Weekly Banking Bulletin

February 17, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

January 16, 2023 (pf-LFS)
MACKOUL INSTALLMENT SERVICES, LLC D/B/A MIS PREMIUM FINANCING
25 Nassau Lane, Island Park, NY 11558

A notification was received for the relocation of the main office, as follows:

From:  25 Nassau Lane, Island Park, NY 11558
To:  214 West Park Avenue, Long Beach, NY 11561

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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February 9, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

Application dated February 9, 2023, for permission to change the location of branch office from 4 Irving Place, Borough of Manhattan, City of New York 10003 to 111 4th Avenue, Borough of Manhattan, City of New York 10003, received.

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February 10, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated February 10, 2023, for permission to change temporarily the location of branch office from 133 Main Street, Westhampton Beach, Suffolk County, NY 11978 to 144 Sunset Avenue, Westhampton Beach, Suffolk County, NY 11978, received.

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February 3, 2023 (LL-LFS)
AMERICREDIT FINANCIAL SERVICES, INC., D/B/A GM FINANCIAL, D/B/A MODE BY GM FINANCIAL
801 Cherry Street, Suite 3600, Fort Worth, Texas 76102

Applications were received for licenses to operate branch offices at:

1. 4001 Embarcadero Drive, Arlington, Texas, 76014
2. 4000 Embarcadero Drive, Arlington, Texas, 76014
3. 3801 S Collins St, Arlington, Texas, 76014
4. 4100 Embarcadero Drive, Arlington, Texas, 76014

The publication of receipt of these applications does not indicate that the applications are deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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February 15, 2023 (MT-LFS)
ALIPAY US, INC.
525 Almanor Avenue, Sunnyvale, CA 94085-3542

Application received for a change of control filed by Hangzhou Xingtao Enterprise Management Consultancy Co., Ltd.  for 31.04% indirect ownership stake in Alipay US, Inc.

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

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Application to establish a Mortgage Banker's Branch received for examination:

February 9, 2023 (MB-MBD)
Full Service Branch
NewRez LLC
1525 South Belt Line Road, Suite 200, Coppell, TX 75019

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Article 12-E Applications Received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS #	Applicant Name	City	State
October 18, 2022	1782992	Adam Dejesus	Long Beach	New York
October 25, 2022	219518	Alexander L. Finley	Moorestown	New Jersey
October 27, 2022	2411655	Daniel Gonzalez	San Antonio	Texas
November 3, 2022	2213181	Nicole K. Chopp	Howell	New Jersey
December 18, 2022	1980057	Briana Lynn Alston	Ashburn	Virginia
December 20, 2022	2407236	Tahlyah J. Ellis	Jamaica	New York
January 6, 2023	1068186	Eftihia Constance Knuth	South Setauket	New York
January 6, 2023	2135498	Noah James Rock	Cutchogue	New York
January 9, 2023	88257	Andrew Lee Abrams	Bellmore	New York
January 9, 2023	2441887	Anthony John DiLavore	Deer Park	New York
January 17, 2023	2424188	Christopher John O'Connor	Saddle River	New Jersey
January 18, 2023	2324231	Lisi Ho	Flushing	New York
January 20, 2023	1998609	William Maldonado	Freeport	New York
January 24, 2023	1365197	Scott McKinley Scaggs	Long Beach	California
January 30, 2023	1394947	Terry Uzochukwu Nnatubeugo	Brooklyn	New York
January 31, 2023	2307729	Krista Maria Congello	Mohegan Lake	New York
February 3, 2023	367567	David Michael Ciment	The Villages	Florida
February 3, 2023	2025479	Luke Michael Kozlowski	Clarence Center	New York
February 6, 2023	2327728	Gyelzen Lama Sherpa	Flushing	New York
February 7, 2023	2016426	Julie Anne Tandy	Glen Cove	New York
February 8, 2023	179775	Tommy Lloyd Potts	Lake Forest	California
February 8, 2023	347945	Benjamin Fred Erickson	Henderson	Nevada
February 13, 2023	1601260	Samuel Raymond Wlodarski	Santee	California
February 13, 2023	2307754	Melinda Ann Hunter	New Franklin	Missouri
February 14, 2023	50412	Michael Skanda Stack	West Islip	New York

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SECTION II

February 13, 2023 (TM-LFS)
LL Pay U.S., LLC
335 Madison Avenue, Suite 5F1, New York, New York 10017

Application for use of the DBA LianLian Global was approved effective February 13, 2023.

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February 14, 2023 (BK-CEU) 
POPULAR BANK
85 Broad Street, 10th Floor, New York, NY  10004

Application accepted on February 14, 2023, pursuant to Section 96-d of the Banking Law, for approval to operate a “Banking Development District Branch” in Community District 1, Borough of Bronx, Bronx County, a previously designated Banking Development District.  The co-applicant is the Borough of Bronx, City of New York.

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February 15, 2023 (TM-LFS)
eToro NY LLC dba eToro
221 River Street, 9th Floor, Hoboken, New Jersey 07030 

Application to engage in the business of a transmitter of money pursuant to Article XIII-B of the Banking Law, was approved effective February 9, 2023.

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February 17, 2023 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE U/A/N COMMUNITY FINANCIAL SERVICE CENTER 
10 Elizabeth Street, Suite 201, River Edge, NJ 07661

Application to open a new branch for casher of checks at 189 Broad Street, Staten Island, NY 10304 was approved.

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License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 15, 2023 (MB-MBD)
Full Service Branch
Cliffco, Inc.
500 S. Australian Avenue, Suite 600, West Palm Beach, FL 33401

February 15, 2023 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
1111 Summer Street, Suite 605, Stamford, CT 06905

February 15, 2023 (MB-MBD)
Full Service Branch
Planet Home Lending, LLC
3520 N.W. 43rd Street, Office A, Gainesville, FL 32606

February 15, 2023 (MB-MBD)
Full Service Branch
Absolute Home Mortgage Corporation
477 Route 10, Suite 202, Randolph, NJ 07869

February 15, 2023 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, LLC
1560 Fishinger Rd., Suite 270, Columbus, OH 43221

February 15, 2023 (MB-MBD)
Full Service Branch
United Mortgage Corp.
1 Kinderkamack Rd, Suite 103, Hackensack, NJ 07601

February 15, 2023 (MB-MBD)
Full Service Branch
Plaza Home Mortgage, Inc.
1979 Marcus Avenue, Suite 210, Office 139, Lake Success, NY 11042

February 15, 2023 (MB-MBD)
Full Service Branch
NJ Lenders Corp.
505 Thornall Street, Suite #303, Edison, NJ 08837

February 15, 2023 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
1427 Military Cutoff Rd., Suite 201, Wilmington, NC 28403

February 15, 2023 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
3013 Douglas Boulevard, Suite 250, Roseville, CA 95661

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License to engage in the business of a Mortgage Banker Branch surrendered:

February 15, 2023 (MB-MBD)
Homebridge Financial Services, Inc.
54 Woodstock Avenue, Suite 1, Rutland, VT 05701
Effective Date: February 10, 2023

February 15, 2023 (MB-MBD)
Caliber Home Loans, Inc.
343 Thornall Street, Suite 550, Edison, NJ 08837
Effective Date: February 9, 2023

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Mortgage Banker Branch License Address Changes:

February 15, 2023 (MB-MBD)
Nationstar Mortgage LLC
From: 800 State Highway 121, Lewisville, TX 75057
To: 800 State Highway 121 Bypass, Lewisville, TX 75067

February 15, 2023 (MB-MBD)
loanDepot.com, LLC
From: 700 Alexander Park, Suite 201, Princeton, NJ 08540
To: 100 Overlook Center, Floor 2, Princeton, NJ 08540

February 15, 2023 (MB-MBD)
Absolute Home Mortgage Corporation
From: 6 Century Drive, Suite 180, Parsippany, NJ 07054
To: 212 Main St, Unit 1, Lincoln Park, NJ 07035

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law. 

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
February 10, 2023	104297	Anthony Eugene Pellegrino	Merrick	New York	East Coast Capital Corp.
February 10, 2023	354521	Brian Walter Romanowski	Staten Island	New York	Movement Mortgage, LLC
February 13, 2023	38272	Robert Irving Kaufman	Irvine	California	Nationstar Mortgage LLC
February 13, 2023	69603	Ricci Joseph Merendino	Colts Neck	New Jersey	American Financial Network, Inc.
February 13, 2023	2018944	Andrew John Ferrante	Smithtown	New York	Cardinal Financial Company, LP

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: