Weekly Banking Bulletin
March 10, 2023
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [email protected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
BK |
Bank |
MB |
Mortgage Banker |
BP |
Budget Planner |
BR |
Mortgage Broker |
CC |
Check Casher |
MS |
Mortgage Servicer |
CU |
Credit Union |
PF |
Premium Finance Agency |
FA |
Foreign Agency |
PB |
Private Banker |
FB |
Foreign Branch |
SB |
Savings Bank |
FR |
Foreign Representative Office |
SD |
Safe Deposit Company |
HC |
Holding Company |
SF |
Sales Finance Agency |
IC |
Investment Company |
SL |
Savings and Loan Association |
LL |
Licensed Lender |
SL |
Student Loans |
MK |
Merchant Bank |
TM |
Transmitter of Money |
MI |
Miscellaneous |
TR |
Trust Company |
VC | Virtual Currency |
Regulatory Unit Codes
CM |
Capital Markets |
CRB |
Community and Regional Banks |
CEU |
Consumer Examination Unit |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION I
March 9, 2023 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005
Verified Certificate to Continue Business as Private Bankers received.
(These Private Bankers are already under the supervision of the Department. New Certificate submitted by reason of the proposed admission to the firm of BBH Principals, L.P. as a General Partner.)
March 7, 2023 (TM-LFS)
ASCENDANTFX CAPITAL USA, INC.
3478 Buskirk Avenue, Suite 1000, Pleasant Hill, CA 94523
Application was received for a change of control whereby AFX Acquisition Corp. will acquire 100% of the issued and outstanding shares of AscendantFX Capital Inc., and thereby indirectly acquiring 100% of AscendantFX Capital USA, Inc.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Application received pursuant to Section 594-b of Article 12-D of the New York Banking Law and Part 410 of the Superintendent’s Regulations for control interest, amended to read as follows:
From:
January 11, 2022 (MB-MBD)
Applicant(s)
American Advisors Group Holdings Inc
Reza Jahangiri
To acquire interest in American Advisors Group D/B/A AAG
18200 Von Karman Avenue, Suite 300, Irvine, CA 92612
To:
February 22, 2023 (MB-MBD)
Applicant(s)
Reza Jahangiri
Matthew Adam Engel
Various Minority Shareholders
To acquire interest in American Advisors Group D/B/A AAG
18200 Von Karman Avenue, Suite 300, Irvine, CA 92612
Mortgage Broker Certificate Name Change Received, corrected to read as follows:
From:
February 24, 2023 (BR-MBD)
From: Isometric LLC
To: Isometric LLC DBA Morley
To:
February 24, 2023 (BR-MBD)
From: Isometric LLC
To: Isometric LLC DBA Morely
Application to establish a Mortgage Banker's Branch received for examination:
March 3, 2023 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
19 South Main Street, Rear Building, Office A1, Yardley, PA 19067
March 3, 2023 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
1000 Lafayette Blvd., Suite 1100, Bridgeport, CT 06604
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS # |
Applicant Name |
City |
State |
April 13, 2022 |
2087382 |
James William Savich |
Detroit |
Michigan |
May 23, 2022 |
2023847 |
Nathan Joseph Cohen |
Solon |
Ohio |
October 26, 2022 |
2144392 |
Brandon Robert Kenney |
Commack |
New York |
December 28, 2022 |
1182461 |
Charlton Rodriguez |
Ozone Park |
New York |
January 4, 2023 |
2121848 |
Tiarra Donjee Riley |
Los Angeles |
California |
January 19, 2023 |
2449577 |
Menachem Mendel Schechter |
Pomona |
New York |
January 21, 2023 |
1851931 |
Manny Sahni |
Syosset |
New York |
January 23, 2023 |
2432856 |
Sheila Anne Beach |
Frankfort |
New York |
January 25, 2023 |
78635 |
David Kenneth Sevigny |
Rocky Hill |
Connecticut |
January 30, 2023 |
1721949 |
Fouad Babar Mughal |
Colonia |
New Jersey |
February 1, 2023 |
2078710 |
Brian Edward McDonald |
Arkport |
New York |
February 7, 2023 |
1882341 |
Matthew Brian Milavec |
Albany |
New York |
February 8, 2023 |
2028283 |
James Joseph Cunningham |
Fairless Hills |
Pennsylvania |
February 10, 2023 |
1731778 |
Cooper Patrick Urbany |
Birmingham |
Michigan |
February 15, 2023 |
2282754 |
Harpreet Kaur |
Ozone Park |
New York |
February 15, 2023 |
2314465 |
John Paul Sakla |
Oxnard |
California |
February 17, 2023 |
1783030 |
Christian Joseph Utica |
Fenton |
Michigan |
February 21, 2023 |
1162010 |
Rajpattie Sukhu |
Ozone Park |
New York |
February 21, 2023 |
1590437 |
Rafil Omar Almufti |
Dearborn Heights |
Michigan |
February 21, 2023 |
1639569 |
Aaron Douglas Cook |
Royal Oak |
Michigan |
February 23, 2023 |
31699 |
Nicholas Tomas |
Lake Orion |
Michigan |
February 23, 2023 |
1037446 |
Joseph Daniel Garcia |
Phoenix |
Arizona |
February 23, 2023 |
1687470 |
Javier Solis |
Phoenix |
Arizona |
February 23, 2023 |
1947147 |
Nicholas Joseph Burchett |
Cave Creek |
Arizona |
February 23, 2023 |
2060218 |
Benjamin Abraham Cole |
Phoenix |
Arizona |
February 23, 2023 |
2087079 |
Kristina Lynn Alhadeff |
Scottsdale |
Arizona |
February 24, 2023 |
134469 |
Nikki Renea Thayer |
Boca Raton |
Florida |
February 27, 2023 |
1451681 |
Ryan Thomas Carney |
Olean |
New York |
February 27, 2023 |
2126878 |
Daniel Alexander Golden |
Olney |
Maryland |
February 28, 2023 |
214116 |
Ruben Raul Ruano |
Azusa |
California |
February 28, 2023 |
403738 |
Scott S. Balzano |
Setauket |
New York |
March 1, 2023 |
302082 |
Louewanda Benjamin |
Amityville |
New York |
March 1, 2023 |
1261227 |
Douglas Cortez |
Brentwood |
New York |
March 2, 2023 |
50324 |
Ludwig Daniel Jean-Louis |
Hempstead |
New York |
March 2, 2023 |
2290910 |
Joshua Thomas Baker |
Old Hickory |
Tennessee |
March 3, 2023 |
1510305 |
Samantha Jo Miles Jones |
Grosse Pointe Woods |
Michigan |
SECTION II
September 20, 2022 (SF-LFS)
Ginormous Auto Credit, LLC
224 West Main Street, P.O. Box 233, Suite B, Goshen, NY 10924
License to engage in business as a sales finance company was surrendered.
October 6, 2022 (LL-LFS)
MARINER FINANCE LLC
8211 Town Center Drive, Nottingham, Baltimore, Maryland, 21236-5904
License was issued to reflect the change of branch location from 1900 Ridge Road, Suite 108 West Seneca, NY 14224 to 4405 Milestrip Road, 5B, Buffalo, NY 14219.
In connection with the above license issuance, the original license was surrendered.
December 12, 2022 (CC-LFS)
DAVID’S MONEY CENTERS OF THE BRONX, LLC
3015 Third Avenue, Bronx, NY 10455
An application to relocate a licensed casher of checks from 23-05 31st Street, Astoria, NY 11105 to 23-11 31st Street, Astoria, NY 11105 was approved.
January 31, 2023 (SF-LFS)
BMW FINANCIAL SERVICES NA, LLC D/B/A ALPHERA FINANCIAL SERVICES
300 Chestnut Ridge Road, Woodcliff Lake, Bergen, New Jersey 07677-7739
Rider was issued to reflect the change of branch location from 2735 E. Parley’s Way, Suite 301, Salt Lake City, Salt Lake County, Utah 84109 to 2855 East Cottonwood Parkway, Suite 200, Salt Lake City, Salt Lake County, Utah 84121
January 31, 2023 (LL-LFS)
EMEDA FINANCE CORPORATION
1801 Stillwell Ave, Suite 2F, Brooklyn, New York 11223
License was issued to reflect the change of main address from 611 Midland Ave, 2 Floor, Staten Island, New York 10306 to 1801 Stillwell Ave, Suite 2F, Brooklyn, New York 11223
In connection with the above license issuance, the original license was surrendered.
February 23, 2023 (SF-LFS)
BMW FINANCIAL SERVICES NA, LLC D/B/A ALPHERA FINANCIAL SERVICES
300 Chestnut Ridge Road, Woodcliff Lake, Bergen, New Jersey, 07677-7739
Rider was issued to reflect the change of branch location from 5550 Britton Parkway, Hilliard, Franklin, Ohio 43026 to 1400 City View Drive, Columbus, Franklin, Ohio 43215.
February 23, 2023 (LL-LFS)
ONEMAIN FINANCIAL GROUP, LLC
100 International Drive, 16th Floor, Baltimore, Maryland 21202
License was issued to reflect the change of location from 3190 Niagara Falls Blvd., Amherst, New York 14228 to 9648 Transit Rd, Ste 200, East Amherst, NY 14051-2268.
In connection with the above license issuance, the original license was surrendered.
March 2, 2023 (pf-LFS)
MACKOUL INSTALLMENT SERVICES, LLC D/B/A MIS PREMIUM FINANCING
214 West Park Avenue, Long Beach, NY 11561
The relocation of the main office was approved as follows, effective January 1, 2023:
From: 25 Nassau Lane, Island Park, NY 11558
To: 214 West Park Avenue, Long Beach, NY 11561
March 2, 2023(PF-LFS)
MHD EMPIRE SERVICE CORP.
300 South State St., Suite 1000, Office #1039, Syracuse, New York, 13202
The license to engage in business as a premium finance agency at the following locations has been surrendered:
300 South State St., Suite 1000, Office #1039, Syracuse, New York, 13202
Effective February 22, 2023, MHD Empire Service Corp. is no longer authorized to conduct premium finance business in the State of New York.
March 2, 2023 (SB-CRB)
APPLE BANK FOR SAVINGS
122 East 42nd Street, New York, NY 10168
Approval given to change the location of branch office from 4 Irving Place, Borough of Manhattan, City of New York 10003 to 111 4th Avenue, Borough of Manhattan, City of New York 10003, on or after March 3, 2023.
March 8, 2023 (MI-CRB)
SALISBURY BANK AND TRUST COMPANY
5 Bissell Street, Lakeville, CT 06039
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 2064 New Hackensack Road, Town of Poughkeepsie, Dutchess County, New York 12603, will not result in a significant reduction of financial services in the community to be affected.
March 8, 2023 (MI-CRB)
BANK OF HOPE
3200 Wilshire Boulevard, Los Angeles, CA 90010
Authorization granting permission to open and occupy branch office at 150-24 Northern Boulevard, Flushing, Borough of Queens, City of New York 11354, surrendered for cancellation.
Office discontinued as of February 24, 2023.
March 9, 2023 (SB-CRB)
FIRST CENTRAL SAVINGS BANK
70 Glen Street, Glen Cove, NY 11542
Authorization granting permission to open and occupy branch office at 58-02 Myrtle Avenue, Ridgewood, Borough of Queens, City of New York 11385, surrendered for cancellation.
Office discontinued as of March 1, 2023.
License to engage in the business of a Mortgage Banker surrendered:
March 7, 2023 (MB-MBD)
CCFCU Funding, LLC D/B/A Homeowners Advantage
4 Winners Circle, Suite 202, Albany, NY 12205
Effective Date: January 3, 2023
License to engage in the business of a Mortgage Banker Branch surrendered:
March 3, 2023 (MB-MBD)
CrossCountry Mortgage, LLC
3100 West Ray Road, Suite 201, Office 232, Chandler, AZ 85226
Effective Date: February 14, 2023
March 6, 2023 (MB-MBD)
emm loans llc
1000 Sanger Avenue, Suite 310, Oceanport, NJ 07757
Effective Date: February 28, 2023
March 6, 2023 (MB-MBD)
Allied Mortgage Group, Inc.
39 E. Cedar Street, Suite 1, Newington, CT 06111
Effective Date: February 3, 2023
March 8, 2023 (MB-MBD)
Guaranteed Rate, Inc.
963 Ann Arbor Trail, Suite 12, Plymouth, MI 48170
Effective Date: February 24, 2023
March 8, 2023 (MB-MBD)
loanDepot.com, LLC
5005 Meridian Boulevard, Suite 150, Franklin, TN 37067
Effective Date: March 2, 2023
Certificate to engage in the business of a Mortgage Loan Servicer Branch surrendered:
March 6, 2023 (MS-MBD)
Fay Servicing, LLC
1501 E. Woodfield Rd., Ste. 100W, Schaumburg, IL 60173-5447
Effective Date: February 27, 2023
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York Banking Law.
Date of Approval |
NMLS # |
Applicant Name |
City |
State |
Sponsoring Entity |
---|---|---|---|---|---|
February 14, 2023 |
1889505 |
Ryan Thomas Sicker |
Rockville Centre |
New York |
United Mortgage Corp. |
February 17, 2023 |
207131 |
Robert Quarta |
Seaford |
New York |
Lynx Mortgage Bank LLC |
February 17, 2023 |
2033248 |
Dean Charles Lupowitz |
Oceanside |
New York |
Cardinal Financial Company, LP |
March 2, 2023 |
47162 |
Asif Khan |
Parlin |
New Jersey |
Heartland Mortgage Corp. |
March 2, 2023 |
88577 |
Eric Allen Vaughn |
West Seneca |
New York |
Hunt Mortgage Corporation |
March 2, 2023 |
187523 |
Mojubaade Aderemi |
Philadelphia |
Pennsylvania |
Freedom Mortgage Corporation |
March 2, 2023 |
289431 |
Rosemary Ciotto |
Santee |
California |
Freedom Mortgage Corporation |
March 2, 2023 |
369103 |
Kazi Hassan |
Fresh Meadows |
New York |
Cliffco, Inc. |
March 2, 2023 |
404070 |
Tracy Lyn Caggiano |
Cedar Grove |
New Jersey |
CrossCountry Mortgage, LLC |
March 2, 2023 |
491913 |
William Hang |
Diamond Bar |
California |
PennyMac Loan Services, LLC |
March 2, 2023 |
688986 |
Brian A. Marcotulli |
Morristown |
New Jersey |
loanDepot.com, LLC |
March 2, 2023 |
690891 |
James Leonard Bopp |
Troy |
New York |
Planet Home Lending, LLC |
March 2, 2023 |
958354 |
Shaista Fatima |
Aliso Viejo |
California |
loanDepot.com, LLC |
March 2, 2023 |
1098281 |
Shawn Lamont Carson |
East Yaphank |
New York |
Family First Funding LLC |
March 2, 2023 |
1383789 |
Lisbeth Rivas |
Bethel |
Connecticut |
CrossCountry Mortgage, LLC |
March 2, 2023 |
1513667 |
Paul Foley Gagne |
Esopus |
New York |
Nations Lending Corporation |
March 2, 2023 |
1537015 |
Bridget Marie McGuire |
Columbia |
Missouri |
Mortgage Research Center, LLC |
March 2, 2023 |
1592314 |
Nikolaus Ryan Gannon |
Ridley Park |
Pennsylvania |
Freedom Mortgage Corporation |
March 2, 2023 |
1666781 |
Matthew Kent Hinckley |
Anna |
Texas |
PennyMac Loan Services, LLC |
March 2, 2023 |
1915110 |
Malek Soleiman Abasi |
Roseville |
California |
PennyMac Loan Services, LLC |
March 2, 2023 |
2038529 |
Bryan Sinclair Hollins |
Dallas |
Texas |
PennyMac Loan Services, LLC |
March 2, 2023 |
2054922 |
Orlando Sanchez |
Dallas |
Texas |
PennyMac Loan Services, LLC |
March 2, 2023 |
2062771 |
Amelia R. Zapperoli |
Glen Cove |
New York |
Meadowbrook Financial Mortgage Bankers Corp. |
March 2, 2023 |
2082764 |
Amanda Haley Tubbs |
Tampa |
Florida |
PennyMac Loan Services, LLC |
March 2, 2023 |
2085299 |
Leilani Raenette Josiah |
Compton |
California |
loanDepot.com, LLC |
March 2, 2023 |
2113547 |
Brian Kurt Canaris |
Morris Plains |
New Jersey |
Fairway Independent Mortgage Corporation |
March 2, 2023 |
2223797 |
Nikolas Mattheopoulos |
Douglaston |
New York |
CGAP, Inc. |
March 2, 2023 |
2236976 |
Tyler Jeffrey Ranft |
Middle Village |
New York |
Homereliance Capital Corp. |
March 2, 2023 |
2250570 |
Kei Ki Wong |
Jersey City |
New Jersey |
Quintessential Mortgage Group, LLC |
March 2, 2023 |
2256387 |
Nicholas Dylan Brackett |
Selden |
New York |
CrossCountry Mortgage, LLC |
March 2, 2023 |
2303463 |
Jennifer Gomez |
White Plains |
New York |
Quintessential Mortgage Group, LLC |
March 2, 2023 |
2315365 |
Sarah Marcella Kocyan |
Murfreesboro |
Tennessee |
Carrington Mortgage Services, LLC |
March 2, 2023 |
2334667 |
Agata Cardenas |
Ridgewood |
New York |
Fairway Independent Mortgage Corporation |
March 2, 2023 |
2350763 |
Edouard Pierre Claus |
Miami |
Florida |
Network Capital Funding Corporation |
March 2, 2023 |
2352333 |
Aperiendae Danita Renea Penfield |
Lewisville |
Texas |
Nationstar Mortgage LLC |
March 2, 2023 |
2374679 |
Paul Joseph Trapani |
Pleasantville |
New York |
UNMB Home Loans Inc. |
March 2, 2023 |
2389233 |
Tori Lynn Iadarola |
Saddle Brook |
New Jersey |
CrossCountry Mortgage, LLC |
March 2, 2023 |
2407236 |
Tahlyah J. Ellis |
Laurelton |
New York |
R & J Capital Group, LLC |
March 2, 2023 |
2408627 |
Leonard A. Spitale |
Lynbrook |
New York |
Gold Coast Funding Inc. |
March 8, 2023 |
125301 |
Laura Kotowski |
Smithtown |
New York |
Family First Funding LLC |
March 8, 2023 |
1076911 |
Antia J. Santiago |
Haverstraw |
New York |
Rocket Mortgage, LLC |
March 8, 2023 |
1107398 |
Sarkis Soghomon Boghossian |
Jamestown |
Rhode Island |
Shamrock Home Loans, Inc. |
March 8, 2023 |
1159953 |
Ryan Michael McFarland |
Detroit |
Michigan |
Rocket Mortgage, LLC |
March 8, 2023 |
1716841 |
Luis M. Gutierrez |
Naples |
Florida |
American Financial Network, Inc. |
March 8, 2023 |
2007841 |
Samuel Francis Cioffi |
Wantagh |
New York |
Cardinal Financial Company, LP |
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn |
NMLS # |
Applicant Name |
City |
State |
---|---|---|---|---|
February 1, 2023 |
1855427 |
Felipe Martinez |
Phoenix |
Arizona |
March 2, 2023 |
1471585 |
Layla Hezabel Martinez |
Spring Hill |
Florida |
March 2, 2023 |
2071800 |
Dunia Najih Jabouri |
Warren |
Michigan |
March 2, 2023 |
2138960 |
Gabriel Britt Phelps |
Plano |
Texas |
March 2, 2023 |
2230715 |
Jiji George |
Midlothian |
Virginia |
March 2, 2023 |
2238410 |
Chad Michael Vallone |
Harrison Township |
Michigan |
March 3, 2023 |
1719966 |
Gabriel Garcia |
Garden City |
Michigan |
March 3, 2023 |
1957557 |
Bradley Micheal Feather |
Clinton Township |
Michigan |