Marie McGuire | Columbia | Missouri |
October 28, 2022 | 2354230 | Jeremy Daniel Evers | Jefferson City | Missouri |
October 31, 2022 | 1666781 | Matthew Kent Hinckley | Anna | Texas |
October 31, 2022 | 2038529 | Bryan Sinclair Hollins | Dallas | Texas |
November 2, 2022 | 633052 | Marianne Elizabeth Campbell | Canoga Park | California |
November 2, 2022 | 1963502 | Lee Gentry Gates | Frisco | Texas |
November 2, 2022 | 2054922 | Orlando Sanchez | Dallas | Texas |
November 2, 2022 | 2410009 | Lindsey Jo Finch | Columbia | Missouri |
SECTION II
January 12, 2022 (SF-LFS)
SPRINT SPECTRUM LLC
12920 SE 38th Street, Bellevue, Washington 98006
Notification for the change of legal status and name from Sprint Spectrum, LP D/B/A Sprint to Sprint Spectrum LLC was approved. Notification for the change of main address from 6200 Sprint Parkway, Overland Park, Kansas 66251 to 12920 SE 38th Street, Bellevue, Washington 98006 was approved.
November 3, 2022 (FB-FWB)
BANCO SANTANDER, S.A.
Avenida de Cantabria s/n 28660 Boadilla del Monte, Madrid, Spain
Approval given to change the location of branch from 45 East 53rd Street, Borough of Manhattan, City of New York 10022 to 437 Madison Avenue, Borough of Manhattan, City of New York 10022, on or after November 4, 2022.
November 4, 2022 (SF-LFS)
INNOVATIVE FUNDING SERVICES L.L.C.
1706 E New Hope Drive, Suite A, Leander, TX 78641
License to engage in business as a sales finance company was surrendered.
November 7, 2022 (CC-LFS)
REGINA CHECK CASHING CORP.
739 West Nyack Road, West Nyack, Rockland, New York, 10994
The license to engage in business as a casher of checks at the following location has been surrendered, effective September 22, 2022:
Branch office: 450 Hoosick Street, Troy, NY 12180.
November 7, 2022 (MI-CRB)
CITIZENS & NORTHERN BANK
90 Main Street, Wellsboro, PA 16901
Authorization granting permission to open and occupy branch office at 3 Main Street, Canisteo, Steuben County, New York 14823, surrendered for cancellation.
Office discontinued as of November 4, 2022.
November 8, 2022 (TM-LFS)
GLOBAL TRANSFERS LLC
40 Tenth Ave, 4th Floor, New York, NY 10014
Application for change of location from 400 Kelby Street, Parker Plaza, Suite 1600, Fort Lee, New Jersey, 07024 to 40 Tenth Ave, 4th Floor, New York, NY 10014 was approved effective November 8, 2022.
In connection with the above change, the original license was surrendered.
November 8, 2022 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569
Authorization issued to open and occupy a branch office at 115 Solar Street, Suite 104, Syracuse, Onondaga County, NY 13204, on or after November 9, 2024.
(The activities of this branch office will be limited to processing loan applications, conducting loan closings, and disbursing loan proceeds. This office will not accept deposits.)
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
November 8, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
7720 N. Dobson Road, 3rd Floor, Scottsdale, AZ 85256
November 8, 2022 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
620 Main Street, Unit 1, East Greenwich, RI 02818
November 8, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
504 Bridgeport Avenue, Suite 501, Shelton, CT 06484
November 8, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
20 Wilton Road, Suite 201, Westport, CT 06880
November 8, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
2 Sound View Drive, FL1, Suite 103, Greenwich, CT 06830
November 8, 2022 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
136 East Putnam Ave., Suite 101, Greenwich, CT 06830
November 8, 2022 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation
446 Wrenplace Road, Suite 210, Fort Mill, SC 29715
November 8, 2022 (MB-MBD)
Full Service Branch
Finance of America Mortgage LLC
2281 Lava Ridge Court, Suite 210, Roseville, CA 95661
License to engage in the business of a Mortgage Banker surrendered:
November 3, 2022 (MB-MBD)
SoFi Lending Corp.
2750 E Cottonwood Parkway, Suite 300, Cottonwood Heights, UT 84121
Effective Date: October 28, 2022
License to engage in the business of a Mortgage Banker Branch surrendered:
November 3, 2022 (MB-MBD)
SoFi Lending Corp.
3960 Howard Hughes Parkway, Suite #480, Las Vegas, NV 89169
Effective Date: October 28, 2022
November 3, 2022 (MB-MBD)
SoFi Lending Corp.
2601 Network Blvd., Suite 600, Frisco, TX 75034
Effective Date: October 28, 2022
November 3, 2022 (MB-MBD)
SoFi Lending Corp.
5335 Gate Parkway, Suite 500, Jacksonville, FL 32256
Effective Date: October 28, 2022
November 4, 2022 (MB-MBD)
Guaranteed Rate, Inc.
6 W Marlborough Street, First Floor, Newport, RI 02840
Effective Date: November 3, 2022
November 8, 2022 (MB-MBD)
American Financial Network, Inc.
610 Thimble Shoals Blvd Suite 201A, Newport News, VA 23606
Effective Date: November 3, 2022
Mortgage Banker Branch License Address Changes:
November 8, 2022 (MB-MBD)
Envoy Mortgage, Ltd.
From: 3366 Park Avenue, Suite 205, Wantagh, NY 11793
To: 15 Merrick Avenue, Suite 222, Merrick, NY 1156
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
Date of Approval | NMLS # | Applicant Name | City | State | Sponsoring Entity |
---|---|---|---|---|---|
November 1, 2022 | 2169002 | Jeremy Dean Schulenburg | West Palm Beach | Florida | Freedom Mortgage Corporation |
November 1, 2022 | 2253011 | Christopher Malik Thomas | Sicklerville | New Jersey | PHH Mortgage Corporation |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn | NMLS # | Applicant Name | City | State |
---|---|---|---|---|
November 3, 2022 | 199928 | Cynthia Rita Uphus-Hernandez | Coppell | Texas |
November 3, 2022 | 279318 | William D. Fann | Frisco | Texas |
November 3, 2022 | 1703433 | Cescily Shanel Dapson | Los Angeles | California |
November 3, 2022 | 2038955 | Stephen Paul Berlin | Troy | Michigan |
November 3, 2022 | 2087178 | Aaron John Conway | Phoenix | Arizona |
November 3, 2022 | 2253293 | Nicole R. Reyes | Washingtonville | New York |
November 3, 2022 | 2285297 | Judith Ann Burke | Barrington | Rhode Island |
November 3, 2022 | 2367274 | Lalaine P. Hagler | Garden Grove | California |