Weekly Banking Bulletin

February 24, 2023

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

Institution Codes

Regulatory Unit Codes

SECTION I

February 21, 2023 (TR-CRB)
POPULAR BANK
11 West 51ST Street, New York, NY 10019

Application dated February 21, 2023, for permission to open and occupy a branch office at 10 S Federal Highway, Ft. Lauderdale, Broward County, FL 33301, received.

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February 23, 2023 (TM-LFS)
TIPALTI, INC. DBA TIPALTI
1810 Gateway Drive Suite 260 San Mateo, CA 94404

Notification is received for the change of location from 1810 Gateway Drive, Suite 260, San Mateo, CA 94404 to 1051 E. Hillsdale, Suite 600, Foster City CA, 94404.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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February 23, 2023 (TM-LFS)
VIAMERICAS NEW YORK CORPORATIONDBA VIANEX
7910 Woodmont Avenue, Suite 220, Bethesda, Maryland 20814

Notification is received for the change of location from 7910 Woodmont Avenue, Suite 220, Bethesda, Maryland 20814 to 2100 Ponce De Leon Boulevard, PH-2, Coral Gables, FL 33134.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

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Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

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SECTION II

February 16, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 110 Church Street, Borough of Manhattan, City of New York 10007, will not result in a significant reduction of financial services in the community to be affected.

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February 22, 2023 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorizations granting permission to open and occupy branch offices at the following 14 locations, surrendered for cancellation:

1. 603 Farmington Avenue, Bristol, Hartford County, Connecticut 06010;
2. 54 Hazard Avenue, Enfield, Hartford County, Connecticut 06082;
3. 766 Villa Avenue, Fairfield, Fairfield County, Connecticut 06825;
4. 215 Glastonbury Boulevard, Glastonbury, Hartford County, Connecticut 06033;
5. 677 West Main Street, New Britain, Hartford County, Connecticut 06053;
6. 44 Fenn Road, Newington, Hartford County, Connecticut 06111;
7. 206 Kitts Lane, Newington, Hartford County, Connecticut 06111;
8. 79 Washington Avenue, North Haven, New Haven County, Connecticut 06473;
9. 505 North Main Street, Southington, Hartford County, Connecticut 06489;
10. 1937 West Main Street, Stamford, Fairfield County, Connecticut 06902;
11. 2020 Norwich-New London Turnpike, Uncasville, New London County, Connecticut 06382;
12. 920 Wolcott Road, Waterbury, New Haven County, Connecticut 06705;
13. 240 Chase Avenue, Waterbury, New Haven County, Connecticut 06704; and
14. 117 Boston Post Road, Waterford, New London County, Connecticut 06385.

Offices discontinued as of February 17, 2023.

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February 23, 2023 (TM-LFS)
BITSTAMP USA, INC. DBA BITSTAMP
27 Union Square West - Suite 205, New York, NY  10003

Notification for the use of the DBA was approved.

In connection with the above change, the original license was surrendered.

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February 23, 2023 (PF-LFS)
AFCO CREDIT CORPORATION
5600 North River Road, 4th Floor, Columbia Centre I, Illinois 60018

The license to engage in business as a premium finance agency at the following location has been surrendered, effective January 31, 2023:

9350 South 150 East, Suite 710, Sandy, Utah 84070

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License issued to engage in business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

February 22, 2023 (MB-MBD)
Full Service Branch
PennyMac Loan Services, LLC
4300 Duncan Avenue, Suite 400, St. Louis, MO 63110

February 22, 2023 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
80 Broad Street, 5th Floor, Office 625, New York City, NY 10004

February 22, 2023 (MB-MBD)
Full Service Branch
Contour Mortgage Corporation
35 Pinelawn Road, Suite 109E, Melville, NY 11747

February 22, 2023 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.
132 Monroe Turnpike, Suite 2, Trumbull, CT 06611

February 22, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
17877 Von Karman Ave., Suite 230, Irvine, CA 92614-4201

February 22, 2023 (MB-MBD)
Full Service Branch
PrimeLending, A PlainsCapital Company
2125 Center Avenue, Suite 618, Fort Lee, NJ 07024

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Certificate issued to engage in business as a Mortgage Broker Branch under Article 12-D of the New York Banking Law:

February 22, 2023 (BR-MBD)
Full Service Branch
WC Financial in lieu of Warshaw Capital, LLC
2050 S. King Circle, Suite M, Neptune Beach, FL 32266

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License to engage in business as a Mortgage Banker Branch surrendered:

February 16, 2023 (MB-MBD)
Cardinal Financial Company, Limited Partnership
3028 E Tremont Ave, Ste A, Bronx, NY 10461
Effective Date: February 7, 2023

February 16, 2023 (MB-MBD)
Finance of America Mortgage LLC
30 Executive Park, Suite #120, Irvine, CA 92614
Effective Date: February 7, 2023

February 16, 2023 (MB-MBD)
Movement Mortgage, LLC
528 West Green Street, Ithaca, NY 14850
Effective Date: February 7, 2023

February 21, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
6650 W. Snowville Road, Suites A - E, Brecksville, OH 44141
Effective Date: January 6, 2023

February 22, 2023 (MB-MBD)
Homestead Funding Corp.
121 Hamburg Street, East Aurora, NY 14052
Effective Date: January 31, 2023

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Mortgage Banker Branch License Address Changes:

February 21, 2023 (MB-MBD)
loanDepot.com, LLC
From: 1350 Avenue of the Americas, Suite 1702, New York, NY 10019
To: 3 Columbus Circle, Suite 1620, New York, NY 10019

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Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law:

Date of Approval	NMLS #	Applicant Name	City	State	Sponsoring Entity
February 22, 2023	21749	Gabriela Slazak	Brick	New Jersey	CMG Mortgage, Inc.
February 22, 2023	66590	Bryan Jonathan Clute	Amsterdam	New York	Haus Capital Corporation
February 22, 2023	75608	Adam Wizner	Pequannock	New Jersey	loanDepot.com, LLC
February 22, 2023	135035	Joshua Kyle Whitson	Avon	Indiana	Finance of America Reverse LLC
February 22, 2023	181886	Stephen Tropiano	Audubon	New Jersey	Freedom Mortgage Corporation
February 22, 2023	189912	Mehdi Pirzadeh	Washington	District of Columbia	Embrace Home Loans, Inc.
February 22, 2023	220566	Todd Jay Adwar	St. James	New York	CrossCountry Mortgage, LLC
February 22, 2023	324955	Jack Frank Mastrorilli	Marlboro	New Jersey	CrossCountry Mortgage, LLC
February 22, 2023	392863	Dain William Murphy	Detroit	Michigan	Rocket Mortgage, LLC
February 22, 2023	544394	Shannon Tennille Edwards	Jacksonville	Florida	Carrington Mortgage Services, LLC
February 22, 2023	593206	Sean Michael Kenny	Little Falls	New Jersey	CrossCountry Mortgage, LLC
February 22, 2023	639785	Matthew Gregory Marovich	New Milford	New Jersey	Homeland Lending LLC
February 22, 2023	782550	Nicky Walia	Glen Cove	New York	Nationwide Mortgage Bankers, Inc.
February 22, 2023	1023163	William Dwight Manapat	Fairfield	California	PennyMac Loan Services, LLC
February 22, 2023	1216401	Victor Laurence Ilisco	Mount Laurel	New Jersey	Freedom Mortgage Corporation
February 22, 2023	1699377	Omar Javaid Akhtar	Richardson	Texas	Nationstar Mortgage LLC
February 22, 2023	1780619	Sara Alida Marshall	Compton	California	Sun West Mortgage Company, Inc.
February 22, 2023	1833807	John Albert Amarantes	Somerset	Massachusetts	Homebridge Financial Services, Inc.
February 22, 2023	1834958	Carolina Polania	Wharton	New Jersey	American Neighborhood Mortgage Acceptance Company LLC
February 22, 2023	1888346	Meagan Nichole Marie Short	Deltona	Florida	Digital Risk Mortgage Services, LLC
February 22, 2023	1922337	Gregsari Martinez	Lyndhurst	New Jersey	Absolute Home Mortgage Corporation
February 22, 2023	1937826	Melissa Lynn Domzalski	Watauga	Texas	PennyMac Loan Services, LLC
February 22, 2023	1940777	Steven James Pedde	Frisco	Texas	Nationstar Mortgage LLC
February 22, 2023	1961275	Martin Eduardo Ballarta	La Puente	California	loanDepot.com, LLC
February 22, 2023	1979548	Andre Boghozian	Tujunga	California	PennyMac Loan Services, LLC
February 22, 2023	2046940	Eric Torres	San Pedro	California	Nationstar Mortgage LLC
February 22, 2023	2123852	Niall Thomas Coker	St. Louis	Missouri	Mortgage Research Center, LLC
February 22, 2023	2139082	Aaron Hector Garcia	Newbury Park	California	PennyMac Loan Services, LLC
February 22, 2023	2151448	Stephen Blake McCarn	Fort Mill	South Carolina	NewRez LLC
February 22, 2023	2160722	Cooper Robert Livingston	Columbia	Missouri	Mortgage Research Center, LLC
February 22, 2023	2170200	Carl Jeudy	Freeport	New York	Cardinal Financial Company, LP
February 22, 2023	2179469	Hasan Khalid Khan	Hicksville	New York	Jet Direct Funding Corp.
February 22, 2023	2239590	Logan Kyle Miller	Cresskill	New Jersey	CrossCountry Mortgage, LLC
February 22, 2023	2241289	Amit Dhawan	Great Neck	New York	Ezz Services Inc.
February 22, 2023	2267237	Alberto Delarosa	Long Beach	New York	Lakeview Mortgage Bankers Corp.
February 22, 2023	2312498	Rosetta Richardson	Chester	New York	Superior Mortgage Co., Inc.
February 22, 2023	2313927	Dameon Elliott Reilly	White Plains	New York	Faze One Funding, LLC
February 22, 2023	2314364	Glenn Nicholas Chiarulli	Staten Island	New York	Grand Oaks Funding, LLC
February 22, 2023	2332545	Randy Tyall Pile	New Milford	Connecticut	Hudson United Mortgage LLC
February 22, 2023	2358537	Edward James Kyle	Clifton Park	New York	The Mortgage Place, Inc.
February 22, 2023	2363505	Annette Rivera	New Rochelle	New York	Cannondale Financial LLC
February 22, 2023	2374215	Anthony Joseph Sorrento	West Falls	New York	Solutions Home Mortgage, Inc.
February 22, 2023	2403539	Daniel Jonathan Bellucci	Frankin Square	New York	Total Mortgage Services, LLC
February 22, 2023	2421977	Susan Lynn Martino	Lafayette	New York	Upstate Premier Mortgage, Inc.

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Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property: