Weekly Banking Bulletin

February 10, 2023

SECTION I

Section I records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks, and Licensed Financial Services business units are listed in order of date of receipt; applications and notices received by the Mortgage Banking unit are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services,  One State Street Plaza, 1 State Street, New York, New York 10004-1511 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks, and Licensed Financial Services business units are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking unit are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

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SECTION I

January 11, 2023 (TM-LFS)
CAMBRIDGE MERCANTILE CORP. (U.S.A.) D/B/A CAMBRIDGE GLOBAL PAYMENTS
1350 Broadway, Suite 810, New York, New York 10018

Notification received for addition of the DBA Corpay.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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February 7, 2023 (SB-CRB)
THE NORTH COUNTRY SAVINGS BANK
127 Main Street, Canton, NY 13617

Application dated February 6, 2023, for permission to open and occupy a branch office at 217 West Main Street, Malone, Franklin County, New York 12953, received.

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February 9, 2023 (TR-CRB)
TOMPKINS COMMUNITY BANK
118 East Seneca Street, Ithaca, NY 14850

Application dated February 9, 2023, for permission to change the location of branch office from 600 West Lancaster Avenue, Strafford, Delaware County, Pennsylvania 19087 to 153 East Lancaster Avenue, Wayne, Delaware County, Pennsylvania 19087, received.

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Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

February 6, 2023 (BR-MBD)
Applicant(s)
Chen Sunny
As: SUNNY LENDING, LLC D/B/A Sunny Chen Brokers
438 N. Frederick Avenue, Suite 225, Gaithersburg, MD 20877

February 8, 2023 (BR-MBD)
Applicant(s)
Jacobs Yakov
As: JACOBS & CO HOME CAPITAL INC.
77 N Garfield Road, Unit 402, Spring Valley, NY 10977

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Application to establish a Mortgage Banker's Branch received for examination:

February 2, 2023 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
35 Pinelawn Road, Suite 109E, Melville, NY 11747

February 6, 2023 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
2125 Center Avenue, Suite 618, Fort Lee, NJ 07024

February 6, 2023 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
4300 Duncan Avenue, Suite 400, St. Louis, MO 63110

February 7, 2023 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.
132 Monroe Turnpike, Suite 2, Trumbull, CT 06611

February 7, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
17877 Von Karman Ave., Suite 230, Irvine, CA 92614-4201

February 7, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
80 Broad Street, 5th Floor, Office 625, New York City, NY 10004

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Application to establish a Mortgage Broker's Branch received for examination:

February 2, 2023 (BR-MBD)
Full Service Branch
WC Financial in lieu of Warshaw Capital, LLC
2050 S. King Circle, Suite M, Neptune Beach, FL 32266

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Article 12-E Applications Received.

Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

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SECTION II

August 29, 2022 (SF-LFS)
CREDIT ACCEPTANCE CORPORATION
25505 West Twelve Mile Road, Southfield, Oakland, Michigan 48034

License to engage in business as a Sale Finance Company at the following location was surrendered:
2460 Paseo Verde Parkway, Suite110, Henderson, Clark, Nevada 89074

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February 2, 2023 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS
12603 Southwest Freeway, Suite 450, Stafford, Texas 77477

The application for a license to engage in business as a budget planner at the following branch location was approved, effective February 2, 2023:

5555 Hilton Avenue, Suite 550
Baton Rouge, LA 70808

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February 7, 2023 (SF-LFS)
Carvana, LLC     
300 E. Rio Salado Parkway, Tempe, Maricopa, AZ 85281

License rider was issued to reflect the change of main address from 1930 W. Rio Salado Pkwy, Tempe, Maricopa, AZ 85281 to 300 E. Rio Salado Parkway, Tempe, Maricopa, AZ 85281.

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February 8, 2023 (SF-LFS)
Tammac Holdings Corporation     
480 Swedesford Road, Suite 200, Wayne, PA 19087

License rider was issued to reflect the change of branch address from 613 Baltimore Drive, Suite 1, Wilkes Barre, Luzerne, PA 18702 to 670 South River Street, Suite 300, Plains Twp., Luzerne, PA 18705.

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Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

February 8, 2023 (BR-MBD)
United Equities Mortgage Broker Inc.
89-18 101st Avenue, Ozone Park, NY  11416
Effective Date:  January 18, 2023

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 7, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
81 Hartwell Avenue, Suite 210, Lexington, MA 02421

February 7, 2023 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
3485 E. Tremont Avenue, Bronx, NY 10465

February 7, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
3000 North Military Trail, Suite 201, Boca Raton, FL 33431

February 7, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
5000 Stonewood Drive, Suite 315, Wexford, PA 15090

February 7, 2023 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
811 Glenwood Avenue, Suite 330, Minneapolis, MN 55405

February 7, 2023 (MB-MBD)
Full Service Branch
First Alliance Home Mortgage, LLC
11421 Cronhill Drive, Suite C, Owings Mills, MD 21117

February 7, 2023 (MB-MBD)
Full Service Branch
Prosperity Home Mortgage, LLC
701 Old Jefferson Valley Road, Suite 1A, Shrub Oak, NY 10588

February 7, 2023 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
3055 Cardinal Drive, Suite 101, Vero Beach, FL 32963

February 7, 2023 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.
129 South Union Street, Suite A, Spencerport, NY 14559

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License to engage in the business of a Mortgage Banker Branch surrendered:

February 2, 2023 (MB-MBD)
GR Affinity, LLC in lieu of Guaranteed Rate Affinity, LLC
32 Field Point Rd., Suite 2L, Greenwich, CT 06830
Effective Date: February 2, 2023

February 3, 2023 (BR-MBD)
JDI Mortgage Corp.
114 BELLMORE AVE, POINT LOOKOUT, NY 11569
Effective Date: December 28, 2022

February 7, 2023 (MB-MBD)
1st Priority Mortgage, Inc.
57 Monroe Avenue, 1st floor, Pittsford, NY 14534
Effective Date: January 9, 2023

February 8, 2023 (MB-MBD)
NJ Lenders Corp.
455 Central Park Avenue, Suite 206A, Scarsdale, NY 10583
Effective Date: February 3, 2023

February 8, 2023 (MB-MBD)
Guaranteed Rate, Inc.
430 Main St, Suite 109, Agawam, MA 01001
Effective Date: February 2, 2023

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Mortgage Banker Branch License Address Changes:

February 7, 2023 (MB-MBD)
Carrington Mortgage Services, LLC
From: 6200 Tennyson Parkway, Suites 210 & 110-B, Plano, TX 75024
To: 6200 Tennyson Parkway, Suite 110-B, Plano, TX 75024

February 7, 2023 (MB-MBD)
Nationwide Mortgage Bankers, Inc.
From: 237-11 Linden Blvd, 1st Floor, Elmont, NY 11003
To: 122 Forest Ave, 2nd Floor, Glen Cove, NY 11542

February 7, 2023 (MB-MBD)
OwnersChoice Funding, Incorporated
From: 135 Old Cove Road, Suite #209, Liverpool, NY 13090-3775
To: 135 Old Cove Road, Suite 202, Liverpool, NY 13090

February 7, 2023 (MB-MBD)
OwnersChoice Funding, Incorporated
From: 3960 Harlem Road, Suite #5, Amherst, NY 14226
To: 3960 Harlem Road, Unit 7, Amherst, NY 14226

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
February 3, 2023	24240	Vincent DiMella	Yorktown Heights	New York	American Financial Network, Inc.
February 3, 2023	24791	Andrew Christopher Borges	Rumford	Rhode Island	Shamrock Home Loans, Inc.
February 3, 2023	54706	Peter Edward Klein	Latham	New York	NP, Inc.
February 3, 2023	144380	Robert Glenn Meyer	Great Neck	New York	Greenback Capital Mortgage Corporation
February 3, 2023	185515	Louis Borgella	Brooklyn	New York	Cardinal Mortgage Corp.
February 3, 2023	497162	William J. Jaroslawsky	Lancaster	New York	Solutions Home Mortgage, Inc.
February 3, 2023	1011361	Joshua Gideon Gendelman	Beachwood	Ohio	Rocket Mortgage, LLC
February 3, 2023	1552662	Brian Joseph Roth	Ronkonkoma	New York	East Coast Capital Corp.
February 3, 2023	2058613	Donald Lamarre	Riverview	Florida	Lakeview Mortgage Bankers Corp.
February 3, 2023	2073478	David A. Weinstein	Pomona	New York	FM Home Loans, LLC
February 3, 2023	2133477	William Scott Miller	Bay Shore	New York	Jet Direct Funding Corp.
February 3, 2023	2312698	Shyanne S. Boland-Lloyd	Bronx	New York	Cliffco, Inc.
February 6, 2023	17666	Claude Roberts	Bridgewater	New Jersey	Sigma Funding Corp.
February 6, 2023	48878	Sam Afra	Great Neck	New York	Cliffco, Inc.
February 8, 2023	4609	Robert Elliott Gomer	Freehold	New Jersey	Bluerock Mortgage, LLC
February 8, 2023	162652	Richard English Sancho	Babylon	New York	Contour Mortgage Corporation
February 8, 2023	292395	Michael Joseph Ieraci	Copley	Ohio	Nations Lending Corporation
February 8, 2023	1866497	Enrique Cotto	Goodyear	Arizona	loanDepot.com, LLC
February 8, 2023	2059075	Joshua David Eckles	Denton	Texas	Nationstar Mortgage LLC
February 8, 2023	2109585	Farrah Benoit	Cambria Heights	New York	A-M-S Mortgage Services, Inc.
February 8, 2023	2117361	Jason A. Napolitano	Commack	New York	Hartford Funding, Ltd.
February 8, 2023	2188586	Keyri Rodriguez	Bronx	New York	Contour Mortgage Corporation
February 8, 2023	2278891	Matthew Mukhlis Sitto	Sterling Heights	Michigan	Rocket Mortgage, LLC
February 8, 2023	2319260	James Anthony Palmieri	Bradenton	Florida	Reliance First Capital, LLC